Bajaj Finserv RBL Bank Platinum Choice First-Year-Free SuperCard

‘Bajaj Finserv RBL Bank Platinum Choice First-Year-Free SuperCard’ is a MasterCard credit card with a built in EMV chip. With this card your every spend will be rewarded. Also this card comes with zero joining fee and a big number of offers and privileges like – Zero joining fee, Milestone benefit, Movie benefit, Reward programme, Instant loan facility, Anytime cash withdrawal, Add on facility, lost card liability, Annual fee waiver, Fuel surcharge waiver, Split & Pay, Online control, Flexible credit limit, EMV security, Easy payment options, worldwide acceptance etc. in fact this card is one of the most featured cards from RBL.   

  • Eligibility criteria –
  • Nationality – Indian.
  • Age – 25 – 65 Years.
  • Occupation – Both salaried and self-employed people can apply.
  • Income – ₹ 25,000 Monthly.
  • A good CIBIL score. (750)
  • Zero due payment.
  • Good relation with the bank.
  • Documents Required –
  • Proof of Identity –
  • Job Card.
  • Voter Id.
  • Driving License
  • Aadhar Id.
  • Letter from UIDAI.
  • Proof of Address –
  • Passport.
  • Gas, Electricity or any utility bill. ( recent )
  • Ration card.
  • Document of property registration.
  • Proof of Income –
  • 3 month’s bank statement. (latest)
  • Recently submitted form 16.
  • Salary Slip (recent 3 months)
  • KYC-PAN.
  • Fees –  
  • Joining fee – None for the 1st year.
  • Annual fee – ₹ 499. Annually
  • Add on fee – None.
  • Finance charge – 3.99% monthly.  
  • Benefits – The benefits of the card is described below –
  • Zero joining fee – RBL has brought this card completely free from any joining fee for the first year. So the joining fee of ₹ 499 is waived off.
  • Reward programme – With your ‘Bajaj Finserv RBL Bank Platinum Choice First-Year-Free SuperCard’ your every spend will be rewarded. With each ₹ 100 spend with this card you will get 1 reward points. Also you will get 2X reward points on the transactions made online (except on Education, Utilities, Wallet load etc.).
  • Milestone benefit – in addition to the normal reward points you can also earn some extra points too. If you can spend ₹ 75,000 within a year, then you can earn 5000 reward points. You can also redeem your earned reward points very easily with multiple options like – Hotel booking, Flight ticket, Mobile recharge, or you can simply redeem them at –
  • Movie benefit – RBL also takes care of your Entertainment too, therefore they are offering 10% discount on movie tickets booked through BookMyShow. This offer is applicable one in a month or 12 times a year (any day/anytime).
  • Fuel surcharge waiver – Now with your ‘Bajaj Finserv RBL Bank Platinum Choice First-Year-Free SuperCard’ you can travel more distances without worries. As with this card you will get up to ₹ 100 discount on fuel surcharges. This offer is applicable at any fuel stations in India.
  • Annual fee waiver – This card comes with a zero joining fee and you can also get 100% discount on annual fee too. If you can spend 30,000 with this card within a year, then the annual fee of the will be waived off. That means you can make your card free for lifetime very easily.
  • Instant Loan facility –In case of any emergency RBL always stands by your side. With this feature you can get a loan against your available credit limit, without any paperwork and interest for up to 3 months. You can use this feature once in a year.
  • Add on facility – You can also share the awesome benefits of your card with your loved ones. You just have to add your loved ones (Children, Parents, Siblings or any other family members of 18 years) with your card and they can also enjoy the awesome benefits of a credit card.
  • Balance transfer – RBL gives you an opportunity to get a lower interest rate against your dues. Just transfer the dues of your other cards to your ‘Bajaj Finserv RBL Bank Platinum Choice First-Year-Free SuperCard’ and you can get a lower interest rate against your dues.
  • EMI facility – Now the big bill amounts will not be the cause of your headache, with this card you can easily convert them into easy monthly EMIs with a low interest rate. Applicable charge – 3.99% monthly.
  • Lost card liability – Now you don’t need to worry about your lost or stolen card anymore. As with RBL you are completely covered against such situations. With the help of RBL active customer service you can block your lost or stolen card within no time. Also if you can report within 24 hours you can also enjoy zero liability. (T&C Apply)
  • Flexible spend limit – RBL gives you the authority to set your own spend limit, with the help of MyCard app you can set a spend limit for your card. With this app you can also customize the credit limits of your add on members too.
  • Charges –
  • Cash Advance – 2.5% against the amount.
  • Late payment – 15% against the due amount.
  • Foreign currency transaction – 3.5% against the transacted amount.
  • Other Features –
  • Anytime cash withdrawal – With this card you can withdraw cash almost from any ATMs in the world without any interest. Applicable charge – 2.5% against the amount.
  • Split & Pay – Now you can extend your shopping budget without worries, as with this feature you can turn your big shopping bills into easy EMIs without any paperwork.
  • Online control – RBL has brought all the controls at your finger-tips with their MyCard app. With this app you can do a lot of things like – Bill payment, PIN set up, EMI payment, Statement check-up etc.
  • Worldwide acceptance – This card is specially designed for both domestic and international uses. You can use this card anywhere where the MasterCard logo is displayed.
  • EMV Security – This card comes with a built in EMV chip, it is a special chip designed for both convenience and security. Also with this card your transactions are secured with end to end encryption, you will get an OTP every time for successful transaction.
  • 24X7 Active customer care – With RBL you can enjoy an always active and helpful customer service experience, you can get any assistance from them whenever you need.
  • Customer care number –
  • Final verdict –

If you are looking for a budget credit card that also can earn you rewards and benefits, then this card is perfect for you, with its features like – Zero joining fee, Annual fee waiver, Reward, and Milestone benefits and lost card liability, this card can be your first choice. So if you are eligible then you must go for this card.

Leave a Reply

Share via
Copy link
Powered by Social Snap