6E Rewards Indigo HDFC Credit Card Review

HDFC Bank has some awesome cards in their co-branded hdfc credit card category, and the 6e rewardsindigo hdfc credit card is one of them. HDFC bank has designed this card with the alliance of IndiGo airlines. It is a very unique credit card that allows you to convert your earned indigo reward points into air tickets. It also comes with a number of other hdfc indigo credit card benefits like exclusive deals on dining spend, fuel surcharge waiver, hdfc credit card smart emi facility, lost card liability coverage, and lots more.

Who can apply for the 6e rewards indigo hdfc bank credit card?

  • Resident Type: Indian
  • HDFC credit card eligibility criteria for salaried person:
    • Age: 21 to 60 years.  
    • Income: Average monthly income should be greater than Rs.20,000 
  • HDFC credit card eligibility for self employed person:
    • Age: 21 to 65 years.  
    • Income: Income tax return should be greater than Rs.6 lakh annually.
  • HDFC credit card cibil score requirement: Above 750 

You can apply for this card from the hdfc credit card apply online portal. Once your hdfc bank credit card application is submitted, you can track your application from the hdfc credit card application status tracking page

If you are applying for a credit card for the first time, then feel free to visit our FAQ page to know; how to apply for hdfc credit card online and offline?

What documents are required for the HDFC indigo card application?

  • Photocopy of Address proof (any 1)
    • Last 6 months bank account Statement
    • Aadhar Card
    • Driving License
    • Passport
    • Utility bills
  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Two recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Salary Slip of last 3 months
      • ITR (Income Tax Return)
    • Self-employed person
      • Income tax return of the last year
      • Proof of business

If you are having some problem with activating your hdfc bank new credit card, then click here for the hdfc new credit card activation process.

What are the hdfc credit card yearly charges?

  • 6e rewards credit card joining fee: Rs.700 + GST
  • HDFC indigo credit card annual fee: Rs.700 + GST

What are the hdfc indigo credit card benefits?

  • What is the welcome benefit of 6E rewards IndiGo HDFC Bank?

With the hdfc credit card issuance and realization of the first-year joining fee, you will receive a bunch of awesome hdfc welcome gifts.

6E prime indigo membership Offers you Privileges like; quick baggage check-up, free meal, priority check-in, etc.
HDFC credit card e-vouchers Accor hotel voucher (30% off): Worth Rs.5000

Accor hotel dining vouchers (Min eligible transaction, Rs.1500): Worth Rs.1000

If you face any problem with your gift vouchers, you can contact the hdfc credit card helpline no given below. 

  • Make every transaction rewarding:

This hdfc indigo card offers 6e rewards on your everyday spending. The hdfc credit card scheme of reward points is discussed below.

Spend category


IndiGo airlines ticket booking 2.5% hdfc 6e rewards
Dining, grocery, and entertainment 2% indigo 6e rewards
Some of the selected partner brands of IndiGo 15% 6e indigo rewards
Every other spend made with this hdfc indigo card  1% indigo 6e rewards

This indigo card also offers up to Rs.150 discount on convenience fee on Indigo flight tickets.

Now the question is How do I redeem my 6E reward points? You can exchange your earned hdfc credit card 6e rewards for IndiGo airlines tickets. You can also click here for the list of other hdfc rewards redemption options. 

You can check your total earned hdfc 6e rewards from your hdfc credit card netbanking account. You can also find the hdfc bank credit card information from your monthly hdfc credit card statement.

  • Dine with more delight:

With this indigo 6e credit card, you will get some attractive hdfc dining offers at some of the premium restaurants in India.

  • Enjoy freedom from fuel surcharges:

This hdfc bank indigo credit card offers a 1% waiver on fuel surcharges across all fuel stations in India. The minimum eligible credit card transaction is Rs.400 and you can earn up to Rs.250 waiver in a billing cycle of hdfc credit card

  • Earn attractive deals on milestone spends:

On performing 3 or more monthly hdfc credit card transactions in each of the first three months after your hdfc credit card pin activation, you will get an IndiGo flight ticket of Rs. 1500.

  • Experience attractive deals from MasterCard:

The hdfc mastercard users will enjoy specially curated MasterCard offers and benefits in a wide range of categories including shopping, dining, travel, etc. click here to explore the current indigo hdfc credit card offers. 

  • Enjoy easy bill splitting:

With the hdfc credit card smart emi facility, you can split your big hdfc credit card payments into monthly installments and pay them back easily. The hdfc credit card emi conversion process is very simple and you can do it yourself from your hdfc bank credit card mobile app

Visit our FAQ page to know; how to convert hdfc credit card payment into emi? You can also calculate the applicable hdfc credit card emi interest from the hdfc bank credit card emi calculator

  • Complimentary lost card liability coverage:

If you ever lost your hdfc indigo credit card, all you need to do is to report the loss to the hdfc credit card support and you will not be liable for anything bad that may happen to your account. 

You can also temporarily block hdfc credit card from your net banking account.  If you don’t know how to block hdfc credit card through net banking accounts, then make sure to take a look at our hdfc bank card faq page.

  • Advanced contactless payment facility:

This hdfc credit card is equipped with the contactless credit card payment facility, which allows you to make payments just by placing your card over any secure reader machine.

For security reasons, the maximum amount of contactless hdfc credit card transactions are limited to Rs.5000 per transaction. You can control the domestic contactless usage of credit card from the hdfc credit card mobile app.

What is the hdfc credit card schedule of charges?


Payable amount 

HDFC bank credit card cash advance charges 2.5% against the withdrawn amount, min Rs. 500. Check your available hdfc credit card limit before making a withdrawal
HDFC indigo card finance charges The hdfc bank credit card interest rate is 3.6% monthly or 43.2% annually
HDFC international credit card transaction charge 3.5% against the transacted amount
HDFC bank add-on credit card fee Free for a lifetime

If you don’t know how to apply for an hdfc credit card add-on card, then feel free to visit our hdfc credit card faq page. The application process is discussed there. 

How to contact the hdfc bank credit card customer care department?

  • Call the hdfc credit card customer care no: 1800-266-4332 (Toll Free) / 1800-202-6161(Toll Free) or 022-6160-6161
  • Email at the hdfc credit card email id: customerservices.cards@hdfcbank.com 

100xGain Ratings: 


Pros and cons of the 6e rewards hdfc credit card:



  • You can earn useful hdfc rewards with every transaction.
  • This hdfc 6e credit card features some attractive deals on dining expenses.
  • You will not get any free lounge access from this indigo credit card.
  • The flight booking benefits are only available on Indigo airlines.

Final Opinion:

If you are a regular flier with IndiGo airlines and want a credit card for your daily needs then you will find 6e rewards indigo hdfc credit card quite beneficial. It offers 6e rewards that can be used for indigo travel booking, except that you will get some handsome fuel surcharge waivers, EMI facility, exclusive deals on dining, etc. 

But, this hdfc bank indigo credit card can’t be a proper hdfc travel credit card, since there is no airport lounge access and offers on hotel booking. But if you use this hdfc indigo card regularly and responsibly then you can squeeze some benefits out of it. 

Alternative cards of the 6e rewards -indigo hdfc bank credit card: 

  1. HDFC Times Titanium Credit Card (Best for reward and movie benefits)
  2. InterMiles HDFC Signature Credit Card (Best for travel benefits)
  3. Kotak Indigo Ka-ching Credit Card (Best for travel benefits) 
  4. SBI IRCTC Platinum Credit Card (Best for train ticket and hotel booking)


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