Axis Bank Platinum Credit Card Review

Axis Bank one of the frontline card issuers in India, provides a wide range of axis bank credit card types to cater to the needs of various customers. Axis Bank Platinum Credit Card is one of them. It offers several benefits to its customer like reward benefits, movie and dining benefits, fuel surcharge waivers, fee waivers, and lots more. Go through the axis bank credit card review to know more about the card.

Eligibility for axis bank credit card:

  • Resident Type: Indian. 
  • axis bank credit card eligibility for salary account :
    • Age: 18 to 70 yrs. 
    • Income: The minimum income needed to apply for axis credit card is Rs. 25,000 monthly. 
  • For self-employed person:
    • Age: 18 to 70 yrs. 
    • Income: The minimum income needed to apply for axis bank credit card is Rs. 25,000 monthly. 
  • Good relation with the bank. 
  • Good CIBIL score (750 or more). 

Click here to track your axis bank credit card application with your mobile number. Visit our FAQ page to know how to apply for credit card in axis bank both online and offline?

Required Documents for axis bank platinum credit card application:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip (3 months)
      • ITR (Income Tax Return) 
    • Self-employed person
      • Latest income tax return.  
      • Proof of business
      • Recent audited financial report. 

If you don’t know how to generate pin for axis bank credit card and how to activate axis bank credit card for the first time, then feel free to visit our FAQ page

Axis bank platinum credit card fees:

  • Joining Fee: Rs. 500 + GST (can be waived off)
  • Annual Fee: Rs. 200 + GST (can be waived off)

Axis bank platinum credit card benefits:

  • Reward benefit:

For each Rs. 200 you spend in India with this platinum credit card axis bank offers 6 reward points. 

You will get 12 reward points for the same for axis platinum credit card international transactions. 

You will also get 100 reward points on your first online transaction.

You can check your total reward point from your axis credit card app.

If you can’t use your credit card for online transactions then click here to know how to activate axis bank credit card for online transaction from your online banking account

  • Axis bank credit card dining offers:

With your axis platinum credit card you can enjoy dining at most of the premium restaurants with up to 15% discounts on your dining bills. This offer is applicable at some selected partner’s restaurants only. The earned benefits will be reflected in your axis bank credit card bill statement.

  • Movie benefit:

This axis bank credit card offers movie tickets with big cashback. You will get a 25% Cash-Back on movie tickets booked at box offices. You can earn a maximum of Rs. 1000 Cash-Back in a year. You will not get any reward points for movie-related expenses. 

  • Axis credit card fuel surcharge waiver:

This axis bank credit card platinum variation offers a 1% waiver on fuel surcharges, you can get a maximum of Rs. 400 waivers in an Axis credit card billing cycle . The transaction amount should be between Rs. 400 to Rs. 4000, and this offer is applicable at all fuel stations in India. 

You will not get a credit card rewards point for fuel purchases.  For any queries, you can call the axis bank credit card customer care toll free no given below. 

  • Joining and annual fee waiver:

If you can spend Rs. 5,000 within the first 45 days of the axis credit card activation , you will get a 100% waiver on your axis bank platinum credit card joining fee. 

And if you can spend Rs. 1,00,000 within a year with your card, then the annual fee for the next year will be waived off and you will be able to use the credit card without annual fees for a year.  

If you don’t know how to check axis credit card balance then feel free to visit our FAQ page. 

  • EMI facility:

With your platinum axis bank credit card you convert any purchase over Rs. 2,500 into EMI. You can convert your purchase into EMI through axis credit card app , Net Banking, or just by calling customer service. For any queries, you can contact the axis bank credit card helpline number given below. 

Click here for the emi calculator for axis bank credit card , you can calculate your axis bank credit card emi interest rate from there. You can also pay your axis bank credit card payment online from your online banking account. 

  • EMV Chip security:

This axis bank platinum credit card offers the protection of the advanced EMV chip, it adds an extra layer of protection to your transactions. Also whenever you use your platinum credit card for online transactions, you will get an OTP to authenticate and complete your axis credit card payment .

But if your credit card gets stolen, you should block it immediately to prevent further losses, Visit our FAQ page to know how to block credit card axis bank instantly. 

  • Global Acceptance:

This platinum visa credit card is globally accepted, you can use this card at any outlet or e-commerce site where the Visa credit cards are accepted. 

Axis visa platinum credit card charges:

Particulars Payable amount
Cash Withdrawal Charge. 2.5% against the withdrawal amount (min Rs. 500). Check your axis bank platinum credit card limit before making a withdrawal.
Finance Charge. The Axis bank credit card interest rate is 3.25% monthly. (46.78% annually)
Foreign currency transaction. 3.50% against the transaction amount.
Add-on card fee of axis bank platinum credit card None, free for a lifetime.

Contact details of customer care axis bank credit card:

Axis bank credit card helpline no: 1860-419-5555 / 1860-500-5555 or 040-67174100

Axis bank customer care email id for credit card: [email protected]

100xGain Ratings:

8/10

Final Opinion:

The axis bank platinum credit card offers various benefits to its customers, like 6 reward points for each Rs. 200 transactions, up to 15% discount on dining bill, 25% discount on movie tickets, fuel surcharge waiver, annual fee waiver, EMI facility, and lots more. Although it lacks some benefits like lounge access or golf privilege, it can be said that it offers the best possible benefits and features at this price point.

So if you are looking for a credit card that can earn your various benefits at a very low cost, then this card can be a very good option for you. But if you want to explore some more options then take a look at the alternative card options given below. 

Alternative Cards: 

  1. axis my choice credit card. (Best for cashback and dining) 
  2. HDFC Millennia Credit Card. (Best for cashback and dining) 
  3. ICICI Bank Instant Platinum credit card. (Best for dining and movie) 
  4. Standard Chartered Platinum Rewards Credit Card. (Best for cashback and dining) 

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