Axis Bank Titanium Smart Traveler Credit Card Review

Axis Bank provides various axis bank credit card types to cater to the need of its customers, and Axis Bank Titanium Smart Traveler Credit Card is one of them, this card is specially designed to offer the customer some travel-related benefits. The benefits offered by the card are reward and dining benefits, axis bank titanium credit card emi offers , fee waiver, etc. Go through the article to know more about the card. 

Eligibility for axis bank credit card:

  • Resident Type: Indian.   
  • For salaried person:
    • Age: 18 to 70 years. 
    • Income: Rs. 25,000 monthly. 
  • For self-employed person:
    • Age: 18 to 70 years. 
    • Income: Rs. 25,000 monthly. 
  • Good relation with the bank. 
  • Good CIBIL score (750 or more).

Visit our FAQ page to know how to apply for credit card in axis bank both online and offline. The axis bank credit card application process is discussed there. 

Required Documents for axis bank titanium smart traveller credit card application:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent color passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Recent salary slip (3 months) 
      • ITR (Income Tax Return) 
    • Self-employed person
      • Latest income tax return.  
      • Proof of business
      • Recently audited financial report. 

Axis bank titanium smart traveler credit card fees:

  • Joining Fee: Rs. 250 + GST. (Can be waived off)
  • Axis bank credit card annual fee None for 1st year & Rs. 100 + GST from 2nd year. (can be waived off) 

 If you don’t want to make your credit card payment online , then visit our FAQ page to know how to make axis bank credit card payment offline? 

Benefits:

  • Axis titanium credit card reward points:

With this card, you can earn axis bank credit card reward point from your every purchase. 

Transacton Amount Transaction type Reward point
Rs. 200 Each transaction made with this axis bank titanium credit card 2 Reward points
Rs. 200 Flight tickets, hotel booking, train tickets, Holiday booking, etc. 4 Reward points
Rs. 200 International transactions 8 Reward points

 

You will not get any axis bank credit card reward point for fuel purchases. You can redeem the earned reward points for flight and hotel bookings, you can also convert your earned reward points into air miles. 

If you want to file a dispute against your credit card transaction, then click here to download the axis bank credit card complaint form .

  • Dining benefit:

With this axis bank titanium credit card , you can enjoy dining at some premium restaurants in India with up to a 15% discount on your dining bills. 

This offer is applicable at some selected partner’s restaurants including KFC, TGI Fridays, Mohalla 80, The Oriental Blossom, etc. 

If you cannot use your credit card for online transactions, then click here to know how to enable online transaction in axis bank credit card

  • Fuel surcharge waiver:

This axis bank titanium credit card offers a 1% waiver on fuel surcharges. This offer is applicable at any fuel station in India. The transaction amount should be between Rs. 400 to Rs. 4,000. You can win a maximum of Rs. 400 waivers in a month. But if you want to earn some more fuel benefits then you should go for a proper axis fuel credit card.  

  • Fee waiver:

You can get a waiver on your joining and annual fee if you can spend Rs. 2,500 within 45 days of the axis credit card activation

You can also get a 100% waiver on your axis bank credit card annual fee , just spend Rs. 50,000 within a year and the annual fee of the next year will be waived off. And you can use your axis bank credit card with no annual fee for an year.   

You can easily make your axis bank credit card payment online through your net banking account or from third party app like Cred

  • Axis bank titanium credit card emi offers:

With your axis titanium credit card , you can convert any transaction of your card into EMI, and pay credit card bill in monthly installments. The minimum transaction amount is Rs. 2,500. 

You can convert your purchase into EMI very easily through net banking, mobile app, or just by axis credit card customer care no . You can also visit our FAQ page to know how to convert credit card payment to emi in axis bank online?

You can check your credit card balance just by calling the axis bank credit card balance enquiry number 1860 419 5555.

  • EMV chip Security:

This axis bank titanium credit card comes with a build-in EMV chip, this chip is specially designed to add more security to your credit card transaction

Also, this card comes with an advanced 3d secure axis bank credit card pin whenever you use this card for online transactions, you will get an OTP to authenticate and complete the transaction.  

If you notice something suspicious with your account, then contact the axis bank credit card help line number as soon as possible. 

  • Global Acceptance: 

This mastercard credit card is designed to be usable in most countries in the world. You can use this card at any outlet or e-commerce site where the MasterCard credit card is accepted.

If you want to use your credit card for international uses ten feel free to visit our FAQ page to know how to activate axis bank credit card for international use

Axis Bank credit card charges:

Particulars Payable Amount
Cash Withdrawal Charge For cash withdrawal from axis bank credit card you will be charged at a rate of 2.5% against the withdrawn amount.
Finance Charge The axis bank credit card rate of interest is 3.25% monthly (for titanium card) & 2.95% monthly (for the gold card). Applicable even if the credit card minimum due is paid.  
Foreign currency transaction For axis bank international credit card transactions you will be charged at a rate of 3.50% against the transaction amount. 
axis bank add on credit card fee None.

Customer care axis bank credit card contact details:

  • Axis bank credit card customer care toll free number  – 1860-419-5555 / 1860-500-5555 or 040-67174100
  • Axis bank credit card customer care email id. – creditcards@axisbank.com

100xGain Ratings:

7/10

Final Opinion:

The axis bank titanium smart traveller credit card is a low-cost travel credit card. It offers up to 4 reward points on domestic and up to 8 axis bank credit card reward point for international transactions, 15% discount on dining bills at some selected restaurants, up to Rs. 400 fuel surcharge waivers in a month, etc. 

So, if you are looking for a low-budget travel credit card that can earn you big reward points and a discount on dining bills, this card can be the best travel credit card for you. But if you are looking for a premium travel card with benefits like lounge access, hotel booking, golf, etc. Then I would suggest you take a look at the alternative card options given below. 

Alternative Cards: 

  1. American Express Membership Reward Card. (Best for reward point and dining benefits)
  2. IDFC First Bank First Select Credit Card. (Best for lounge access and dining) 
  3. RBL Platinum Prime SuperCard. (Best for dining and movie benefits) 
  4. UBI Silver Credit card. (Best for reward points)

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