Axis Bank Signature Credit Card With Lifestyle Benefits

‘Axis Bank Pride Signature Credit Card With Lifestyle Benefits’ is the best possible card from Axis Bank. This card comes with a wide number of extraordinary offers rewards and a number of premium privilege offers on traveling living and dining. Also, it comes with free Insurance, lounge access and. In fact, this is one of the best possible cards available in the Indian market.

• Table of Contents

  Eligibility criteria:

• Nationality – Indian.  
• Age – Between 18 to 70 years old.
• Income – min ₹ 9 lakh annually
• Occupation – Both salaried and self-employed can apply for this card.
• A good relation with the bank.

• Documents Required:

• Proof of Identity –
• Aadhar Id.
• Voter Id.
• Driving License.
• Job Card.
• An overseas citizen of India card.
• Letter from UIDAI.
• Proof of Address –
• Passport.
• Gas, Electricity, or any utility bill. ( recent )
• Document of property registration.
• Ration card.
• Proof of Income –
• Salary slip. (for salaried people).
• 3-month bank statement. (latest)
• Recently submitted form 16
• IT returns (recent)

• Fees:  

• Joining fee – ₹ 5,000 (special invite – 3,000)
• Annual fee – ₹ 3,000 (could be waived off if ₹ 6 lakh is spent annually )
• Add-on fee – None.
• Over limit fee – 3% against the amount (min 500)

• Benefits:

• Welcome offer – with this card you will receive 100 reward points on your first transaction online.
• Insurance coverage – with Axis Bank you have now covered against any air accidental situations with up to ₹ 2.5 crores and USD 300 against loss of travel documents and loss of baggage.
• Lounge access –  with this card you can now enjoy free access to the priority pass program that gives you access to any international lounges,  and also 2 free visits to any Indian Lounges. (quarterly)
• Entertainment – If you book a movie ticket through BMS you can enjoy up to 50% cashback. (max cashback – ₹ 2,000 )
• Dining – with this card you can enjoy a big discount on selected restaurants. Just pay using this card to avail a minimum 15%  discount. Also, you enjoy 10% off on every dinner at the taj.
• Fuel surcharge waiver – you can enjoy up to ₹ 400 waved off on fuel surcharges at any petrol station in India.
• Reward points – Earning reward points is now easy, you can win 10 points on each ₹ 200 transactions, and 20 points on each 200 rupee transaction made internationally.
• Card loss liability – in the situation of lost cards you are now protected with up to ₹ 3,00,000.
• Shopping – with the issuance of the card you will receive an amazing gift voucher from ‘Satya Paul’. You can redeem those vouchers on your shopping.
• INdiGo voucher – if you spend 6 lakh in a year you will receive an IndiGo Airline voucher. You can redeem it on your next flight booking.

• Charges:

• Finance charge  – 3.4% monthly.
• Cash withdrawal charge – 2.5% (minimum ₹ 250 )
• Late payment – (in rupees)
• Up to 2000 – 300
• 2001 to 5000 – 400
• 5001 or more – 600
• Overlimit charge – 3% against the over-limit amount.
• Foreign currency transaction – 3.50% against the amount.
• Other benefits –
• Safety – this card gives you the best possible security. This card comes with an EMV chip and all your transactions are secured with end-to-end encryption.
•  Emergency assistance – now you don’t need to worry about emergency situations while traveling abroad. Just contact Visa Global Assistance Service for any help.
• Flexible Spending Limit – if you are a Burgundy customer then you can spend more than your current credit limit without any extra charges.
• EMI facility – now you don’t need to worry about your big bills with this card you can easily transform them into easy EMIs ( amount ≥ 2,500 )
• Worldwide acceptance-  this card is accepted worldwide. With this card, you can transact anytime from anywhere.
• Add on – you can offer your family members to enjoy the privileges of this card by adding your loved ones ( must be above 18 ) with your card.
• Auto debt – now you don’t need to worry about your utility bill payments. With this feature, your bills will be paid from time to time automatically. You can also customize the payable amount.
• Online payment option – now you don’t need to go to the bank for paying card bills. You can pay your outstanding bills online.

• Customer care number

• Call – 1800-419-5959 / 1800-419-6969
• Or visit – www.axisbank.com

• Final Opinion:

If you want a card that can improve your lifestyle then this card is perfect for you. It comes with a number of interesting offers on dining, movie, hotel booking also it gives you domestic and international lounge access. So if you have the eligibility then you must go for it as it brings some of the best offers and features with it.