6E Rewards Indigo HDFC Credit Card Review

HDFC Bank has some good cards in their co-branded hdfc credit card category , and the 6e rewardsindigo hdfc credit card is one of them. HDFC bank has designed this card with the alliance of IndiGo airlines. It is a very unique credit card that allows you to convert your earned 6E-rewards into air tickets. It also comes with a number of other hdfc indigo credit card benefits like exclusive deals on dining spend, fuel surcharge waiver, hdfc credit card smart emi facility, lost card liability coverage, and lots more.

Hdfc credit card eligibility criteria:

  • Resident Type: Indian
  • hdfc credit card eligibility criteria for salaried person:
    • Age: The age of the applicant should be between 21 to 60 years. 
    • Income: Average monthly income should be greater than Rs. 20,000 
  • hdfc credit card eligibility for self employed person:
    • Age: The age of the applicant should be between 21 to 65 years.  
    • Income: Income tax return should be greater than Rs. 6 lakh annually.
  • A long relationship with the bank. 
  • Hdfc credit card cibil score requirement: Above 780 

If you are applying for a credit card for the first time, then feel free to visit our FAQ page to know; how to apply for hdfc credit card online and offline? Once your hdfc bank credit card application is submitted, you can track your application from the hdfc credit card application status tracking page. 

Documents required for hdfc credit card application:

  • Photocopy of Address proof (any 1)
    • Last 6 months bank account Statement
    • Aadhar Card
    • Driving License
    • Passport
    • Utility bills
  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Two recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Salary Slip of last 3 months
      • ITR (Income Tax Return)
    • Self-employed person
      • Income tax return of the last year
      • Proof of business

If you are having some problem with activating your hdfc bank new credit card , then click here for the hdfc new credit card activation process.

Hdfc credit card yearly charges:

  • Joining Fee: Rs. 700 + GST
  • Hdfc indigo credit card annual fee : Rs. 700 + GST

Hdfc indigo credit card benefits :

  • A hearty welcome gift:

With the hdfc credit card issuance , you will be welcomed with a big welcome gift. With the payment of the first year membership fee, you will get a complementary 6E prime membership which gives you benefits like choosing your seat, quick baggage check-up, free meal, priority check-in, etc.

Not only that you will also get some hdfc credit card e voucher like – an Rs. 500 gift voucher from American Tourister or Samsonite and an Rs. 250 voucher from Budweiser or Nissin Noodles. Now that’s what a proper welcome should be. If you face any problem with your gift vouchers, you can contact the hdfc credit card helpline no given below. 

  • Exclusive reward points:

This hdfc indigo card offers 6e rewards on your everyday spending. The hdfc credit card scheme of reward points is discussed below.

Spend category Total benefit
IndiGo airlines ticket booking. 2.5% indigo 6e rewards .
Dining, grocery, and entertainment 2% indigo 6e rewards .
Some of the selected partners brands of IndiGo. 10% indigo 6e rewards .
Every other spend made with this card.  1% indigo 6e rewards .

You can exchange your earned hdfc credit card 6e rewards for IndiGo airlines tickets. You can also click here for the list of other redemption options. You can check your total earned hdfc 6e rewards from your hdfc credit card net banking account. You can also find the hdfc bank credit card information from your monthly hdfc credit card statement .

  • Hdfc credit card offers on indigo flight tickets:

This card offers some exclusive benefits on IndiGo flight ticket bookings. You will get up to Rs. 150 discount on convenience fee. You can get a maximum discount of Rs. 150 per ticket. 

  • Premium dining experience:

With this card, you will get some attractive hdfc dining offers at some of the premium restaurants in India. You can click here for the list of available restaurants in your city. 

  • Freedom from fuel surcharges:

This hdfc bank indigo credit card offers a 1% waiver on fuel surcharges. This hdfc indigo card offer is applicable at all fuel stations in India. The minimum credit card transaction amount should be Rs. 400 and you can earn up to Rs. 250 waiver in a billing cycle of hdfc credit card

  • Milestone benefit:

You can also earn some extra benefits with this card. If you can make 3 or more monthly hdfc credit card transactions in each of the first three months after your hdfc credit card pin activation , you will get an IndiGo flight ticket of Rs. 1500

  • Exclusive indigo hdfc credit card offer from MasterCard:

You will get some specially curated MasterCard offers and benefits on a wide range of categories including shopping, dining, travel, etc. click here to explore the wide range of MasterCard offers. 

  • Smart EMI option:

With the hdfc credit card smart emi facility, you can split your big hdfc credit card payments into monthly installments and pay them back easily. The hdfc credit card emi conversion process is very simple and you can do it yourself from your net banking account

Visit our FAQ page to know; how to convert hdfc credit card payment into emi ? You can also calculate the applicable hdfc credit card emi interest rate from the hdfc bank credit card emi calculator

  • Lost card liability coverage:

If you ever lost your hdfc indigo credit card , all you need to do is to report the loss to the hdfc credit card support and you will not be liable for any fraudulent transaction that happens to your card. 

You can also block hdfc credit card from your net banking account.  Click here to know how to block hdfc credit card through net banking or from the hdfc bank credit card mobile app .

  • Advanced contactless payment facility:

With the advanced contactless credit card payment facility, you make your hdfc bank credit card payment just by tapping your card at any secure reader machine without entering your hdfc bank credit card pin .

For security reasons, the maximum amount of contactless hdfc credit card transactions are limited to Rs. 5000 per transaction. You can control the domestic contactless usage for credit card from the hdfc credit card mobile app .

Hdfc credit card schedule of charges :

Particulars Payable amount 
The hdfc bank credit card cash advance charges . 2.5% against the withdrawn amount, min Rs. 500.
Finance Charges. The hdfc bank credit card interest rate is 3.6% monthly or 43.2% annually.
The hdfc international credit card transaction charge. 3.5% against the transacted amount.
The hdfc bank add on credit card fee. Free for a lifetime.

If you don’t know how to apply for an hdfc credit card add on card , then feel free to visit our hdfc credit card faq page the application process is discussed there. 

Hdfc bank credit card customer care contact details:

  • Call the hdfc credit card customer care no : 1800-266-4332 (Toll-free) or 022-616-6161
  • Email at the hdfc credit card email id : [email protected] 

100xGain Ratings: 


Final Opinion:

If you are a regular flier with IndiGo airlines and want a credit card for your daily needs then you should take a look at this 6e rewards indigo hdfc credit card . It offers 6e rewards that can be used to purchase flight tickets, except that you will get some fuel surcharge waiver, EMI facility, exclusive deals on dining, etc. 

But, this hdfc bank indigo credit card can’t be a proper travel credit card, since there is no airport lounge access or some attractive hotel booking offers. But you can earn 6-E Rewards from this card, which can be redeemed for flight tickets. So if you use this hdfc indigo card regularly and responsibly then you can get some benefits out of it. 

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