Axis Bank Vistara Signature Credit Card Review

If a majority of your monthly budget is going into travel expenses, and you are looking for an affordable way to earn some savings out of it, then You should take a look at the axis bank vistara signature credit card. It is a premium quality co-branded axis bank travel credit card that has been launched in association with Vistara airlines. 

Targeting the top-notch section of credit card users in India, this axis vistara credit card offers useful vistara credit card points on every transaction, free access to airport lounges, complimentary golf rounds, and lots more. Go through the complete review to know more about the axis credit card travel offers.

How do axis bank credit card eligibility criteria work?

• Resident Type: Indian. 
• Axis bank credit card eligibility for salaried person:
  • Age: 18 to 70 yrs. 
  • Income: Rs. 6,00,000 annually. 
• Axis bank signature card eligibility criteria for self-employed person:
  • Age: 18 to 70 yrs. 
  • Income: Rs. 6,00,000 annually. 
• A good CIBIL score (720 or more) will help you to get this axis vistara signature credit card more easily.

As you submit your axis credit card application, you will get a unique credit card application id that can be used to track your application status. If you want to know how to track axis bank credit card application status, then make sure to take a look at our faq page.

What documents are required to apply for the axis bank vistara signature credit card?

• Photocopy of ID Proof (any 1)
  • Aadhar card
  • Voter Card
  • Passport
  • PAN Card
• Photocopy of Address proof (any 1) 
  • Last 6 months bank account Statement
  • Aadhar Card 
  • Driving License 
  • Passport
  • Utility bill
• One recent passport-sized photographs
• Proof of income statement:
  • Salaried Person (any 1)
    • Latest salary slip (3 months) 
    • ITR (Income Tax Return) 
  • Self-employed person
    • Latest income tax return.  
    • Proof of business
    • Recent audited financial report. 

As per the new axis credit card rules, all new axis bank vistara cards are delivered in an inactive state, so if you want to know how to activate axis bank credit card for the first time? then make sure to visit our axis credit card faq page. 

What are the axis bank vistara credit card fees?

• Axis vistara signature card joining fee: Rs. 3,000 + GST
• Axis bank credit card annual fee: Rs. 3,000 + GST

What are the vistara axis bank credit card benefits? 

• A hue joining bonus to welcome you:

With the activation of your axis bank vistara credit card, you will receive a free Premium Economy Class ticket as a welcome gift. You will get the same benefit every year on paying your axis credit card renewal fee. 

• Make every transaction rewarding:

With every Rs. 200 you spend with this axis bank vistara credit card, you will get 4 club vistara points, these credit card reward points can be redeemed against award flights & award upgrades. You can keep track of your axis bank credit card status from your axis credit card app.

• Add comfort to your travel:

With this vistara credit card axis bank offers 2 free accesses at some selected airports in India. you will get a maximum of 2 free accesses per quarter. Click here for the axis bank vistara credit card lounge access list.

• Dine with more delight:

Under the axis dining delight program, this axis bank vistara signature credit card features up to a 20% discount on your dining expenses at some of the most premium restaurants in India. 

• Attractive deals for golf lovers:

With this signature card axis bank offers up to 3 complimentary golf rounds every year, at some of the most premium golf courses in India. You can call the axis bank customer service number to book your free golf round.

• Opportunity to earn some extra:

Your axis bank signature credit card also offers bonus club vistara credit card rewards on achieving certain spending milestones.

Credit card usage	Total benefit
Rs.75,000 within the first 90 days of your vistara card activation	3,000 CV points
Every time you cross the spending milestones of Rs. 1.50 lakh, Rs. 3lakh, Rs. 4.50lakh, Rs. 9lakh within a year with your card.	1 free economy class ticket (this axis credit card offer is available 4 times a year)

You can use those axis bank credit card points to buy some products from the axis bank credit card rewards catalogue or you can convert them into air miles. You can also track the status of axis bank credit card from your axis vistara credit card net banking account.

• Complimentary Axis credit card insurance coverage:

Particulars	Total coverage amount
Axis credit card air accidental death coverage	Rs.2.5 crore
Axis bank card purchase protection	Rs.1 lakh
Axis vistara baggage insurance coverage	USD 300

You can call the axis bank credit card customer care number to claim the coverage benefits. 

• Experience premium travel facilities:

With this axis bank vistara credit card you will get a free club vistara silver membership. The premium club vistara membership benefits include privileges like Priority check-in, allowance of additional baggage, etc. 

• Enjoy easy bill splitting:

With this axis bank vistara card, you can convert any of your purchases over Rs.2,500 into EMI. This axis bank credit card emi feature also allows you to split your axis bank credit card bill into monthly installments. If you want to know how to check axis credit card emi details? then feel free to visit our axis card faq page. 

• The perfect travel companion for you:

You can use this verified by visa axis bank credit card in over 200 countries in the world where Visa cards are accepted. 

What are the axis bank credit card charges?

Particulars	Payable amount
Axis credit card cash withdrawal charges	2.5% against the withdrawal amount, min Rs. 500 (Check your available axis bank vistara signature credit card limit before making a withdrawal)
Axis vistara credit card finance charge	The interest on axis bank credit cards is 3.4% monthly & 49.36% annually. Applicable if the total axis credit card balance is not cleared within the axis bank credit card due date.
Axis signature credit card foreign currency transaction fee	3.50% against the transaction amount.
Axis bank add on credit card fee	None.

How to contact the axis bank credit card customer service department?

• Call the customer care number of axis bank credit card: 1860-419-5555 / 1860-500-5555 / 022-6798-7700 or 040-67174100
• Write to the axis bank credit card department mail id: creditcards@axisbank.com

100xGain Ratings:

7/10

Pros and cons of this vistara signature credit card:

Pros	Cons
You can earn useful credit card points with every transaction you make using this axis bank signature card. This axis vistara card offers you free access to airport lounges. You can also enjoy some complimentary golf rounds using this vistara axis credit card.	The travel benefits are only applicable on Vistara airlines. This axis bank credit card does not feature any discount on flight booking.

Final Opinion:

The axis bank vistara signature credit card is an axis bank premium credit card for frequent travelers, especially for those who travel with Vistara Airlines. With useful rewards on every transaction, free axis credit card lounge access, complimentary club vistara membership, and a huge discount on dining bills, this card becomes one of the best credit card in india for frequent travelers.

But if you don’t travel with Vistara Airlines, then this axis bank visa signature credit card would never be useful for you. In this case, you can visit our top travel credit cards page, or you can compare the alternative credit card options given below. 

Alternative cards of the vistara axis bank credit card: 

1. American Express Platinum Reserve Credit Card (Best for lounge access and dining) 
2. Axis Bank Vistara Infinite Credit Card (Best for lounge access dining and golf benefit) 
3. RBL World Max SuperCard (Best for lounge access and dining) 
4. Standard Chartered Priority Banking Visa Infinite Credit Card (Best for lounge access)