Bajaj Finserv RBL Bank Platinum Plus First Year Free SuperCard Review

If you are looking for a low-cost credit card for regular usage, then the bajaj finserv rbl bank platinum plus a first-year free supercard would be a good option for you. It is a trimmed-down version of the bajaj finserv rbl bank platinum plus supercard. This platinum plus card lets you enjoy useful rewards on every transaction, free access to airport lounges, free movie tickets every month, and lots more. More about the bajaj finserv platinum card benefits are discussed below.

Who can apply for the bajaj platinum plus supercard?

• Resident Type: Indian. 
• Bajaj credit card eligibility criteria for salaried person:
  • bajaj finserv card age limit: 21 to 60 yrs. 
  • Income: Above Rs.25,000 monthly. 

• Bajaj finance credit card eligibility criteria for self-employed person:
  • Bajaj credit card age requirement: 21 to 65 yrs. 
  • Income: Above Rs.35,000 monthly.
• A CIBIL score of 680+ is required to apply for this bajaj finance platinum card.

What documents are required to apply for a bajaj platinum card?

• Photocopy of ID Proof (any 1)
  • Aadhar card
  • Voter Card
  • Passport
  • PAN Card
• Photocopy of Address proof (any 1) 
  • Last 6 months’ bank account Statement
  • Aadhar Card 
  • Driving License 
  • Passport
  • Utility bill
• One recent passport-sized photographs
• Proof of income statement:
  • Salaried Person (any 1)
    • Latest salary slip, (3 months) 
    • ITR (Income Tax Return)
  • Self-employed person
    • Latest Income tax return. 
    • Proof of business
    • Recently audited financial report. 

What are the bajaj finserv rbl bank platinum plus supercard fees?

• Bajaj finserv rbl platinum plus supercard joining fee: None. 
• What is the annual fee of Bajaj Finserv RBL Bank SuperCard: It is Rs.999 + GST 

What are the bajaj finserv rbl bank supercard benefits?

• Make transactions more rewarding:

The Bajaj platinum plus supercard reward benefits are offered like this.

Category of transaction	Rate of earning rbl bank rewards
Shopping expenses	1 rbl card rewards point for every Rs.100 transaction
Bajaj credit card online transaction (excluding, education, utilities, wallet top up, insurance renewal)	2 rbl credit card rewards for every Rs.100 transaction
Rs.1.5 lakh in a year	10,000 rbl credit card reward points

• Add comfort to your travel:

This rbl bank bajaj finserv credit card offers you 2 free yearly accesses to most of the frontline airport lounges in India. 

• Attractive bajaj super card movie offers:

If you use this bajaj finserv platinum card to book a movie ticket from BookMyShow, you will get another completely free. This bajaj finserv rbl card offer is available from Monday to Friday.

• Get freedom from fuel surcharges:

This bajaj finserv supercard offers up to Rs.100 monthly fuel surcharge waiver across all fuel stations in India.

• Bajaj finance platinum plus card instant loan facility:

This bajaj supercard allows you to get an instant credit card loan against your rbl platinum super card for 3 months, at a minimal interest rate of just 1.16%. You can repay the bajaj credit card loan in monthly installments.

• Enjoy easy bill splitting:

This bajaj super credit card allows you to split your high-value transactions (above Rs.2500) into small monthly installments. You can calculate the monthly installment amount from the rbl bajaj finserv emi calculator.

• Bajaj super card interest-free cash withdrawal facility:

You can use this bajaj finance super card to withdraw cash from any ATM and can still enjoy the 50-day credit card interest-free period. 

• Opportunity to make your bajaj credit card lifetime free:

On spending Rs.50,000 with your rbl bank platinum plus supercard within a year, you can get a complete waiver on your next year’s bajaj finserv rbl bank supercard annual fee.

• Security of the advanced EMV chip:

This bajaj finserv rbl bank supercard card is equipped with an advanced EMV chip. These chips use a very strong encryption method to store your bajaj super card details which makes your card nearly impossible to clone.

What are the bajaj platinum super card charges?

Particulars	Payable amount
RBL bank credit card cash withdrawal charges	2.5% against the transacted amount, Min Rs.500 (check your available bajaj finance card limit before making a withdrawal)
Bajaj super card finance charge	The bajaj finance card interest rate can go up to 3.99% monthly (Applicable if you don’t pay bajaj credit card bill on time)
RBL super card charges on foreign currency transaction	3.5% against the transacted amount
Bajaj super credit card add-on card fee	None

How to contact the bajaj rbl credit card customer care department?

• Call the bajaj rbl super credit card customer care number: 022-7119-0900 or 022-6232-7777
• Write to the bajaj rbl credit card email id: cardservices@rblbank.com or supercardservice@rblbank.com (Super Card Customers)

100xGain Ratings: 

7/10

Pros and cons of the rbl bank bajaj finserv credit card:

Pros	Cons
This rbl bajaj finserv credit card features free access to airport lounges. This bajaj finserv rbl card also offers free movie tickets every month.	The bajaj finserv platinum card reward earning rate could be a bit better.

Final Opinion:

For regular usage, this bajaj finserv super card could be a good option, especially since the rbl platinum credit card annual fee is quite low and it comes with some really useful features like the low-cost EMI option. This bajaj finance rbl card also lets you enjoy free access to airport lounges, and win free movie tickets every month.

But the bajaj platinum plus card reward earning rate seemed a bit low to me. Apart from that, there is nothing much to complain about this bajaj finserv platinum card. 

Also, if you want to compare some similar cards, then make sure to take a look at the alternative card options given below.

Alternative cards of this bajaj finserv rbl credit card: 

1. Axis Bank Pride Signature Credit Card (Best for lounge and dining benefits)
2. HSBC Premier MasterCard Credit Card (Best for lounge and movie benefits)
3. RBL Bank Paisa on Demand Credit Card (Best for reward and movie benefits)