If you are a frequent traveler and looking for a credit card that can help you manage your travel expenses, then you should take a look at the 6e rewards XL- indigo hdfc credit card , it is a co-branded travel credit card, specially designed for those who travel frequently with IndiGo airlines.
This hdfc travel card offers some good benefits for the travelers like exclusive 6e rewards , free lounge access, complimentary flight tickets on milestone spend, EMI facility, lost card liability coverage, and lots of other useful hdfc credit card features . Now let’s have a closer look at the hdfc credit card benefits and see; how much benefit does it actually offer?
Hdfc bank credit card eligibility criteria:
- Resident Type: Indian
- For salaried person:
- Age: Between 21 to 60 years.
- hdfc credit card eligibility minimum salary : Average monthly income should be greater than Rs.120000
- For self-employed person:
- Age: Between 21 to 65 years.
- Income: Annual Income Tax Return should be greater than Rs. 14.4 lakh.
- A long relationship with the bank.
- hdfc credit card eligibility cibil score : An excellent credit score (more than 780) is needed to apply for this card.
If you are applying for a credit card for the first time or confused with the hdfc bank credit card online application process, then click here to know how to apply hdfc bank credit card easily?
Required documents for 6e rewards hdfc credit card application:
- Photocopy of Address proof (any 1)
- Last 6 months bank account Statement
- Aadhar Card
- Driving License
- Utility bills
- Photocopy of ID Proof (any 1)
- Aadhar card
- Voter Card
- PAN Card
- Two recent passport-sized photographs
- Proof of income statement:
- Salaried Person (any 1)
- Salary Slip of last 3 months
- ITR (Income Tax Return)
- Self-employed person
- Income tax return of the last year
- Proof of business
- Salaried Person (any 1)
Once your hdfc credit card online application is submitted successfully, you can track your hdfc credit card application status from the hdfc credit card application tracking page.
Details of hdfc credit card fees:
- The 6E rewards hdfc credit card joining fee: Rs. 2500 + GST
- The 6E rewards hdfc credit card annual fee : Rs. 2500 + GST
The 6e rewards hdfc credit card benefits:
Mindblowing welcome gift:
HDFC loves to welcome its new customers in style. And with this 6e rewards credit card , you will get a complementary hdfc credit card 6e prime membership as a welcome gift. The membership will give you some premium privileges like free meals on the flight, quick check-in, etc.
You will also get a hdfc e voucher from top brands like Rs. 500 vouchers from American Tourister or Samsonite, or Rs. 250 gift vouchers from Budweiser or Nissan Noddles.
If you are having any problem activating your card, then feel free to visit our FAQ page to know; how to activate new hdfc credit card for the first time?
Exclusive 6E-Reward benefit:
With this card, you can earn 6E hdfc credit card reward points from your everyday credit card use. The hdfc indigo credit card 6E reward scheme is discussed below.
|Spend category||Total benefit|
|IndiGo flight booking.||5% hdfc 6e rewards .|
|Spend on dining, entertainment, and grocery.||3% hdfc 6e rewards .|
|Spend on some selected IndiGo partners brands.||Up to 15% hdfc 6e rewards .|
|Everyday credit card usage .||2% hdfc 6e rewards .|
You can redeem hdfc credit card points to cash (1 6E reward is equal to Rs. 1), you can also use them to buy IndiGo flight tickets or just to get some products from the hdfc bank credit card rewards catalogue . Click here for more redemption options. You can check your total earned reward points from your hdfc mobile app for credit card or from your hdfc credit card statements .
Complimentary hdfc airport lounge access benefit:
Now your travels will be more luxurious and comfortable because this hdfc 6e rewards credit card offers 8 free accesses to most of the domestic airport lounges. You will get a maximum of 2 accesses per quarter under the MasterCard lounge access program.
Hdfc credit card offers on indigo flights booking:
If you use this indigo hdfc credit card to book IndiGo flight tickets, you will get up to Rs. 150 discount on the convenience fee. The maximum hdfc credit card discount amount is Rs. 150 per ticket.
Premium dining experience:
On this 6e rewards credit card hdfc bank offers some exclusive hdfc credit card deals on dining at most of the frontline restaurants in India. Click here for the list of eligible restaurants in your city.
- Freedom from fuel surcharges:
Now get freedom from fuel surcharges, use this hdfc credit card for fuel purchase at any fuel station in India, and you will get a 1% waiver on fuel surcharges. To avail of the hdfc bank offer , the minimum transaction amount should be Rs. 400 and you can earn a waiver of Rs. 500 in a credit cycle.
Additional benefits on milestone spend:
If you can complete 3 successful transactions with your indigo credit card in each of the first 3 months after hdfc credit card activation , you will get an IndiGo airline flight ticket of Rs. 3000 as a gift. The hdfc credit card first year membership fee should be paid beforehand to avail of this offer.
Due to security reasons, hdfc bank international credit card transactions are turned off on new credit cards. So if you can’t use your card for international transactions, then visit our FAQ page for the hdfc credit card international transaction activation process.
The benefits of Smart EMI:
With the help of the smart emi option in hdfc credit card , you can convert any of your high-value credit card transactions into EMI and pay them back into monthly installments. You can apply for an emi on hdfc credit card from your online hdfc credit card net banking account. You can also visit our FAQ page for the complete process.
Cutting edge security of hdfc lost credit card liability coverage:
This HDFC 6e rewards credit card comes with zero lost card liability coverage, which means if your hdfc bank card ever gets lost or stolen, all you need to do is to report the missing card, and you will not be liable for anything unpleasant that may happen to your card. You can report your missing card just by calling the hdfc credit card customer service number given below. You can also block the hdfc credit card from your Smartphone by using the HDFC credit card app.
Exclusive offers from MasterCard:
On this 6e rewards card , you will get some exclusive benefits from MasterCard on a very wide range of categories like shopping, travel, dining, golf, etc.
The new and improved contactless payment facility:
With the new contactless payment facility, you can make payment with just a tap of your hdfc 6e credit card at any billing counter that accepts credit card contactless payments. This feature is fast, convenient, and very useful to eliminate credit card skimming. For security reasons, the contactless payment amount is limited to Rs. 5000 per transaction. You can control the domestic contactless usage for credit card from the HDFC credit card mobile app.
Details of hdfc credit card service charges:
|The hdfc bank credit card cash withdrawal charges .||2.5% against the transaction amount, min Rs. 500|
|The finance charges in hdfc credit card .||3.6% monthly or 43.2% annually. Applicable if the hdfc credit card outstanding amount is not cleared within the hdfc credit card payment due date .|
|The hdfc credit card foreign transaction fee .||2.5% against the transaction amount.|
|The hdfc credit card add on card fee.||Free for a lifetime.|
Hdfc credit card 24/7 customer care contact details:
- Call the hdfc bank credit card customer care no : 1800-266-4332 (Toll-free) or 022-616-6161
- Write to the hdfc credit card complaints email id : [email protected]
As I said earlier, this hdfc 6e credit card is best for those who travel frequently with IndiGo airlines. For them, it can be a very good travel credit card. The ability to use 6E hdfc credit card reward to buy flight tickets is very useful, this card also offers free domestic lounge access, attractive hdfc credit card offers on indigo flight tickets, EMI facility, lost card liability coverage, and lots more.
But this hdfc bank card has some drawbacks too, the major flaw with this card is that it does not offer any international lounge access and there are no benefits on hotel bookings. But at an annual fee of Rs. 2500 is not a bad deal and if you are a regular flier with IndiGo airlines, this card would definitely be useful for you.