Bajaj Finserv RBL Bank World Prime SuperCard Review

Bajaj Finserv RBL Bank World Prime SuperCard is a co-branded credit card that RBL bank has designed with the alliance of Bajaj Finserv. This card comes with a built-in EMV chip and several features and benefits. 

The awesome benefits of the card are – Big welcome benefit, Reward facility, Milestone benefit, Movie benefits, Fuel surcharge waiver, Big savings, Lounge access, Instant loan facility, Anytime cash withdrawal, EMI facility, Premium concierge service, Online control, Easy payment option, Lost card liability, Flexible credit limit, Worldwide acceptance, Enhanced Security, etc.

Bajaj Finserv RBL Bank World Prime SuperCard

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: Above ₹25,000 monthly.
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Above ₹25,000 monthly.
  • Good CIBIL Score (750 or more).

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recently audited financial report. 

Fee:

  • Joining Fee: ₹2,999 + GST
  • Annual Fee: ₹2,999 + GST

Benefits:

  • Welcome benefit:

With the issuance of the card, you will get 12,000 reward points as a welcome gift. To avail of this offer you just have to pay the annual fee in time and also you have to make a purchase of ₹2000 with this card within 30 days of the card issuance.

  • Reward benefit:

This card offers 2 reward points for each ₹100 transaction with this card. Also, this card offers 2X reward points for the same on the online transaction (except on education, utilities, insurance, and wallet load)

  • Lounge access:

With this card, you will get 8 free accesses at most of the frontline airport lounges in India. You can enjoy a maximum of 2 visits per quarter.

  • Movie benefit:

When you book a movie ticket from BookMyShow with this card, you will get another completely free.  

  • Fuel surcharge waiver:

This card offers up to ₹150 waivers monthly on fuel surcharges, this offer is applicable at ay fuel stations in India. 

  • Milestone benefit:

If you can spend 1.5 lakh within a year then you will get 10,000 points. Also if you can cross the 3.5 lakh mark then you will get extra 10,000 points.

  • Big Savings:

With all the features and benefits of the card, you can save up to ₹22,000 in a year. The total annual savings will depend on your annual spending and your card usage. 

  • Instant Loan facility:

This card allows you to get a loan against your credit card almost instantly. You can pay it back with monthly EMIs. Min loan amount – ₹ 500, Processing fee – 2.5%.

  • Add-on facility:

You can share the awesome features of your cards with your loved ones. Just add your loved ones, (min age – 18+) with your card and they can also the features of a credit card.

  • Balance transfer:

You can transfer the balance of your other cards to this card to get a lower interest rate. 

  • Concierge service:

This card comes with a class concierge service. You can get assistance with hotel booking and getting information about the fitness center, spa and sports center, etc.

  • EMI facility:

With this card, you can convert your purchase of over ₹3000 into EMI. This feature is very helpful for frequent shoppers. 

  • ATM Cash Withdrawal:

With this card, you can withdraw cash from any ATMs with an interest-free period of 50 days. 

  • Instant Approval:

If you apply online you may enjoy the benefits of instant approval. You have to fulfill the eligibility criteria and submit some basic documents.  

  • Global Acceptance:

This card is globally accepted, you can use this card at any outlet or e-commerce site where the MasterCard Credit Cards are accepted.  

  • EMV Chip Card:

This card comes with a built-in EMV Chip. It adds more security and convenience to your transactions.

Charges:

  • Cash Withdrawal Charge: 2.5% against the transaction amount, min ₹500. 
  • Finance Charge: 3.99% monthly. 
  • Foreign currency transaction: 3.50% monthly. 

Contact Details:

Call: 022-7119-0900

Mail: [email protected] 

100xGain Ratings: 4/10

Final Opinion:

This card is best for everyday uses it offers 2 reward points for each transaction, 8 lounge accesses per year, free movie tickets, fuel surcharge waiver, and lots of other exclusive features that can make your life a lot easier. 

If you want a travel credit card or if you are a golf lover then I would not recommend you this card. Instead, you can go for ICICI Bank InterMiles Credit Card, and if you want benefits on golf then you can go for Axis Bank Select Credit Card

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