Axis Neo Credit Card Review

Axis Bank is one of the leading credit card providers in India, and they have a very wide range of credit cards to attain the needs of different customers, axis bank neo credit card is one of them. This card is specially made for online shoppers. There are several axis bank neo credit card benefits like big cash-back, reward points, movie benefit, dining benefit, lost card liability, exclusive axis bank credit card online shopping offers, and lots of other axis neo credit card features, lets analyze axis neo credit card offers and see whether it is a good credit card for online shopping or not. 

 Axis bank neo credit card eligibility criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • credit card age limit : 18 to 70 yrs. 
    • Income: The Axis Bank credit card minimum salary requirement is Rs. 25,000 monthly. (Approx)
  • For self-employed person:
    • credit card age limit : 18 to 70 yrs. 
    • Income: The axis bank credit card minimum salary requirement is Rs. 25,000 monthly. (Approx) 
  • Good CIBIL score (750 or above).
  • Good relation with the bank.

Visit our FAQ page to know how to check axis bank credit card application status online.

Required Documents for axis bank neo credit card application:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip. (3 months) 
      • ITR (Income Tax Return) 
    • Self-employed person
      • Latest income tax return.  
      • Proof of business.
      • Recent audited financial report. 

Visit our FAQ page to know how to activate axis bank credit card pin online and offline.

Fee:

Let’s check the axis bank neo credit card details of fees 

  • Axis bank neo credit card Joining Fee: Rs. 250 + GST (Can be waived off if Rs. 2,500 is spent within first 45 days)
  • Axis bank neo credit card Annual Fee: Rs. 250 + GST

Axis neo credit card benefits

  • Welcome benefit:

With the first spend you make with your neo axis credit card , you will get an Rs. 250 gift voucher from Amazon. This offer is valid only for the first 30 days. 

  • Axis neo credit card cash-back benefit:

The neo axis bank credit card offers exclusive cashback benefits, the scheme is discussed below. 

Company  Transaction Type Discount/Cashback
Myntra Min Rs. 500 spent on shopping  10% discount
Akbar Travels Travel Boking 10% discount
Akbar Travels Flight bookings over Rs. 5000. flat Rs. 500 discount 
BookMyShow Movie Ticket Booking  10% discount (Max Rs. 50 cashback in a month)
Freecharge Mobile recharges through Freecharge 10% Cash-Back (max Rs. 30 in a month)
  • Axis credit card reward point benefit:

You can earn 2 EDGE reward points from each Rs. 200 spend with your axis neo credit card . You can redeem those reward points very easily against several categories available in the axis credit card reward points catalogue .  You can check your axis bank neo credit card maximum limit from your online banking account

  • Dining benefit:

With your neo credit card axis bank you can dine at some premium restaurants in India with a minimum 15% discount on your dining bill. This offer is applicable at some selected partner restaurants including KFC, TGI Fridays, Mohalla 80, etc. The total earned benefit will be reflected in your monthly statement.  Visit our FAQ page to know how to get axis bank credit card statement online. 

  • Axis neo credit card bookmyshow offer:

With the card issuance of the neo credit card axis bank will give you a movie voucher of Rs. 300 from BookMyShow, also you will get a 10% discount every time you book a movie ticket from BookMyShow.

  • Axis neo credit card myntra offer:

You will get a shopping voucher for Rs. 500 from Myntra which gives you up to Rs. 200 savings on your shopping, the minimum axis bank credit card bill amount should be Rs. 2,200.

  • Lost card liability:

The axis bank neo credit card offers zero liability against lost or stolen cards from the moment of reporting, so to avail the benefit of zero lost card liability report the loss as soon as possible. 

You can block your lost card just by calling the axis bank credit card toll free number given below. You may need to provide some basic axis bank credit card details.

  • Axis bank neo credit card emi facility:

With this axisbank neo credit card , you can convert any purchase over Rs. 2,500 into EMI, through Mobile App, Net Banking, or just by calling the axis bank credit card customer service number . You can check your axis bank neo credit card credit limit from your online banking account. Click here on the axis bank credit card emi interest calculator to calculate your axis bank neo credit card emi interest rate yourself. 

  • EMV chip card:

This axis bank neo credit card offers the security of the EMV chip, which adds more security to your transactions, also your Axis Bank Neo credit card is 3d secured which means you will get an OTP every time to authenticate and complete your credit card online payment.

  • Global acceptance:

This Axis neo credit card is accepted almost anywhere in the world. You can use this card at any outlet or e-commerce site where Visa credit cards are accepted. 

Axis bank neo credit card charges:

Particulars  Payable amount
credit card cash withdrawal charges 2.5% against the withdrawal amount (min Rs. 500). Check your axis bank neo credit card cash withdrawal limit before making a withdrawal.
Finance Charge  3.4% monthly & 49.36% annually.
axis bank neo credit card international transaction charges  3.50% against the transaction amount. 
Add-on card fee The axis bank neo credit card charges nothing for add-on cards.

Axis bank neo credit card customer care:

Toll free number of axis bank credit card customer care: 1860-419-5555 / 1860-500-5555 or 040-67174100 

Axis bank credit card support mail id: [email protected]

100xGain Ratings:

8/10 

Final Opinion:

Axis Bank Neo Credit Card Is one of the best credit card for shopping online , also it is best for those who want to earn Cash-Back from their purchases. The neo axis bank credit card offers up to 10% discount on Myntra, BookMyShow, and Akbar Travels you will also get up to 15% discount on dining bills, 2 reward points for each Rs. 200 spend, and lots more. So if you are looking for a credit card for online shopping, this card will be a good option for you. 

But if you are not satisfied with the benefits offered by this card or if you want a more premium credit card then take a look at the alternative card options given below. Hopefully, it will help you to find your choice. 

Alternative Cards: 

  1. axis bank my choice credit card. (Best for cashback and dining) 
  2. ICICI Bank Instant Platinum credit card. (Best for cashback and dining) 
  3. ICICI Bank Coral American Express Credit Card. (Best for movie and dining) 
  4. Standard Chartered Super Value Titanium Credit Card. (Best for cashback and fuel Purchase) 

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