Bajaj Finserv Doctors Credit Card Review

Bajaj Finserv Doctors Credit Card is a MasterCard credit card from RBL Bank of India. This card is specially designed for doctors and practitioners. This card also comes with several extraordinary features and benefits for doctors. The awesome benefits of the card include – Reward program, Milestone reward, Professional indemnity insurance, Instant loan facility, Lounge access, Movie benefit, Annual fee waiver, Fuel surcharge waiver, Anytime cash withdrawal, Add-on facility, Online control, Lost card liability, worldwide acceptance, etc. Let’s discuss the card in detail. 

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: Above ₹25,000 monthly. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Above ₹25,000 monthly.
  • Good CIBIL Score (750 or more).

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recently audited financial report. 


  • Joining Fee: ₹999 + GST
  • Annual Fee: ₹999 + GST


  • Reward benefit:

This card offers 1 reward point for each ₹100 transactions made with this card. You will also get 2X reward points for the same on online transactions. (except on Insurance, Education, and Utilities). 

  • Lounge access:

With this card, you will get 4 free accesses annually at most of the frontline airport lounges in India. You will get a maximum of 1 free access per quarter. 

  • Movie benefit:

When you book a ticket from BookMyShow you will get another movie ticket completely free. This offer applies to the tickets booked from BookMyShow and you can use this offer once a month. 

  • Fuel surcharge waiver:

This card offers up to ₹100 waivers on fuel surcharges. This offer is applicable at any fuel station in India. You can get a maximum of ₹100 waivers in a month. 

  • Insurance Coverage:

This card offers professional insurance coverage of ₹20 lakh. This coverage is valid for the first year only for the renewal of the insurance you have to spend ₹3.5 lakh with your card within a year. 

  • Milestone benefit:

If you can spend ₹1 lakh with a year, then you will get a gift voucher for ₹2000. Also if you can cross the ₹1.5 lakh mark ten you will get an extra ₹1000 gift voucher.

Also if you can spend ₹1,00,000 within a year and your next year’s annual fee will be waived off.

  • Add-on facility:

You can share the awesome features of your cards with your loved ones. Just add your loved ones, (min age – 18+) with your card and they can also the features of a credit card.

  • Instant Loan facility:

This card allows you to get a loan against your credit card almost instantly. You can pay it back with monthly EMIs. Min loan amount – ₹ 500, Processing fee – 2.5%.

  • EMI facility:

With this card, you can convert your payments over ₹3000 into EMI. This feature is very helpful for frequent shoppers. 

  • ATM Cash Withdrawal:

With this card, you can withdraw cash from any ATMs with an interest-free period of 50 days. 

  • Instant Approval:

If you apply online you may enjoy the benefits of instant approval. You have to fulfill the eligibility criteria and submit some basic documents.  

  • Global Acceptance:

This card is globally accepted, you can use this card at any outlet or e-commerce site where the MasterCard Credit Cards are accepted.  

  • EMV Chip Card:

This card comes with a built-in EMV Chip. It adds more security and convenience to your transactions.


  • Cash Withdrawal Charge: 2.5% against the amount, min ₹500.
  • Finance Charge: 3.99% monthly. 
  • Foreign currency transaction: 3.5% against the transacted amount. 

Contact Details:

Call: 022-7119-0900

Mail: [email protected]

100xGain Ratings:


Final Opinion:

If you are a doctor and if you are looking for a credit card that suits your profession then this card can be a good choice for you, you will get ₹20 lakh of professional insurance coverage, reward points on daily card uses, annual fee waiver, lounge access, movie benefit, fuel surcharge waiver, and lots more. This card also offers a lot of other benefits that can make your life a lot easier. 

No doubt, this is one of the best doctor’s credit cards available in India. But if you want to spend more to get some extra benefits then you can go for Doctor’s SBI Credit Card

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