Axis Bank Pride Platinum Credit Card Review

As a symbol of gratitude to the defense personals, Axis Bank has introduced a new credit card named axis bank pride platinum credit card . This credit card offers a special customization option with the Indian tricolor. The benefits offered by the card are reward benefit, dining benefit, fuel surcharge waiver, EMI facility, zero lost card liability, etc. go through the article to know more about the card.

Eligibility for credit card in axis bank:

To get an Axis Bank credit card then you need to fulfill these axis bank credit card requirements

  • Resident Type: Indian. 
  • For salaried person:
    • Age: The age limit for credit card application is 18 to 70 yrs. 
    • Income: Rs. 25,000 monthly. 
  • For self-employed person:
    • Age: 18 to 70 yrs. 
    • Income: A minimum monthly income of Rs. 25,000 is needed to apply for credit card axis bank
  • Good relation with the bank.  
  • Good CIBIL score (750 or more).

Visit our FAQ page to know how to check axis bank credit card application status online? You can also click here to track credit card application status axis bank directly using your mobile number.

Credit card required documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip (3 months).  
      • ITR. (Income Tax Return) 
    • Self-employed person
      • Latest income tax return.  
      • Proof of business.
      • Recent audited financial report. 

Axis bank credit card fees:

  • Joining Fee: None. 
  • Annual Fee: None for the first year & from the 2nd year Rs. 250 + GST (can be waived off). 

You can pay axis bank credit card bill online through your online banking account. Feel free to visit our FAQ page to know the axis bank credit card process of application as well as in case of any doubt you will get solutions too.

Axis bank platinum credit card benefits:

  • Axis bank pride platinum credit card reward benefit:

You can earn reward points from almost every purchase you make with this card. 

You will get 4 credit card reward points for each Rs. 200 credit card transactions you made with this card. 

If you can spend Rs. 5,000 in a month, you will get 100 bonus EDGE reward points. You can redeem credit card points very easily against several categories from the axis bank credit card reward points redemption catalogue

You can find your total earned reward points in your monthly credit card statement of axis bank.   

  • Dining benefit:

With your axis bank pride platinum credit card you can enjoy dining at most of the premium restaurants in India with a minimum of 15% discount on your dining bill. This offer is applicable at some partner’s restaurants like KFC, Mohalla 80, The Oriental Blossoms, etc. The total earned benefit will be reflected in your credit card axis bank statement

  • Fuel surcharge waiver:

With this free axis bank credit card you will get a 1% waiver on fuel surcharges, this offer is applicable at most fuel stations in India, and you can get a maximum waiver of Rs. 250 in a month. The transaction amount should be between Rs. 400 to Rs. 4,000. 

  • Annual fee waiver: 

If you can spend Rs. 20,000 within a year, the annual fee for the next year will be waived off. You can check axis bank credit card balance online from your online banking account. 

  • EMI facility:

With this axis bank emi credit card you can convert any of your axis bank credit card payments over Rs. 2,500 into EMI. This feature is very helpful in high-value purchases. Click here for the axis emi calculator for credit card and calculate your own axis credit card emi interest rate

  • Axis bank credit card add on card facility:

You can share the benefits of your credit card with your loved ones, just add them with your card as an add-on member and they can enjoy the benefits of having a credit card. 

  • Zero lost card liability:

You don’t need to worry about your lost or stolen cards, as axis bank platinum credit card offers zero lost card liability. 

To avail of the benefits of zero lost card liability, try to lodge a credit card lost report by calling the credit card axis bank customer care number as soon as you notice it.  

  • Customization privilege:

You can customize your axis bank pride platinum credit card with the Indian Tricolour. Also, the 4th line is dedicated to the Navy, Air Force, or Army.

  • EMV chip card:

This axis platinum credit card comes with a built-in EMV chip, this chip is specially designed to add more security to your transactions. Also, this card is 3d secured which means whenever you use your card for online payment, you will get an OTP to authenticate and complete your transaction.

  • Global acceptance:

This visa platinum credit card is accepted in almost any country in the world. You can use it anywhere where the Visa credit cards are accepted. 

But if you want to use your card internationally, then feel free to visit our page to know how to activate axis bank credit card for international use from your online banking account. 

Visa platinum credit card charges:

Particulars  Payable amount
Cash Withdrawal Charge 2.5% against the withdrawal amount. Check your axis bank platinum credit card limit before making a withdrawal.
Finance Charge The Axis credit card interest rate is 2.95% monthly. (41.75% annually). Applicable if the credit card outstanding balance is not paid within the due date.
Foreign currency transaction 3.50% against the transaction amount.
Add on card fee None

Credit card customer care axis bank contact details:

  • Axis bank credit card customer care number toll free – 1860-419-5555 / 1860-500-5555 or 040-67174100
  • Axis credit card customer care mail id – [email protected]

If you don’t want to use your card anymore, then you can download the axis bank credit card closure form by clicking here

100xGain Ratings:

7/10

Final Opinion:

The axis bank pride platinum credit card is a specially designed credit card for Indian defense personals, although this card is available for everyone. This card offers 4 reward points per transaction, a minimum of 15% discount on dining bills, up to Rs. 250 fuel surcharge waiver in a month, an option to customize your card, EMI facility, and lots more. 

But if you are looking for lounge & golf access, entertainment benefits, or some exclusive axis bank credit card flight offers . then you will be disappointed with this card. Therefore, you should take a look at the alternative card options given below. 

Alternative Cards: 

  1. American Express Membership Reward Card. (Best for reward point and dining) 
  2. ICICI Bank Platinum Chip Credit Card. (Best for reward point and dining)
  3. RBL World Prime SuperCard. (Best for reward point and lounge access) 
  4. Tata Platinum Credit Card. (Best for lounge access and value back benefit) 

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