Axis Bank MY Choice Credit Card Review

Axis Bank, one of the leading credit card providers in India offers several types of credit cards to their customers, axis bank my choice credit card is one of them. It is a basic credit card offered by Axis bank, this card is the best choice for those who want a customizable credit card. This card offers 5% Cash-Back, 4 eDGE rewards, dining benefits, EMI facility, personalization facility, and lots more. Go through the review of credit card to know more about the card.

Axis bank credit card eligibility criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 18 to 70 years. 
    • Income: Rs. 25,000 monthly. 
  • For self-employed person:
    • Age: 18 to 70 years.
    • Income: Rs. 25,000 monthly. 
  • Good relation with the bank.
  • Good CIBIL score (750 or above). 

Visit our FAQ page to know how to check axis bank credit card status of application. 

Required Documents for axis bank my choice credit card application:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • As it is not an axis secured credit card , you can not get this axis bank credit card without income proof here are some necessary documents.
    • Salaried Person (any 1)
      • Latest salary Slip. (3 months) 
      • ITR (Income Tax Return)
    • Self-employed person
      • Latest income tax return.  
      • Proof of business
      • Recent audited financial report.

If you don’t know how to activate your new credit card , then click here to know how to activate axis credit card for the first time. 

Axis bank my choice credit card fees:

  • Joining Fee: Rs. 250 + GST
  • Axis credit card annual fee None for the first year and Rs. 250 + GST from the second year.

If you don’t want to make your credit card axis credit card payment through netbanking , then visit our FAQ page to know how to make axis bank credit card payment offline. 

Axis credit card benefits:

  • Axis credit card cash back offer: 

With this card you can earn exclusive cash back on credit card transactions you can get a 5% Cash-Back on any two of your favorite categories like supermarkets, Electronics, utility bills, travel, fuel, dining, etc. You can check your total earned benefit from your axis credit card internet banking account. 

  • Reward benefit:

This my choice axis credit card offers 4 eDGE reward points for each Rs. 200 transactions with this card. You will also get an extra 100 eDGE points on your first online axis bank my choice credit card payment . You can convert axis edge rewards to cash you can also redeem them easily against several products available in the axis credit card reward points catalogue.

  • Axis bank dining delight offer:

With this axis bank my choice credit card , you can enjoy dining at most of the premium restaurants in India, with a minimum of 15% discount on your dining bill. 

This Axis bank credit card offer is applicable at some selected partners’ restaurants like KFC, TGI Fridays, Mohalla 80, The Oriental Blossom, etc.    

  • EMI facility: 

With axis bank my choice credit card , you can convert any purchase over Rs. 2,500 into easy monthly EMIs. This feature is very helpful for high-value purchases. 

Click here for the axis bank my choice credit card emi calculator . This axis bank credit card interest rate on emi calculator will help you to unlock each and every question of yours by providing every major as well as minor details. 

  • Personalized offer: 

With axis bank my choice credit card , you can customize your axis my choice credit card you can choose a credit card design for the front of your card from their axis bank credit card images gallery.

If you can’t use your credit card for online transactions, then click here to know how to enable online usage in axis bank credit card using net banking.

  • EMV Chip card:

This axis credit card has the advanced EMV chip it adds an extra layer of protection to your transactions. Also, this card comes with the axis bank credit card 3d secure PIN, which means whenever you use your my choice axis credit card for online transactions, you will get an OTP to authenticate and complete your transaction.  

If you notice something suspicious with your axis bank credit card account , then you can block axis bank credit card with just a call. You may need to provide some of your axis bank my choice credit card details.

  • Global Acceptance:

This axis bank mastercard credit card is globally accepted, you can use this card at any outlet or e-commerce site, where the MasterCard credit cards are accepted. 

Charges on credit card:

Particulars  Payable amount
charges for credit card cash withdrawal 2.5% against the withdrawn amount. Check your axis bank credit card cash limit before making a withdrawal.
credit card finance charges  3.25% monthly.
Foreign currency transaction 3.5% against the transaction amount.
axis bank add on card fee Free for a lifetime.

Axis bank credit card call centre contact details:

Axis bank credit card call centre number: 1860-419-5555 / 1860-500-5555 or 040-67174100

Axis credit card email id: [email protected]

100xGain Ratings:

8/10

Final Opinion:

The axis bank my choice credit card is one of the best credit card of axis bank for new users. It offers a 5% discount on one of your selected categories, 4 eDGE reward points for each Rs. 200 transactions, 15% discount on dining bill, EMI facility, etc. 

So if you want to customize the benefits of your my choice axis credit card , this card will be a good choice for you. But if you are looking for benefits on travel and movies then you will be disappointed with this card. Therefore, you can compare the benefits of the card with the alternative cards given below. 

Alternative Cards: 

  1. axis freecharge plus credit card. (Best for cashback and dining) 
  2. Citi Cashback Credit Card. (Best for cashback and dining) 
  3. RBL Platinum Max SuperCard. (Best for cashback and dining)
  4. Standard Chartered Super Value Titanium Credit Card. (Best for cashback and fuel purchase)

Leave a Reply

Share via
Copy link
Powered by Social Snap
%d bloggers like this: