Axis Bank Select Credit Card Review

Axis Bank Select Credit Card is one of the most useful credit cards available in the Indian market, this card features a perfect blend of usefulness and affordability. Targeting the new generation of credit card users, this axis select credit card offers several exclusive benefits like free access to airport lounges, powerful rewards on every transaction, discount on dining and groceries, attractive deals via extraordinary weekends, and lots more. More axis bank credit card details are discussed below.

What is axis bank select credit card eligibility criteria?

  • Resident Type: Indian and non-resident Indians Can apply for this axis bank credit card
  • Axis bank credit card eligibility criteria for salaried person:
    • Age: 18 to 70 yrs. 
    • credit card eligibility minimum salary: Rs. 9,00,000 annually. 
  • Axis bank select credit card eligibility criteria for self-employed person:
    • Age: 18 to 70 yrs. 
    • What is the minimum salary required for axis credit card? Rs. 9,00,000 annually.
  • A good CIBIL score (750 or more) is required to apply for the axis bank select card.

As you submit your axis credit card application, you will get a unique application id. later you can use that to track your application status from the axis bank credit card status tracking page

What documents are required to apply for the axis select credit card?

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement.
    • Salaried Person (any 1)
      • Latest salary slip (3 months) 
      • ITR(Income Tax Return)
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recent audited financial report.

Nowadays, all new axis cards are delivered in an inactive state. So, if you want to know how to activate axis bank select credit card for the first time? then feel free to take a look at our faq page.

What are the axis bank select credit card fees?

  • Select axis credit card joining fee: Rs. 3,000  + GST (None for Burgundy customers)
  • Axis bank select credit card annual feeRs. 3,000 + GST (None for axis burgundy customers)

What are the axis bank select credit card benefits?

  • Get started with a huge joining bonus:

As you activate your axis bank select card for the first time and perform your first successful transaction within the first 90 days of your axis bank credit card activation, you will receive a gift voucher of Rs. 2,000 from Amazon. 

  • Add more value to your transactions:

Category of transaction

Benefit

A minimum of Rs.2,000 spent on BigBasket 20% discount (up to Rs.500 in a month)
A minimum of Rs.400 spent on Swiggy 40% discount (up to Rs.200).

This axis bank select credit card swiggy offer is available twice a month.

Discount code: AXIS200

  • Make every transaction rewarding:

With every transaction, you make using your select axis bank credit card you can earn useful axis edge rewards.

Credit card usage

The benefit you can earn
Every Rs.200 transaction made with this axis credit card 10 axis bank edge points
Every Rs.200 retail transaction made using this card 2X Axis edge points
On spending Rs.3 lakh within an anniversary year 5000 axis edge rewards

 You can keep track of your axis bank credit card status from your Axis credit card mobile app.

  • Add comfort to your travel:

Under the axis bank priority lounge access program, you will get 6 free access to most of the international lounges. You will also get 2 free axis bank lounge access per quarter at most of the domestic lounges. Click here for the axis bank select credit card airport lounge access list.

  • Make evenings more entertaining:

If you use this select card to book movie tickets, you will get up to Rs.300 off on the second ticket. This bookmyshow axis bank credit card offer is available once per axis bank credit card statement cycle.

  • Dine with more delight:

Using this Axis Bank select card, you can get up to a 20% discount on your dining expenses at some of the selected restaurants in India.

  • Attractive offers for golf lovers:

This axis select card gives you 6 free accesses to some of the most premium golf courses in India. Also, on spending Rs.3 lakh within a year, you can get 3 more additional visits in the next year.

  • Enjoy freedom from fuel surcharges:

On this select credit card axis bank offers a 1% waived fuel surcharge across all fuel stations in India. The transaction amount should be between Rs.400 to Rs.4,000.

  • Complimentary Insurance coverage protection:

The details of axis bank select credit card insurance coverage are mentioned below.

Particulars 

Total coverage amount
Air accidental death coverage  Rs.2.5 Cr.
Purchase protection Rs.1 lakh
Loss/delay of baggage and travel documents USD 500

You can call the axis credit card toll-free to claim the benefits of the insurance coverage. 

  • Opportunity to earn something extra:

Total credit card usage

Benefit

Rs.3 lakh within an anniversary year Renewal of the axis bank priority pass membership
Rs.6 lakh within an anniversary year A complete waiver on next year’s annual fee

You can keep track of your credit card balance from your axis bank credit card mobile app

  • Instant axis bank credit card payment options:

With the convenient axis credit card bill payment options, you can pay your credit card bills almost instantly. You can use your axis credit card net banking account, you can also use any credit card bill payment app like Cred, Google Pay, Phone pe, Paytm, etc. to do the same.

  • Global Acceptance:

This axis select credit card is globally accepted. You can use this axis visa credit card at any outlet or e-commerce site where the Visa Cards are accepted. 

What are the axis bank credit card charges?

Particulars 

Payable amount

Credit card money withdrawal charge 2.5% against the amount, min Rs. 250 (check your available axis bank select credit card limit before making a withdrawal)
Axis bank credit card finance charge The axis bank credit card rate of interest is 3.40% monthly (applicable if the axis credit card payment is not made within the due date)
Axis bank international credit card transaction charges 3.50% against the transaction amount.
Axis bank add-on credit card fee none

How to contact the axis credit card customer care department?

  • Call the axis bank credit card contact number: 1860-419-5555 / 1860-500-5555 / 022-6798-7700 or 040-67174100
  • Write to the axis bank credit card complaint email idcreditcards@axisbank.com

100xGain Ratings:

7.5/10

Pros and cons of the Axis select credit card:

Pros 

Cons

  • This card offers a huge discount on dining and online expenses.
  • This axis bank select credit card offers you free access to most of the domestic and international lounges.
  • The axis movie offers are quite fascinating.
  • The axis bank credit card annual charges are a bit high.
  • There are no fuel benefits on this axis bank visa select credit card.

Final Opinion:

If you want a card to match your luxurious lifestyle then this axis select credit card is perfect for you. It has several premium features and discount offers. Also, you can have domestic and international lounge access via axis banks select credit card airport lounge access and axis bank priority lounge access program plus a 1% waiver at any petrol station in India. So if you want to have the premium benefits at a low cost then this will be the best axis bank credit card for you.

Also if you want to explore some more options, then we have that arrangement too. Take a look at the alternative cards given below. Those are some similar credit cards we have selected for you. 

Alternative of Axis Bank Select Credit Card: 

  1. American express gold credit card (Best for reward points and dining) 
  2. HSBC visa platinum credit card (Best for reward points and dining) 
  3. RBL classic platinum credit card (Best for earning reward points) 
  4. UBI silver credit card (Best for earning reward points)

If you want to know Which axis credit card is best for beginners? then make sure to take a look at our axis credit card page. You can also visit our top beginners’ card page.

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