Axis Bank Signature Credit Card with Lifestyle Benefits Review

Axis Bank Signature Credit Card With Lifestyle Benefits is one of the best Credit Cards from Axis Bank, this card is best suited for those who want more lifestyle-related benefits from their card, the benefits of this card are reward benefit, lounge access, discount on movie tickets, discount on dining, insurance coverage, EMI facility, Add-on facility, annual fee waiver, etc. This card is also beneficial for international uses. Let’s discuss the card in detail.  

axis bank signature credit card with lifestyle benefits

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 18 to 70 yrs. 
    • Income: ₹9,00,000 annually. 
  • For self-employed person:
    • Age: 18 to yrs.
    • Income: ₹9,00,000 annually. 
  • Good CIBIL Score (750 or more).

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recently audited financial report. 

Fee:

  • Joining Fee: ₹5,000 + GST  or  ₹3,000 + GST if you have got a special Invitation from Axis Bank. 
  • Annual Fee: ₹3,000 + GST (Can be waived off if ₹3 lakh is spent within a year)

Benefits:

  • Welcome benefit:

With the first successful online transaction made with this card, you will get 100 reward points.  

  • Reward benefit:

This card offers 10 points on each ₹ 200 domestic transactions, you will get 20 reward points for the same on the international transaction.

  • Lounge access:

With this card, you will get a complimentary Priority Pass membership, which allows you to get access to 700 VIP lounges across the world. 

You will also get some complimentary access to domestic lounges from Visa.

  • Movie benefit:

If you book a movie ticket through BookMyShow then you will get up to 50% Cash-Back. You can earn a maximum Cash-Back of ₹2,000 in a year.

  • Dining benefit:

This card offers up to a 15% discount on your dining bill, this offer is applicable at some selected restaurants only.

  • Fuel surcharge waiver:

With this card you can earn up to ₹400 savings on fuel surcharges, this offer is applicable at any fuel stations in India. The transaction amount should be between ₹400 to ₹4000. 

  • Insurance Coverage:

This card offers air accidental coverage of ₹2.5 Cr. and USD 300 coverage against loss of travel documents and loss of baggage. 

  • Annual Fee waiver:

If you can spend ₹3 lakh or more within a year with your card, then the annual fee for the next year will be waived off. 

  • Flexible Spending Limit:

If you are a Burgundy customer then you can spend more than your current credit limit without paying any extra charges.

  • EMI facility:

With this card, you can convert any purchase over ₹2500 into EMI. This feature is very helpful for frequent shoppers.  

  • Add-on Card:

You can share the benefits of your loved ones just add them with your card as an add-on member and they can also enjoy the benefits of having a credit card. (The age of the add-on member should be 18 yrs.)

  • Global Acceptance:

This card is globally accepted you can use this card at any outlet or e-commerce site where the Visa Cards are accepted. 

  • EMV Chip Card:

This card comes with the advanced EMV chip it adds more security to your transactions. 

Charges:

  • Cash Withdrawal Charge: 2.5% against the amount. Minimum ₹250
  • Finance Charge: 3.40% monthly. 
  • Foreign currency transaction: 3.50% against the transaction amount. 

Contact Details:

Call: 1860-419-5555

Mail: [email protected]

100xGain Ratings: 6/10

Final Opinion:

If you want a lifestyle benefit card at a low cost, then this will be a very good option for you. You will get Domestic and International lounge access, up to 50% discount on movie tickets, and 15% discount on dining bills, and big insurance coverage. You will also get reward points from your domestic and international spending, EMI facility, and lots more. So if you are looking for a low-cost lifestyle credit card then this card will be a very good option for you. 

But if you want to spend more to have some premium benefits like golf access, concierge service, or benefits of healthcare category, then you should go for ICICI Emerald Credit Card.   

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