Bajaj Finserv RBL Bank Platinum Plus SuperCard Review

Bajaj Finserv RBL Bank Platinum Plus SuperCard is a credit card from RBL Bank of India. It is a MasterCard credit card from RBL. This card comes with several features and benefits for its customers. The awesome benefits of this card include – Big welcome benefit, Milestone Benefit, Reward program, Lounge access, Movie benefit, Fuel surcharge Waiver, Instant loan facility, Anytime cash withdrawal, EMI facility, Balance transfer, Annual fee waiver, Anytime cash withdrawal, Online control, Worldwide acceptance, etc. 

Bajaj Finserv RBL Bank Platinum Plus SuperCard

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs.  
    • Income: Above ₹25,000 monthly. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Above ₹25,000 monthly. 
  • Good CIBIL Score (750 or more).

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recently audited financial report. 

Fee:

  • Joining Fee: ₹999 + GST
  • Annual Fee: ₹999 + GST

Benefits:

  • Welcome benefit:

With the issuance of the card will get a welcome gift of 4,000 reward points. To get this benefit you just have to spend ₹2,000 with your card within the first 30 days of the card issuance. 

  • Reward benefit:

With this card, you will get 1 reward point with every ₹100 transactions. You can also get 2X reward points for the same on online transactions (except on – Education, Wallet load, and utilities).

  • Lounge access:

With this card, your travels will be more comfortable. You will get 2 free accesses at most frontline domestic airport lounges in India, you will get a maximum of 2 free accesses per year and 1 free access per quarter.  

  • Movie benefit:

If you book a movie ticket from BookMyShow with this card you will get another ticket completely free. You can get a maximum of 2 free tickets in a month. 

  • Fuel surcharge waiver:

This card offers a ₹100 waiver on fuel surcharges monthly. This offer is applicable at any fuel station in India.

  • Milestone benefit:

If you can spend ₹1,50,000 with your card within a year then you will get 10,000 reward points.

You can also redeem your earned reward points very easily with multiple options like – Hotel/Flight Booking, Mobile recharge, Gift vouchers, etc.

If you can spend ₹50,000 with your card within a year, then the annual fee for the next year will be waived off. 

  • Instant Loan facility:

This card allows you to get a loan against your credit card almost instantly. You can pay it back with monthly EMIs. Min loan amount – ₹ 500, Processing fee – 2.5%.

  • Add-on facility:

You can share the awesome features of your cards with your loved ones. Just add your loved ones, (min age – 18+) with your card and they can also the features of a credit card.

  • ATM Cash Withdrawal:

With this card, you can withdraw cash from any ATMs with an interest-free period of 50 days. 

  • EMI facility:

With this card, you can convert your payments over ₹3000 into EMI. This feature is very helpful for frequent shoppers. 

  • Instant Approval:

If you apply online you may enjoy the benefits of instant approval. You have to fulfill the eligibility criteria and submit some basic documents.  

  • Global Acceptance:

This card is globally accepted, you can use this card at any outlet or e-commerce site where the MasterCard Credit Cards are accepted.  

  • EMV Chip Card:

This card comes with a built-in EMV Chip. It adds more security and convenience to your transactions.

Charges:

  • Cash Withdrawal Charge: 2.5% against the transacted amount, Min ₹500.
  • Finance Charge: 3.99% monthly. 
  • Foreign currency transaction: 3.5% against the transacted amount. 

Contact Details:

Call: 022-7119-0900

Mail: [email protected]

100xGain Ratings: 4/10

Final Opinion:

This card is specially designed for daily uses, it offers benefits like a reward program. Lounge access, movie benefit, fuel surcharge waiver, milestone benefit, Instant loan facility, and lots more. So if you want a card for your daily needs, then this card can be the best option for you.

 But this card does not feature benefits like golf access or benefits on travel. So if you want to spend more to have golf benefit in your card then you can go for RBL Bank Icon Credit Card. and if you want a travel credit card at this cost you can go for ICICI Bank InterMiles Credit Card, and if you want to spend more then you can go for Axis Bank Miles and More Credit Card. 

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