Axis Bank Pride Signature Credit Card Review

Axis Bank Pride Signature Credit Card is a specially designed credit card for Indian defense personals. With every transaction made with this card, you will contribute to the Defence Association. This card also offers some attractive benefits including lounge access, dining benefit, reward benefit, fuel surcharge waiver, zero lost card liability, and lots more. 

Axis Bank Pride Signature Credit Card

Eligibility Criteria:

** The Bank Has not mentioned the Eligibility Criteria, But as per our experience, we can say that it should be like this. 

  • Resident Type: Indian and non-resident Indians can apply for this card. 
  • For salaried person:
    • Age: 18 to 70 yrs. 
    • Income: ₹30,000 monthly. 
  • For self-employed person:
    • Age: 18 to 70 yrs. 
    • Income: ₹30,000 monthly. 
  • Good CIBIL Score (750 or more). 
  • This card is specially designed for defense personals, but individuals can apply for this card.  

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recent audited financial report. 

Fee:

  • Joining Fee: None. 
  • Annual Fee: ₹500 + GST (Can be waived if ₹40,000 is spent within a year)

Benefits:

  • Reward benefit:

This card offers 8 reward points for each ₹200 transaction made with this card.

Also if you can spend ₹5000 or more with your Signature Card to win up to 100 EDGE rewards points.

On your birthday you will get 2X reward points on each transaction. 

  • Lounge access:

With this card, you can enjoy 2 free visits per quarter to any domestic airport lounges. 

  • Dining benefit:

This card offers up to a 15% discount on your dining bills at most of the frontline restaurants.

  • Fuel surcharge waiver:

This card offers a 1% waiver on fuel surcharges. This offer is applicable at any fuel station In India. The Transaction amount should be between ₹400 to ₹4000. 

  • Lost card liability coverage:

Axis Bank offers zero loss card liability coverage for this card. To avail the maximum benefit of the coverage you have to report the loss as soon as you notice it. 

  • Add on Facility:

You can share the benefits of your loved ones just add them with your card as an add-on member and they can also enjoy the benefits of having a credit card. (The age of the add-on member should be 18 yrs.)

  • Personalization:

Axis Bank allows you to customize your card with the shades of Indian Tri-Colour. 

  • EMV Chip Card:

This card comes with a built-in EMV Chip this chip is designed to add more security to your transactions.

Charges:

  • Cash Withdrawal Charge: 2.5% against the amount, Min ₹500. 
  • Finance Charge: 2.95% monthly. 
  • Foreign currency transaction: 3.50% against the transacted amount. 

Contact Details:

Call: 1860-419-5555

Mail: cr[email protected]

100xGain Ratings: 5.5/10

Final Opinion:

If you are looking for a credit card that offers a personalization option and lots of other exciting benefits then this card can be a good option for you. It offers 2 free lounge access per quarter, up to 15% discount on dining bill, fuel surcharge waiver, reward benefit, lost card liability coverage, and lots more. 

 But this card does not feature benefits on shopping, hotel booking, and golf access. So if you want to earn benefits on shopping then you can go for American Express SmartEarn Credit Card, and if you want golf access then you can go for Indusind Bank Pinnacle Credit Card, and if you want benefits on hotel booking then you can go for ICICI Bank MakeMyTrip Platinum Credit Card.     

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