Bajaj Finserv RBL Bank Platinum Choice First-Year-Free SuperCard Review

Bajaj Finserv RBL Bank Platinum Choice First-Year-Free SuperCard is a MasterCard credit card with a built-in EMV chip. With this card, your every transaction will be rewarded. Also, this card comes with zero joining fees and a big number of offers and privileges like –Milestone benefit, Movie benefit, Reward program, Instant loan facility, Anytime cash withdrawal, Add-on facility, Annual fee waiver, Fuel surcharge waiver, EMI option, EMV security, etc. This card is one of the most featured cards from RBL.

Bajaj Finserv RBL Bank Platinum Choice First-Year-Free SuperCard

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: Above ₹25,000 monthly. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Above ₹25,000 monthly.
  • Good CIBIL Score (750 or more).

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recently audited financial report. 

Fee:

  • Joining Fee: None. 
  • Annual Fee: ₹499 + GST (from second year onwards)

Benefits:

  • Reward benefit:

This card offers 1 reward point for each ₹100 spent with this card. you will get 2X reward points for the same on online transactions  (except on – Insurance, Education, Utilities, or Wallet load).

  • Movie benefit:

If you book a movie ticket from BookMyShow with this card you will get a 10% discount on it. This offer is applicable once a month or 12 times a year (any day/anytime).

  • Fuel surcharge waiver:

This card offers up to ₹100 waivers on fuel surcharges, this offer is applicable at most of the fuel stations in India.

  • Milestone benefit:

If you can spend ₹75,000 with your card within a year, then you will get 5000 reward points. 

You can also redeem your earned reward points very easily with multiple options like – Hotel booking, Flight ticket, Mobile recharge, or you can simply redeem them at – www.rblrewards.com/supercard  

  •  Annual fee waiver:

If you can spend ₹30,000 with your card within a year, then your annual fee will be waived off for the next year.   

  • Instant Loan facility:

This card allows you to get a loan against your credit card almost instantly. You can pay it back with monthly EMIs. Min loan amount – ₹ 500, Processing fee – 2.5%.

  • Add-on facility:

You can share the awesome features of your cards with your loved ones. Just add your loved ones, (min age – 18+) with your card and they can also the features of a credit card.

  • EMI facility:

With this card, you can convert your payments over ₹3000 into EMI. This feature is very helpful for frequent shoppers. 

  • ATM Cash Withdrawal:

With this card, you can withdraw cash from any ATMs with an interest-free period of 50 days. 

  • Instant Approval:

If you apply online you may enjoy the benefits of instant approval. You have to fulfill the eligibility criteria and submit some basic documents.  

  • Global Acceptance:

This card is globally accepted, you can use this card at any outlet or e-commerce site where the MasterCard Credit Cards are accepted.  

  • EMV Chip Card:

This card comes with a built-in EMV Chip. It adds more security and convenience to your transactions.

Charges:

  • Cash Withdrawal Charge: 2.5% against the amount min ₹500
  • Finance Charge: 3.99% monthly. 
  • Foreign currency transaction: 3.5% against the transaction amount. 

Contact Details:

Call: 022-7119-0900

Mail: [email protected]

100xGain Ratings: 4/10

Final Opinion:

If you want a credit card for your daily use then this card can be a good option for you. it comes with several benefits and features that can save a lot of money for you. The main aspect of this card is an instant loan facility that can give you support during emergencies. So if you are looking for a budget credit card then you can go for this card.

But this card does not feature benefits on lounge access or travel categories. So, if you are ready to spend more to get those benefits then you can go for the American Express Platinum travel credit card, and if you want to spend less then you can go for SBI Prime Credit Card

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