Air India SBI Platinum Credit Card Review

Air India SBI Platinum Credit Card is a co-branded travel credit card, which SBI has launched with an alliance with Air India. This air india platinum card is specially designed for those who travel regularly with Air India, this card offers several benefits like reward benefits, lounge access, Benefit on flight booking, lost card liability coverage, etc. This card also allows you to convert the reward points into air miles, in a ratio of 1:1. So let’s take a look at the sbi platinum credit card features.

Eligibility criteria of the SBI air india platinum credit card:

  • Resident Type: Indian.   
  • For salaried person:
    • Age: 21 to 65 yrs. 
    • Income: Rs. 40,000 monthly. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Rs. 40,000 monthly. 
  • Good CIBIL Score (750 or more).
  • Good relation with the bank. 

 

Visit our FAQ page to know how to apply for sbi credit card online. 

Click here to know how to track sbi credit card application status?

Required Documents for air india sbi platinum card application:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Salary Slip of the last 3 months 
      • ITR (Income Tax Return) 
    • Self-employed person
      • Income tax return of the last year 
      • Proof of business
      • Recent audited financial report. 

Every new credit card comes with the online transaction turned off. Click here to know how to activate sbi credit card for online transaction ?

Air india sbi platinum card fees:

  • Joining Fee: Rs. 1499 + GST
  • Annual Fee: The sbi platinum credit card annual fee is Rs. 1499 + GST

You can make the online payment of sbi credit card from your online banking account. 

Sbi platinum credit card benefits :

The benefits of sbi platinum credit card are discussed below. 

  • Welcome benefit:

With the issuance of this sbi platinum credit card and payment of the joining fee, you will be able to get 5000 reward points as a welcome gift. You will also get complimentary membership of the Air India frequent flyer. You will get the welcome gift within 15days of paying the annual fees. 

  • Reward benefit:

With every Rs. 100 transactions made with air india sbi platinum card, you will get 2 sbi credit card points each time.

You will be able to get up to 15000 bonus reward points per year.

You can redeem those reward points into Air Miles, 1 reward point = 1 Air mile. You can check your total earned reward points from your net banking account or from your sbi credit card app

  • Sbi platinum credit card airport lounge access benefit:

This sbi platinum credit card offers you 8 complimentary visits to domestic Visa lounges, you will get a maximum of 2 free accesses per quarter. 

  • Travel benefit:

If you spend Rs.100 for booking air India tickets from their website you will get 15 reward points.

If you book for yourself you will get 15 reward points, and 5 reward points when you book for others.

If you spend Rs.100 for purchasing supersaver booklets you will get 5 reward points

Visit our FAQ page to know how to upgrade sbi credit card registered email id. 

  • Fuel surcharge waiver:

This credit card of sbi offers a 1% waiver on fuel surcharges, this offer is applicable at any fuel station in India. 

  • Lost card liability coverage:

This air india sbi platinum card comes with lost card liability coverage of Rs. 1 lakh, the benefits of the credit card insurance coverage are applicable within 48 hours of pre-reporting and 7 days of post-reporting the loss of the card. 

You can also block your air india platinum card just by calling the toll free number of sbi credit card customer care given below. 

  • Milestone benefit:

You will get 2000 reward points per year as an anniversary gift.

If you spend a minimum of Rs.2lakh in a year you will get 5,000 bonus reward points

If you spend Rs.3 lakh in a year you will get extra 10,000 bonus reward points.

If you can’t use your air india platinum card for international transactions then click here to know how to enable international transaction on sbi credit card . 

  • Add on card:

You can add any 2 of your family members like parents, spouse, and siblings with the Air India SBI Platinum Card card as an add-on member. The member’s age should be minimum of 18 years. You can check your available sbi platinum card credit limit from your online banking account. 

  • Flexipay:

With this sbi credit card facility , you can convert your transaction into easy monthly installments. 

Visit our FAQ page to know how to convert sbi credit card payment into emi using net banking? 

  • Balance transfer:

You can Transfer your other bank credit card’s outstanding to your air india platinum card and pay back it in EMIs with a lower sbi credit card loan interest rate. Check your sbi platinum credit card credit limit before performing a balance transfer. 

  • Global acceptance:

Air India sbi platinum card is accepted throughout the world. You can use it at almost any outlet or e-commerce site to make payments. 

Sbi platinum credit card charges

The SBI credit card charges are discussed below. 

Particulars

Chargeable Amount

Cash Withdrawal Charge

The SBI credit card cash advance fee is 2.5% against the withdrawn amount

Finance Charge

3.35% monthly

Foreign currency transaction

3.5% against the transacted amount

Add-on card fee

None, free for a lifetime

Contact Details:

SBI credit card customer care no : 1860-180-1290 / 022-3902-0202 or 1860-180-7777 

Sbi credit card grievance email id[email protected]

If you want to close your credit card account, then click here for the credit card closure letter format.

100xGain Ratings:

7/10

Final Opinion:

Hopefully, this sbi platinum credit card review has helped you to understand this card better. If you are a frequent traveler with Air India, then at Rs. 1499 joining fee, this card can be the best sbi card for you. It offers reward points that you can convert into air miles, two free lounge access per quarter, big reward points on flight booking, and lots more. So, if you are a frequent flier with Air India and you need a card for your travel-related expenses, then you must go for this air india platinum card

But if you are not satisfied with the benefits offered by this card then take a look at the alternative card options given below. 

Alternative Cards:  

  1. HDFC Bank Diners Club Black Credit Card. (Best for reward point, lounge access, and golf benefits) 
  2. PNB Global Classic Credit Card. (Best for hotel booking benefits) 
  3. RBL World Safari Credit Card. (Best for travel points and lounge access) 
  4. RBL CA Super Card. (Best for lounge access benefits) 

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