AU Small finance bank has introduced a new range of credit cards, Vetta Credit Card is one of them. It is a low-cost premium Visa Credit Card that comes packed with a lot of amazing features and benefits like lounge access, Insurance Coverage, EMI facility, and lots more. You can also earn big rewards by using this card.
- Resident Type: Indian.
- For salaried person:
- Age: 21 to 60 yrs.
- Income: Above ₹3 lakh annually (Approx).
- For self-employed person:
- Age: 21 to 60 yrs.
- Income: Above ₹3 lakh annually (Approx)
- Good CIBIL score. Greater than 750.
- Good relation with the bank.
- Photocopy of ID Proof (any 1)
- Aadhar card
- Voter Card
- PAN Card
- Photocopy of Address proof (any 1)
- Last 6 months bank account Statement
- Aadhar Card
- Driving License
- Utility bill
- One recent passport-sized photographs
- Proof of income statement:
- Salaried Person (any 1)
- Salary Slip of the last 3 months
- Self-employed person
- Income tax return of the last year
- Proof of business
- Recent audited financial report.
- Salaried Person (any 1)
- Joining Fee: ₹2,999 + GST (Will be waived off if ₹40,000 spend within first 90 days of card activation)
- Annual Fee: ₹2,999 + GST (Will be waived off if ₹1,50,000 is spent in a year)
- Welcome Benefit:
On spending ₹30,000 within 60 days of the card activation, you can win a gift voucher of ₹2000 as a welcome gift.
- Reward Benefit:
On spending ₹100 on Utility bill payments, you will get 10 reward points. You can win 4 points for the same on grocery and Departmental stores.
You will also get 2 points for each ₹100 transactions made on other categories.
You can use your reward points to buy some of the selected merchandise or e-gift vouchers. Those points can also be used for mobile recharge, hotel booking, and flight booking.
- Lounge Access:
With this card, you will get 1 free access per quarter to most of the priority pass lounges.
You will also get 1 free access per quarter to the domestic Visa lounges.
This card also offers 2 free access to most of the domestic railway Visa lounges. This feature is applicable at some selected cities like Kolkata(Sealdah), Ahmedabad, Agra, Madurai, Jaipur, and New Delhi.
- Fuel surcharge waiver:
This card offers a 1% waiver on fuel surcharges. This offer is applicable at all fuel stations in India. The transaction amount should be between ₹400 to ₹ 5,000.
- Insurance Coverage:
The Vetta Credit Card also comes with built-in insurance coverage.
You will get ₹50 lakh coverage against air accidental deaths, a credit shield of ₹2 lakh, and purchase protection of ₹25,000.
This feature also provides coverage against lost baggage and travel documents, delayed flight, and plane hijack.
Call 1800 1200 1500 to claim the benefits of the coverage.
- Lost Card Liability:
With this card, you enjoy zero liability against lost or stolen cards. This feature also gives you protection against skimming and other online frauds.
- Milestone Benefit:
Monthly Benefit: On spending ₹50,000 in a month, you can win an annual membership of Zomato Pro. You can get this benefit once a Year.
Quarterly Benefit: If you can spend ₹50,000 within a quarter then you will get 500 reward points. Also if you can spend ₹1 lakh in a quarter then you can win 1,000 reward points. That means if you spend ₹1 lakh in a quarter, you will get 1500 reward points.
Yearly Benefit: on spending ₹2.5 lakh in a year you can earn a gift voucher of ₹1,000 you can choose your voucher from a list of top brands.
- Birthday Benefit:
On your birthdays you can win 1000 reward points as a birthday gift on completing one successful retail transaction.
- Add-on Card Facility:
You can share the benefits of your card with your loved ones. Just add them with your card as an add-on member and they can enjoy the benefits of having a credit card. The add-on member should be at least 18 years old.
- EMI Option:
AU Bank gives you the freedom to convert your high-value purchases into EMI. The transaction amount should be ₹2,000 or more.
- Contactless Payment:
Vitta Credit Card is equipped with the advanced contactless payment option. This feature is very helpful in preventing loss or misplacement of cards.
- Concierge Service:
You will enjoy world-class concierge service. You can get assistance in travel arrangements, hotel booking, golf booking, and booking dinner on a special evening.
- Global Acceptance:
This card is globally accepted. You can use this card at any stores or outlets where Visa cards are accepted.
- Cash Withdrawal Charge: 2.5% against the withdrawn amount.
- Finance Charge: 2.99% monthly or 35.88% annually.
- Foreign currency transaction: 2.99% against the transacted amount.