Axis Bank Vistara Credit Card Review

If you are looking for a credit card that can offer you the luxury of a premium travel credit card at an affordable rate, then the axis bank vistara credit card would be a good choice for you. Targeting the regular Indian fliers, this card offers powerful CV points on every transaction, free access to airport lounges, complimentary club Vistara membership, and lots more. More about the benefits of axis vistara credit card are discussed below.

How does the axis bank vistara credit card eligibility work?

  • Resident Type: Indian. 
  • axis bank credit card eligibility for salaried person:
    • Age: 18 to 70 yrs. 
    • Income: Rs. 6,00,000 annually. 
  • axis credit card eligibility criteria for self-employed person:
    • Age: 18 to 70 yrs. 
    • Income: Rs. 6,00,000 annually. 
  • Axis bank credit card cibil score requirement: 780 or more is needed to apply for this vistara credit card.

What documents are required for an axis bank vistara credit card application?

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip. (3 months)
      • ITR (Income Tax Return) 
    • Self-employed person
      • Latest income tax return.  
      • Proof of business
      • Recent audited financial report.

What are the axis card credit card fees?

  • Axis bank vistara credit card joining fee: Rs. 1,500 + GST.
  • Axis bank vistara credit card annual fee: Rs. 1,500 + GST.

What are the axis credit card benefits?

  • Get started with a huge joining bonus:

With the issuance of the axis bank vistara credit card you will get a free economy class ticket as a welcome gift, you will also get the same benefit every year with the payment of the annual fee. 

  • Make every transaction rewarding:

With each Rs. 200 spent on this card, you will get 2 cv rewards. You can redeem these axis bank credit card points against award flights and upgrade awards. You can check your axis credit card status of earned club vistara points from your online banking account

  • Add comfort to your travel:

Your axisbank credit card  gives you upto 2 free quarterly accesses to some of the selected domestic airport lounges. You can find the axis bank credit card lounge access list here. You will also get a complimentary club Vistara membership, that gives you access to the premium travel benefits.

  • Dine with more delight:

On this credit card axis bank offers a minimum of 15% discount on your dining bill. This offer is applicable at some selected partner restaurants only. 

If you want to file a dispute against your axis bank vistara credit card transaction, then click here to download the axis bank credit card dispute form.

  • A card that can stand for you:

This axis bank credit card offers an air accidental coverage of Rs. 2.5 crores, this card also offers Rs. 1 lakh of purchase protection and USD 300 coverage against lost baggage and documents. You can call the credit card axis bank customer care number to claim the benefits of the coverage. 

  • Opportunity to earn something extra:

If you can spend Rs. 50,000 within the first 90 days of your axis bank credit card activation, you will get 1,000 cv points as a bonus reward. 

Also, you will get a free economy class ticket every time you cross the spending milestone of Rs. 1,25,000, Rs. 2,50,000, and Rs. 6,00,000. 

You can make your axis bank vistara credit card payment online from your online banking account. You can also check your axis bank credit card statement online from there. 

  • Enjoy easy bill splitting:

This vistara credit card axis bank features an EMI option, that allows you to convert any purchase over Rs. 2,500 into EMI, this feature is very helpful for a high-value purchase. Click here for the axis credit card emi calculator

  • Secure transactions through cutting-edge technology:

This card is equipped with the advanced EMV chip which makes your axis bank credit card online payment more secure than ever. But if something suspicious happens to your account, then you can block axis bank credit card just by calling the helpline number. 

What are the axis bank credit card charges?


Payable Amount

Axis bank credit card cash withdrawal charges 2.5% against the withdrawal amount (min Rs. 500). Check your axis bank credit card cash withdrawal limit before making a withdrawal.
Finance Charge The axis bank credit card interest rate is 3.4% monthly (49.36% annually) applicable if the axis bank credit card bill payment is not done within the axis bank credit card payment due date
Axis credit card international transaction charges 3.50% against the transaction amount.
Axis bank vistara credit card add-on card fee None. Applicable even if the axis bank credit card minimum payment due is paid.

How to contact the axis bank credit card customer care department?

  • Call the axis bank credit card helpline number : 1860-419-5555 / 1860-500-5555 or 040-67174100
  • Write to the axis bank credit card email

If you don’t want to use your credit card anymore then click here to know how to close axis credit card permanently? 

100xGain Ratings:


Pros and cons of the axis vistara card:



  • The club vistara reward points are very useful.
  • You can enjoy free access to domestic airport lounges.
  • The discount on dining bills is also very impressive.
  • The lounge access benefit is only applicable at domestic airport lounges.
  • You will not get any flight or hotel booking benefits on this axis bank vistara infinite credit card.

Final Opinion:

The axis bank vistara credit card is the best axis credit card for those who travel quite frequently with Vistara Airlines. It offers 2 axis bank credit card points for each Rs. 200 transaction, 2 free lounge accesses per quarter, free economy class tickets, Insurance coverage, EMI facility, and lots more. So if you fly regularly with Vistara Airlines then this axis bank vistara credit card will be beneficial for you. 

But if you don’t travel with Vistara airlines, then you will not be able to utilize most of the benefits of the card. Therefore, I would suggest you take a look at the alternative card options given below. 

Alternative of the axis vistara credit card

  1. Axis bank signature credit card with lifestyle benefits (Best for lounge access and dining) 
  2. RBL moneytap black credit card (Best for reward point and lounge access) 
  3. RBL platinum prime supercard (Best for dining and movie)
  4. Standard chartered priority banking visa infinite credit card (Best for lounge access) 

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