Axis Bank Select Credit Card Review

Axis Bank Select Credit Card is one of the premium credit cards available in the Indian market, this card one of the best credit cards from Axis Bank. This card offers several exclusive benefits like lounge access, Reward and Cash-Back benefit, dining benefits, golf access, fuel surcharge waiver, insurance coverage, entertainment benefit, and lots more. More details of this card are discussed below. 

Eligibility Criteria:

  • Resident Type: Indian and non-resident Indians Can apply for this card. 
  • For salaried person:
    • Age: 18 to 70 yrs. 
    • Income: ₹9,00,000 annually. 
  • For self-employed person:
    • Age: 18 to 70 yrs. 
    • Income: ₹9,00,000 annually.
  • Good CIBIL Score (750 or more).

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip (3 months) 
      • ITR
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recent audited financial report. 


  • Joining Fee: ₹3,000  + GST (None for Burgundy customers)
  • Annual Fee: ₹3,000 + GST (None for Burgundy customers)


  • Welcome benefit:

With the first successful transaction made with your card, you will get a gift voucher of ₹2,000 from Amazon, as a welcome gift. 

  • Cash-Back:

If you order ₹2,000 or more from BigBasket then you will get a 20% discount on your dining bill. 

  • Reward benefit:

This car offers 10 EDGE reward points, on every ₹ 200 transactions. 

You will also get 2x EDGE rewards on ₹ 200 transactions on shopping. 

  • Lounge access:

With the help of the Priority Pass program, you will get 6 free accesses to most of the international lounges. If you spend ₹ 3 lakh in a year then you can get 6 more free accesses.

You will also get 2 free access per quarter at most of the domestic lounges. 

  • Entertainment:

If you book a movie ticket from BookMyShow you will get a ₹300 discount on the second ticket.  

  • Dining benefit:

You will get a minimum of 20% discount on most of the frontline restaurants in India.

If you order food through Swiggi you can enjoy up to 40% off on your order value. The minimum transaction amount should be ₹400. 

  • Golf access:

You can enjoy premium golf games at most of the frontline golf courses in India. This card offers you 6 free golf accesses annually. Also if you spend more than ₹ 3 lakh in a year you can win 3 more visits.

  • Fuel surcharge waiver:

With this card, you will get a 1% waived off on the fuel surcharge. This offer is applicable at any fuel station in India. Transaction amount should be between ₹ 400 to ₹ 4,000

  • Insurance Coverage:

You will get ₹2.5 Cr. Coverage against air accidental death and USD 500 coverage against lost baggage and travel documents. 

  • Milestone benefit:

If you can spend 3 lakh in a year you will get 5,000 EDGE reward points and a free renewal of priority pass membership. 

Also if you can spend ₹6 lakh in a year then you will get a 100% waiver on your annual fee

  • Add on Card:

You can share the benefits of your loved ones just add them with your card as an add-on member and they can also enjoy the benefits of having a credit card. (The age of the add-on member should be 18 yrs.)

  • Global Acceptance:

This card is globally accepted you can use this card at any outlet or e-commerce site where the Visa Cards are accepted. 

  • Cash Withdrawal Charge: 2.5% against the amount, min ₹250. 
  • Finance Charge: 3.40% monthly. 
  • Foreign currency transaction: 3.50% against the transaction amount. 

Contact Details:

Call : 1860-419-5555

Mail: [email protected]

100xGain Ratings:


Final Opinion:

If you want a card to match your luxurious lifestyle then this card is perfect for you. Also, it has several premium features and discount offers. Also, you can have domestic + international lounge access and a priority pass program plus a 1% waiver at any petrol station in India. So if you want to have the premium benefits at a low cost then this card will be perfect for you.

But if you want a more premium credit card then you can go for HDFC Infinia Card or if you want to spend even more then you can go for American Express® Platinum Card

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