Axis bank is one of the leading credit card providers in India. They offer some really exclusive and useful axis credit card types for all categories of customers. They also offer some specially designed credit cards for a specific group of customers, for instance, the axis bank pride signature credit card. This card is specifically designed for Indian defense personals.
With every transaction made with this axis bank signature credit card , you will contribute to the Defence Association. This visa credit card also features some exclusive benefits like lounge access, dining benefit, reward benefit, fuel surcharge waiver, zero lost card liability, and lots more.
Axis credit card eligibility criteria:
** The bank has not mentioned the axis credit card eligibility criteria, but as per our experience, we can say that it should be like this.
- Resident Type: Indian and non-resident Indians can apply for this card.
- For salaried person:
- Age: 18 to 70 yrs.
- axis bank credit card eligibility minimum salary : Rs. 30,000 monthly.
- For self-employed person:
- Age: 18 to 70 yrs.
- Income: Rs. 30,000 monthly.
- minimum cibil score for credit card application: 760 or more.
- This card is specially designed for defense personals, but individuals can apply for this card.
Click here to check your axis credit card application status online.
Documents required for credit card in axis bank:
- Photocopy of ID Proof (any 1)
- Aadhar card
- Voter Card
- PAN Card
- Photocopy of Address proof (any 1)
- Last 6 months bank account Statement
- Aadhar Card
- Driving License
- Utility bill
- One recent passport-sized photographs
- Proof of income statement:
- Salaried Person (any 1)
- Latest salary slip, (3 months)
- ITR (Income Tax Return)
- Self-employed person
- Latest Income tax return.
- Proof of business
- Recent audited financial report.
- Salaried Person (any 1)
Click here for the axis bank credit card pin activation process.
Axis bank credit card fees:
- Joining Fee: None.
- Axis bank credit card annual fee : Rs. 500 + GST (Can be waived if Rs. 40,000 is spent within a year)
You can pay your axis bank credit card bill online from your Axis bank credit card net banking.
Axis bank credit card reward points benefit:
This credit card offers 8 reward points for each Rs. 200 transaction made with this card.
Also if you can spend Rs. 5000 or more with your Signature Card to win up to 100 axis bank credit card edge loyalty rewards points.
On your birthday you will get 2X axis credit card reward points on each transaction. You can check your total earned reward points from your axis bank credit card app.
With this visa credit card , you can enjoy 2 free visits per quarter to any domestic airport lounges. For any queries about the offer, you can contact the axis bank credit card customer care no given below.
If you can’t use your card for online transactions, then click here for the axis bank credit card online transaction activation process.
This card offers up to a 15% discount on your dining bills at most of the frontline restaurants. You can also view axis bank credit card statement from your net banking account.
Fuel surcharge waiver:
This credit card offers a 1% waiver on fuel surcharges. This offer is applicable at any fuel station In India. The Transaction amount should be between Rs. 400 to Rs. 4000. You can see your total earned benefit from your monthly axis bank credit card statement.
Axis bank credit card lost card liability coverage:
Axis Bank offers zero loss card liability coverage for this axis bank signature credit card . To avail the maximum benefit of the coverage you have to report the loss as soon as you notice it. You can call the axis bank credit card customer service to claim the benefits.
Add on credit card axis bank:
You can share the benefits of your loved ones just add them with your card as an add-on member and they can also enjoy the benefits of having a credit card. (The age of the add-on member should be 18 yrs). Click here to download the axis bank add on credit card form for applying add on card.
- Personalized card:
Axis Bank allows you to customize your axis bank signature credit card with the shades of Indian Tri-Colour. This will give you a proud ownership experience.
EMV chip card:
This card comes with a built-in EMV Chip this chip is designed to add more security to your transactions. Click here to know how to block axis bank credit card temporarily?
Axis credit card charges:
|Cash Withdrawal Charge||2.5% against the amount, Min Rs. 500. Check your axis bank credit card withdrawal limit before making a withdrawal.|
|Finance Charge||The axis bank credit card interest rate after due date will be 2.95% monthly.|
|Foreign currency transaction||3.50% against the transacted amount.|
|Add-on card fee||None.|
Axis credit card customer care contact details:
- Axis bank credit card customer care toll free number: 1860-419-5555 / 1860-500-5555 or 040-67174100
- Axis bank credit card customer care mail id : [email protected]
Hopefully, this axis signature credit card review has helped you to understand this card better. If you are looking for a credit card that offers a personalization option and lots of other exciting benefits then this card can be a good option for you. It offers 2 free lounge access per quarter, up to 15% discount on dining bills, fuel surcharge waiver, reward benefit, lost card liability coverage, and lots more.
If you are not happy with the card then click here if you want to know how to close axis bank credit card permanently?
But if you want some more benefits or want to compare some more options then take a look at the alternative card options given below. It will help you to find your choice.
- axis bank signature credit card with lifestyle benefits. (Best for lounge access and dining)
- ICICI Bank NRI Coral credit card. (Best for lounge access and dining)
- RBL MoneyTap Card. (Best for online benefits)
- Standard Chartered Emirates World Credit Card. (Best for reward point and lounge access)