Axis Bank Indian Oil Credit Card Review

When it comes to powerful fuel benefits at a comparative rate, there are a few credit cards that can outrank the axis bank indian oil credit card. Making your fuel expenses more rewarding, this card offers; accelerated rewards on fuel expenses, exclusive discounts on movie tickets, attractive deals on dining, and lots more. More about the axis bank indian oil credit card offers are discussed below.

What are the axis bank indianoil credit card eligibility criteria?

** Although the bank has not cleared the eligibility criteria for this card, as per our experience we can say that the eligibility criteria for this card should be like this. 

  • Resident Type: Indian.   
  • For salaried person:
    • Age: The minimum age for credit card application should be 21 to 60 yrs. 
    • Income: Income tax return should be greater than Rs. 12 lakh. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Income tax return should be greater than Rs. 12 lakh. 
  • The required cibil score for credit card application is 750 or more.

If you want to know how to track axis bank credit card applications then click here to know the axis bank credit card application tracking process. 

What documents are required to apply for the axis indianoil credit card

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Salary Slip of the last 3 months 
      • ITR (Income Tax Return) 
    • Self-employed person
      • Income tax return of the last year 
      • Proof of business
      • Recent audited financial report. 

As per the new regulations, all new credit cards are delivered in an inactive state, and if you want to know how to generate pin in axis bank credit card for the first time then make sure to take a look at our faq page

How much are the axis bank indianoil credit card fees?

  • Axis bank indianoil card joining fee: Rs. 500 + GST
  • Axis bank indian oil credit card annual fee: Rs. 500 + GST** (from second year onwards)

** As a limited period offer, you can now get this axis indianoil credit card without any joining or annual fees.

What are the axis bank indian oil credit card benefits?

  • Make a perfect start with a huge joining bonus:

If you use your credit card for fuel transactions, you can earn 100% Cash-Back on your fuel transactions made within 30 days of axis visa platinum credit card issuance as a welcome benefit. You can earn a maximum of Rs. 250 Cash-Back per transaction.

  • Ear exclusive deals on shopping expenses:

Get 1% value back on online shopping by earning 5 reward points per Rs. 100 spent. This axis fuel card also offers a 4% value back on fuel transactions by earning 20 reward points per Rs. 100 spent at any IOCL outlet in India.

  • Make every transaction rewarding with a powerful reward scheme:

This indian oil axis credit card offers 1 EDGE Reward point for each Rs. 100 spent with your card. You can redeem those axis credit card rewards points against several items listed in the reward catalogYou can check your total earned benefits by calling the axis bank credit card phone number given below. 

  • Enjoy evenings with exclusive deals on movie tickets:

When you book a movie ticket from BookMyShow by using this axis bank visa platinum card, you will get a 10% discount.

  • Experience premium dining with exclusive deals on dining expenses:

This axis indianoil credit card offers an exclusive 20% discount on your dining bill. This offer is applicable at partner restaurants in India. 

  • Enjoy freedom from fuel surcharges:

This card offers a 1% waiver on fuel surcharges. This axis bank credit card indian oil offer is applicable at any fuel station in India. The credit card transaction amount should be between Rs. 200 to Rs. 5,000. 

  • Earn attractive benefits from milestone expenses:

If you can spend Rs. 50,000 or more with this fuel credit card within a year, then the annual fee for the next year will be waived off and you can use your credit card with no annual fees for a year. You can track your credit card usage from the axis bank credit card app

  • Security of the advanced EMV chip:

This indian oil axis bank credit card comes with the security of an advanced EMV Chip and Pin System. It makes your credit card transactions much more secure than before. Click here for the detailed axis bank credit card terms and conditions.

What are the axis bank indian oil credit card charges?

Particulars

Payable amount

Axis bank credit card cash withdrawal charges

3.4% against the withdrawn amount, min Rs. 500. 

Finance Charge.

The Axis credit card interest rate can go up to 3.4% monthly.

Indian oil axis bank credit card charges on cross-currency conversion. 

3.5% against the transaction amount.

Axis bank add on credit card fee.

None. 

How to contact the axis bank credit card customer service department?

  • Call the indian oil axis bank credit card customer care number: 1860-419-5555 / 1860-500-5555 / 022-6798-7700 or 040-67174100
  • Write to the axis bank credit card customer care email idcreditcards@axisbank.com 

If you don’t want to continue using your credit card then click here to know how to surrender axis bank credit card permanently. You can also download the axis bank credit card closure form.

100xGain Ratings:

7/10 

Pros and Cons of the indianoil axis bank credit card:

Pros

Cons

  • The rate of earning axis bank indian oil credit card reward points is quite impressive.
  • The axis bank indianoil credit card charges seems reasonable.
  • There are also some attractive deals on dining and movie tickets.
  • This axis bank fuel card doesn’t have any travel booking benefits.
  • This card is not very good for frequent shoppers.

Final Opinion:

The axis bank indian oil credit card is one of the best low-cost fuel credit cards, available in India. It offers attractive benefits on Fuel, Movie, and Dining, which makes it more attractive. So if you want a fuel credit card at a low cost then this axis bank visa card can be a good option for you. 

But if you want to spend more and have some more benefits or if you want to compare some more credit card options then take a look at the alternative card options given below. 

Alternative Cards: 

  1. Axis bank freecharge plus credit card (Best for cashback and dining) 
  2. IDBI euphoria world credit card (Best for earning fuel surcharge waiver)
  3. Standard chartered platinum rewards card (Best for cashback and dining)
  4. United Bank Gold Credit Card (Best for reward point and fuel surcharge waiver)

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