Axis Bank Vistara Signature Credit Card Review

Co-branded credit cards are one of the easy to get and cost-effective credit card categories. Most of the time they are attached to a particular company or brand, and it helps a lot in order to earn benefits from a particular spend category. 

Axis bank has some good co-branded credit cards in their basket, and the Axis Bank Vistara Signature Credit Card is one of them. Axis Bank has partnered with Vistara Airlines to design this card. Using this axis vistara credit card you can earn some exclusive reward points, free access to airport lounges, some good savings on dining spends, free golf access, and some other exclusive axis credit card travel offers

Click here to know how to apply for credit card in axis bank?  

Axis bank credit card eligibility criteria:

  • Resident Type: Indian. 
  • axis bank credit card eligibility for salaried person:
    • Age: 18 to 70 yrs. 
    • Income: Rs. 6,00,000 annually. 
  • For self-employed person:
    • Age: 18 to 70 yrs. 
    • Income: Rs. 6,00,000 annually. 
  • Good relation with the bank.  
  • Good CIBIL score (750 or more).

Visit our faq page to know how to track axis bank credit card application status?

Required Documents for axis bank vistara signature credit card application:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip (3 months) 
      • ITR (Income Tax Return) 
    • Self-employed person
      • Latest income tax return.  
      • Proof of business
      • Recent audited financial report. 

Click here to know how to activate axis bank credit card for the first time? 

Axis bank vistara credit card fees:

  • Joining Fee: Rs. 3,000 + GST.
  • Axis bank credit card annual fee: Rs. 3,000 + GST.

Vistara axis bank credit card benefits:

The axis bank credit card benefits are discussed below. 

  • Welcome benefit:

With the activation of the axis bank vistara credit card , you will get a free Premium Economy Class ticket as a welcome gift. You will get the same benefit every year on paying the renewal fee. You can make your axis vistara credit card payment using your online banking account. 

  • Reward benefit:

With every Rs. 200 you spend with this axis bank vistara credit card , you will get 4 CV points, these points can be redeemed against award flights & award upgrades. 

  • Axis bank vistara credit card lounge access benefit:

You will get 2 free accesses at some selected airports in India. you will get a maximum of 2free accesses per quarter.

  • Dining benefit:

With this card, you can enjoy dining at some selected restaurants with a minimum 15% discount against your dining bill. This offer applies to some selected partner restaurants in India including KFC, TGI Fridays, The Oriental Blossom, Mohalla 80, etc. You can check the status of axis bank credit card using your online banking account.

  • Golf access:

You will get 3 free golf rounds at some of the premium golf courses in India, you will get a maximum of 3 free rounds per year. 

  • Axis credit card flight offers:

If you can spend Rs. 75,000 within the first 90 days of the card issuance, you will get 3,000 CV points as a bonus reward. 

Also, you will get one premium economy class ticket every time you cross the spending milestones of Rs. 1.50 lakh, Rs. 3lakh, Rs. 4.50lakh, Rs. 9lakh. You can win a maximum of 4 free tickets in a year. You can use those points to buy some products from the axis bank credit card rewards catalogue.  

  • Insurance coverage:

You will get an air accidental coverage of Rs. 2.5 crore with this axis vistara credit card, also this card offers purchase protection of Rs. 1 lakh and USD 300 coverage against lost baggage and documents during travel. You can call the axis bank credit card customers care number to claim the benefits of the coverage. 

  • Club vistara membership:

With this axis bank vistara credit card you will get a free Club Vistara Silver Membership, it gives you privileges like Priority check-in, allowance of additional baggage, etc. 

  • Extraordinary weekends mojo: 

With this axis bank credit card scheme, you can have a premium weekend experience which will surely blow your mind. 

  • Axis bank credit card emi facility:

With this card, you can convert any of your purchases over Rs. 2,500 into EMI, this feature is very helpful for a high-value purchase. Click here to know how to check axis credit card emi details using net banking. 

  • Global acceptance:

This card is accepted in most of the countries in the world. You can use this verified by visa axis bank credit card at any outlet or e-commerce site where Visa credit cards are accepted. 

Axis bank credit card charges:

Particulars Payable amount
axis credit card cash withdrawal charges  2.5% against the withdrawal amount. (min Rs. 500)
Finance Charge The interest on axis bank credit card is 3.4% monthly & 49.36% annually. Applicable if the total axis credit card balance is not cleared within the axis bank credit card due date .
Foreign currency transaction 3.50% against the transaction amount.
axis bank add on credit card fee None.

Axis bank credit card customer service contact details:

  • Customer care number of axis bank credit card : 1860-419-5555 / 1860-500-5555 or 040-67174100
  • Axis bank credit card department mail id creditcards@axisbank.com

100xGain Ratings:

7/10

Final Opinion:

The axis bank vistara signature credit card is an axis bank premium credit card for frequent travelers, especially for those who travel with Vistara Airlines, as it offers 4 CV points for each Rs. 200 transaction, 2 free lounge accesses per quarter, and some bonus CV points and Fight tickets, 15% discount on dining bill, and lots more. 

In fact, it is one of the best credit cards for frequent travelers but if you don’t travel with Vistara Airlines, you can never utilize the benefits of the card. Therefore there are some alternative travel credit card options given below, you should take a look at them. 

Alternative Cards: 

  1. American Express Platinum Reserve Credit Card. (Best for lounge access and dining) 
  2. axis bank vistara infinite credit card. (Best for lounge access dining and golf benefit) 
  3. RBL World Max SuperCard. (Best for lounge access and dining) 
  4. Standard Chartered Priority Banking Visa Infinite Credit Card. (Best for lounge access) 

3 thoughts on “Axis Bank Vistara Signature Credit Card Review”

Leave a Reply

Share via
Copy link
Powered by Social Snap
%d bloggers like this: