Axis My Zone Credit Card Review

Among the various credit cards offered by Axis Bank, axis bank my zone credit card is a unique one, it is specially designed for frequent shoppers and movie lovers. This card offers a big reward benefit, free access to domestic lounges, a big discount on dining bills, a big Cash-Back on movie tickets, an EMI facility, and lots of other exclusive axis bank my zone credit card features . More details of the axis bank my zone credit card are given below.

Axis bank my zone credit card eligibility criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 18 to 70 years. 
    • Income: Rs. 25,000 monthly (Approx) 
  • For self-employed person:
    • Age: 18 to 70 years. 
    • Income: Rs. 25,000 monthly. (Approx)  
  • A good CIBIL score above 780 is needed to apply for axis bank my zone easy credit card .

Visit our FAQ page to know how to apply for the axis bank myzone credit card both online and offline. You can also click here to track axis bank credit card application status. 

Axis bank my zone credit card details of required documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip (3 months) 
      • ITR (Income Tax Return) 
    • Self-employed person
      • Latest income tax return.  
      • Proof of business.
      • Recent audited financial report. 

Visit our FAQ page to know how to activate axis bank my zone credit card for the first time. 

Axis my zone credit card Fees:

  • Axis bank my zone credit card joining fee: Rs. 500 + GST (Can be waived off if Rs. 5,000 is spent within first 45 days)
  • Axis bank my zone credit card annual fee: None, for the first year & Rs. 500 + GST from the second year onwards. 

Axis my zone credit card benefits:

The axis bank my zone credit card benefits are discussed below. 

  • Welcome benefit axis bank my zone credit card myntra offers:

With the axis bank my zone credit card activation , you will get up to Rs. 1,000 discounts on Myntra as a welcome gift, this offer is applicable on the purchase over Rs. 3,499 and on some selected products. You can get this benefit of credit card only once.  

  • Cash-Back benefit:

This axis bank my zone credit card offers up to a 25% discount on Myntra, Minimum transaction amount should be Rs. 1,999 and this axis bank credit card my zone offer is applicable on some selected products only. 

  • Reward benefit:

On this my zone credit card axis bank offers exclusive reward benefit. you can earn 4 EDGE reward points for each Rs. 200 transactions you made with this my zone axis bank credit card . You will not get any credit card reward points for spends on Movie, Fuel, or EMI payments.  You can use your earned reward points to get a product from the axis bank my zone credit card reward points catalogue.

  • Axis my zone credit card lounge access:

With your axis bank my zone credit card airport lounge access scheme you will get free access to some selected lounges. You will get a maximum of 1 free access per quarter. 

  • Dining benefit:

This axis bank credit card my zone offers up to a 20% discount on your dining bills. This offer is applicable at some partner restaurants including KFC, TGI Fridays, The Oriental Blossoms, etc. 

  • Axis my zone credit card fuel surcharge waiver:

You will get a 1% waiver on fuel surcharges, this offer is applicable at all fuel stations in India. The transaction amount should be between Rs. 400 to Rs. 4,000 and you can get a maximum of Rs. 400 in an axis credit card billing cycle

If you want a credit card particularly for fuel purchase, then feel free to visit our top 10 fuel credit card page, you can find some best credit card for fuel purchase. 

  • Axis bank my zone credit card offers on movie tickets:

With this my zone axis credit card , you will get up to 25% Cash-Back on a movie ticket booked through Paytm, using this axisbank my zone credit card . You can get a maximum of Rs. 100 Cash-Back in a billing cycle of credit card.

  • Axis bank my zone credit card milestone benefit:

If you can spend Rs. 30,000 in a quarter with your axis my zone easy credit card , you will get 1000 EDGE reward points as a bonus reward.  

  • Axis bank my zone credit card emi facility:

The axis bank myzone credit card offers some exclusive credit card emi facilities,  you can convert any purchase over Rs. 2,500 into EMI, this feature is very useful for high-value purchases. Check your axis bank my zone credit card maximum limit before applying for an EMI.

  • EMV Chip Card:

This myzone credit card offers the security of the EMV chip, this chip is specially designed to add more security to your transactions. Also, this card is 3d secured which means you will get an OTP every time to authenticate and complete your online credit card transactions.

Axis bank my zone credit card charges:

Particulars  Payable amount
axis bank my zone credit card cash withdrawal charges 2.5% against the withdrawn amount (Min Rs. 500). Check your axis bank my zone credit card cash withdrawal limit before making a withdrawal.
finance charges on credit card 3.4% monthly & 49.36% annually.
axis my zone credit card international transaction charge/ 3.50% against the transaction amount.
axis my zone credit card charges on add-on card fee. None, free for a lifetime. 

Axis bank credit card customer service contact details:

  • Axis bank customer care number for credit card: 1860-419-5555 / 1860-500-5555 or 040-67174100
  • Axis bank credit card email id: [email protected]

100xGain Ratings:

8/10

Final Opinion:

Hopefully, this axis bank my zone credit card review has helped you to understand this card better. This card is best for those who shop online quite frequently, and for those who want to earn Cash-Back from their purchases, as it offers up to 25% Cash-Back on Myntra, a gift voucher from Myntra as a welcome gift, 20% discount on dining, 4 reward points for each Rs. 200 transaction, Lounge access and lots more. So if you are looking for a credit card for online shopping, this card can be a good option for you. 

Also, if you are not satisfied with the axis bank myzone credit card benefits or if you want to explore some more options, then take a look at the alternative card options given below. 

Alternative Cards: 

  1. axis bank freecharge plus credit card. (Best for cashback and dining) 
  2. Citi Cashback Credit Card. (Best for cashback and dining) 
  3. RBL Blockbuster Credit card. (Best for movie and lounge access) 
  4. Standard Chartered Super Value Titanium Credit Card. (Best for cashback and fuel purchase) 

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