American Express Platinum Corporate Credit Card Review

American Express Platinum Corporate credit card is a premium corporate travel credit card. It offers exclusive benefits on business travels. The benefits offered by this card include reward benefit, lounge access, benefits on hotel booking, dining benefit, travel insurance coverage, concierge service, travel assistance, global assistance service, etc. More details of the card are given below. 

American Express Platinum Corporate Credit Card Review

Eligibility Criteria:

The Eligibility Criteria are not mentioned by the bank, but as per our experience, we can say it should be like this. 

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 70 yrs. 
    • Income: The company/business should be well established and should be trading for 2 years. 
  • For self-employed person:
    • Age: 21 to 70 yrs. 
    • Income: The company/business should be well established and should be trading for 2 years.
  • Good CIBIL Score (Above 750).
  • This card is specially designed for corporate uses. 

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recently audited financial report. 

Fee:

  • Joining Fee: None. 
  • Annual Fee: ₹29,000 + GST

Benefits:

  • Reward benefit:

This card offers 1 reward point for each ₹100 transactions made on insurance, fuel, telecommunication services, etc. You will also get 1 reward point for each ₹40 transactions made on other categories. 

You can redeem your convert reward points into air miles. You can also get several other redemption options in the reward catalog.    

  • Lounge access:

If you choose this card you will get access to over 1200+ premium lounges across the globe.  

  • Hotel Booking:

This card offers you exclusive deals on hotel booking at some selected hotels and properties. 

You will also get a complementary silver tier membership of Taj Innercircle. This card also offers a Hertz Gold Plus membership.  

This card also offers attractive deals with frontline airlines. 

  • Dining:

Under the Taj Epicure membership offered by this card, you will get a 25% Cash-Back on dining and spa access. 

  • Insurance coverage:

If you choose this card you will get ₹5 Cr coverage against air accidental deaths, and $50,000 coverage against overseas medical hospitalization. 

You will also get coverage against loss of baggage and travel documents. 

  • Travel assistance service:

This card offers a travel assistance service that censures your perfect travel experience. 

  • Concierge Service:

You will get an always helpful and active concierge service, you can get assistance from them whenever you need

  •  Global Assistance service:

It offers you quick assistance during emergencies. It is available 24X7 and you can get help anytime and anywhere across the globe.

  • Global acceptance:

This card is globally accepted, you can use this car at any outlet or e-commerce site where the American Express cards are accepted.  

Charges:

  • Cash Withdrawal Charge: 3.5% against the withdrawal amount. 
  • Finance Charge: Not applicable. 

Contact Details:

Call: 1800-419-1222

        0124-2801222

Mail: [email protected]

100xGain Ratings: 4/10

Final Opinion:

This card is best for offering benefits on corporate travel expenses. It offers a premium business travel experience with its benefits and privileges. You will get lounge access, exclusive deals on hotel booking, insurance coverage, travel assistance service to guarantee you a premium facility, and a world-class concierge service to assist you. So if you are looking for a credit card that can offer you a premium travel experience then this card is a good option for you. 

The annual fee of the card is quite high, so if you want a low-cost corporate card then you can go for American Express Corporate Card, and if you want a business card that can offer management-related benefits like Expense management facility, spending tracker, etc. then you can go for Kotak Mahindra Corporate Gold Credit Card. 

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