Axis Bank Pride Platinum Credit Card Review

As a symbol of gratitude to the defense personnel, Axis Bank has introduced a new credit card named axis bank pride platinum credit card. This credit card offers a special customization option with the Indian tricolor. The benefits offered by the card are reward benefits, dining benefits, fuel surcharge waiver, EMI facility, zero lost card liability, etc. go through the article to know What is Platinum card in Axis Bank? and What is the benefit of a platinum credit card?

What is the required eligibility for credit card in axis bank:

To get an Axis Bank credit card then you need to fulfill these axis bank credit card requirements

  • Resident Type: Indian. 
  • Axis credit card eligibility criteria for salaried person:
    • Age: The age limit for credit card application is 18 to 70 yrs. 
    • Income: Rs. 25,000 monthly. 
  • Axis bank credit card eligibility criteria for self-employed person:
    • Age: 18 to 70 yrs. 
    • Income: A minimum monthly income of Rs. 25,000 is needed to apply for credit card axis bank.   
  • A good CIBIL score (730 or more) will help you to get this card more easily.

Once your axis credit card application is submitted successfully, you will get a unique application id. You can use that to track your axis credit card application status. You can visit our faq page to know how to check axis bank’s credit card application status?

What documents are required to apply for an axis platinum credit card?

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip (3 months).  
      • ITR. (Income Tax Return) 
    • Self-employed person
      • Latest income tax return.  
      • Proof of business.
      • Recent audited financial report. 

As per the new credit card rules and regulations, all new platinum cards are now delivered in an inactive state. and to start using them, you need to activate those new credit cards by generating a new credit card PIN. If you want to know how to activate axis bank platinum credit card for the first time, then feel free to take a look at our axis credit card faq page.

What are the axis bank credit card fees?

  • Axis bank pride platinum credit card joining fee: None. 
  • Axis bank credit card annual fee: None for the first year & Rs. 250 + GST from the 2nd year onwards. 

To know; What is the limit on a platinum credit card? Log in to your net banking account, you can also call the axis credit card customer care toll free no to get the information.

What are the axis bank platinum credit card benefits?

  • Get rewarded for every transaction you make:

You will get 4 credit card reward points for each Rs. 200 credit card transaction. Also on spending Rs. 5,000 in a month, you will get 100 bonus axis edge rewards

You can redeem those points very easily against several categories from the axis bank credit card reward points redemption catalogue   

  • Experience exclusive deals on dining expenses:

With your axis bank pride platinum credit card, you can enjoy dining at most of the premium restaurants in India with a minimum of 15% discount on your dining bill. Click here for the list of participating restaurants.

The total earned benefit will be reflected in your credit card axis bank statement. Click here to know how to get axis bank credit card statement online?

  • Enjoy freedom from fuel surcharges:

With this free axis bank credit card, you will get a 1% waiver on fuel surcharges, this offer is applicable at most fuel stations in India and on transactions between Rs. 400 to Rs. 4,000. You can get a maximum waiver of Rs. 250 in an axis credit card statement cycle. 

  • Get an opportunity to make your card lifetime free:

On spending Rs. 20,000 within a year, you can get a complete waiver on your next year’s axis bank premium credit card annual fee. So, if you want to make your axis bank platinum card lifetime free, then you just have to keep spending Rs.20,000 per year. 

  • Make repayments easier with the low-cost EMI option:

With this axis bank emi credit card, you can convert any of your axis bank credit card payments (over Rs. 2,500) into EMI. This feature is very helpful in high-value purchases. You can calculate your own axis credit card emi interest rate for the axis emi calculator for credit card EMIs.  

  • Zero lost card liability coverage to stand for you in emergencies:

Your axis bank platinum credit card offers complimentary lost card liability coverage, so if your card ever gets lost or stolen. You just have to lodge a credit card lost report by calling the axis credit card customer service number and you will be free from any liabilities related to your missing axis bank visa card.

  • Enjoy the convenience of a contactless payment facility:

This axis platinum credit card is equipped with an advanced contactless payment facility. This feature allows you to make payments just by placing your axis bank platinum credit card over any contactless-enabled POS machine. You can control the contactless payment option from your net banking account.

What are the Axis Bank visa platinum credit card charges?


Payable amount

Axis bank credit card charges for cash withdrawal 2.5% against the withdrawal amount. Check your axis bank platinum credit card limit before making a withdrawal.
Finance Charge The Axis credit card interest rate is 2.95% monthly. (41.75% annually). Applicable if the credit card outstanding balance is not paid within the due date.
Foreign currency transaction 3.50% against the transaction amount.
Axis bank credit card add on card fee None

As per the new axis bank credit card rules, international transactions on all new credit cards are temporarily disabled. So if you want to use your card internationally then click here to know how to activate axis bank credit card for international use.

How to contact the axis credit card customer service department?

  • Axis bank credit card customer care number toll free: 1860-419-5555 / 1860-500-5555 / 022-6798-7700 or 040-67174100 
  • Axis credit card customer care mail id: 

If you don’t want to use your card anymore, then you can download the axis bank credit card closure form by clicking here

100xGain Ratings:


Pros and cons of the platinum axis bank credit card:



  • The rate of earning axis bank platinum credit card reward points is quite impressive.
  • This card offers big discounts on dining and movies.
  • The axis bank credit card annual charges are relatively lower.
  • There are no travel benefits on this axis bank visa platinum credit card.

Final Opinion:

The axis bank pride platinum credit card is a specially designed credit card for Indian defense personnel, although this axis visa card is available for everyone. It offers reward points, discounts on dining bills, attractive fuel surcharge waivers, and the option to customize your card. 

But if you are looking for lounge & golf access, entertainment benefits, or some exclusive axis bank credit card flight offers. then you will be disappointed with this axis bank visa card. Therefore, you should take a look at the alternative card options given below. 

Alternative cards of the axis bank visa platinum credit card: 

  1. American express membership rewards credit card (Best for reward points and dining) 
  2. ICICI Bank platinum chip credit card (Best for reward point and dining)
  3. RBL world prime supercard (Best for reward point and lounge access) 
  4. Tata platinum credit card (Best for lounge access and value back benefit) 

Also, if you are interested in debit cards, then Axis Bank has some very good debit cards like axis bank visa platinum debit cards. You find more about debit cards on our top debit card page.

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