American Express Platinum Corporate Credit Card Review

The american express platinum corporate card is one of the most premium corporate credit cards offered by American Express. While the Rs.29,000 annual fee seems huge at the first glance, it makes a lot of sense when you take a look at the amex corporate card benefits. It lets you enjoy free access to airport lounges, complimentary Taj Epicure membership, amex rewards points on every transaction, a dedicated american express concierge team, and lots more. A detailed description of the american express platinum corporate card benefits is mentioned below.

Who can apply for the american express platinum corporate card?

  • Resident Type: Indian. 
  • American express corporate card eligibility criteria For salaried person:
    • Age: 21 to 70 yrs. 
    • Income: The company/business should be trading for at least 2 years. 
  • Corporate american express credit card eligibility criteria for self-employed person:
    • Age: 21 to 70 yrs. 
    • Income: The company/business should be trading for at least 2 years.
  • An excellent CIBIL Score (Above 750) is required to apply for this Amex corporate credit card.

What documents are required to apply for an amex corporate card?

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recently audited financial report. 

As per the new credit card rules, all new Amex corporate cards are now delivered in an inactive state, So if you are interested to know about the american express corporate card activation process, then feel free to take a look at our amex cards faq page.

What are the american express credit card fees?

  • American express corporate platinum card joining fee: None. 
  • American express corporate platinum card annual fee: Rs.29,000 + GST

What are the american express corporate platinum card benefits?

  • Make your transactions more rewarding:

The details of the american express corporate card rewards program are mentioned below.

Category of transaction

Rate of earning amex credit card points

Fuel, utilities, telecom bills, and insurance  1 membership rewards / Rs.100 transaction
All other categories 1 amex membership rewards / Rs.40 transaction

You can redeem your american express corporate card points into air miles. You can also exchange them for a product listed in the american express platinum card rewards catalog.

  • Add comfort to your travel:

Under the priority pass membership, this amex platinum card gives you access to most of the premium domestic airport lounges. Click here for the ​​american express corporate card lounge access list. You will also get a complimentary Hertz Gold Plus Rewards membership with this american express platinum card.

  • Enjoy exclusive deals on travel booking:

This american express credit card comes with a complimentary Taj Reimagined Epicure membership that offers you unparalleled travel and dining benefits. Click here to learn about amex credit card’s latest deals and offers.

  • Complimentary Amex platinum credit card travel insurance coverage:

This amex platinum card features an air accidental death coverage of Rs.5 Cr. and overseas medical insurance coverage of $50,000, providing you with better security during your trip.

  • Multilingual american express platinum charge card concierge facility:

With this corporate credit card american express offers a multilingual amex concierge service facility that can assist you with your business and travel needs. You can call the american express India corporate card customer care number to book your free concierge.

  • The perfect travel companion for you:

This amex platinum credit card is globally accepted, you can use this platinum card at any outlet or e-commerce site where the american express credit cards are accepted. 

What are the american express platinum credit card charges?


Chargeable amount

Amex credit card cash withdrawal charges 3.5% against the amount (check your available american express corporate card limit before making a withdrawal)
Amex credit card finance charge None, but you will be charged a delinquency fee at the rate of 3.5% against your balance (if your amex credit card payment is not made in time). Min delinquency fee – Rs.100 per amex credit card billing cycle)
American express credit card international transaction fee 3.5% against the transaction amount
American express corporate credit card add-on card fee None

How to contact the amex card india customer service department?

100xGain Ratings: 


Pros and cons of this american express business credit card:



  • This american express credit card offers you free access to airport lounges.
  • You will get a complimentary Taj epicure membership with this corporate amex card.
  • The rate of earning amex credit card reward points could be a bit better.
  • The amex credit card annual fee seems a bit higher.

Final Opinion:

If you are looking for a premium quality corporate card, then this amex bank credit card would be a great choice for you. With free lounge access, complimentary Taj membership, and useful american express rewards, this amex platinum can add a touch of luxury to your business that you are looking for.

Also, if you want to compare some similar corporate credit cards, then feel free to take a look at the alternative card options given below. 

Alternative of the american express business card: 

  1. American Express Corporate Credit Card (Best for lounge access) 
  2. Axis Bank Vistara Infinite Credit Card (Best for lounge access, dining, and golf benefits) 
  3. ICICI Bank NRI Coral credit card (Best for lounge access and dining benefits)
  4. Kotak Mahindra Corporate Gold Credit Card (Best for offering reward points)

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