Axis Bank Signature Credit Card with Lifestyle Benefits Review

If you are looking for an affordable way to add a touch of luxury to your lifestyle, then the axis signature credit card with lifestyle benefits would be the best option. Targeting the notch section of credit card users in India, Axis bank has decorated this visa signature card with tons of jaw-dropping features and benefits like free access to airport lounges, huge discounts on movie tickets, and accelerated axis credit card reward points on every transaction, and lots more. Feel free to go through the complete review to know more about the axis bank signature credit card benefits.

What is the eligibility for axis bank credit card?

• Resident Type: Indian. 
• Axis bank credit card eligibility criteria for salaried person:
  • Age: 18 to 70 yrs. 
  • Income: Rs. 9,00,000 annually. 
• Axis bank credit card eligibility criteria for self-employed person:
  • Age: 18 to yrs.
  • Income: Rs. 9,00,000 annually. 
• An excellent credit score (750 or more) is required to apply for this axis bank signature card.

As you submit your axis bank credit card application, you will get a unique application id. You can later use that id to track your axis bank credit card application status.

What documents are required to apply for the signature axis bank credit card?

• Photocopy of ID Proof (any 1)
  • Aadhar card
  • Voter Card
  • Passport
  • PAN Card
• Photocopy of Address proof (any 1) 
  • Last 6 months bank account Statement
  • Aadhar Card 
  • Driving License 
  • Passport
  • Utility bill
• One recent passport-sized photographs
• Proof of income statement:
  • Salaried Person (any 1)
    • Latest salary slip, (3 months) 
    • ITR (Income Tax Return)
  • Self-employed person
    • Latest Income tax return. 
    • Proof of business
    • Recently audited financial report.

As per the new axis bank credit card rules, all new axis cards are now delivered in an inactive state. So, if you want to know how to activate credit card of axis bank for the first time, then feel free to take a look at our faq page.

What are the axis signature credit card fees?

• Joining fee: Rs. 5,000 + GST or Rs. 3,000 + GST if you have got a special Invitation from Axis Bank. 
• Annual fee: The axis bank credit card renewal fee for this card is Rs. 3,000 + GST (Can be waived off if Rs. 3 lakh is spent within a year)

What are the axis bank credit card benefits: 

• A big joining bonus to welcome you:

With your first successful axis bank credit card online transaction, you will receive 100 axis bank credit card points as a welcome gift.

• Make every transaction rewarding:

This axis credit card offers accelerated rewards with every transaction you make using this card.

Category of transaction	Rate of earning axis bank credit card reward points
Domestic transaction	10 reward points for every Rs.200 transaction
International transaction	20 axis bank points for every Rs.200 transaction

• Add comfort to your travel:

This axis bank signature credit card comes with a complimentary Priority Pass membership, which gives you access to 700 VIP lounges across the world. Also under the visa signature lounge access program, this lifestyle credit card offers you 2 quarterly access to most of the domestic airport lounges. Click here for the axis bank visa signature credit card airport lounge access list.

• Make your evenings entertaining:

If you use this card to book movie tickets, you will get up to a 50% discount on the booking value. This axis bank credit card movie ticket offer is applicable to the tickets booked from BookMyShow. You can earn a maximum of Rs.250 discount in an axis credit card statement cycle.

• Dine with more delight:

This axis signature credit card offers up to a 15% discount on your dining bill, the offers on axis bank credit card are applicable at some selected restaurants only.

• Get freedom from fuel surcharges:

With this card, you can earn up to Rs. 400 savings on fuel surcharges in an axis bank credit card billing cycle, this offer is applicable across all fuel stations in India and on transactions between Rs. 400 to Rs. 4000. 

• Complimentary insurance coverage:

The details of the Axis credit card insurance coverage are discussed below.

Particulars	Coverage amount
Accidental insurance coverage	Rs.2.5 Cr.
Loss of travel documents/delayed baggage	USD 300
Purchase protection	Rs.1,00,000

You can call the axis credit card customer care no to claim the benefits of the coverage.

• Opportunity to make your card lifetime free:

On spending Rs.3 lakh or more with your card within a year, you can get a complete waiver on your next year’s axis bank credit card annual fee. You can keep track of your credit card usage from your axis bank credit card net banking account

• Flexible spending limit:

If you are a Burgundy customer then you can spend more than your current axis bank credit card limit without paying any axis credit card late payment charges. You can check your axis bank credit card balance from your axis credit card online banking account. 

People often ask, Do Visa signature cards have a credit limit? visa signature cards come with a very high credit limit, the minimum credit limit you will get with a signature card is Rs.4 lakh.

• Enjoy easy bill splitting:

With this axis bank visa credit card, you can convert any purchase over Rs. 2500 into EMI. This axis credit card emi feature is very helpful for frequent shoppers. You can calculate your monthly installment amount from the  axis bank emi calculator for credit card loans.

• Cutting edge security:

In this signature card axis bank has installed the advanced EMV chip. This chip with its new generation encryption method makes your axis bank credit card account much more secure than before. But, if you notice something suspicious with your card, then contact the axis bank credit card helpline number given below. 

What are the axis bank signature credit card charges?

Particulars	Payable amount
Axis bank credit card cash withdrawal charges	2.5% against the amount. Minimum Rs. 250 (Check your available axis credit card limit before making a withdrawal)
Axis visa signature card finance charge	The axis bank credit card interest rate for this card is 3.40% monthly (applicable if you don’t pay axis credit card bill on time)
Axis credit card charges for foreign currency transaction	3.50% against the transaction amount.
Axis bank add-on credit card fee	None.

If you can’t use your axis bank visa signature card for online transactions, then make sure to visit our faq page to know how to activate axis bank credit card for online transactions.

How to get in touch with the axis bank credit card customer care department?

• Call the axis bank credit card customer care contact no: 1860-419-5555 / 1860-500-5555 or 040-67174100
• Write to the axis bank credit card complaint email id: creditcards@axisbank.com

100XGain Ratings:

7.5/10

Pros and cons of this axis bank visa signature credit card:

Pros	Cons
This lifestyle credit card offers you free access to airport lounges. You will get a huge discount on dining and movie expenses. The rate of earning axis bank reward points is quite impressive.	There is no golf benefit on this Axis signature visa card. This card does not feature any benefits on travel booking.

If you don’t want to continue with your old axis credit card then click here for the axis bank credit card cancellation process.

Final Opinion:

If you want a lifestyle benefit card at a low cost, then this Axis visa signature credit card will be a very good option for you. With free lounge access, big discounts on movie tickets and dining, and an attractive waiver on fuel surcharges, this signature card from axis bank can easily justify the Rs.3000 annual fee. 

But, if you think that the benefits offered by this Axis signature credit card are not enough for you, then make sure to take a look at our top credit card pages, you can also compare the alternative card options given below. 

Alternative cards of the Axis signature credit card: 

1. American Express Platinum Reserve Credit Card. (Best for lounge access and dining) 
2. IDFC First Bank First Select Credit Card. (Best for lounge access and dining)
3. RBL World Max SuperCard. (Best for lounge access and dining)
4. axis bank vistara signature credit card. (Best for reward point and lounge access) 

One of the frequently asked questions is, Which card is better platinum or signature? Platinum cards are considered second-tier visa credit cards and are a bit less luxurious than signature cards.

But, what are the benefits of a Visa signature card? As a premium quality credit card, visa signature cards often come with premium facilities like travel and emergency assistance service, lost card liability coverage, higher credit limit, etc.