Bajaj Finserv Doctor’s Credit Card

‘Bajaj Finserv Doctor’s Credit Card’ is a MasterCard credit card from RBL Bank of India. This card is specially designed for the doctors and practitioners. This card also comes with a number of extraordinary features and benefits for the doctors. The awesome benefits of the card include – Reward programme, Milestone reward, Professional indemnity insurance, Instant loan facility, Lounge access, Movie benefit, Annual fee waiver, Insurance premium waiver, Fuel surcharge waiver, Anytime cash withdrawal, Add on facility, Online control, Lost card liability, worldwide acceptance etc. Also this card comes with a built in EMV chip, that adds an extra layer of security to your transactions.  

  • Eligibility criteria –
  • This card is specially designed for doctors and practitioners. 
  • Nationality – Indian.
  • Age – 25 – 65 years.
  • Occupation – Both salaried and self-employed people can apply.
  • Income – ₹ 25,000 monthly.
  • Good CIBIL score (750).
  • Zero due payment.
  • Good relation with the bank.
  • Documents Required –
  • Proof of Identity –
  • Job Card.
  • Voter Id.
  • Driving License
  • Aadhar Id.
  • Letter from UIDAI.
  • Proof of Address –
  • Passport.
  • Gas, Electricity or any utility bill. ( recent )
  • Ration card.
  • Document of property registration.
  • Proof of Income –
  • 3 month’s bank statement. (latest)
  • Recently submitted form 16.
  • Salary Slip (recent 3 months)
  • KYC-PAN.
  • Fees –  
  • Joining fee – ₹ 999. (One time)
  • Annual fee – ₹ 999. (Annually)
  • Add on fee – None.
  • Finance charge – 3.99% annually.
  • Benefits – The awesome benefits of the card is described below –
  • Reward programme – With this card your every transaction will be rewarded. With each ₹ 100 transaction with this card you will get 1 reward point. Also you will get 2X reward points for each ₹ 100 spend online (except on Education, Utilities, Insurance, Wallet load etc.). The reward points are easily redeemable. 
  • Movie benefit – RBL knows how entertainment is important in your life. Therefore with their ‘Bajaj Finserv Doctor’s Credit Card’ they are giving you a movie ticket completely free. If you book your movie ticket through BookMyShow using this card, then you will get a movie ticket completely free with it (max ticket value – ₹ 200). This offer is applicable only once in a month.
  • Milestone reward – There is no end of benefits with this card. Along with reward points you can earn some gift voucher too. If you can spend ₹ 1 lakh within a year then you will get a gift voucher of ₹ 2,000. Also if you can cross the 1.5 lakh mark then you will get an extra ₹ 1,000 voucher. 
  • Annual fee waiver – RBL gives you a chance to get a free waiver on annual fees. If you can spend ₹1 lakh with this card within a year, then the annual fee for the next year will be waived off.
  • Indemnity Insurance – RBL protects you against all odds. With their ‘Bajaj Finserv Doctor’s Credit Card’ you will get an indemnity insurance of ₹ 20 lakh. This insurance covers you against professional negligence.
  • Instant loan facility – You can also get a financial support from RBL. With their ‘Instant Loan’ facility you can get a loan against your available credit limit within no time, without any paper-work or interest for up to 3 months. Yu can get a loan once in a month. 
  • Insurance premium waiver – You can also get a free renewal of your indemnity insurance. If you can spend ₹ 3.5 lakh within a year with this card, the premium of the indemnity insurance will be waived off for the next year.
  • Fuel surcharge waiver – Now you can travel more distances without any worries. As with this card you will get up to ₹ 100 waiver on fuel surcharges, monthly. This feature is applicable at most of the fuel stations in India.
  • Lounge access – Now your travels will be more comfortable, as with your ‘Bajaj Finserv Doctor’s Credit Card’ you will get 4 free access at most of the frontline airport lounges in India. You will get max 4 visits in a year. Also you will also get unlimited free access at any airport lounges. 
  • Add on facility – Now you can share the benefits of your card with your loved ones. You just have to add your loved ones (children, parents, siblings or anyone of 18 years) with your card and they can enjoy the benefits of a credit card.   
  • Lost card liability – Now you don’t need to worry about your lost or stolen card, with RBL you are completely covered against such situations. With the help of RBL customer service authority you can block your lost or stolen card within no time. Also if you can report within 24 hours then you may enjoy zero liability.
  • Balance transfer – You can now get a lower interest rate against your dues. Just transfer the dues of your other cards to your ‘Bajaj Finserv Doctor’s Credit Card’ and you can get a lower interest rate against them.
  • Flexible Spend limit – With RBL you can set a spend limit for your card. With the MyCard app you can set a spend limit for your card very easily. You can also customize the spend limits of your add on members too.
  • Charges –
  • Cash Advance – 2.5% against the amount.
  • Late payment Fee – 15% against the due amount.
  • Foreign currency transaction – 3.5% against the transacted amount.
  • Other features –
  • Anytime cash withdrawal – With this card you can withdraw cash from any ATMs in the world, without any interests. That means you will never run out of cash. Applicable charge – 2.5% against the amount. (cash advance charge)
  • EMI facility – Now you don’t need to worry about your big bills. With this feature you can turn any bill into easy monthly EMIs, with a low interest rate. That means you can now extend your shopping bill without worries.
  • Online control – With the help of MyCard app RBLhas brought all the controls of your account at your finger-tips. With this app you can do a lot of things like – Bill payment, Card PIN set up, EMI payment, Statement checking etc.
  • EMV chip security – This card comes with a built in EMV chip this chip is specially designed for both convenience and security. Also with this card your transactions are secured with end to end encryption, you will need an OTP every time
  • Worldwide acceptance – This cards specially designed for both domestic and international uses, you can use this card anywhere where the MasterCard logo is displayed.  
  • 24X7 Active Customer care – With RBL you can enjoy an active and always helpful customer service experience. You can get any assistance from them whenever you need.
  • Customer care number –
  • +91 22 6232 7777
  • +91 22 7119 0900
  • Mail – [email protected]
  • Final verdict –

If you are a doctor and if you are looking for a credit card that suits your profession and that can also earn you big rewards and benefits then this card is best for you. It comes with all the features that can make your life much better. So if you are eligible then you must go for this card, as it is one of the best Doctor’s cards available in India. 

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