Axis Bank Vistara Infinite Credit Card Review

If you are looking for a premium quality travel credit card, then you should take a look at the axis bank vistara infinite credit card. targeting the notch section of Indian credit card users, this card brings loads of useful features with it. It lets you enjoy complimentary club vistara membership, useful travel points on every transaction, free access to airport lounge access, and lots more. You can find more about the axis credit card benefits from the details given below.

What are axis bank vistara infinite credit card eligibility criteria?

• Resident Type: Indian
• Axis bank vistara infinite credit card eligibility criteria for salaried person:
  • Age: 18 to 70 years
  • Income: The annual income tax return should be above Rs.4.5 lakh.
• Axis bank credit card eligibility criteria for self-employed person:
  • Age: 18 to 70 years
  • Income: The annual income tax return should be above Rs.4.5 lakh.
• A good CIBIL score (750 or more) is mandatory to apply for this axis bank infinite credit card.

As you submit your axis bank credit card application, you will get a unique application id. You can later use that id to track your axis bank credit card application status.

What documents are required for an axis bank vistara infinite credit card application?

• Photocopy of ID Proof (any 1)
  • Aadhar card
  • Voter Card
  • Passport
  • PAN Card
• Photocopy of Address proof (any 1) 
  • Last 6 months bank account Statement
  • Aadhar Card 
  • Driving License 
  • Passport
  • Utility bill
• One recent passport-sized photographs
• Proof of income statement:
  • Salaried Person (any 1)
    • Latest salary slip (3 months)
    • ITR (Income Tax Return) 
  • Self-employed person
    • Latest income tax return.  
    • Proof of business
    • Recent audited financial report. 

As per the new rules, all new axis bank credit cards are delivered in an inactive state. So, if you want to know the axis bank credit card activation process, then feel free to take a look at our faq page. 

What are the axis bank vistara infinite credit card fees?

• Axis vistara infinite credit card joining fee: Rs. 10,000 + GST.
• Axis bank vistara infinite credit card joining fee: Rs. 10,000 + GST.

What are the axis bank vistara infinite credit card benefits?

• A magnificent welcome gift:

As you activate your axis bank contactless credit card for the first time, you will get a business class flight ticket as a welcome gift. You will get the same benefit every year with the payment of axis credit card renewal fee.

• Make every transaction rewarding:

For every Rs.200 transaction made using this axis bank vistara credit card, you will get 6 vistara points. You can use those axis credit card points for flight upgrades, or to buy a product from the axis bank credit card reward points catalogue. 

• Add comfort to your travel:

This axis bank vistara infinite credit card gives you free access to most of the leading domestic airport lounges. Click here for the axis bank vistara infinite credit card lounge access list. 

Also, this axis bank vistara infinite credit card features a complimentary club vistara gold membership which gives you access to premium privileges like Priority check-in and boarding, lounge access, baggage allowance, etc.

• Dine with more delight:

This axis vistara credit card lets you enjoy up to a 20% discount on your dining expenses at some of the leading restaurants in the country.

• Enjoy golf in style:

This ​​axis bank credit card offers you 6 free golf rounds per year at some of the leading golf courses in India. Click here for the list of your nearby golf courses. 

• Complimentary insurance coverage protection:

The details of axis bank vistara infinite credit card insurance coverage are mentioned below.

Particulars	Total coverage amount
Air accidental death coverage	Rs.2.5 Cr.
Purchase protection coverage	Rs.1 lakh.
Delayed/stolen baggage and loss of travel documents	USD 300

You can call the axis bank credit card customer care number to claim the benefits of the coverage. 

• Opportunity to earn something extra:

Credit card usage	Total benefit
Rs.1,00,000 within the first 90 days of your axis vistara credit card activation	10,000 vistara points
Rs.2,50,000 within a year	1 business class ticket
Rs.5,00,000 within a year	another complimentary business class ticket
Rs.7,50,000 within a year	another complimentary business class ticket
Rs.12,00,000 within a year	another complimentary business class ticket

• A multilingual concierge team to assist you:

Your Axis bank vistara credit card comes with a world-class concierge service team to assist you with table reservations, gift delivery, flight bookings, etc. just call the axis bank credit card customer care phone number to book your free concierge.

• Enjoy easy bill splitting:

With this card, you can convert any axis credit card bill over Rs. 2,500 into EMI, this feature is helpful for frequent shoppers. You can calculate the monthly installment amount from the axis bank credit card emi calculator. 

• Get cutting-edge security:

This axis bank infinite credit card is armed with the advanced EMV chip, with the new generation encryption method, this chip makes your card nearly impossible to clone.

But fraudulent transactions can happen anytime, and if you notice something suspicious with your account, then you should report it immediately by calling the axis bank vistara infinite credit card customer care number. You can also temporarily block your vistara card from the axis bank net banking account.

What are the axis bank credit card charges details?

Particulars	Payable Amount
Axis credit card cash withdrawal charges	2.5% against the withdrawal amount. (min Rs. 500) you should check your axis bank credit card cash withdrawal limit before making a withdrawal.
Axis vistara card finance charge	The axis credit card interest rate for this card is 2.95% monthly or 41.75% annually (applicable if the axis bank credit card payment is not made within the due date)
Axis bank credit card foreign transaction fee	The international credit card transaction charges is 3.50% against the transaction amount.
Axis bank add on credit card fee	None.

How to contact the axis bank credit card customer service department?

• Call the axis vistara customer care number: 1860-419-5555 / 1860-500-5555 or 040-67174100
• axis bank credit card customer care email id: creditcards@axisbank.com 

100xGain Ratings:

7/10

Pros and cons of the axis vistara infinite card:

Pros	Cons
The CV points are very useful. You can enjoy free access to domestic airport lounges. The discount on dining bills is also very impressive.	The lounge access benefit is only applicable at domestic airport lounges. You will not get any flight or hotel booking benefits on this axis bank vistara infinite credit card.

If you don’t want to use your credit card anymore, then visit our FAQ page to know how to close axis bank credit card permanently? 

Final Opinion:

The axis bank vistara infinite credit card is a premium travel credit card and it is the best axis bank credit card for those who want to experience business class benefits within India and for those who travel frequently with Club Vistara airlines.  

So if you want to have a premium domestic business class experience, and if you can spend more than Rs. 7.50 lakh with your axis bank credit card then you should go for this axis vistara credit card, otherwise, you will be disappointed with this club vistara credit card. Otherwise, you can take a look at the alternative card options given below. 

Alternative of the axis vistara infinite card: 

1. American express platinum travel credit card (Best for lounge access and hotel booking) 
2. ICICI bank rubyx credit card against fixed deposit (Best for reward point and golf) 
3. RBL platinum max supercard (Best for dining and reward point) 
4. Standard Chartered Priority Banking visa infinite card (Best for lounge access)