Bajaj Finserv RBL Bank Platinum Plus First-Year-Free SuperCard Review

Bajaj Finserv RBL Bank Platinum Plus First-Year-Free SuperCard is a MasterCard credit card from RBL Bank of India. This card comes with a big number of features and benefits for its customers. The awesome benefits of the card include – Zero joining fee, Reward Programme, Milestone benefits, Movie benefits, Lounge access, Fuel surcharge waiver, Balance transfer, Big savings, Instant Loan facility, EMI options, Annual fee waiver, Anytime cash withdrawal, etc.  Also, this card comes with a built-in EMV chip that adds an extra layer of security to your transactions.

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: Above ₹25,000 monthly. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Above ₹25,000 monthly.
  • Good CIBIL Score (750 or more).

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recently audited financial report. 

Fee:

  • Joining Fee: None. 
  • Annual Fee: ₹999 + GST 

Benefits:

  • Reward benefit:

This card offers 1 reward point for each ₹100 spent with this card. you will get 2X reward points for the same on online transactions  (except on – Insurance, Education, Utilities, or Wallet load). 

  • Lounge access:

With this card, you will get 2 free accesses per year at most of the frontline domestic lounges and also unlimited paid access to any airport lounges.

  • Movie benefit:

If you book a movie ticket from BookMyShow you will get another ticket (max ₹200) completely free. You can win Max 2 tickets monthly

  • Fuel surcharge waiver:

This card offers up to ₹100 waivers on fuel surcharges, this offer is applicable at most of the fuel stations in India. 

  • Milestone benefit:

If you can spend ₹1,50,000 within a year with this card, then you can get 10,000 reward points.

You can also redeem your earned reward points very easily with multiple options like – Hotel/Flight booking, Mobile recharge, Gift voucher, etc.

  • Annual fee waiver:

If you can spend ₹50,000 with your card within a year then the annual fee for the next year will be waived off. 

  • Instant Loan facility:

This card allows you to get a loan against your credit card almost instantly. You can pay it back with monthly EMIs. Min loan amount – ₹ 500, Processing fee – 2.5%.

  • Add-on facility:

You can share the awesome features of your cards with your loved ones. Just add your loved ones, (min age – 18+) with your card and they can also the features of a credit card.

  • EMI facility:

With this card, you can convert your payments over ₹3000 into EMI. This feature is very helpful for frequent shoppers. 

  • ATM Cash Withdrawal:

With this card, you can withdraw cash from any ATMs with an interest-free period of 50 days. 

  • Instant Approval:

If you apply online you may enjoy the benefits of instant approval. You have to fulfill the eligibility criteria and submit some basic documents.  

  • Global Acceptance:

This card is globally accepted, you can use this card at any outlet or e-commerce site where the MasterCard Credit Cards are accepted.  

  • EMV Chip Card:

This card comes with a built-in EMV Chip. It adds more security and convenience to your transactions.

Charges:

  • Cash Withdrawal Charge: 2.5% against the amount min ₹500
  • Finance Charge: 3.99% monthly. 
  • Foreign currency transaction: 3.5% against the transaction amount. 

Contact Details:

Call: 022-7119-0900

Mail: [email protected]

100xGain Ratings:

4/10

Final Opinion:

If you want a credit card that can earn you big reward points from your daily uses, then this card can be helpful for you. It offers reward points on every purchase, lounge access, free movie tickets, fuel surcharge waiver, annual fee waiver, EMI facility, and lots more. So if you are looking for a card for your daily use, then this card can be a good option for you. 

But if you want to spend some more to get more reward points then you can go for HDFC Bank Diners Club Privilege Credit Card, or if you want to earn Cash-Back then you can go for Standard Chartered Manhattan Platinum Credit Card

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