Axis Bank Signature Credit Card with Lifestyle Benefits Review

Axis Bank Signature Credit Card With Lifestyle Benefits is one of the best Credit Cards from Axis Bank, this card is best suited for those who want more lifestyle-related benefits from their card. The benefits of this axis signature credit card are reward benefit, lounge access, discount on movie tickets, discount on dining, insurance coverage, EMI facility, Add-on facility, annual fee waiver, etc. This card is also beneficial for international uses. Let’s discuss the card in detail.

What is the eligibility for axis bank credit card?

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 18 to 70 yrs. 
    • Income: Rs. 9,00,000 annually. 
  • For self-employed person:
    • Age: 18 to yrs.
    • Income: Rs. 9,00,000 annually. 
  • Good CIBIL Score (750 or more).

Click here to track axis bank credit card application online. 

Axis bank credit card documents required for application:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR (Income Tax Return)
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recently audited financial report.

Visit our FAQ page to know how to activate credit card of axis bank for the first time.

Axis signature credit card fees:

  • Joining Fee: Rs. 5,000 + GST or Rs. 3,000 + GST if you have got a special Invitation from Axis Bank. 
  • Annual Fee: The axis bank credit card renewal fee for this card is Rs. 3,000 + GST (Can be waived off if Rs. 3 lakh is spent within a year)

Axis bank credit card benefits

  • Welcome benefit:

With the first successful axis bank credit card online transaction made with this card, you will get 100 reward points.  Visit our faq page to know how to activate axis bank credit card for online transaction?

  • Reward benefit:

This axis credit card offers 10 points on each Rs. 200 domestic transaction, you will get 20 axis bank credit card reward points for the same on the international transaction. Click here to know how to check axis bank credit card balance online?

  • Lounge access:

With this axis bank signature credit card , you will get a complimentary Priority Pass membership, which allows you to get access to 700 VIP lounges across the world. You will also get complimentary access of domestic lounges using Visa powered card.

  • Axis bank credit card movie ticket offer:

If you book a movie ticket through BookMyShow then you will get up to 50% Cash-Back. You can earn a maximum Cash-Back of Rs. 2,000 in a year.

  • Dining offers on axis bank credit card:

This axis signature credit card offers up to a 15% discount on your dining bill, this offer is applicable at some selected restaurants only.

  • Fuel surcharge waiver:

With this axis signature credit card , you can earn up to Rs. 400 savings on fuel surcharges in an axis bank credit card billing cycle , this offer is applicable at any fuel station in India. The transaction amount should be between Rs. 400 to Rs. 4000. 

  • Axis credit card insurance coverage:

This axis signature credit card offers air accidental coverage of Rs. 2.5 Cr. and USD 300 coverage against loss of travel documents and loss of baggage. You can call the axis credit card customer care no to claim the benefits of the coverage.

  • Annual fee waiver:

If you can spend Rs. 3 lakh or more within a year with your card, then the annual fee for the next year will be waived off. That means you can use this axis bank credit card with no annual fee for an entire year. You can pay axis credit card bills from your axis bank credit card net banking account.

  • Flexible Spending Limit:

If you are a Burgundy customer then you can spend more than your current axis bank credit card limit without paying any axis credit card late payment charges. You can check your axis bank credit card balance from your axis credit card online banking account. 

  • Axis credit card emi facility:

With this axis bank visa credit card , you can convert any purchase over Rs. 2500 into EMI. This feature is very helpful for frequent shoppers.   Click here for the axis bank emi calculator for credit card loans.

  • Axis bank credit card add on card facility:

You can share the benefits of your loved ones just add them with your card as an add-on member and they can also enjoy the benefits of having a credit card. (The age of the add-on member should be 18 yrs). For any queries, you can call the axis bank credit card customer care number given below. 

  • Global acceptance:

This axis bank visa credit card is globally accepted you can use this card at any outlet or e-commerce site where the Visa Cards are accepted. 

  • EMV chip card:

This axis signature credit card comes with the advanced EMV chip it adds more security to your transactions. If you notice something suspicious with your card, then contact the axis bank credit card helpline number given below. 

Charges:

Particulars Payable amount
axis bank credit card cash withdrawal charges  2.5% against the amount. Minimum Rs. 250.
Finance Charge The axis bank credit card interest rate for this card is 3.40% monthly.
Foreign currency transaction 3.50% against the transaction amount.
axis bank add on credit card fee None. 

Axis bank credit card customer care contact details:

  • Axis bank credit card customer care contact no : 1860-419-5555 / 1860-500-5555 or 040-67174100
  • Axis bank credit card complaint email id [email protected]

If you want to cancel your credit card then click here for the axis bank credit card cancellation process. 

100XGain Ratings:

6/10

Final Opinion:

If you want a lifestyle benefit card at a low cost, then this will be a very good option for you. You will get Domestic and International lounge access, up to a 50% discount on movie tickets, and 15% discount on dining bills, and big insurance coverage. You will also get reward points from your domestic and international spending, axis bank credit card emi facility, and lots more. So if you are looking for a low-cost lifestyle credit card then this card will be a very good option for you. 

Otherwise there you can take a look at the alternative card options given below. Take a look at them, And there is a good chance that you will find the card you are looking for. 

Alternative cards: 

  1. American Express Platinum Reserve Credit Card. (Best for lounge access and dining) 
  2. IDFC First Bank First Select Credit Card. (Best for lounge access and dining)
  3. RBL World Max SuperCard. (Best for lounge access and dining)
  4. SBI prime credit card. (Best for reward point and lounge access) 

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