Axis Bank Miles and More Credit Card Review

Axis bank miles and more credit card is an axis bank travel credit card, this card comes in two variants Miles and More World Select Credit Card & Miles and More world Credit Card. This card offers several travel-related benefits like air miles, dining benefits, fuel surcharge waivers, insurance coverage, EMI facility, and lots more. Go through the article to know more about the card.

Credit card axis bank eligibility criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 18 to 70 years. 
    • Income: Rs. 25,000 monthly. 
  • For self-employed person:
    • Age: 18 to 70 years. 
    • Income: Rs. 25,000 monthly. 
  • Good relation with the bank. 
  • Good CIBIL score (750 or more).

Click here for the axis bank credit card track application page. You can check axis bank credit card status through mobile number from there. 

Documents required for credit card application:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
    • One recent passport-sized photographs
    • Proof of income statement:
  • Salaried Person (any 1)
    • Latest salary slip (3 months) 
    • ITR (Income Tax Return)
  • Self-employed person
    • Latest income tax return.  
    • Proof of business
    • Recent audited financial report. 

Visit our FAQ page to know how to activate axis bank credit card for first time

Axis bank credit card fees:

  • Joining Fee: Rs. 3,500 + GST (for World card) & Rs. 10,000 + GST (for Select card). 
  • Annual Fee: Rs. 3,500 + GST (for World card) & Rs. 4,500 + GST (for select card). 

Benefits:

The benefits of axis bank credit card are discussed below. 

  • Welcome benefit:

With the axis credit card activation , you will get some air miles as a welcome gift, for the world select card you will get 15,000 air miles, and for the world card you will get 5,000 air miles.  These air miles never expire, so you can use them whenever you need them. You can also get your axis bank credit card points redeemed as cashIf you are not satisfied with your current credit card limit, then click here to know how to increase axis bank credit card limit?

  • Reward benefit:

With this travel credit card you can earn axis bank credit card rewards points from almost every purchase you make with this card. For the world select axis credit card , you will get 6 reward points for each Rs. 200 transactions, and for the world card, you will get 4 reward points for each Rs. 200 transactions. 

You will get some bonus credit card rewards points too, with the renewal of the card you will get 4,000 air miles for the World Select Card & 3,000 air miles for the World card. 

Also, if you can spend Rs. 1,00,000 within a month you will get 36,000 air miles for the World Select Card & 24,000 air miles for the World Card.  You can check your total earned reward points from your axis credit card online banking account. 

  • Axis bank credit card with airport lounge access benefit:

This card offers free access to most of the domestic airport lounges in India. You will get 8 free access per quarter for the Miles and More World Select Credit Card, and 4 free Accesses per quarter for the Miles and More World Credit Card. 

  • Dining offers on axis credit card:

With this axis bank miles and more credit card , you can enjoy dining at most of the premium restaurants in India with a minimum of 15% discount on your dining bill. This offer is applicable at some partner’s restaurants like KFC, TGI Fridays, Mohalla 80, The Oriental Blossoms, etc. 

You can see your total earned benefits in your monthly credit card statement, you can download axis bank credit card online statement from your net banking account

  • Credit card fuel surcharge waiver:

You will get a 1% waiver on fuel surcharges with this card this offer applies to all fuel stations in India. The transaction amount should be between Rs. 400 & Rs. 4,000. You can get a maximum of Rs. 100 waivers in a month. 

  • Axis bank miles and more credit card EMI facilities: 

You can now convert any of your purchases over Rs. 2,500 into EMI, this feature is very helpful for high-value purchases. If you want to prepay your EMI, then the axis bank credit card EMI cancellation charges will be applicable.

You can check your axis bank credit card outstanding balance with just an SMS, visit our FAQ page for the axis bank credit card balance check sms format. 

  • Concierge service:

With this axis bank miles and more credit card you will get a world-class concierge service, you can get assistance from The axis bank credit card support team whenever you need it. 

  • Auto bill payment:

With your Axis Bank Miles and More Credit Card, you don’t need to worry about your axis bank credit card payment due date , if you registered for the auto-debit feature your axis credit card bill payment will be done automatically from the registered bank account.  If you register for the Bill Pay service, your utility bills will be paid automatically within the axis bank credit card payment due date. 

  • Credit card insurance coverage:

With this travel credit card , you will get an air accidental coverage of Rs. 4.5 crores for the World Select Credit Card and Rs. 2.5 crores for the World Credit card. 

You will also get a credit shield of Rs. 5,00,000 for the World Select card and Rs. 1,00,000 for the World card, and lost baggage and document coverage of USD 500 for both variants of the card. You can claim the benefits of the coverage just by calling the axis credit card helpline number given below. 

You can check your credit card balance from your axis bank credit card netbanking account or just by calling the axis credit card balance check number 1860 419 5555.

  • EMV chip card:

This card comes with a built-in EMV chip, this chip is specially designed to add more security to your credit card transactions . Also, this card is 3d secured which means whenever you use your card for an online credit card payment , you will get an OTP to authenticate and complete your transaction. If you can’t use your card for online transactions then click here to know how to enable online transaction in axis bank credit card

  • Global Assistance:

This axis bank miles and more credit card is accepted in any country in the world, this card can be used at any outlet or e-commerce site where the MasterCard credit cards are accepted.  

Charges:

  • Credit card charges on cash withdrawal : 2.5% against the withdrawn amount (min Rs. 500)
  • Axis credit card finance charges : 2.95% monthly. (41.75% annually) 
  • International credit card transaction charge: 3.50% against the transaction amount.
  • Add-on card fee: None, free for a lifetime. 

You can pay axis credit card bill online from your online banking account as well as through offline too.  

Contact Details:

Axis bank credit card customer service number: 1860-419-5555 or 1860-500-5555 or 040-67174100

Axis bank credit card toll free number: creditcards@axisbank.com

If you don’t want to use your card anymore, then feel free to visit our page to know how to cancel axis bank credit card account permanently.

100xGain Ratings:

6/10

Final Opinion:

The axis bank miles and more credit card is one of the low-cost premium credit cards india for travel-related benefits. It offers a big amount of air miles annually, free lounge access, insurance coverage, fuel surcharge waiver, concierge service, and lots more. 

So if you want to earn air miles and enjoy some exclusive benefits of travel then you should go for this card. And if you want to get some extra air miles and lounge access, we would recommend you to go for the World select variant of the card. You can also take a look at the alternative card options given below. 

Alternative Cards: 

  1. axis bank signature credit card with lifestyle benefits. (Best for lounge access and dining) 
  2. RBL Blockbuster Credit card. (Best for movie and dining) 
  3. RBL Platinum Max SuperCard. (Best for dining and reward point) 
  4. Tata Platinum Credit Card. (Best for lounge access and value back benefits)

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