If you are a shopaholic and looking for a card that can offer you handsome savings out of your shopping expenses, then the axis bank my zone credit card would be the ideal card for you. Offering exclusive cashback on online shopping, powerful edge points from every transaction, free access to airport lounges, and attractive deals on dining and movie tickets, this card brings so much value with it that it can easily justify its Rs.500 annual fee. More about the axis bank my zone credit card features are discussed below.
How does the axis bank my zone credit card eligibility criteria work?
- Resident Type: Indian.
- Axis credit card eligibility criteria for salaried person:
- Age: 18 to 70 years.
- Income: Rs. 25,000 monthly (Approx)
- Axis bank credit card eligibility criteria for self-employed person:
- Age: 18 to 70 years.
- Income: Rs. 25,000 monthly. (Approx)
- A good CIBIL score above 780 is needed to apply for axis bank my zone easy credit card.
As you submit your axis credit card application, you will get a unique application id that can be used to track axis bank credit card application status.
What documents are required to apply for the axis bank myzone credit card?
- Photocopy of ID Proof (any 1)
- Aadhar card
- Voter Card
- Passport
- PAN Card
- Photocopy of Address proof (any 1)
- Last 6 months bank account Statement
- Aadhar Card
- Driving License
- Passport
- Utility bill
- One recent passport-sized photographs
- Proof of income statement:
- Salaried Person (any 1)
- Latest salary slip (3 months)
- ITR (Income Tax Return)
- Self-employed person
- Latest income tax return.
- Proof of business.
- Recent audited financial report.
- Salaried Person (any 1)
As per the new rbi regulations, all new axis bank credit cards are delivered in an inactive state. So if you want to know how to activate axis bank my zone credit card for the first time, then make sure to take a look at our faq page.
How much does the Axis my zone credit card cost?
- Axis bank my zone credit card joining fee: Rs. 500 + GST (Can be waived off if Rs. 5,000 is spent within the first 45 days)
- Axis bank my zone credit card annual charges: Rs. 500 + GST (From the second year onwards).
As a limited period offer, you can now get the axis bank my zone credit card without any joining or annual fees.
What are the axis my zone credit card benefits?
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An attractive joining bonus to make a wonderful start for you:
As you perform your first successful transaction within the first 30 days of axis bank my zone credit card activation, you will get a one-year sonyliv membership as a welcome gift. The sony liv one year subscription will renew itself as you spend Rs.1.5 lakh with your card within an anniversary year.
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Experience exclusive cash backs on online food orders:
This axis bank my zone credit card offers up to a 40% discount on your online orders from Swiggy (min order value is Rs.200). Use the code AXIS40 to get this offer, you can earn a maximum of Rs.120 discount per order. You can get these offers for a maximum of 4 times per axis bank my zone credit card billing cycle.
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Get rewarded for every transaction you make:
On my zone credit card, axis bank offers exclusive reward benefits. you can earn 4 edge rewards for each Rs. 200 transactions you made with this my zone axis bank credit card. You will not get any credit card reward points on Movie, Fuel, or EMI payments. You can use your earned edge rewards to get a product from the axis bank my zone credit card reward points catalogue .
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Travel more comfortably with the axis my zone credit card lounge access program:
With your axis bank my zone credit card airport lounge access scheme you will get free access to some selected lounges. You will get a maximum of 1 free access per quarter.
Click here for the axis bank my zone credit card lounge access list(visa lounges), you can also find the MasterCard lunges here.
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Enjoy huge discounts on dining expenses:
Your axis bank my zone credit card features a 20% discount on your dining bills. This offer is applicable at most of the premium restaurants in India.
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Earn attractive deals on online shopping:
If you shop a minimum of Rs.2000 from Ajio, you can get a flat Rs.600 discount on your shopping bill. Use the code AXIS200 at the time of checkout to get this axis bank my zone credit card offer.
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Enjoy freedom from fuel surcharges:
You will get a 1% waiver on fuel surcharges, this axis credit card fuel offer is applicable at all fuel stations in India. The transaction amount should be between Rs. 400 to Rs. 4,000 and you can get a maximum of Rs. 400 in an axis credit card billing cycle.
If you want a proper fuel credit card, then feel free to visit our top fuel credit card page, where you can find some best credit card for fuel benefits.
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Make evenings entertaining with exclusive deals on movie tickets:
If you use this my zone axis credit card to book a movie ticket from Paytm, you will get a 100% discount on the second ticket. You can earn a maximum of Rs.200 discount per axis credit card billing cycle. Use the code AXIS200 to claim this axisbank my zone credit card offer.
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Make repayments easier with the low-cost EMI facility:
The axis bank myzone credit card offers some exclusive credit card emi facilities, you can convert any purchase over Rs. 2,500 into EMI, this feature is very useful for high-value purchases.
Check your available axis bank my zone credit card limit before applying for an EMI. Click here to learn more about the axis bank my zone credit card emi facility.
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Security of the advanced EMV chip:
This myzone credit card offers the security of the EMV chip, this chip is specially designed to make your card more secure than before. Also, this card is 3d secured which means you will get an OTP every time to authenticate and complete your online credit card transactions.
What are the axis bank my zone credit card charges?
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Particulars |
Payable amount |
| Axis bank my zone credit card cash withdrawal charges | 2.5% against the withdrawn amount (Min Rs. 500). Check your axis bank my zone credit card cash withdrawal limit before making a withdrawal |
| My zone credit card finance charges | The axis bank my zone credit card interest rate can go up to 3.4% monthly & 49.36% annually (applicable if the axis bank card payment is not made within the due date) |
| Axis my zone credit card international transaction charge | 3.50% against the transaction amount |
| Axis my zone credit card charges on add-on card fee | Free for a lifetime |
How to contact the axis bank credit card customer service department?
- Call the axis bank customer care number for credit card: 1860-419-5555 / 1860-500-5555 or 040-67174100
- Write to the axis bank credit card email id: creditcards@axisbank.com
100xGain Ratings:
8/10
Pros and cons of the axis bank my zone visa credit card:
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Final Opinion:
Hopefully, this axis bank my zone credit card review has helped you to understand this card better. The myzone credit card is best for those who shop online quite frequently, and for those who want to earn Cash-Back from their purchases, with its attractive discount and cashback offer, this my zone axis bank credit card can offer you some huge monthly savings.
But, if you are not satisfied with the axis bank myzone credit card benefits or if you want to explore some more options, then take a look at the alternative card options given below.
Alternative of the my zone credit card:
- Axis bank freecharge plus credit card (Best for cashback and dining)
- Citi bank cash back credit card (Best for cashback and dining)
- RBL blockbuster credit card (Best for movie and lounge access)
- Standard chartered super value titanium credit card (Best for cashback and fuel purchase)
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