Axis Bank Privilege Credit Card Review

The Axis bank privilege credit card is a popular credit card among the Indians looking for powerful rewards and exclusive travel benefits at an affordable rate. Among the various types of axis bank credit cards, this card stands out for its unique features which include; powerful axis bank edge points on every transaction, free access to airport lounges, attractive benefits on milestone spending, and attractive travel privileges via extraordinary weekends, and lots more. Now let’s take a closer look at the axis bank privilege credit card benefits.

What are axis bank privilege credit card eligibility criteria?

• Resident Type: Indian. 
• axis bank privilege credit card eligibility criteria for salaried person:
  • Age: 18 to 70 yrs.  
  • Income: Rs. 6,00,000 annually. 
• axis credit card eligibility criteria for self-employed person:
  • Age: 18 to 70 yrs. 
  • Income: Rs. 6,00,000 annually. 
• A good CIBIL score (750 or more) is mandatory to apply for this axis bank privilege credit card. 

As you submit your axis credit card application, you will get a unique axis bank credit card application id. You can later use that id to check axis bank credit card application status. If you want to know the process, then feel free to take a look at our faq page.

What documents are required for an axis bank card application?

• Photocopy of ID Proof (any 1)
  • Aadhar card
  • Voter Card
  • Passport
  • PAN Card
• Photocopy of Address proof (any 1) 
  • Last 6 months bank account Statement
  • Aadhar Card 
  • Driving License 
  • Passport
  • Utility bill
• One recent passport-sized photographs
• Proof of income statement:
  • Salaried Person (any 1)
    • Latest salary slip (3 months)
    • ITR (Income Tax Return)
  • Self-employed person:
    • Latest income tax return.  
    • Proof of business
    • Recent audited financial report.

 As per the new rbi guidelines for credit card issuers, all axis bank new credit cards are delivered in an inactive state. So if you are interested to know; how to activate axis bank privilege credit card for the first time? then make sure to take a look at our axis card faq page.

What are the axis bank privilege credit card fees?

• Axis privilege card joining fee: Rs. 1,500 + GST (None for the axis priority customers) 
• Axis privilege card annual fee: Rs. 1,500 + GST. 

What are the axis privilege credit card benefits?

• Get started with a huge Axis credit card joining bonus:

As you complete 3 successful transactions with your Axis privilege card within the first 60 days of your axis credit card activation, you will get 12,500 EDGE axis bank credit card reward points as a joining bonus.

• Make every transaction rewarding:

For every Rs.200 transaction(both domestically & internationally) made with your axis privilege credit card, you will get 10 axis credit card reward points.

The axis credit card points redemption can be done very easily against several products available in the axis bank credit card reward points redeem catalogue.   

• Add comfort to your travel:

This axis bank travel credit card gives you 2 free quarterly access to most of the frontline domestic airport lounges. Click here to find the axis bank privilege credit card lounge access list.

• Dine with more delight:

This axis bank privilege credit card offers up to a 20% discount on your dining expenses at some of the frontline restaurants in India. Click here to find the list of participating restaurants under the axis dining delights program.

• Get freedom from fuel surcharges:

With this privilege credit card axis bank offers up to Rs. 400 fuel surcharge waivers in an axis credit card statement cycle, across all fuel stations in India. The transaction amount should be between Rs. 400 to Rs. 4,000.  

• Opportunity to make your card lifetime free:

On spending Rs.2.50 lakh in a year with your axis bank privilege card, you can get a complete waiver on your next year’s axis bank privilege credit card annual fee.   

• Opportunity to earn some extra:

On spending Rs. 2.5 lakh in a year with your axis card credit card, you can get a chance to win some exclusive multi-brand vouchers worth Rs.2,500.  

• Complimentary axis credit card insurance coverage:

The details of the Axis privilege insurance coverage are given below.

Particulars	Total coverage amount
Air accidental death coverage	Rs.2.5 Cr.
Purchase protection	1 Lakh.
Credit shield	1 lakh.
Lost travel documents	USD 300
Delayed baggage (Checked in)	USD 300
Lost baggage (Checked in)	USD 300

You can call the axis credit card helpline number to claim the benefits of the coverage.  

• Enjoy easy bill splitting:

This privilege card allows you to convert your high-value transactions (over Rs. 2,500) into monthly installments, this axis credit card emi option is very helpful for high-value purchases. 

You can calculate the monthly installment and the applicable axis credit card emi interest from the axis bank credit card loan emi calculator. Also, if you want to know about the axis credit card emi conversion process, then make sure to take a look at our axis card credit card faq page.

• Cutting-edge security:

This axis bank world privilege credit card is armed with the new and improved EMV chip. This new EMV chip with its new generation encryption method makes your axis bank privilege account more secure than before.

What are the axis bank privilege credit card charges?

Particulars	Payable Amount
Axis credit card atm withdrawal charges	2.5% against the withdrawal amount. (min Rs. 500) Check your axis bank privilege credit card limit before making a withdrawal.
Finance Charge	The axis credit card interest rate is 3.40% monthly & (49.36% annually) Applicable if the axis bank credit card bill is not paid within your credit card payment due date.
Axis bank international credit card transaction charge	3.50% against the transaction amount.
Axis privilege card add-on card fee	Free for a lifetime.

How to contact the axis bank privilege credit card customer care department?

• Call the axis credit card customer care number: 1860-419-5555 / 1860-500-5555 / 022-6798-7700 or 040-67174100
• Write to the axis credit card customer care email id: creditcards@axisbank.com 

If you want to file a complaint against a credit card transaction then click here to download the axis bank credit card complaint form.

100xGain Ratings:

7/10

Pros and cons of the privilege axis bank credit card:

Pros	Cons
The rate of earning axis bank credit card reward points is quite impressive. This axis bank privilege credit card features free access to domestic airport lounges.	You will not get any international lounge access from this Axis privilege card. This privilege credit card does not feature any entertainment benefits.

Final Opinion:

Hopefully, this axis privilege credit card review has helped you to understand this card better. This world privilege credit card is specially designed for frequent travelers, and for those who love to earn reward points. Also, this axis credit card offers you access to excellent traveling benefits via extraordinary weekends.

So if you are looking for travel credit cards with big reward benefits, then this will be the best axis bank credit card for you. But if you are looking for Cash-Back on ticket or hotel bookings, and movie benefits, you will be disappointed with this axis world privilege card, in this case, I would encourage you to take a look at the alternative card options given below. 

Alternative of the axis world privilege credit card: 

1. Axis Bank Signature Credit Card With Lifestyle Benefits (Best for lounge access and dining)  
2. ICICI Bank Instant Platinum credit card (Best for dining and movie benefits) 
3. RBL Platinum Prime SuperCard (Best for dining and movie benefits) 
4. Club Vistara SBI Card PRIME (Best for lounge access benefits)