Axis Bank Reserve Credit Card Review

The axis bank reserve credit card is a premium travel credit card from Axis bank. this card is specially designed with premium benefits for the most premium customers. This axis reserve credit card offers some crazy benefits to its customers like Big reward benefits, free lounge access, exclusive benefits on hotel stays under membership plans, free golf rounds, dining benefits, insurance coverage, health care service, and lots more.

Axis bank credit card eligibility criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 18 to 70 years. 
    • Income: Income more than Rs. 9 lakh/annum
  • For self-employed person:
    • Age: 18 to 70 years. 
    • Income: Income more than Rs. 9 lakh/annum
  • Good CIBIL score (750 or more). 
  • Good relation with the bank. 

Click here to track axis bank credit card application online. 

Documents required for credit card in axis bank:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Salary Slip of the last 3 months 
      • ITR (Income Tax Return) 
    • Self-employed person
      • Income tax return of the last year 
      • Proof of business
      • Recent audited financial report.

Visit 100xGain Axis Bank Faq page to know how to activate axis credit card for the first time? 

Axis bank credit card fees:

  • Joining Fee: Rs. 30,000 + GST
  • Axis bank credit card annual fee : Rs. 30,000 + GST

Benefits:

The benefits of axis bank credit card are discussed below. 

  • Reward benefit:

This card offers huge axis credit card reward points to its customers, 

You will get 50,000 axis bank credit card rewards points with the activation and with every renewal of the card. 

For each Rs. 200 spend with this axis bank reserve credit card , you will get 15 EDGE points. You will also get 2X reward points for international transactions.

These reward points can be easily redeemed against several items listed in the axis credit card reward points catalogue here https://edgerewards.axisbank.co.in/ you can also pay using your reward points at some selected partner’s outlets.

  • Axis bank credit card lounge access benefit:

With this axis bank reserve credit card you will get unlimited access to most of the international lounges under the priority pass program, also you will get unlimited access to domestic lounges. 

You will get a maximum of 12 free guest visits for both domestic and international lounges. 

  • Exclusive membership of Club ITC:

You will get up to a 50% discount on room tariff on weekends, 25% green points for your spending on foods. 

You will also get a free 3rd-night stay and 10 Bouquet certificates and lots more. 

  • Axis bank credit card dining offers:

Under Accor Plus Membership, you will get up to a 50% discount on your dining bill, 2 lunch buffets for free at any domestic Accor hotel, a free stay for one night in the Asia Pacific region, complimentary upgrade of room. 

  • Get Club Marriott membership for Asia Pacific region:

With this axis bank reserve credit card you will get up to 20% discount on food & beverage, up to 20% discount on hotel rates on weekends in the Asia Pacific region. 

  • Oberoi Hotel membership:

This axis bank credit card offers a 15% discount on hotel rooms, you will get the same benefit for the rooms with Breakfast facilities, or a free 3rd-night stay. 

You can also save up to 50% on premium suits. 

  • Postcard hotels:

This axis reserve credit card offers 15% savings on your stay at Postcard hotels, you will also get some extra benefits like anytime check-in/check-out, lifestyle consultation (only available in Goa), etc. 

  • Dining benefit:

With this axis bank credit card you can enjoy dining at most of the premium restaurants with up to 25% discount on your dining bills under EazyDiner membership, just enter your membership code to the EazyDiner app to get the benefits. 

You will also get up to 20% discount at more than 4,000 restaurants in India.

  • Golf course access:

This axis reserve credit card gives you 50 free accesses per year to most of the premium golf courses in India. You can book your free golf rounds at www.extraodinaryweekends.com 

Click here to know how to get axis bank credit card statement online. 

  • Fuel surcharge waiver:

With this card, you can earn up to Rs. 400 waivers on fuel surcharges in an axis bank credit card billing cycle , the transaction amount should be between Rs. 400 & Rs. 4,000. This offer is applicable at most of the fuel stations in India. 

