American Express Corporate Credit Card Review

If you want to add a touch of luxury and convenience to your business, then the american express corporate card would be a good option for you. In order to make the life of corporate employees a bit easier, this corporate credit card features; an online business management facility, free access to airport lounges, amex credit card reward points on every transaction, and lots more. If you are interested, then make sure to go through the complete review to know more about the american express corporate card benefits

How can I get an American Express corporate card?

  • Resident Type: Indian. 
  • What is american express corporate card eligibility criteria for a salaried person?
    • Age: 21 to 70 yrs. 
    • Income: The company/business should be trading for at least 2 years. 
  • What is american express corporate credit card eligibility criteria for a self-employed person?
    • Age: 21 to 70 yrs. 
    • Income: The company/business should be trading for at least 2 years.
  • A  CIBIL Score of  750+ is mandatory to apply for this american express credit card.
  • This amex credit card is specially designed for corporate uses.

With the submission of your american express corporate card application, you will get a unique application id. You can later use that id to track your american express corporate card application status. You can find the complete process on our faq page.

What documents are required to apply for the american express corporate card?

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR (Income Tax Return)
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recently audited financial report.

As per the new rules, all new Amex corporate credit cards are now delivered in an inactive state, So if you are interested to know, how to activate american express corporate card for the first time, then feel free to take a look at our amex cards faq page.

What are the american express corporate card fees?

  • American express corporate card joining fee: None. 
  • American express corporate card annual fee: Rs.2,100 + GST

What are the benefits of AMEX corporate card?

  • Make your transactions more rewarding:

The details of the american express corporate card membership rewards scheme are mentioned below.

Category of transaction

Rate of earning amex credit card points
Fuel, utilities, telecom bills, and insurance  1 membership reward / Rs.100 transaction
All other categories 1 membership reward / Rs.50 transaction

These american express corporate card rewards can be redeemed easily. You can use them for hotel, flight booking, and online shopping. You can check the status of your American express rewards from the amex credit card app.

  • Complimentary Amex corporate credit card lounge access:

Under the complimentary priority pass membership, this amex credit card offers you 2 free quarterly accesses at most of the premium priority pass lounges. Click here to find the american express corporate card lounge access list.

  • Complimentary amex credit card travel insurance coverage:

This american express corporate card offers complimentary travel accidental insurance coverage and an american express corporate card travel insurance coverage to provide you with better protection while traveling.

  • Lifetime free Amex add-on credit cards:

You can add your eligible employees with your amex corporate card so that they can perform work-related expenses by themselves.

  • Online american express account management facility:

This Amex credit card facility allows you and your employees to manage the corporate card account online. You can see pending credit card bills and make payments online whenever you need to. Just go to the american express corporate card login page and log in to your amex account to get complete access.

  • Worldwide amex credit card acceptance:

This corporate amex card is globally accepted, you can use this card at any outlet or e-commerce site where the american express cards are accepted. 

What are the american express business card charges?


Chargeable amount

American express card cash withdrawal charge 3.5% against the amount (check your available credit card cash withdrawal limit before making a withdrawal)
American express corporate card finance charge None, but you will be charged a delinquency fee at the rate of 3.5% against your credit card balance (if your amex card bill is not paid within your credit card due date). Min monthly delinquency fee – Rs.100
American express corporate card foreign transaction fee 3.5% against the transaction amount
Amex corporate credit card add-on card fee None

How to contact the american express corporate card customer service department?

100xGain Ratings: 


American express credit card pros and cons:



  • You will get a free priority pass membership with this American express card.
  • You can earn amex membership rewards from every transaction you make.
  • This american express business card does not have any dining or travel booking benefits.

Final Opinion:

The american express corporate card is a low-cost corporate business card. It offers you a free online business management facility, free access to airport lounges, and a complimentary insurance coverage facility, which are acceptable at this cosu.

But if you think that the american express corporate credit card benefits are not enough for you, then I encourage you to take a look at the alternative card opinions given below.

Alternative of the american express business credit card

  1. American express platinum corporate card (Best for lounge and dining benefits)
  2. Kotak Mahindra Corporate Wealth Signature Credit Card (Best for lounge access, and expense management facility)
  3. Kotak Mahindra Corporate Platinum credit card (Best for lounge access)
  4. Yes Private Prime Credit Card (Best for lounge access and golf benefits)

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