Axis Bank Privilege Easy Credit Card Review

When it comes to premium privileges at an affordable rate, the axis bank privilege easy credit card is the choice of many Indians. Targeting the notch section of Indian credit card users, this card offers free access to airport lounges, powerful rewards with every transaction, exclusive deals on dining expenses, complimentary insurance coverage, and lots more. More about the benefits of axis bank credit card are discussed below.

Who can apply for the Axis bank privilege easy credit card?

• Resident Type: Indian
• axis bank credit card eligibility criteria for salaried people:
  • Age: 21 to 60 years.
  • Income: You can get this axis bank credit card on fixed deposit.
• Axis credit card eligibility for self-employed people:
  • Age: 21 to 65
  • Income: You can get this axis bank credit card against fixed deposit.
• You need to have a fixed deposit of at least 65,000 at any Axis bank branch.

What documents are required to apply for an axis bank credit card?

• Photocopy of Address proof (any 1)
  • Aadhar Card
  • Driving License
  • Passport
  • Utility bills
• Photocopy of ID Proof (any 1)
  • Aadhar card
  • Voter Card
  • Passport
  • PAN Card
• Two recent passport-sized photographs
• Proof of income statement:
  • Salaried Person (any 1)
    •  Salary Slip of last 3 months
    • ITR
  • Self-employed person
    • Income tax return of the last year
    • Proof of business

What are the axis bank privilege credit card fees?

• Axis Bank Privilege Easy Credit Card Joining Fee: Rs.1500 + GST
• Axis Bank Privilege Easy Credit Card Annual Fee: Rs.1500 + GST

What are the Axis privilege credit card benefits?

• Get started with a big joining bonus:

As you activate axis bank credit card, pay the first-year joining fee, and complete 3 successful transactions within the first 60 days of your axis bank credit card activation, you will receive 12,500 reward points as a welcome bonus.

Also, as a renewal bonus, you will get 3000 reward points every year with the payment of the renewal fee.

• Make your transactions more rewarding:

This axis bank fixed deposit credit card comes with a powerful reward scheme that offers you 10 Edge rewards for every Rs.200 spent. You can use your reward points to get a product from the axis bank credit card points redemption catalog.

• Add more comfort to your travel:

Under the axis bank credit card airport lounge access program, you can enjoy up to 2 complimentary access every quarter to some of the leading domestic airport lounges. Click here for the axis bank credit card lounge access list.

• Dine with more delight:

This axis bank credit card features up to 20% discount on dining expenses at over 4000+ restaurants across the country.

• Earn additional benefits on milestone spends:

Depending on your use of a credit card, you can also earn some additional benefits from your card.

Credit card usage	Benefit
Rs.2.5 lakh within an anniversary year	A complete waiver on your next year’s axis bank credit card annual charges. When you convert your rewards to shopping or travel vouchers, you will get twice the value.

• Get freedom from fuel surcharges:

Using your Axis privilege card, you can earn up to Rs.400 waiver on fuel surcharges every axis bank credit card statement cycle. The transaction amount should be between Rs.400 to Rs.4001 only.

• Enjoy easy bill splitting:

The Axis card’s easy EMI facility allows you to convert your high-value transactions (over Rs.2500) into small monthly installments. Click here for the axis bank credit card emi calculator.

• Complimentary insurance coverage:

The Axis privilege card also comes with a bunch of complimentary insurance coverages. The details are mentioned below.

Particulars	Coverage amount
Purchase protection	Rs.1 lakh
Credit shield	Rs.1 lakh
Loss of travel documents	Upto 300 USD
Delayed baggage	Upto 300 USD
Loss of checked-in baggage	Upto 500 USD

Click here for the detailed terms and conditions.

What are the axis bank credit card charges?

Particulars	Chargeable amount
Axis bank credit card cash withdrawal charges	2.5% against the transaction amount, min Rs.500 (check your axis bank credit card limit before making a withdrawal)
Finance charge	3.40% monthly (applicable if your axis bank credit card payment is not made in time)
Axis bank international credit card transaction charge	3.50% against the transaction amount
Axis bank add on credit card fee	None

How to contact the axis bank credit card helpline department?

• Call the axis bank credit card customer care no: 1860-419-5555 / 1860-500-5555 / 022-6798-7700 or 040-67174100
• Write to the axis bank credit card email id: creditcards@axisbank.com

100xGain Ratings:

7/10

Pros and cons of Axis Bank Privilege Easy Credit Card:

Pros	Cons
The reward earning rate of this card is quite impressive. You can enjoy free access to airport lounges. This card features a big discount on dining expenses.	You will not get any travel booking benefits from this axis bank fd credit card.

Final Opinion:

As mentioned before, the Axis bank privilege credit card is a low-cost premium credit card. The most useful feature of this card is that you can get this axis bank credit card against fd. Apart from that, you will get upto 10 axis bank credit card rewards for every Rs.200 spent, free access to airport lounges, a huge discount on dining expenses, and lots more. So, at an annual fee of Rs.1500, it would be a very good credit card to have.

But, if you are ready to budget an annual fee of Rs.5,000 or more for a more premium card, then feel free to take a look at our best premium cards page.

Alternative cards:

1. American Express Platinum Travel Credit Card (Best for lounge access, hotel, and dining benefits)
2. Axis Bank Vistara Signature Credit Card (Best for travel, dining, and golf benefits)
3. HDFC Bank Diners Club Rewardz Credit Card (Best for reward points, travel, and milestone benefits)

FAQs on Axis Bank Privilege easy credit card:

• What is the limit of Axis Bank Privilege credit card?

The credit card limit of your Axis Bank privilege easy credit card depends on your FD amount. The maximum FD amount you can have with this card is Rs.25,00,000.

• How can I activate my Axis Bank Privilege credit card?

You can activate your new Axis bank card from your axis bank credit card internet banking account or from your nearby Axis ATM. If you are confused with the axis credit card activation process, then you can get some help from our faq page.

• Does Axis Bank Privilege credit card have lounge access?

Yes, with this axis bank privilege credit card, you can enjoy up to 2 free accesses every quarter at some of the leading airport lounges.

• What are the 4 types of credit cards?

The four major types of credit cards are rewards credit cards, secured credit cards, low-interest credit cards, and cashback credit cards.