The Bajaj Finserv dbs credit card is a unique credit card designed by the joint collaboration of Bajaj Finserv and DBS bank. This card comes in 6 different variants targeting different segments of Indian credit card users. It lets you enjoy potent dbs credit card points on everyday transactions, free airport lounge access facility, exclusive waives on fuel surcharges, and lots more. A detailed description of this dbs super credit card is given below.
Table of Contents
Who can apply for the bajaj finserv dbs credit card?
- Resident Type: Indian
- DBS bank credit card eligibility criteria for salaried people:
- DBS credit card age limit: 21 to 60 years.
- Income: The applicant should have a regular source of Income.
- DBS credit card eligibility criteria for self-employed people:
- DBS credit card age limit: 21 to 65 years.
- Income: The applicant should have a regular source of Income.
- A credit score of 750+ is required to apply for this bajaj finserv dbs credit card.
What documents are required to apply for dbs credit card?
- Photocopy of Address proof (any 1)
- Aadhar Card
- Driving License
- Passport
- Utility bills
- Photocopy of ID Proof (any 1)
- Aadhar card
- Voter Card
- Passport
- PAN Card
- Two recent passport-sized photographs
- Proof of income statement:
- Salaried Person (any 1)
- Salary Slip of last 3 months
- ITR
- Self-employed person
- Income tax return of the last year
- Proof of business
- Salaried Person (any 1)
What are the dbs bajaj finserv credit card fees?
| Card variant | Joining fee | Annual fee | Card variant | Joining fee | Annual fee |
| 5X Supercard | Rs.499 | Rs.499 | 7X Plus Supercard | Rs.1999 | Rs.1999 |
| 5X Plus Supercard | Rs.999 | Rs.999 | 10X Signature Supercard | Rs.2999 | Rs.2999 |
| 7X Supercard | Rs.1499 | Rs.1499 | 10X Plus signature Supercard | Rs.4999 | Rs.4999 |
GST (18%) will be applicable on both joining and annual fees.
What are the bajaj finserv dbs bank credit card benefits?
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A huge joining bonus to welcome you:
With your dbs credit card activation, you will receive some cash points as a joining bonus. The amount may vary depending on the card variant you have.
| 5X Supercard | 2000 cash points | 7X Plus Supercard | 8000 cash points |
| 5X Plus Supercard | 4000 cash points | 10X Signature Supercard | 12000 cash points |
| 7X Supercard | 6000 cash points | 10X Plus signature Supercard | 20000 cash points |
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Make every transaction rewarding:
For every Rs.200 transaction made using this card, you can earn 2 dbs credit card rewards. Also, your purchases made at DBS Delight can earn you some bonus dbs credit card points.
| Card variant | dbs credit card points/Rs.200 transactions at DBS delight. |
| 5X & 5X Plus | 10X dbs credit card rewards |
| 7X & 7X Plus | 15X cash points |
| 10X & 10X Plus | 20X cash points |
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Earn extra benefits on milestone spending:
Depending on your credit card usage, you can earn some extra rewards from your bajaj dbs credit card.
| Card variant | Card usage | Benefit |
| 5X & 5X Plus | Rs.10,000 in a month | 5X rewards on all transactions for a month |
| 7X & 7X Plus | Rs.10,000 in a month | 7X rewards on all transactions for a month |
| 10X & 10X Plus signature | Rs.20,000 in a month | 10X rewards on all transactions for a month |
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Enjoy complimentary dbs credit card lounge access:
Using this bajaj finserv dbs bank credit card you can enjoy free access to most of the leading domestic and international airport lounges. The details are mentioned below.
| Card variant | No. of free access |
| dbs 5x credit card | None |
| 5X Plus & 7X | 1 free quarterly access (domestic) |
| 7X Plus & 10X Signature | 2 free quarterly access (domestic) |
| 10X Plus signature | 8 domestic and 2 international access every year |
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Get freedom from Fuel surcharges:
This dbs bank credit card offers some handsome monthly waivers on fuel surcharges across all fuel stations in India. The waiver amount varies depending on the dbs bank credit card variant you have.
| Card variant | No. of free access |
| 5X Supercard | None |
| 5X Plus | Rs.100 per month |
| 7X & 17X Plus | Rs.150 per month |
| 10X Signature & 10X Plus signature | Rs.200 per month |
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Earn exclusive discounts on loans:
Using this dbs bank credit card you can earn upto a 5% discount on loan down payments at EMI marketplaces and Bajaj finserv network stores.
What are the bajaj finance dbs credit card charges?
| Particulars | Chargeable amount |
| DBS credit card cash advance charge | 2.5% against the transaction amount, min Rs.500 (check your dbs bank credit card limit before making a withdrawal) |
| Bajaj dbs credit card finance charge | Your dbs credit card interest rate can go up to 42% to 48% per annum |
| DBS credit card foreign transaction fee | 3.5% against the transaction amount |
| Add on credit card fee | None |
How to contact the bajaj credit card customer care department?
- You can call the bajaj finserv credit card helpline number: 022-7119-0900 (Super Card Customers) or 022-6232-7777
- Write to the bajaj credit card customer care mail id: investor.service@bajajfinserv.in or supercardcare@dbs.com
100xGain Ratings:
7/10
Pros and cons of the dbs bajaj credit card:
| Pros | Cons |
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Final Opinion:
After thoroughly analyzing the Bajaj finserv dbs bank credit card benefits, I can say that the best part of this dbs bajaj finance credit card is that it has different variants curated for different lifestyle requirements. But, if you want to get the most out of your card, then the 7x Plus variant would be the best option for you.
However, the dbs bajaj finserv credit card lags in some categories like there are no entertainment or travel benefits on this card. This is not a deal breaker though since there are so many attractive benefits on this card that can easily justify the high dbs credit card annual fee.
Alternative cards of the bajaj finance dbs credit card:
- Axis Bank Vistara Signature Credit Card (Best for travel benefits)
- Bajaj Finserv RBL Bank World Plus SuperCard (Best for lounge access and dining benefits)
- HDFC Diners Club Privilege Credit Card (Travel benefits)
FAQs on Bajaj Finserv DBS Bank Credit Card:
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How to pay dbs credit card bill?
You can pay your dbs credit card payment online from your dbs credit card online banking account or from your nearby ATM. You can also use any credit card bill payment app like Cred, Paytm, Phonepe, Google Pay, etc.
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How to apply for dbs credit card?
You can apply for your favorite DBS bank credit card from the dbs credit card online application portal. Also if you don’t want to go online, then you can visit your nearby DBS bank branch and submit your dbs credit card application there.
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How long does it take to apply for DBS credit card?
It takes around 7 to 9 working days to process your application for a dbs credit card.
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Is RBL Bank and Bajaj Finance same?
No, they are not the same. RBL is one of the leading private sector banks in India whereas Bajaj finserv is one of the largest RBI-approved NBFC (non-banking financial institutions).
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Is DBS credit card available in India?
Yes, DBS bank is now available in around 66 cities in India with a wide network of 378 branches.
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What is DBS Bank full name?
DBS stands for the Development Bank of Singapore Limited.
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