Axis Bank Platinum Credit Card Review

The axis bank platinum credit card is one of the most popular credit cards among Indians looking for attractive entertainment benefits. Targeting the movie lovers this card offers attractive discounts on dining and movie expenses, powerful rewards on every transaction, an exclusive waiver on fuel surcharges, and lots more. Go through the axis bank credit card review to know more about the card.

What is the required eligibility for axis bank credit card?

  • Resident Type: Indian. 
  • Axis bank credit card eligibility for salary account:
    • Age: 18 to 70 yrs. 
    • Income: The minimum income needed to apply for axis credit card is Rs. 25,000 monthly. 
  • Axis bank platinum credit card eligibility criteria for self-employed person:
    • Age: 18 to 70 yrs. 
    • Income: The minimum income needed to apply for axis bank credit card is Rs. 25,000 monthly. 
  • A good CIBIL score (750 or more) is mandatory to apply for this platinum axis bank credit card

As you submit your axis credit card application, you will get a unique application id. Later you can use that to track your axis bank credit card application status. Also, if you want to know how to apply for credit card in axis bank, then make sure to take a look at our faq page.

What documents are required for an axis bank platinum credit card application?

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip (3 months)
      • ITR (Income Tax Return) 
    • Self-employed person
      • Latest income tax return.  
      • Proof of business
      • Recent audited financial report. 

As per the new axis credit card rules, all new credit cards are now delivered in an inactive state. And to start using your new platinum card, you need to activate them manually by generating a new PIN. So if you want to know how to activate axis bank platinum credit card for the first time, then feel free to visit our FAQ page

What are the axis bank credit card annual charges?

  • Axis bank platinum credit card joining fee: Rs. 500 + GST (can be waived off)
  • Axis bank credit card annual fee: Rs. 200 + GST (can be waived off)

What are the axis bank platinum credit card benefits?

  • Get started with a huge joining bonus:

As you activate your axis bank platinum card for the first time and perform your first successful transaction using this marvelous axis credit card, you will receive 100 edge reward points as a welcome gift. 

  • Get rewarded for every transaction you make:

With every transaction you make using this axis platinum credit card you will get rewarded. 

Category of transaction

Rate of earning reward points

Domestic transactions 6 axis edge rewards for every Rs.200 spent
International transactions 12 EDGE rewards for every Rs.200 spent

You can check your total reward point from your axis credit card app.

If you can’t use your credit card for online transactions then click here to know how to activate axis bank credit card for online transaction

  • Enjoy an exclusive dining experience:

Using your axis platinum credit card you can bag up to a 15% discount on your dining bills. The axis bank credit card dining offers are applicable at some selected partner’s restaurants only. The earned benefits will be reflected in your axis bank credit card bill statement.

  • Exclusive Axis credit card movie offers:

If you use this axis bank visa card to book movie tickets from any box office, you will get a 25% cashback on the booking value. You can earn a maximum of Rs.1000 discount in a year. 

  • Enjoy freedom from credit card fuel surcharges:

This axis bank credit card platinum variant offers a 1% waiver on fuel surcharges across all the fuel stations in India, you can get a maximum of Rs. 400 waivers in an Axis credit card billing cycle. The transaction amount should be between Rs. 400 to Rs. 4000.

  • Opportunity to make your card lifetime free:

Total credit card usage

Benefits

Rs.5000 within the first 45 days of card axis credit card activation A complete waiver on your axis bank platinum credit card joining fee 
Rs.1,00,000 within a year A complete waiver on your next year’s axis bank credit card annual fee

If you don’t know how to check axis credit card balance then feel free to visit our FAQ page. 

  • Make repayment easier with the low-cost EMI option:

With your platinum axis bank credit card, you convert any purchase over Rs. 2,500 into EMI using the axis credit card app. You can also calculate the monthly installment amount from the emi calculator for axis bank credit card.

  • Security of the advanced EMV chip:

This axis bank platinum credit card offers the protection of the advanced EMV chip, with the next-generation encryption method, it makes your card almost impossible to clone.

But fraudulent transactions can happen anytime, and if something suspicious happens to your account, you should report it by calling the axis credit card customer care number.

What are the Axis visa platinum credit card charges?

Particulars

Payable amount

Axis bank credit card charges on cash withdrawal 2.5% against the withdrawal amount (min Rs. 500). Check your axis bank platinum credit card limit before making a withdrawal.
Finance Charge. The Axis bank credit card interest rate is 3.25% monthly. (46.78% annually)
Axis bank international credit card transaction charge 3.50% against the transaction amount.
Add-on card fee of axis bank platinum credit card None, free for a lifetime.

How to contact the axis credit card customer care department?

  • Call the axis bank credit card helpline no: 1860-419-5555 / 1860-500-5555 / 022-6798-7700 or 040-67174100
  • Write to the axis bank customer care email id for credit cardcreditcards@axisbank.com  

100xGain Ratings:

8/10

Pros & cons of the axis visa platinum credit card:

Pros 

Cons

  • This axis credit card offers big discounts on dining and movie tickets.
  • The rate of offering edge rewards is also quite impressive.
  • You can also get a handsome waiver on fuel surcharges every month.
  • There are no travel benefits on this axis bank visa platinum credit card.
  • This card doesn’t offer any free movie tickets.

Final Opinion:

The axis bank platinum credit card offers various benefits to its customers, like 6 axis edge points for each Rs.200 transaction, up to 15% discount on dining bills, 25% discount on movie tickets, fuel surcharge waiver, annual fee waiver, EMI facility, and lots more. Although it lacks some benefits like lounge access or golf privilege, it can be said that it offers the best possible benefits and features at this price point.

So if you are looking for a credit card that can earn your various benefits at a very low cost, then this platinum visa credit card can be a very good option for you. But if you want to explore some more options then take a look at the alternative card options given below. 

Alternative cards of the axis bank platinum card

  1. Axis my choice credit card (Best for cashback and dining) 
  2. HDFC millennia credit card (Best for cashback and dining) 
  3. ICICI bank instant platinum credit card (Best for dining and movie) 
  4. Standard chartered platinum rewards credit card (Best for cashback and dining) 

 

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