American Express Corporate Credit Card Review

American Express provides many useful and good credit cards, and American Express Corporate Card is one of them. This card is specially designed for corporate and business-related uses. It is a low-cost business credit card that can help you to run your business more smoothly. This card also offers some benefits like reward benefits, lounge access, insurance coverage, etc. It also offers several useful features that you will find very helpful. More details of the card are given below. 

Eligibility Criteria:

The Eligibility Criteria are not clearly mentioned by the bank, but as per our experience, we can say it should be like this. 

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 70 yrs. 
    • Income: The company/business should be well established and should be trading for 2 years. 
  • For self-employed person:
    • Age: 21 to 70 yrs. 
    • Income: The company/business should be well established and should be trading for 2 years.
  • Good CIBIL Score (Above 750).
  • This card is specially designed for corporate uses. 

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recently audited financial report. 


  • Joining Fee: None. 
  • Annual Fee: ₹2,100 + GST


  • Reward benefit:

This card offers reward points on every transaction you will get 1 reward point on each ₹ 100 transactions on utility and fuel. This card also offers 1 reward point on each ₹50 transactions made on electricity, telecom, and insurance.

You can also earn some bonus reward points from your transactions made on dining, travel, shopping, and lodging at some of the selected outlets and partner’s restaurants. 

These reward points can be redeemed easily. You can use them for hotel, flight booking, and online shopping.

  • Lounge Access:

With this card, you will get a complimentary Priority Pass membership. It offers you 2 free accesses per year at most of the premium VIP lounges across the globe. 

  • Insurance coverage:

This card offers extra protection to its users. You will get travel accidental coverage and travel inconvenience coverage with this card. 

  • Add-on facility:

You can add your eligible employees with your card ad add-on member so that they can make company-related expenses easily. 

  • Online account management:

This feature allows you and your employees to manage the corporate card account online. You can see pending bills and make payments online whenever you need. 

  • Expert solution:

You will get a dedicated representative with this card. they will analyze your company’s expenses and give you useful advice.  

  • Expense management facility:

This card offers you an expense management feature it will help you to get a clear picture of your company’s financial situation. 

  • E-statement:

You can get your monthly card statement in your registered E-mail id. This feature is fast, convenient, and secure. 

  • Global acceptance:

This card is globally accepted, you can use this car at any outlet or e-commerce site where the American Express cards are accepted. 


  • Cash Withdrawal Charge: 3.5% against the amount. 
  • Finance Charge: Not applicable. 

Contact Details:

Call: 1800-419-1222


Mail: [email protected]  

100xGain Ratings:


Final Opinion:

American Express Corporate Card is a low-cost business credit card. Tt offers several exclusive benefits for your business, you can earn reward points from your business-related expenses, you can make your business travel more premium with free lounge access, the Insurance coverage will give you protection while traveling. So if you are looking for a card that can help you to grow your business then this card can be a good option for you.

But if you want to earn more benefits from your card then you can go for YES FIRST Business Credit Card, and if you want to spend more to get a more premium card then you can go for American Express Platinum Corporate Card.  

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