Axis Bank Buzz Credit Card Review

Among the various credit cards offered by Axis Bank, Axis Bank Buzz Credit Card is a specially designed credit card for online shopping. This card offers several benefits to its customers like a discount on online shopping, reward, milestone, and dining benefit, EMI facilities, and lots more. Go through the article to know more about the card.  

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 18 to 70 years. 
    • Income: ₹25,000 monthly. 
  • For self-employed person:
    • Age: 18 to 70 years. 
    • Income: ₹25,000 monthly. 
  • Good relation with the bank. 
  • Good CIBIL score (750 or more).

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Recent salary slip (3 months)
      • ITR
    • Self-employed person
      • Latest income tax return.  
      • Proof of business
      • Recent audited financial report. 


  • Joining Fee: ₹750 + GST
  • Annual Fee: ₹750 + GST


  • Welcome, Benefit:

You can get a ₹1,000 Flipkart voucher as a welcome gift if you can make a minimum of 3 transactions with your card within the first 45 days of the card issuance. 

  • Discount on shopping:

You can get big discounts on your shopping on Flipkart. 

You will get a 10% discount on your shopping from Flipkart from the 1st to 5th day of any month. And from the 6th to 31st day of any month you will get a 5% discount on Flipkart. 

These offers are only applicable on Flipkart. 

  • Reward points:

You can earn reward points from every purchase you made with this card. 

You will get 2 reward points for each ₹200 transactions you made with this card. And you will get 3X reward points for the same on online transactions. 

  • Dining benefit:

With this card, you can enjoy dining at some premium restaurants with up to a 15% discount on your dining bills. This benefit is available at some selected partner’s restaurants only. 

  • Milestone benefit:

You can earn some extra benefits from this card on spending a certain amount, there are two types of benefits, the first is offered based on your annual spend on Flipkart and the second one is on your total annual spend.

On Flipkart spend: 

 If you can spend ₹25,000 in a year you will get a ₹500 gift voucher from Flipkart.

For ₹50,000 spend in a year you will get a ₹1,000 Flipkart gift voucher. 

And for ₹1 lakh spend in a year, you get a gift voucher of ₹2,500. 

On Total annual spend:

If you can spend ₹1 lakh with your card in a year, you will get a gift voucher for ₹1,000. And if you can spend ₹2 lakh with your card you will get a ₹2,000 gift voucher. 

  • EMI facility:

With your Axis Bank Buzz credit card, you can convert any of your high-value purchases into EMI. The minimum transaction amount should be ₹2,500. 

  • EMV chip card: 

This card comes with a built-in EMV chip, it adds an extra layer of protection to your transactions. 

  • Global acceptance:

This card is accepted almost anywhere in the world. You can use this card at any outlet or e-commerce site where MasterCard credit cards are accepted.  


  • Cash Withdrawal Charge: ₹100. 
  • Finance Charge: 3.4% monthly. 
  • Foreign currency transaction: 3.50% against the transaction amount.  

Contact Details:

Call: 1860-419-5555

Mail: [email protected]

Dispute Resolution Process:

If you notice some unauthorized charges in your account, or there is some billing error, or if your card is lost or stolen. You should act first and report the problem to customer service. You can follow the steps given below.

  1. First of all, contact the customer service authority and describe to them your problem, and follow their instructions. In case of a lost card ask them to block your card immediately. 
  2. If you are not satisfied with the given service, you can take your complaint to the circle nodal officer. You can mail at [email protected] or you can call at +91-080-61865200. 
  3. If you do not get any response within 10 days, you can then contact the principal nodal officer, you can mail at [email protected] 
  4. If you are still not satisfied at stage 3, you can contact the banking ombudsman. You can find the contact details here  

But before going to the Banking Ombudsman, try to negotiate the issue with the bank.

100xGain Ratings:


Final Opinion:

This card is best for online shopping, especially on Flipkart, it offers a 10% discount on Flipkart, 3X reward points for online transactions, up to 15% discount on dining bills, and some bonus rewards too. 

Therefore, if you often shop from Flipkart, then this card can be a good choice for you. But if you are looking for benefits from Amazon then you can check out ICICI Bank Amazon Pay Credit Card else if you like a movie and fuel surcharge waiver, then you will be disappointed with this card.   

2 thoughts on “Axis Bank Buzz Credit Card Review”

Leave a Reply

Share via
Copy link
Powered by Social Snap
%d bloggers like this: