Axis Bank Vistara Signature Credit Card Review

To attain the need of different customers, Axis Bank offers several types of credit cards to its customers, and Axis Bank Vistara Signature Credit Card is one of them. It is a co-branded travel credit card issued in alliance with Vistara Airlines. This card offers several benefits including reward benefit, lounge access, dining benefit, free golf rounds, insurance coverage, etc.

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 18 to 70 yrs. 
    • Income: ₹6,00,000 annually. 
  • For self-employed person:
    • Age: 18 to 70 yrs. 
    • Income: ₹6,00,000 annually. 
  • Good relation with the bank.  
  • Good CIBIL score (750 or more).

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip (3 months) 
      • ITR
    • Self-employed person
      • Latest income tax return.  
      • Proof of business
      • Recent audited financial report. 


  • Joining Fee: ₹3,000 + GST.
  • Annual Fee: ₹3,000 + GST.


  • Welcome benefit:

With the activation of the card, you will get a free Premium Economy Class ticket as a welcome gift. You will get the same benefit every year on paying the renewal fee. 

  • Reward benefit:

With every ₹200 you spend with this card, you will get 4 CV points, these points can be redeemed against award flights & award upgrades. 

  • Lounge access:

You will get 2 free accesses at some selected airports in India. you will get a maximum of 2free accesses per quarter.

  • Dining benefit:

With this card, you can enjoy dining at some selected restaurants with a minimum 15% discount against your dining bill. This offer applies to some selected partner restaurants in India including KFC, TGI Fridays, The Oriental Blossom, Mohalla 80, etc.  

  • Golf Access:

You will get 3 free golf rounds at some of the premium golf courses in India, you will get a maximum of 3 free rounds per year. 

  • Milestone benefit:

If you can spend ₹75,000 within the first 90 days of the card issuance, you will get 3,000 CV points as a bonus reward. 

Also, you will get one premium economy class ticket every time you cross the spending milestones of ₹1.50 lakh, ₹3lakh, ₹4.50lakh, ₹9lakh. You can win a maximum of 4 free tickets in a year. 

  • Insurance coverage:

You will get an air accidental coverage of ₹2.5 crore with this card, also this card offers purchase protection of ₹1 lakh and USD 300 coverage against lost baggage and documents during travel. 

  • Club Vistara Membership:

With this card you will get a free Club Vistara Silver Membership, it gives you privileges like Priority check-in, allowance of additional baggage, etc. 

  • Extraordinary Weekends: 

With the Axis Bank Extraordinary Weekends program you can have a premium weekend experience. 

  • EMI facility:

With this card you can convert any of your purchases over ₹2,500 into EMI, this feature is very helpful for a high-value purchase. 

  • Global Acceptance:

This card is accepted in most of the countries in the world. You can use this card at any outlet or e-commerce site where Visa credit cards are accepted. 


  • Cash Withdrawal Charge: 2.5% against the withdrawal amount. (min ₹500)
  • Finance Charge: 3.4% monthly & 49.36% annually. 
  • Foreign currency transaction: 3.50% against the transaction amount. 

Contact Details:

Call: 1860-419-5555


Mail: [email protected]

Dispute Resolution Process:

If you notice some unauthorized charges in your account, or there is some billing error, or if your card is lost or stolen. You should act first and report the problem to customer service. You can follow the steps given below.

  1. First of all, contact the customer service authority and describe to them your problem, and follow their instructions. In case of a lost card ask them to block your card immediately. 
  2. If you are not satisfied with the given service, you can take your complaint to the circle nodal officer. You can mail at [email protected] or you can call at +91-080-61865200. 
  3. If you do not get any response within 10 days, you can then contact the principal nodal officer, you can mail at [email protected] 
  4. If you are still not satisfied at stage 3, you can contact the banking ombudsman. You can find the contact details here  

But before going to the Banking Ombudsman, try to negotiate the issue with the bank.

100xGain Ratings:


Final Opinion:

Axis Bank Vistara Signature Credit Card is a premium travel credit card for frequent travelers, especially for those who travel with Vistara Airlines, as it offers 4 CV points for each ₹200 transaction, 2 free lounge accesses per quarter, and some bonus CV points and Fight tickets, 15% discount on dining bill, and lots more. 

In fact, it is one of the best credit cards for frequent travelers but if you don’t travel with Vistara Airlines, you can never utilize the benefits of the card.  

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