The axis bank titanium smart traveler credit card is one of the most affordable travel credit cards offered by Axis Bank. While this card comes with a surprisingly low axis bank credit card renewal fee of just Rs.100, it lets you enjoy axis bank reward points on every transaction, an exclusive discount on dining, an attractive waiver on fuel surcharges, and lots more. You can find more about the axis bank credit card benefits from the details given below.
What is the required eligibility for axis bank credit card?
- Resident Type: Indian.
- axis credit card eligibility criteria for salaried person:
- Age: 18 to 70 years.
- Income: Rs. 25,000 monthly.
- axis bank credit card eligibility criteria for self-employed person:
- Age: 18 to 70 years.
- Income: Rs. 25,000 monthly.
- A good CIBIL score (680 or more) will help you to get easy approval for this axis smart traveler card.
If you want to know, how to apply for credit card in axis bank? then feel free to take a look at our faq page, the axis bank credit card application process is discussed there.
What documents are required to apply for the axis bank titanium smart traveller credit card?
- Photocopy of ID Proof (any 1)
- Aadhar card
- Voter Card
- Passport
- PAN Card
- Photocopy of Address proof (any 1)
- Last 6 months bank account Statement
- Aadhar Card
- Driving License
- Passport
- Utility bill
- One recent color passport-sized photographs
- Proof of income statement:
- Salaried Person (any 1)
- Recent salary slip (3 months)
- ITR (Income Tax Return)
- Self-employed person
- Latest income tax return.
- Proof of business
- Recently audited financial report.
- Salaried Person (any 1)
As per the new rbi guidelines for credit card issuers, all new axis bank credit cards are delivered in an inactive state, and to start using them, the user needs to activate the new cards manually by generating a new axis bank credit card pin. You can find more about the axis credit card activation process from our faq page.
What are the axis bank titanium smart traveller credit card fees?
- Axis titanium credit card joining fee: Rs. 250 + GST
- Axis bank credit card annual fee: None (for 1st year), Rs. 100 + GST from the 2nd year onwards
What are the Axis bank titanium smart traveler credit card benefits?
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Make every transaction rewarding:
The axis bank credit card reward points are offered like this.
|
Transaction type |
Axis bank credit card reward point |
| Each transaction made with this axis bank titanium credit card | 2 axis credit card rewards/Rs.200 transaction |
| Flight tickets, hotel booking, train tickets, Holiday booking, etc. | 4 axis credit card points/Rs.200 transaction |
| Axis bank international credit card transactions | 8 axis bank credit card reward points/Rs.200 transaction |
You will not get any axis bank credit card reward point for fuel purchases. You can redeem your axis bank credit card reward points for flight and hotel bookings, you can also convert your axis titanium credit card reward points into air miles.
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Dine with more delight:
Using this axis bank titanium credit card, you can enjoy dining at some of the most premium restaurants in India with up to a 15% discount on your dining bills.
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Enjoy freedom from fuel surcharges:
This axis bank titanium credit card offers a 1% waiver on fuel surcharges, across all fuel stations in India. The transaction amount should be between Rs. 400 to Rs. 4,000. You can earn a maximum of Rs.400 waiver in an axis bank credit card billing cycle.
But if you want to earn some more fuel benefits, you should go for a proper axis fuel credit card like axis indian oil credit card.
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Turn your card into an axis lifetime free credit card:
|
Credit card usage |
Total benefit |
| Rs.2,500 within the first 45 days of the axis credit card activation | A complete waiver on your first-year axis credit card joining fee |
| Rs.50,000 within a year | A complete waiver on your next year’s axis bank credit card annual fee |
So, if you want to use your axis bank credit card with no annual fee, then you just have to keep spending Rs.50,000 per year.
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Enjoy easy bill splitting:
With your axis titanium credit card, you can convert any of your high-value credit card transactions (up to Rs. 2,500) into EMI. You can convert your purchase into EMI very easily through your axis bank credit card mobile app. You can also visit our FAQ page to know how to convert credit card payment to emi in axis bank credit card.
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EMV chip Security:
This axis bank titanium credit card comes with a built-in EMV chip, these chips use a very strong encryption method to store your credit card details, making your axis bank smart travel card nearly impossible to clone.
Also, if you notice something suspicious with your credit card account, then you should report it by calling the axis bank credit card helpline number as soon as possible.
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Instant axis bank credit card bill payment options:
You can make your credit card payment online from your axis credit card net banking account or from any free credit card payment app like cred app, Paytm, Phonepe, Google pay, etc.
Also, if you don’t have access to the online credit card payment options, then make sure to visit our axis bank card faq page to know how to make axis bank credit card payment offline.
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The perfect travel companion for you:
This mastercard credit card is designed to be usable in more than 210 countries in the world. You can use this titanium mastercard credit card at any outlet or e-commerce site where the mastercard credit card is accepted.
If you can’t use your axis bank mastercard credit card for international transactions, then feel free to visit our FAQ page to know how to activate axis bank credit card for international use.
What are the Axis Bank credit card charges?
|
Particulars |
Payable Amount |
| Charges for cash withdrawal from axis bank credit card | 2.5% against the withdrawn amount (check your available axis credit card limit before making a withdrawal) |
| Axis bank credit card finance charge | The axis bank credit card rate of interest can go up to 3.25% monthly (for the titanium card) & 2.95% monthly (for the gold credit card). Applicable even if the credit card minimum due is paid. |
| Axis bank international credit card transaction charge | 3.50% against the transaction amount |
| Axis bank add-on credit card fee | None. |
What are the customer care axis bank credit card contact details?
- Call the axis bank credit card customer care toll-free number: 1860-419-5555 / 1860-500-5555 / 022-6798-7700 or 040-67174100
- Write to the axis bank credit card customer care email id: creditcards@axisbank.com
If you want to file a dispute against a credit card transaction, then click here to download the axis bank credit card complaint form.
100xGain Ratings:
7/10
Pros and cons of the axis bank titanium smart traveler credit card:
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Pros |
Cons |
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If you don’t want to use your old axis credit card anymore, then feel free to visit our faq page to know, how to block axis bank credit card permanently?
Final Opinion:
After analyzing the above-mentioned axis bank credit card benefits, I can say that the axis bank titanium smart traveller credit card would be the best choice for those who are looking for a credit card mostly for their daily usage. With axis reward points on every transaction, attractive discounts on dining expenses, and handsome monthly waivers on fuel surcharges, this titanium credit card can offer you some huge monthly savings.
But if the above-mentioned axis credit card benefits are not enough for you, then I would recommend you visit our best travel cards page, you can also take a look at the alternative credit card list given below.
Alternative cards of the axis bank titanium credit card:
- American Express Membership Reward Card. (Best for reward and dining benefits)
- IDFC First Bank First Select Credit Card. (Best for lounge access and dining)
- RBL Platinum Prime SuperCard. (Best for dining and movie benefits)
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