Axis Bank Vistara Credit Card Review

The axis bank vistara credit card is a co-branded travel credit card issued in alliance with Vistara Airlines. It offers exclusive benefits like reward benefits, big discounts on dining, axis bank credit card lounge access , club Vistara Membership, Milestone benefit, and lots more, go through the article to know more about the card.  Do check out our opinion too, as it will help you to make a clear decision as well as we tried to offer you the best alternatives names too, which will make your credit journey much happier, and beneficial.

Axis bank credit card apply eligibility criteria:

  • Resident Type: Indian. 
  • axis bank credit card eligibility for salaried person:
    • Age: 18 to 70 yrs. 
    • Income: Rs. 6,00,000 annually. 
  • For self-employed person:
    • Age: 18 to 70 yrs. 
    • Income: Rs. 6,00,000 annually. 
  • Axis bank credit card cibil score requirement: 780 or more.
  • Good relation with the bank. 

Visit our FAQ page to know how to apply axis bank credit card online? 

Required Documents for axis bank vistara credit card application:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip. (3 months)
      • ITR (Income Tax Return) 
    • Self-employed person
      • Latest income tax return.  
      • Proof of business
      • Recent audited financial report.

Click here to check your axis bank credit card application status online. You can also click here to know how to check axis bank credit card dispatch status online. 

Axis card credit card fee:

  • Axis bank vistara credit card joining fee: Rs. 1,500 + GST.
  • Axis bank vistara credit card annual fee: Rs. 1,500 + GST.

Axis credit card benefits:

  • Welcome benefit:

With the issuance of the axis bank vistara credit card you will get a free economy class ticket as a welcome gift, you will also get the same benefit every year with the payment of the annual fee. 

  • Axis credit card rewards benefit:

With each Rs. 200 spends on this card, you will get 2 CV points. You can redeem these axis bank credit card points against award flights and upgrade awards. You can check your axis credit card status of earned reward point from your online banking account

  • Lounge access:

With your axisbank credit card , you will get 2 free accesses to some of the selected domestic airport lounges. You will get a maximum of 2 free accesses per quarter. 

  • Dining benefit:

On this credit card axis bank offers a minimum of 15% discount on your dining bill. This offer is applicable at some selected partner restaurants only. If you want to file a dispute against your axis bank vistara credit card transaction, then click here to download the axis bank credit card dispute form.

  • Insurance coverage:

This axis bank credit card offers an air accidental coverage of Rs. 2.5 crores, this card also offers Rs. 1 lakh of purchase protection and USD 300 coverage against lost baggage and documents. You can call the credit card axis bank customer care number to claim the benefits of the coverage. 

  • Milestone benefit and axis bank credit card offers on domestic flights:

If you can spend Rs. 50,000 within the first 90 days of the card issuance, you will get 1,000 CV points as a bonus reward. Also, you will get a free economy class ticket every time you cross the spending milestone of Rs. 1,25,000, Rs. 2,50,000, and Rs. 6,00,000. 

You can make axis bank vistara credit card payment online from your online banking account. You can also check your axis bank credit card statement online from there. 

  • Club vistara membership:

This axis credit card offer a free membership of Club Vistara which gives you some exclusive benefits on travel. 

  • Axis bank vistara credit card extraordinary weekend:

With the Axis bank Extraordinary weekend program, you can have some premium experiences from around the world. For any assistance, you can contact the axis bank credit card support team.  

  • Axis bank credit card emi conversion facility:

This vistara credit card axis bank features an EMI option, that allows you to convert any purchase over Rs. 2,500 into EMI, this feature is very helpful for a high-value purchase. Click here for the axis credit card emi calculator

  • Cutting edge protection: 

This card is equipped with the advanced EMV chip which makes your axis bank credit card online payment more secure than ever. But if something suspicious happens to your account, then you can block axis bank credit card just by calling the helpline number. 

Axis bank credit card charges:

Particulars Payable Amount
axis bank credit card cash withdrawal charges 2.5% against the withdrawal amount (min Rs. 500). Check your axis bank credit card cash withdrawal limit before making a withdrawal.
Finance Charge The axis bank credit card interest rate is 3.4% monthly (49.36% annually) applicable if the axis bank credit card bill payment is not done within the axis bank credit card payment due date
Foreign currency transaction 3.50% against the transaction amount.
axis bank vistara credit card add-on card fee None. Applicable even if the axis bank credit card minimum payment due is paid.

 Axis bank credit card customer care contact details:

  • Axis bank credit card helpline number : 1860-419-5555 / 1860-500-5555 or 040-67174100
  • Axis bank credit card email [email protected]

If you don’t want to use your credit card anymore then click here to know how to close axis credit card permanently? 

100xGain Ratings:

7.5/10

Final Opinion:

The axis bank vistara credit card is the best axis credit card for those who travel quite frequently with Vistara Airlines. It offers 2 axis bank credit card points for each Rs. 200 transaction, 2 free lounge accesses per quarter, free economy class tickets, Insurance coverage, EMI facility, and lots more. So if you fly regularly with Vistara Airlines then this card will be beneficial for you. 

But if you don’t travel with Vistara airlines, then you will not be able to utilize most of the benefits of the card. Therefore, I would suggest you take a look at the alternative card options given below. 

Alternative Cards: 

  1. axis bank signature credit card with lifestyle benefits (Best for lounge access and dining) 
  2. RBL MoneyTap black credit card. (Best for reward point and lounge access) 
  3. RBL Platinum Prime SuperCard. (Best for dining and movie)
  4. Standard Chartered Priority Banking Visa Infinite Credit Card. (Best for lounge access) 

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