American Express® Platinum Card

‘American Express Platinum Credit Card’ is the most premium credit card available in India. It comes with a number of premium and frontline offers including dining and travel benefits, health benefits, emergency coverage, lounge access and lots more. In fact it has the premium quality to match your premium lifestyle.

  • Eligibility criteria –
  • Nationality – this card is only offered to Indian residents.
  • Age – Min 18 years.
  • Occupation –
  • Self employed – should have own company running for at least 12 months, and a annual income of 15 lakh.
  • Employed –  the annual income must be 25 lakhs.
  • a good credit history.
  • The applicant must have a multinational or Indian bank account. (current / savings)
  • This card is currently offered in those selected cities – Pune, Chennai, Bangalore, Mumbai, Delhi, Hyderabad, Kolkata, Jaipur, Indore, Coimbatore, Ahmedabad, Chandigarh, Tricity, Bhopal, Surat, Vadodra, Vizag, Vijaywada, Bhubaneswar, etc. 
  • Documents Required –
  • Proof of Identity –
  • Aadhar Id.
  • Voter Id.
  • Driving License
  • Letter from UIDAI.
  • Proof of Address –
  • Passport.
  • Gas, Electricity or any utility bill. ( recent )
  • Ration card.
  • Document of property registration.
  • Proof of Income –
  • Recently submitted form 16.
  • KYC-PAN.
  • Salary Slip (recent)
  • 3 month’s bank statement. (latest)
  • Fees –  
  • Joining fee –  ₹ 60,000 + GST.
  • Annual fee – ₹ 60,000 + GST.
  • Add on fee – ₹ 10,000 (free for up to 4 cards)
  • Finance charge – None.
  • Benefits –   the awesome benefits of this card is stated below –
  • Welcome Offer – American Express welcomes you with a huge welcome offer.if you can spend                ₹ 90,000 or more within 90 days of the card activation you can get a chance to win up to 1,00,000 welcome bonus points or Taj voucher of ₹ 45,000.( the annual fess must be paid before)
  • Travel benefit – with this card you can now earn benefits from your travel and hotel booking. You can earn a benefit of up to ₹ 37,000  on your each hotels and resort booking. (only on some selected hotels and resorts)
  • Flight booking – with this card you can now enjoy premium air travel. You can now upgrade your select business card flights into a first class flight (Etihad airlines).  Also you can enjoy up to 20% off on base fare while traveling through air India business class flight.
  • Lounge Access – with this card you can enjoy premium benefits at airport lounges. With your ‘American Express Platinum Credit Card’ you can enjoy access  to over 1200 premium airport lounges across the world  including – Delta and Priority pass lounges, American Express Proprietary lounges, Centurion® Lounges etc.
  • Insurance Coverage – With this card you can travel more securely through the world. With this card you are covered against any situation while travelling. The insurance coverage is stated below –
  • Air accidental coverage – if you book your flight ticket by using your ‘American Express Platinum Credit Card’ then you will receive an accidental coverage of up to ₹ 5 cr.
  • Lost baggage / documents – in case of lost card, baggage’s or documents you are now covered with up to ₹ 50,000.
  • Medical emergency – while traveling outside India you don’t need to worry about medical emergency as you are covered with up to US $ 50,000. Only for your first 7 travel days.
  • Wallet protection  –  the premium features of the card includes wallet protection, this features provides protection against damages or thefts of purchased goods, this features includes theft and fraud protection. You will also enjoy up to 2 lakhs of emergency cash. (only available in India).
  • Tire up-gradation – You can make your lifestyle more premium. With this card you will get an opportunity to upgrade yourself to a higher tire under ‘hotel loyalty program’ across the world.
  • Hotel booking – with this card you can enjoy more premium experience on hotel bookings. If you book hotel by using this card you can enjoy many premium features like  – room up-gradation, late check-out and lots more.
  • Dining – you can enjoy premium experience of dining at most of the frontline restaurants across the world. With ‘American Express Platinum Credit Card’ you can get access to most of the premium restaurants like –  Cipriani Dubai, Hakkasan London, Zuma Rome, Nobu New York etc. also you can enjoy up to 50% discount at over  1800 premium restaurants in India.   
  • VIP experience – with this card you can upgrade your lifestyle to a more VIP status. With this card you can get invitations to most of the VIP events. You can also enjoy Pre-sale Tickets, and priority of  seats at – Wimbledon, Grammy Awards, Fashion Weeks etc.  
  • Car rental  – just to add your Premium experience American Express offers you a special privilege on luxury car rentals. With ‘American Express Platinum Credit Card’ you can enjoy up to ₹ 90,000 benefits annually on rentals of luxury cars like – Ford, BMW, Mustang, Lamborghini etc.
  • Health  – American Express believes ‘Health is wealth’. With this card you can enjoy up  to 20% discount on health check ups, beauty and up to 15% discounts on spa services.    
  • 24X7 Customer Care – American Express sys – ‘ask for Impossible.’ Truly American express customer care is 24X7 active. You can ask for any help any time.         
  • Charges –
  • Finance Charge – None.
  • Cash Advance – 3.5% against the cash advance amount.
  • Foreign currency transaction – 3.50% against the transacted amount.
  • Duplicate statement  – ₹ 100/ statements.
  • Customer care number –
  • 1800 419 1255
  • 1800 180 1500
  • 0124 2801 444
  • 0124 4650 244
  • Final verdict –

If you are looking for a premium credit card then this is the card you need. It has all the premium benefits that you need to match your premium lifestyle. So if you are eligible for it then you must go for it as it can make your lifestyle more premium. 

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