Axis Bank My Zone Easy Credit Card Review

If you are new in the credit card market and are looking for an easy-to-get credit card, then the Axis Bank My Zone Easy credit card is the card for you. The most useful feature of this card is that you can get this credit card against fd which makes it an ideal option for beginners.

In terms of benefits, this card offers powerful axis bank credit card rewards with every transaction, big discounts on dining and movies, attractive monthly waivers on fuel surcharges, and lots more. A detailed description of the axis bank credit card benefits is discussed below.

Who can apply for the Axis Bank My Zone easy credit card?

• Resident Type: Indian
• Axis credit card eligibility criteria for salaried person:
  • axis bank credit card age limit: 21 to 60 years
  • Income: You can get this card against a fixed deposit account
• axis bank credit card eligibility criteria for self-employed person:
  • axis bank credit card age limit: 21 to 65 years
  • Income: You can get this card against a fixed deposit account
• Fixed deposit amount: Rs.15,000 to Rs.25,00,000

What documents are required to apply for the axis my zone credit card?

• Photocopy of Address proof (any 1)
  • Aadhar Card
  • Driving License
  • Passport
  • Utility bills
• Photocopy of ID Proof (any 1)
  • Aadhar card
  • Voter Card
  • Passport
  • PAN Card
• Two recent passport-sized photographs
• Proof of income statement 
  • Salaried Person (any 1)
    • Salary Slip of last 3 months
    • ITR
  • Self-employed person
    • Income tax return of the last year
    • Proof of business

What are the Axis Bank My zone easy credit card fees?

• Axis Bank My zone joining fee: Rs.500 + GST
• Axis Bank My zone annual fee: Rs.500 + GST

What are the axis bank my zone easy credit card benefits?

• Add more value to your transaction:

Every Rs.200 transaction (domestic) made using this card can earn you 4 reward points. You can use these products to get a product from the axis bank credit card reward points catalog.

• Dine with more delight:

Under the dining delight program, this card offers up to a 15% discount on your dining expenses at some of the leading restaurants across the country. 

• Enjoy evenings with free movie tickets:

Your axis bank credit card offers a 25% discount on movie tickets. You can get up to Rs.1000 discount in a calendar year.

• Get freedom from fuel surcharges:

The axis bank my zone easy credit card features a 1% waiver (up to Rs.400 per axis bank credit card statement cycle) on fuel surcharges across all fuel stations in India. The transaction amount should be between Rs.400 to Rs.4000.

• Enjoy easy bill splitting:

The axis bank credit card EMI feature allows you to convert your bills (up to Rs.2500) into small monthly installments. This axis bank credit card offer is very useful for frequent shoppers.

• Experience the convenience of contactless technology:

The axis bank my zone credit card is equipped with advanced contactless payment technology. This feature allows you to make payments just by placing your card over any contactless-enabled POS machine.

What are the axis bank my zone easy credit card charges?

Particulars	Chargeable amount
Axis bank credit card cash withdrawal charges	2.5% against the transaction amount, min Rs.500 (you can withdraw upto 100% of your credit limit)
Finance charge	3.40% monthly (applicable if your axis credit card payment is not made in time)
Axis credit card international credit card transaction charge	3.50% against the transaction amount
Add on card fee	None

How to contact the axis bank credit card customer care department?

• Call the axis credit card helpline number: 1860-419-5555 / 1860-500-5555 / 022-6798-7700 or 040-67174100
• Write to the axis bank credit card customer care email id: creditcards@axisbank.com 

100xGain Ratings: 

7/10

Pros and cons of Axis Bank My zone credit card:

Pros	Cons
The reward-earning rate of this card is quite impressive. This axis bank credit card features a huge discount on dining and movie tickets.	You will not get any travel benefits from this axis bank secured credit card.

Final Opinion:

As mentioned before, this card is ideal for those who don’t have a regular income or a good credit score. You can also use this card to improve your credit score. You will get 4 axis bank credit card points for every Rs.200 transaction, a 15% discount on dining, and up to 25% discount on movie tickets, etc.

But if you are ready to spend more to get a better credit card, then feel free to visit our best credit card page. 

Alternative Cards:

1. Axis Bank Buzz Credit Card (Best for online shopping, and dining benefits)
2. BOB Premier Credit Card (Best for reward points, lounge access, and fuel benefits)
3. HDFC Solitaire Credit Card (Best for shopping, and fuel benefits)

FAQs on axis bank my zone credit card?

• How can I activate my Axis Bank credit card?

You can activate your card from your axis bank credit card net banking account, also if you don’t want to go online, then you can activate axis bank credit card from your nearby Axis ATM.

• How can I withdraw money from my Axis Bank my zone credit card?

You can use your Axis credit card just like a regular debit card to make cash withdrawals.

• What is the minimum cibil score for Axis Bank credit card?

You need to have at least a 680+ credit score to get a decent credit card. Also if you have a very low credit score, you can go for a secured credit card. 

• How to check axis bank credit card reward points?

You can log in to your net banking account or use the axis bank credit card app to check the status of your reward balance. If you don’t feel comfortable with the online process, you can just call the axis bank credit card customer care number and ask them for the information.

• How to apply for axis credit card?

You can visit the axis bank credit card apply online portal and apply for the card you want. You can also visit your nearby Axis branch and submit your application there.