Axis Bank Vistara Infinite Credit Card Review 2021

Axis Bank Vistara Infinite Credit Card is a Co-Branded credit card from Axis Bank. It is a premium travel credit card designed to make your travel more comfortable and luxurious. This card offers some exclusive benefits like lounge access, dining benefit, golf benefit, concierge service, insurance coverage, club Vistara membership, etc. Go through the article to know more about the card.   

Eligibility Criteria:

  • Resident Type: Indian
  • For salaried person:
    • Age: 18 to 70 years
    • Income: ₹6,00,000 annually
  • For self-employed person:
    • Age: 18 to 70 years
    • Income: ₹6,00,000 annually
  • Good relation with the bank.
  • Good CIBIL score (750 or more)

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip (3 months)
      • ITR
    • Self-employed person
      • Latest income tax return.  
      • Proof of business
      • Recent audited financial report. 


  • Joining Fee: ₹10,000 + GST.
  • Annual Fee: ₹10,000 + GST.


  • Welcome Benefit:

With the issuance of the card, you will get a business class flight ticket as a welcome gift. You will also get a business class ticket every year with the payment of the annual fee.  

  • Reward benefit:

With this card, you will get 6 CV points for each ₹200 transactions you make with this card. You can use those points for award flights and upgrade awards, you can visit for more details. 

  • Lounge Access:

This card offers some complementary accesses at some selected airport lounges in India. you will get a maximum of 2 free accesses per quarter. 

  • Dining Benefit:

You can enjoy dining at some premium restaurants in India with a minimum 15% discount on your dining bill. This offer is applicable at some selected partner’s restaurants including TGI Fridays, KFC, Mohalla 80, The Oriental blossom, etc.  

  • Golf benefit:

You will get 6 free golf rounds at some of the leading golf courses in India. you will get a maximum of 6 free rounds per year. 

  • Insurance coverage:

This card comes with an air accidental coverage of ₹2.5 crores, USD 300 coverage against lost baggage and travel documents, and ₹1 lakh of purchase protection.

You will only get coverage only against the checked-in baggage and documents.  

  • Milestone benefit:

If you can spend ₹1,00,000 with your card within the first 90 days of the card issuance, you will get 10,000 CV points as a bonus reward. 

If you can spend ₹2,50,000 within a year, you will get a free business class ticket.

You will get another business class ticket on crossing the ₹5,00,000 mark. And another ticket if you can reach the annual spend of ₹7.50 lakh. 

  • Concierge Service:

With this card you can enjoy a world-class concierge service, you can get assistance from them for flight booking, dining reservation, gift delivery, special assistance on special events/shows, etc. just call 1800 103 4962 or mail at [email protected]

  • Extraordinary Weekends:

With the Axis Bank Extraordinary Weekends program, you can enjoy a world-class weekend experience. 

  • Club Vistara Membership:

With this card, you can enjoy the exclusive benefits of Club Vistara Gold Membership like Priority check-in and boarding, lounge access, baggage allowance, etc.  

  • EMI facility:

With this card you can convert any purchase over ₹2,500 into EMI, this feature is helpful for high-value purchases. 

  • EMV Chip Card:

This card comes with a built-in EMV chip, this chip is specially designed to add more security to your transactions. Also, this card is 3d secured, which means, you will get an OTP every time to authenticate and complete your online transaction.  


  • Cash Withdrawal Charge: 2.5% against the withdrawal amount. (min ₹500)
  • Finance Charge: 2.95% monthly (41.75% annually)
  • Foreign currency transaction: 3.50% against the transaction amount. 

Contact Details:

Call: 1860-419-5555


Mail: [email protected]

Dispute Resolution Process:

If you notice some unauthorized charges in your account, or there is some billing error, or if your card is lost or stolen. You should act first and report the problem to customer service. You can follow the steps given below.

  1. First of all, contact the customer service authority and describe to them your problem, and follow their instructions. In case of a lost card ask them to block your card immediately. 
  2. If you are not satisfied with the given service, you can take your complaint to the circle nodal officer. You can mail at [email protected] or you can call at +91-080-61865200. 
  3. If you do not get any response within 10 days, you can then contact the principal nodal officer, you can mail at [email protected] 
  4. If you are still not satisfied at stage 3, you can contact the banking ombudsman. You can find the contact details here  

But before going to the Banking Ombudsman, try to negotiate the issue with the bank.

100xGain Ratings:


Final Opinion:

Axis Bank Vistara Infinite credit card is a premium travel credit card and it is best suited for those who want to experience business class benefits within India and for those who travel frequently with Club Vistara airlines. This card offers 2 free lounge access per quarter, 6 CV points for each transaction, 6 free golf rounds per year, and also some free business class tickets. 

So if you want to have a premium domestic business class experience, and if you can spend more than ₹7.50 lakh with your card then you should go for this card, otherwise, you will be disappointed with this card.  

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