SBI Air India Platinum Credit Card Review

The air india sbi platinum card is quite popular among Indians looking for attractive travel benefits at an affordable rate. Targeting the Indian regular fliers, this sbi platinum credit card features attractive benefits on travel booking, assured rewards with every transaction, handsome monthly waivers on fuel surcharges, and lots more. A detailed description of the benefits of sbi platinum credit card is given below.

Who can apply for the SBI air india platinum credit card?

  • Resident Type: Indian.   
  • SBI platinum credit card eligibility criteria for salaried person:
    • Age: 21 to 65 yrs. 
    • Income: Rs. 40,000 monthly. 
  • SBI platinum card eligibility criteria for self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Rs. 50,000 monthly. 
  • A good CIBIL score of 700+ is required to apply for this air india platinum card.

You can apply for this sbi platinum card from the online application portal. Now, if you are curious about the sbi credit card application process, then make sure to take a look at our faq page.

What documents are required to apply for a sbi platinum card?

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photograph
  • Proof of income statement:
    • Salaried Person (any 1)
      • Salary Slip of the last 3 months 
      • ITR (Income Tax Return) 
    • Self-employed person
      • Income tax return of the last year 
      • Proof of business
      • Recent audited financial report. 

What are the sbi air india platinum credit card fees?

  • SBI air india platinum card joining fee: Rs. 1499 + GST
  • SBI platinum credit card annual fee: Rs. 1499 + GST

What are the sbi air india platinum credit card benefits?

  • A huge joining bonus to welcome you:

As you activate your sbi platinum credit card for the first time and pay your first-year joining fee, you will receive 5,000 air india points as a joining bonus. Also as a part of the welcome bonus, this sbi air india platinum credit card offers a complimentary air india frequent flyer membership.

  • Make your transactions more rewarding:

Your every transaction made using this air india platinum sbi credit card can earn you assured reward points.

Category of transaction

SBI credit card reward points

Regular credit card transactions 

2 reward points for every Rs.100 transaction

Air India SBI card milestone rewards

Rs.2 lakh within a year

5000 sbi credit card points

Rs.3 lakh within a year

Additional 10,000 sbi credit card rewards

You can check your reward balance from your sbi credit card app

  • Enjoy complimentary sbi platinum credit card airport lounge access:

Under the Visa lounge access program, this sbi platinum credit card offers 8 free access (2 per quarter) every year at most of the leading domestic airport lounges.

  • Experience exclusive travel booking benefits:

The air india sbi platinum credit card travel booking offers are quite awesome.

Category of transaction

Reward points for every Rs.100 transaction

Air India online ticket booking from the Air India website.

15 rewards (for booked for self) and 5 rewards (when booked for others)

Air India offline ticket booking

5 reward points

Super saver booklet

5 sbi card rewards

  • Enjoy freedom from fuel surcharges:

This credit card of sbi offers a 1% waiver on fuel surcharges across all fuel stations in India. The transaction amount should be between Rs.500 to Rs.4,000 and you can earn up to Rs.250 waiver in a sbi credit card billing cycle.

  • Complimentary lost card liability coverage:

This sbi platinum air india credit card comes with lost card liability coverage of Rs. 1 lakh. So, if your card ever gets lost or stolen, then you just have to report it by calling the toll-free number of sbi credit card and you will not be liable for anything wrong that may happen to your account.

  • Split your bills with the sbi credit card emi facility:

With this sbi credit card facility , you can convert your high-value transaction into easy monthly installments. If you are curious to know how to convert sbi credit card payment into emi? then make sure to take a look at our faq page.

  • The Perfect travel companion for you:

Air India sbi platinum card works on the Visa platform which makes this card usable in over 200 countries across the globe. 

What are the sbi platinum credit card charges?


Chargeable Amount

SBI credit card cash advance fee

2.5% against the withdrawn amount (check your sbi platinum card credit limit before making a withdrawal)

Air India platinum card finance charge

The sbi credit card interest rate can go up to 3.50% monthly (applicable if your sbi credit card bill is not paid in time)

SBI card foreign transaction fee

3.5% against the transacted amount

Air India platinum card add-on card fee

None, free for a lifetime

How to contact the sbi credit card customer service department?

  • Call the SBI credit card customer care no: 1860-180-1290 / 022-3902-0202 or 1860-180-7777 
  • Write to the sbi credit card grievance email

100xGain Ratings:


Pros and cons of the air india sbi platinum card:



  • The Reward earning rate of this sbi air india card is quite impressive.
  • You can enjoy free access to airport lounges.
  • There are no dining or entertainment benefits on this air india card.
  • This card does not offer any discount or cashback on flight booking.

Final Opinion:

Hopefully, this sbi platinum credit card review has helped you to understand this card better. If you are a frequent traveler with Air India, then this card can be the best sbi card for you. It offers reward points that you can convert into air miles, two free lounge access per quarter, attractive sbi card offers on flight tickets, and lots more.

But if you are not satisfied with the sbi platinum card benefits then make sure to visit our best travel credit cards page, it will help you in finding your choice.

Alternative cards of the sbi air india credit card:  

  1. HDFC Bank Diners Club Black Credit Card (Best for reward points, lounge access, and golf benefits) 
  2. PNB Global Classic Credit Card (Best for hotel booking benefits) 
  3. RBL World Safari Credit Card (Best for travel points and lounge access) 
  4. RBL CA Super Card (Best for lounge access benefits) 

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