American Express Membership Reward Car

‘American Express Membership Reward Card’ is specially designed to give you more opportunity to earn more reward points. If you use this card smartly you can earn big reward points. The reward points can be redeemed against 24 & 18 karat gold collection. Also this card comes with a number of other features like reward point on annual fee payment, fuel surcharge waiver, EMI facility and lots more. In fact this is one of the best cards from American Express.

  • Eligibility criteria –
  • Nationality – Indian.
  • Age – Minimum 18 years.
  • Occupation – Both self-employed and salaried people can apply for this card.
  • Income – 6 lakh annually.
  • Applicant must have a permanent residential address of India.
  • Self-employed people must have a well-established company or business.
  • A good relation with the bank.
  • Good CIBIL score and zero payment due. 
  • Documents Required –
  • Proof of Identity –
  • Job Card.
  • Voter Id.
  • Driving License
  • Aadhar Id.
  • Letter from UIDAI.
  • Proof of Address –
  • Passport.
  • Gas, Electricity or any utility bill. ( recent )
  • Ration card.
  • Document of property registration.
  • Proof of Income –
  • 3 month’s bank statement. (latest)
  • Recently submitted form 16.
  • Salary Slip (recent 3 months)
  • KYC-PAN.
  • Fees – 
  • Joining fee – 1,000 + GST.  
  • Annual fee – 4,500 + GST.
  • Add on fee – None for up to 2 cards.
  • Over limit fee – ₹ 500.
  • Benefits – The awesome benefits of the card is described below –
  • Welcome Benefit – American Express welcomes you with a huge reward gifts. You will get up to 4,000 reward points if you spend ₹ 2,000 within 60 days of the issuance of card.( this offer is applicable only if the annual fee is paid before).
  • Reward point – This card is best suited for earning reward points. With this card you can earn reward points with all your transactions. You will get 1 reward on each ₹ 50 transactions. ( except – Fuel, Insurance, Utility and cash transactions)
  • Reward Redemption – Redeeming Reward points is now easy. You can redeem those reward points against gold collections. The schemes are like –
  • 24 Karat –
  •  ₹ 10,000 Tanishq Voucher.
  • ₹ 14,000 Taj Voucher.
  • Statement Credit of ₹ 9,000.
  • 18 Karat –
  • ₹ 9,000 Taj Voucher.
  • Statement Credit of ₹ 6,000.
  • ₹ 7,000 Amazon Voucher.
  • ₹ 7,000 travel voucher (domestic).
  • Bonus reward Point – You can Earn bonus reward points very easily just transact with your card at least for 4 times in a month and you can get a chance to win up to 1,000 reward points.
  • Annual fee offer – Now with your ‘American Express Membership Reward Card’ you earn from your annual fee payments. You can get up to 5000 membership rewards on the payment of first year’s annual fee.
  • Fee waiver – you can easily get 100% discount on annual fees. If you spend 1,50,000 annually the annual fee of the next year will be waved off. If your spend is between 90,000 – 1,49,999 then you will get 50% discount on annual fee.
  • Add on card – now you can share the benefits of your card with your loved ones by adding them with your card. You can add your loved ones family members, children, Siblings. Parents (age – 18+) with your card and they can also enjoy the awesome benefits of this card.
  • Dining – You can enjoy premium Dining experience at most of the frontline restaurants with up to 20% discount. Applicable only on some selected restaurants including – Farzi Café, Made In Punjab, Bo-TAI, Radisson Hotel, The Biere Club etc.
  • Lounge Access – With this card you can enjoy access to most of the premium domestic airport lounges with big discounts.
  • Card loss liability – now you don’t need to worry about lost cards and thefts or any frauds as woth American Express you are free from all liabilities for lost cards.
  • Fuel convenience Waiver – with this card you can enjoy 0% convenience fee on fuel purchase (transaction amount – up to 25,000)applicable only at HPCL petrol pumps.     
  • Charges –
  • Cash Advance – 3.5% against the amount.
  • Railway surcharge – 1.8% of the transaction value. (applicable only if booked through IRCTC website)
  • Foreign currency transaction – 3.50% against the transacted amount.
  • Other benefits –
  • World-wide acceptance – this card is accepted worldwide, you can transact with this card almost anywhere in the world.
  • Contact less payment – now you don’t need to worry about misplacement of cards, as you don’t need to hand over your card any more, you can just pay with just a wave at any secure reader machine within no time. This feature is fast, secure and it prevents miss-placement and lost cards. To see if your card has the contactless feature or not check if your card has the contact less logo.
  • Emi Facility – Now you don’t need to cut down your budget or worry about big shopping bills. With your ‘American Express Membership Reward Card’ you can pay your big shopping bills in easy monthly instalments.
  • Emergency card replacement – in case of emergency you can easily replace your card very easily at any time.
  • 24X7 customer Service – American Express Customer care Service are 24X7 active. You can ask for any help any time.
  • ustomer care number –
  • 1800 419 0167
  • 0124 280 1418
  • 1800 419 2122
  • Final verdict –

If you are looking for a card that can earn you more reward points then this is the perfect card for you. It has some of the beat reward point offers. It also comes with a number of other features and offers. Also, you can redeem your reward points on gold collections. So if you are eligible for it, then hurry and grab the awesome benefits of the card.

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