American Express Platinum Reserve Credit Card

‘American Express Platinum Reserve Credit Card’ is credit card that is specially designed to offer its clients elite class benefits and offers. With this card you can enjoy travel benefit, lounge access, best deals on hotel dining flight tickets, and access to most of the front line premium gulf courses and lots more. Also you can earn easy reward points on your transactions. In fact this is one of the best card available in Indian market, as it gives the best possible offers to its customers.

  • Eligibility criteria –
  • Nationality – Indian.
  • Age – Min 18 years.
  • Occupation – Both self-employed and salaried people can apply for this card.
  • Income – 6 lakhs (annually) for both salaried and self-employed.
  • Self-employed people must have a well-established business.
  • A good CIBIL score.
  • The applicant must have a savings or current account on an Indian or multinational bank.
  • Documents Required –
  • Proof of Identity –
  • Aadhar Id.
  • Voter Id.
  • Driving License
  • Letter from UIDAI.
  • Proof of Address –
  • Passport.
  • Document of property registration.
  • Gas, Electricity or any utility bill. ( recent )
  • Ration card.
  • Proof of Income –
  • Recently submitted form 16.
  • 3 month’s bank statement. (latest)
  • KYC-PAN.
  • Salary slip (recent 3 months)
  • Fees –  
  • Joining fee –  5,000 +GST.
  • Annual fee – 10,000 + GST.
  • Add on fee – None for up to 4 cards above which it is ₹ 1,500 annually.
  • Over limit fee – ₹ 500.
  • Benefits –   the awesome benefits of this card is stated below –
  • Welcome Benefits – American Express welcomes you with those awesome offers and benefits. If you spend ₹ 30,000 in 90 days you will receive 11,000 bonus points as a welcome gift. (the joining must be paid earlier.
  • Reward point – earning reward point is now easy with American express. Now you can get reward point on your each transaction. On each ₹ 50 spend through this cad you will receive 1 reward point. (except on fuel, utilities, Insurance, Cash transaction and conversion of EMIs.
  • Pay with points – redeeming reward point is now very easy. You can now pay using your reward point. You can  book flight tickets, dining, travelling, accessories etc. you can also pay your card bill using those points.
  • Hotel – this card can give more premium features to your life. You can now enjoy premium membership at most of the frontline resorts, hotels, Safaries etc. in fact this card can make your premium life more premium.
  • Lounge access – now your travel will be more luxurious with ‘American Express Platinum Reserve Credit Card’ with this, you can now enjoy free access to most of the leading domestic visa and American Express lounges. Also you will get a free priority pass membership with this card.
  • Healthcare – American Express believes “health is wealth’ and this case it is your health. With this card you will enjoy unmatched benefits on healthcare including Max and Fortis Healthcare.
  • Golf – American brings exclusive benefits for the Golfers. With your ‘American Express Platinum Reserve Credit Card’ you will get access to most of the leading golf courses across India.  
  • Dining – now make your evening more luxurious with American Express. With this card you can enjoy dining at most of the leading restaurants and resorts including – (Roseate, Radisson Club, The Biere Club, BO-TAI etc.)  with up to 15% discount.
  • Fuel – with this card you don’t need to worry about fuel conveniences(free for up to ₹ 25,000 transactions)  and you will also enjoy a free waiver at all the HPCL petrol pumps.
  • Card loss liability – If you have a good Transaction history with the bank, then you don’t need worry about lost cards, thefts or any king of frauds. Because American Express takes all the responsibilities of your lost card. To get completely free from any liabilities you have to lodge your complaint within 3 days, after that you will have to bear a minimum liability of ₹ 1000.
  • Add on cards – now you can share the premium experience of your card with your loved ones , just add your loved ones – children. Parents, siblings, family members with your card for free. And give them an opportunity to enjoy those awesome features. (free of up to 4 cards)
  • Charges –
  • Cash Advance – 3.5% against the amount.
  • Add on card fee – 1500 annually (free for up  to 4 cards)
  • Foreign currency transaction – 3.5% against the transacted amount.
  • Railway surcharge – 1.8% against the transaction amount (applicable only if books through IRCTC website)
  • Other features –
  • Purchase protection – with this card you can now purchase worry free, if you order your stuffs using this card then your orders are now protected against theft, broken goods, damages (by fire or any natural calamity). You can get a refund for those, if you complain within 60 days.
  • Contact less payment – now you don’t need to hand over your card for payments, as this card comes with contact less facility. You can pay at any secure reader machine with just a wave, this card is also protected against multiple waves. To know if your card has the feature or not just look for the contact less symbol on your card.
  • Amex pay – now with this feature you can pay using the QR code or through your phone using Amex app. You can also make contact less payment with your eligible mobile wherever American Express card is accepted.
  • Concierge Service – With this feature your requests or Quarries will be fulfilled as soon as possible. Also American Express customer service is 24X7 active, you can ask for any help anytime.         
  • Customer care number –
  • 1800 419 1255
  • 1800 180 1500
  • 0124 2801 444
  • 0124 4650 244
  • Final verdict –

If you are looking for a credit card with all premium benefits and offers then this is the card that you need. It has most of the frontline benefits and premium privileges that can make your life-style more premium. So hurry and grab the awesome benefits of the card.

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