RBL Platinum Advantage SuperCard Credit Card Review

RBL Platinum Advantage SuperCard is a basic credit card from ‘RBL Bank of India.’ This card comes with some features and benefits for its customers including – Big Reward points, Movie Offer, reward on every spend, Fuel surcharge Waiver, Instant loan feature, Low joining and Annual Fee, Easy Pin set-up feature, EMI facility, Balance transfer, Online Control, Easy Pay Option, Worldwide acceptance, EMV security and lots more. This card this one of the most featured cards from RBL Bank of India.

RBL Platinum Advantage SuperCard

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs.
    • Income: Above ₹25,000 monthly. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Above ₹25,000 monthly.
  • Good CIBIL Score (750 or above).

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recently audited financial report. 

Fee:

  • Joining Fee: ₹499 + GST
  • Annual Fee: ₹499 + GST

Benefits:

  • Welcome benefit:

With the issuance of the card, you will get 2,000 reward points as a welcome benefit. To get the benefit you just have to pay the joining fee in time and you have to spend ₹2,000 within 30 days of the card issuance.

  • Reward benefit:

This card offers 1 reward point for each ₹100 transactions made with this card. 

  • Movie benefit:

With this card, you will get a 20% discount on movie tickets books through BookMyShow. You can get this offer up to 15 times a year, you can get a discount of ₹100 on each transaction.   

  • Fuel surcharge waiver:

This card offers a ₹100 waiver on fuel surcharges monthly. This offer is applicable at any fuel station in India.

  • Instant Loan facility:

This card allows you to get a loan against your credit card almost instantly. You can pay it back with monthly EMIs. Min loan amount – ₹ 500, Processing fee – 2.5%.

  • Add-on facility:

You can share the awesome features of your cards with your loved ones. Just add your loved ones, (min age – 18+) with your card and they can also the features of a credit card.

  • Balance transfer:

You can transfer the balance of your other cards to this card to get a lower interest rate. 

  • EMI facility:

With this card, you can convert your payments over ₹3000 into EMI. This feature is very helpful for frequent shoppers. 

  • Online Control:

RBL gives you total control over your account, with the help of the MyCard app, you can do a lot of things like bill payment, Statement checking, monitoring your activity, EMI payment, Pin set up, etc. 

  • Global Acceptance:

This card is globally accepted, you can use this card at any outlet or e-commerce site where the MasterCard Credit Cards are accepted.  

  • Easy PIN set-up:

You can up your card pin very easily, with the help of the MyCard app you can set your PIN within minutes. 

  • Spend Limit:

With the help of the MyCard app, you can set a spending limit for yourself. It helps to set a monthly budget.  

  • EMV Chip Card:

This card comes with a built-in EMV Chip. It adds more security and convenience to your transactions.

Charges:

  • Cash Withdrawal Charge: 2.5% against the amount, min ₹500
  • Finance Charge: 3.99% monthly.
  • Foreign currency transaction: 3.5% against the transaction amount.

Contact Details:

Call: 022-7119-0900

Mail: super[email protected]

100xGain Ratings: 2.5/10

Final Opinion:

If you want to earn reward points from your credit card and want benefits from the movie then this card is a very good option for you. It offers a big welcome gift, reward benefit, movie benefits, fuel surcharge waiver, add-on card, Add-on facility, and lots more. 

But if you want a credit card that can offer you financial support during emergencies, then you can go for RBL MoCash Credit Card, and if you want to earn travel-related benefits then you can go for ICICI Bank Intermiles Credit Card.  

Leave a Reply

Share via
Copy link
Powered by Social Snap