HDFC Bank Diners ClubMiles Credit Card Review

HDFC Bank Diners ClubMiles Credit Card is a modified version of Diners Premium Credit Card. HDFC Bank has designed this card for frequent travelers, with air miles and free lounge access, Travel insurance coverage, dining benefits, and lots more. let’s have a detailed look at this card. 

HDFC Bank Diners ClubMiles Credit Card Review

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: ₹30,000 monthly. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: ITR should greater than ₹3.6 lakh annually. 
  • Good CIBIL score (750 or more). 
  • Good Relation with the bank. 

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      •  Salary Slip of the last 3 months 
      • ITR
    • Self-employed person
      • Income tax return of the last year 
      • Proof of business
      • Recent audited financial report. 


  • Joining Fee: ₹1,000 + GST
  • Annual Fee: ₹1,000 + GST


  • Welcome benefit:

With the payment of the joining fee, you will get 1,000 bonus reward points as a welcome gift. You will also get 1,000 bonus reward points every time you pay the annual fee. (Not applicable if the annual fee is waived off)

  • Reward benefit:

For spending Rs.150 you can earn 4 reward points. Your earned reward points can be redeemed against air tickets and hotel accommodation, you can also convert the reward points into air miles, 1 reward point = 1 air mile.

1 reward point = Re.0.50

  • Lounge Access:

This card gives you 6 free accesses to over 700 lounges worldwide in a year.  

  • Hotel Booking:

From time to time HDFC Diners ClubMiles comes with exclusive hotel booing benefits. 

  • Dining benefit:

This card has an exclusive tie-up with the finest restaurants in India were using this card you can get up to a 15% discount on your dining bill. 

  • Insurance coverage:

This card comes with an air accidental coverage of ₹1 Crore, and emergency medical expense coverage of up to ₹25 Lakh. 

You will also get a cover-up to ₹50,000 for lost or delayed baggage. 

  • Lost card liability:

This card offers lost card liability coverage of ₹9 lakh. To avail the benefits of the coverage you have to report the loss as soon as you notice it. 

  • Annual fee waiver:

If you can spend ₹1 lakh with your card within a year, then the renewal fee for the next year will be waived off. 

  • EMV Chip Card:

This card comes with a built-in EMV chip, this chip is specially designed to add an extra layer of protection to your transactions.  


  • Cash Withdrawal Charge: 2.5% against the withdrawal amount, min ₹500.
  • Finance Charge: 3.6% monthly. 
  • Foreign currency transaction: 3.0% against the transacted amount. 

Contact Details:

Call: 1800 266 4332

Mail: [email protected] 

Dispute Resolution Process: 

100xGain Ratings: 7.5/10

Final Opinion:

This card is best for frequent travelers, the benefits offered by this card are awesome, especially at this fee. You will get 4 reward points for every 150 transactions made with this card, which you can turn into air miles, 6 free lounge access per year, 15% discount on dining bill, and lots more. 

So, if you want a cheap travel credit card then this card will be perfect for you. But if you want more then you can go for the HDFC Diners Club Privilege Credit Card

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