Bajaj Finserv RBL Bank Platinum Choice SuperCard Review

Bajaj Finserv RBL Bank Platinum Choice SuperCard is a master card credit card from RBL Bank of India. It is a collaboration of RBL Bank with Bajaj Finserv. This card comes with several unique and best-in-class features and benefits. Also, this card can provide you some financial support with its instant loan facility. The awesome benefits of the card are – Welcome benefit, Reward benefit, Milestone benefit, Movie benefit, Lounge access, Fuel surcharge Waiver, Instant loan facility, Annual fee waiver, Anytime cash withdrawal, EMI facility, and lots more. Let’s discuss the card in detail. 

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: Above ₹25,000 monthly. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Above ₹25,000 monthly. 
  • Good CIBIL Score (750 or more).

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recently audited financial report. 


  • Joining Fee: ₹499 + GST
  • Annual Fee: ₹499 + GST


  • Welcome benefit:

With the issuance of the card, you will get 2,000 reward points as a welcome gift. 

To get this benefit you just have to pay the joining fee in time and also you have to make a purchase of ₹ 2,000 with this card within 30 days of issuance.

  • Reward benefit:

With this card, you will get 1 reward point for each ₹ 100 spends. Also, you can get 2X reward points for the same on online transactions (except on Insurance, Education, Utility, Wallet Load, etc.)  

  • Movie benefit:

This card offers up to a 10% discount on movie tickets booked through BookMyShow. The maximum discount you can get is ₹100 monthly. You can get this offer 12 times a year. 

  • Fuel surcharge waiver:

You will get up to ₹100 discount on fuel surcharges. This offer is applicable at most of the petrol stations in India.

  • Milestone benefit:

If you can spend ₹ 75,000 within a year then you can get up to 5,000 reward points. 

You can also redeem your earned reward points very easily with multiple options like – Hotel / Flight booking, Gift voucher, Mobile recharge, etc.

If you can spend ₹30,000 within a year then the annual fee of the next year will be waived off. 

  • Instant Loan facility:

This card allows you to get a loan against your credit card almost instantly. You can pay it back with monthly EMIs. Min loan amount – ₹ 500, Processing fee – 2.5%.

  • Add-on facility:

You can share the awesome features of your cards with your loved ones. Just add your loved ones, (min age – 18+) with your card and they can also the features of a credit card.

  • EMI facility:

With this card, you can convert your payments over ₹3000 into EMI. This feature is very helpful for frequent shoppers. 

  • ATM Cash Withdrawal:

With this card, you can withdraw cash from any ATMs with an interest-free period of 50 days. 

  • Instant Approval:

If you apply online you may enjoy the benefits of instant approval. You have to fulfill the eligibility criteria and submit some basic documents.  

  • Global Acceptance:

This card is globally accepted, you can use this card at any outlet or e-commerce site where the MasterCard Credit Cards are accepted.  

  • EMV Chip Card:

This card comes with a built-in EMV Chip. It adds more security and convenience to your transactions.


  • Cash Withdrawal Charge: 2.5% against the amount, min ₹500
  • Finance Charge: 3.99% monthly.
  • Foreign currency transaction: 3.5% against the transacted amount.  

Contact Details:

Call: +91-22-7119-0900

Mail: [email protected]

100xGain Ratings:


Final Opinion:

This card is best for those who want to earn reward points for their expenses. You will get a big welcome gift, reward points, milestone benefit, annual fee waiver, fuel surcharge waiver, EMI facility, and lots more. The main feature of this card is that you can get a loan almost instantly against your credit card, which can support you during emergencies. 

But this card does not feature benefits on lounge access or golf benefits. So if you want to spend more to have those benefits, then you can go for Yes FIRST Preferred credit card or RBL IGU NHS Golf World Card

1 thought on “Bajaj Finserv RBL Bank Platinum Choice SuperCard Review”

Leave a Reply

Share via
Copy link
Powered by Social Snap
%d bloggers like this: