Axis Bank Privilege Credit Card Review

One of India’s leading credit card providers Axis Bank provides various types of axis bank credit card to cater to the needs of the customers. Axis Bank Privilege credit card is one of them, this card is best for those who travel quite frequently. The axis bank privilege credit card benefits are reward benefit, lounge access, dining benefit, fuel surcharge waiver, insurance coverage, EMI facility, concierge service, and lots more. So, let’s explore what surprise we are going to get from this card.

Axis bank privilege credit card eligibility criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 18 to 70 yrs.  
    • Income: Rs. 6,00,000 annually. 
  • For self-employed person:
    • Age: 18 to 70 yrs. 
    • Income: Rs. 6,00,000 annually. 
  • Good CIBIL score (750 or more). 
  • Good relation with the bank. 

Click here to know how to apply online for axis bank credit card?

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip (3 months)
      • ITR (Income Tax Return)
    • Self-employed person:
      • Latest income tax return.  
      • Proof of business
      • Recent audited financial report. 

Click here to check axis bank credit card application status online.

Fee:

  • Joining Fee: Rs. 1,500 + GST (None for the axis bank privilege credit card for priority customers
  • Annual Fee: Rs. 1,500 + GST. 

Axis privilege credit card benefits:

The axis bank privilege credit card benefits are discussed below. 

  • Welcome benefit:

If you can complete 3 transactions within the first 60 days of the card activation, you will get 12,500 EDGE axis bank credit card reward points gifts as a welcome bonus. You will have to pay the joining fee in time to be eligible for the benefit. 

  • Reward benefit:

With your axis privilege credit card ,  you will get 10 reward points for each Rs. 200 transactions made with this card (both domestically & internationally). 

The axis credit card points redemption can be done very easily against various several categories from the axis bank credit card reward points redeem catalogue.   

  • Axis bank privilege credit card flight offers:

With this card, you will get 2 free accesses to most of the premium domestic airports in India. You will get a maximum of 2 free access per quarter.  

  • Dining benefit:

With this card, you can dine at some of the premium restaurants in India with up to a 20% discount on your dining bill. Click here to know how to check axis bank credit card balance online?

  • Fuel Surcharge waiver:

On this privilege credit card axis bank offers up to Rs. 400 fuel surcharge waivers in a month with your Axis Bank Privilege Credit Card. This feature applies to all fuel stations in India. The transaction amount should be between Rs. 400 to Rs. 4,000.  Visit our FAQ page to know how to check axis credit card balance online?

  • Annual fee waiver:

If you can spend Rs. 2.50 lakh in a year with your card, then the annual fee for the next year will be waived off. That means you can use this credit card with no annual fee for a year. Click here to know how to increase credit card limit axis bank.

  • Milestone reward:

If you can spend Rs. 2.5 lakh in a year, you can then redeem your earned EDGE reward points into Shopping or Travel vouchers that are worth twice the value of the reward points. This way you can earn the double benefit.  

You can check axis bank credit card status of the total earned reward point, from your online banking account. If you want to file a complaint against your credit card transaction then click here to download the axis bank credit card complaint form.  

  • Axis credit card insurance coverage:

With this world privilege credit card you will get Rs. 2.5 Cr of Air accidental coverage, and 300USD coverage against lost baggage and documents. 

This card also offers a credit shield of Rs. 1 lakh and Rs. 1 lakh of purchase protection. Call the axis credit card helpline number to claim the benefits of the coverage.   

  • Extraordinary weekends: 

You can also experience the premium hospitality of the axis bank credit card scheme named Extraordinary Weekends.

  • EMI facility:

With this card, you can convert any purchase over Rs. 2,500 into easy EMIs, this feature is very helpful for high-value purchases. Check your axis bank privilege credit card limit before applying for an EMI. Click here for the axis bank credit card loan emi calculator. Click here for the axis credit card emi conversion process.

  • EMV chip security:

The axis bank world privilege credit card comes with a built-in EMV chip, it is designed to add more security to our transaction. Also, this card is 3d secured, which means you will get an OTP every time to authenticate and complete your online transactions.

  • Global Acceptance: 

This axis world privilege credit card is accepted almost in any country in the world. You can use this card at any outlet or e-commerce site where the MasterCard credit cards are accepted. 

Axis bank privilege credit card charges:

Particulars  Payable Amount
Axis credit card atm withdrawal charges 2.5% against the withdrawal amount. (min Rs. 500) Check your credit card balance before making a withdrawal.
Finance Charge The axis credit card interest rate is 3.40% monthly & (49.36% annually) Applicable if the axis bank credit card bill is not paid within the due date.
Foreign currency transaction 3.50% against the transaction amount.
Add-on card fee Free for a lifetime.

Axis bank customer care for credit card contact details:

  • Axis credit card customer care number – 1860-419-5555 / 1860-500-5555 or 040-67174100
  • Axis credit card customer care email id – [email protected]

100xGain Ratings:

7/10

Final Opinion:

Hopefully, this axis privilege credit card review has helped you to understand this card better. This card is specially designed for frequent travelers, you will get 10 reward points per transaction, 2 free lounge access per quarter, up to 20% off on dining bills, insurance coverage, EMI facility, and lots more. 

So if you are looking for a travel card with a big reward benefit, then this card will be the best axis bank credit card for you. But if you are looking for Cash-Back on ticket or hotel booking, and movie benefits, you will be disappointed with this card, in this case, you should take a look at the alternative card options given below. 

Alternative Cards: 

  1. Axis Bank Signature Credit Card With Lifestyle Benefits. (Best for lounge access and dining)  
  2. ICICI Bank Instant Platinum credit card. (Best for dining and movie benefits) 
  3. RBL Platinum Prime SuperCard. (Best for dining and movie benefits) 
  4. Club Vistara SBI Card PRIME. (Best for lounge access benefits) 

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