Axis bank has a number of very useful invite-only credit cards in its credit cards list, and the axis bank freecharge credit card is one of them. It is a co-branded, invite-only, virtual credit card, specially designed for the freecharge app users. This freecharge credit card is decorated with a number of useful features and benefits like axis credit card reward points on milestone spending, attractive deals on online expenses, and lots more. More about the benefits of this axis bank virtual card are discussed below.
What is the required eligibility for credit card in axis bank?
**The axis bank freecharge credit card is an invite-only credit card, only those who have got the invitation can apply for this freecharge virtual credit card.
- Resident Type: Indian.
- Axis bank freecharge credit card eligibility criteria for salaried person:
- Age: 18 to 60 yrs.
- What is the minimum salary for Axis credit card? This is an Invite-only credit card, the eligible customer will see a banner on their freecharge app.
- Freecharge axis bank credit card eligibility criteria for self-employed person:
- Age: 18 to 70 yrs.
- axis bank credit card minimum salary requirement: This is an Invite-only credit card, the eligible customer will see a banner on their freecharge mobile app.
- Required cibil score for credit card application: 690 or more.
As you submit your axis credit card application, you will get a unique application id. You can later use that id to track your axis bank credit card application status. If you want to know, how to apply axis bank freecharge credit card? then feel free to take a look at our axis bank card faq page.
What documents are required to apply for the axis bank freecharge credit card?
- Photocopy of ID Proof (any 1)
- Aadhar card
- Voter Card
- Passport
- PAN Card
- Photocopy of Address proof (any 1)
- Last 6 months bank account Statement
- Aadhar Card
- Driving License
- Passport
- Utility bill
- One recent passport-sized photographs
- Proof of income statement:
- Salaried Person (any 1)
- Salary Slip of the last 3 months
- ITR (Income Tax Return)
- Self-employed person
- Income tax return of the last year
- Proof of business
- Recent audited financial report.
- Salaried Person (any 1)
As per the new axis credit card rules, all new axis credit cards are now delivered in an inactive state, so if you want to know how to activate freecharge axis bank credit card for the first time, then feel free to take a look at our axis credit card faq page.
What are the axis bank freecharge credit card fees?
- Axis freecharge card joining fee: Rs. 250 + GST
- Freecharge axis bank credit card annual fee: Rs. 250 + GST
What are the axis bank freecharge credit card benefits?
-
Enjoy exclusive deals on online expenses:
This freecharge axis bank credit card offers attractive deals on your online expenses.
|
Category of transaction |
Total benefit |
| Shopping at Myntra | 10% off |
| Shuttl | Rs.100 credit every axis bank statement cycle |
| Freshmenu | Rs.120 discount in a credit card billing cycle. |
| Eros Now annual subscription | Rs.50% off |
-
Make every transaction rewarding:
With every transaction, you make using this freecharge axis card you can earn reward points.
|
Monthly usage |
Total benefit |
| 0 to Rs.1999 | 0 |
| Rs.2,000 to Rs.4,999 | 100 axis bank rewards points |
| Rs.5,000 or more | 350 credit card rewards points (100+250) |
You can exchange those freecharge reward points for several products listed on the axis bank credit card reward point catalog.
-
Security of the advanced EMV chip:
This physical copy of this axis visa card comes with a built-in EMV chip, this chip is specially designed to add more convenience and security to your credit card transactions.
If you notice something suspicious with your axis bank credit card account, you can block it temporarily by calling the axis bank credit card toll-free customer care number.
What axis bank freecharge credit card charges?
|
Particulars |
Payable amount |
| Charges for cash withdrawal from credit card | 2.5% against the withdrawal amount, min Rs.250 (check your available axis bank freecharge credit card limit before making a withdrawal) |
| Finance charge on credit card | The freecharge axis credit card interest rate can go up to 3.4% monthly. |
| Axis bank freecharge card foreign currency transaction fee | 3.5% against the transaction amount. |
How to contact the credit card axis bank customer care department?
- Call the axis credit card toll free no: 1860-419-5555 / 1860-500-5555 / 022-6798-7700 or 040-67174100
- Write to the axis credit card mail id: creditcards@axisbank.com
100xGain Ratings:
7/10
Pros and cons of this freecharge axis bank credit card:
|
Pros |
Cons |
|
|
If you don’t want to use your old axis bank credit card anymore then visit our axis freecharge FAQ page to know how to surrender axis bank credit card permanently.
Final Opinion:
Being an invite-only credit card, axis bank freecharge credit card is not available for all, but if you got the invitation, then you should go for this axis freecharge credit card as this visa virtual credit card can earn you some handsome savings from your online expenses.
But if you are looking for premium benefits like lounge access or travel benefit, you will be disappointed with this axis bank freecharge card. In this case, you should take a look at the alternative card options given below. There is also a higher variant of this axis virtual card available named, axis bank freecharge plus credit card, you can also take a look at that.
Alternative of the freecharge axis bank credit card:
- AU Small Bank Altura Plus credit card (Best for cashback and reward point)
- Bank Of Baroda Prime Credit Card (Best for cashback and reward point)
- IndusInd Bank Gold Credit Card (Best for earning reward points)
One of the often asked questions is, Can we pay credit card bill through Freecharge? The answer is yes, you can use the freecharge online app to pay axis bank credit card bill.
3 thoughts on “Axis Bank FreeCharge Credit Card Review”