Axis Bank Vistara Infinite Credit Card Review

The axis bank vistara infinite credit card is a Co-Branded credit card from Axis Bank. It is a premium travel credit card designed to make your travel more comfortable and luxurious. This card offers some exclusive benefits like lounge access, dining benefit, golf benefit, concierge service, insurance coverage, club Vistara membership, etc. Go through the article to know more about the axis bank infinite credit card.

Credit card eligibility in axis bank:

  • Resident Type: Indian
  • For salaried person:
    • Age: 18 to 70 years
    • Income: Rs. 6,00,000 annually
  • For self-employed person:
    • Age: 18 to 70 years
    • Income: Rs. 6,00,000 annually
  • Good relation with the bank.
  • Good CIBIL score (750 or more)

Click here to know how to apply axis bank credit card online and offline. You can also click here to track axis bank credit card application status using reference number.

Required Documents for axis bank vistara infinite credit card application:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip (3 months)
      • ITR (Income Tax Return) 
    • Self-employed person
      • Latest income tax return.  
      • Proof of business
      • Recent audited financial report. 

Click here for the first-time axis bank credit card activation process. 

Axis bank vistara infinite credit card fees:

  • Joining Fee: Rs. 10,000 + GST.
  • Annual Fee: Rs. 10,000 + GST.

Axis credit card benefits:

  • Welcome benefit:

With the issuance of the axis bank contactless credit card , you will get a business class flight ticket as a welcome gift. You will also get a business class ticket every year with the axis credit card payment of the annual fee.

  • Reward benefit:

With this axis bank vistara credit card , you will get 6 CV points for each Rs. 200 transactions you make with this card. You can use those axis credit card points for award flights and upgrade awards, or to buy a product from the axis bank credit card reward points catalogue, you can visit https://www.airvistara.com/in/en/club-vistara/redeem for more details. You can see your total earned reward point in your axis credit card statement

  • Lounge access:

This axis bank vistara infinite credit card offers some complementary accesses at some selected airport lounges in India. You will get a maximum of 2 free accesses per quarter. 

  • Axis bank vistara infinite credit card dining benefit:

You can enjoy dining at some premium restaurants in India with a minimum 15% discount on your dining bill. This offer is applicable at some selected partner’s restaurants including TGI Fridays, KFC, Mohalla 80, The Oriental blossom, etc. You can get your axis credit card e statement from your net banking account

  • Golf benefit of axis vistara credit card:

You will get 6 free golf rounds at some of the leading golf courses in India. You will get a maximum of 6 free rounds per year. 

  • Insurance coverage:

This axis bank vistara infinite credit card comes with an air accidental coverage of Rs. 2.5 crores, USD 300 coverage against lost baggage and travel documents, and Rs. 1 lakh of purchase protection.

You will only get coverage only against the checked-in baggage and documents.  You can call the axis bank credit card customer care number to claim the benefits of the coverage. 

  • Milestone benefit:

If you can spend Rs. 1,00,000 with your axis vistara credit card within the first 90 days of the card issuance, you will get 10,000 CV points as a bonus reward. You can redeem axis bank credit card points into air miles.  

If you can spend Rs. 2,50,000 within a year, you will get a free business class ticket.

You will get another business class ticket on crossing the Rs. 5,00,000 mark. And another ticket if you can reach the annual spend of Rs. 7.50 lakh. 

  • Vistara credit card concierge service:

With this card you can enjoy a world-class concierge service, you can get assistance from them for flight booking, dining reservation, gift delivery, special assistance on special events/shows, etc. just call the axis bank credit card customer care phone number given below. 

  • Extraordinary weekends benefit:

With the axis vistara credit card Extraordinary Weekends program, you can enjoy a world-class weekend experience. If you want to use your card for international transactions, then you need to activate axis bank credit card international transactions from your online banking account. 

  • Club vistara membership:

With this axis bank infinite credit card , you can enjoy the exclusive benefits of Club Vistara Gold Membership like Priority check-in and boarding, lounge access, baggage allowance, etc.  

  • Axis bank credit card emi offers:

With this card, you can convert any axis credit card bill over Rs. 2,500 into EMI, this feature is helpful for high-value purchases. Click here for the axis bank credit card emi calculator

  • Enhance security of emv chip card:

This axis vistara credit card comes with a built-in EMV chip, this chip is specially designed to add more security to your transactions. Also, this axis bank infinite credit card is 3d secured, which means, you will get an OTP every time to authenticate and complete your online transaction.  

Axis bank credit card charges details:

Particulars Payable Amount
axis credit card cash withdrawal charges 2.5% against the withdrawal amount. (min Rs. 500) you should check your axis bank credit card cash withdrawal limit before making a withdrawal.
Finance Charge The axis credit card interest rate for this card is 2.95% monthly (41.75% annually)
Foreign currency transaction The international credit card transaction charges is 3.50% against the transaction amount.
Add-on card fee None.

Axis bank credit card customer service contact details:

  • Credit card axis bank customer care no: 1860-419-5555 / 1860-500-5555 or 040-67174100
  • Axis bank credit card customer care email id[email protected]

If you don’t want to use your credit card anymore, then visit our FAQ page to know how to close axis bank credit card permanently? 

100xGain Ratings:

7/10

Final Opinion:

The axis bank vistara infinite credit card is a premium travel credit card and it is the best axis bank credit card for those who want to experience business class benefits within India and for those who travel frequently with Club Vistara airlines. This axis vistara credit card offers 2 free lounge access per quarter, 6 CV points for each transaction, 6 free golf rounds per year, and also some free business class tickets. 

So if you want to have a premium domestic business class experience, and if you can spend more than Rs. 7.50 lakh with your card then you should go for this card, otherwise, you will be disappointed with this card. Otherwise, you can take a look at the alternative card options given below. 

Alternative Cards: 

  1. American Express Platinum Travel Credit Card. (Best for lounge access and hotel booking) 
  2. ICICI Bank Rubyx Credit Card Against Fixed Deposit. (Best for reward point and golf) 
  3. RBL Platinum Max SuperCard. (Best for dining and reward point) 
  4. Standard Chartered Priority Banking Visa Infinite Credit Card. (Best for lounge access)

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