If you want some more fuel benefits then you should go for another axis bank fuel credit card . You can also visit our top 10 fuel credit card page to find out some of the best credit card for fuel in india.

  • Annual fee waiver: 

If you can spend Rs. 25 lakh in a year, then you can get a 100% waiver on your axis bank credit card annual fee for the next year. 

Visit our faq page to know how to check axis bank credit card balance online?

  • Airport concierge service:

With this axis reserve credit card you will get world-class airport concierge service, you will get 8 free VIP assistances at airports, you will get assistance in porter services, immigration process, security check, etc. 

You will also get 4 free luxury airport pick up & drop services with this card. For any assistance, you can contact the axis bank credit card helpline no given below. 

  • Axis bank credit card movie offer:

When you book your movie tickets from BookMyShow with this axis bank credit card you will get up to Rs. 500 off on the second ticket. You can get this offer up to 5 times a month. 

Also when you book a non-movie ticket from BookMyShow with this card, you will get up to Rs. 1000 off on the second ticket. This offer is also available five times a month

You can get the benefits only on the tickets booked through BookMyShow.

Visit our faq page to know how to enable online usage in axis bank credit card using axis credit card net banking account. 

  • Extraordinary weekends offer:

With this axis reserve credit card , you can have some extraordinary weekend experiences like golf, sailing, unique tours, etc. You can book your weekend at http://www.extraordinaryweekends.com/ 

  • Axis credit card insurance coverage:

This card axis bank credit card offers an air accidental coverage of Rs. 450lakh, and a credit shield of Rs. 5 lakh. 

You will also get purchase protection of Rs. 2 lakh and lost baggage and documents coverage of USD500. 

  • Health benefit:

You will get a free health and wellness session from Weljii and also up to a 25% discount on health coaching plans. 

You can also get some exclusive axis credit card benefits on your pathological tests at SRL Diagnostics, Metropolis, and Dr. Lal Pathlabs.

With this axis credit card , you will also get some medical advice from world-class doctors, and free medical assistance during travel. 

You can check your axis bank credit card status from your online banking account. 

  • Other benefits:

On this credit card axis bank offers a very low currency conversion charge of 1.5%. There are no charges for cash withdrawal. 

The axis bank credit card interest rate of the card is relatively lower, just 2.5% monthly. 

  • Cutting edge protection:

This axis credit card comes with a Built-in EMV chip, this chip is specially designed to add more security to your transactions. Also, this card is 3d secured which means, you will get an OTP whenever you use your card for online transactions.

Click here to know how to block axis bank credit card temporarily, if something bad happens. 

Axis bank credit card charges:

Particulars  Payable amount
axis bank credit card cash withdrawal charge None. 
Finance Charge The axis bank credit card interest rate is 2.5% monthly.
Foreign currency transaction 1.5% against the transaction amount.
axis bank add on credit card None. 

Axis bank credit card contact details:

  • Axis bank credit card customer care contact number : 1860-419-5555 / 1860-500-5555 or 040-67174100
  • Axis bank credit card complaint mail id[email protected]

You can close axis bank credit card account just by calling the customer service number. 

100XGain Ratings:

9/10

Final Opinion:

It is a premium axis bank travel credit card for premium customers, this axis bank credit card offers some extraordinary benefits like up to 15 reward points per transaction, unlimited access to domestic and international lounges, up to 25% discount on dining bills, 50 free golf rounds, airport concierge service, and lots more. 

Also, the axis bank credit card annual fee of the axis bank credit card is quite high, which makes things difficult for average customers. Therefore we have listed some alternative card options below. Take a look at them and hopefully, you will find your choice. 

Alternative Cards: 

  1. AU Small Zenith. (Best for lounge access and reward point) 
  2. Citi First citizen Credit Card. (Best for reward point and travel benefit) 
  3. ICICI Bank Ascent American Express Credit Card. (Best for reward point and lounge access) 
  4. RBL IGU NHS Golf World Card. (Best for golf and lounge access)  

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