Bajaj Finserv RBL Bank World Plus SuperCard Review

Bajaj Finserv RBL Bank World Plus SuperCard is a master card credit card from RBL Bank of India. This card is a collaboration of RBL with Bajaj Finserv. This card comes with several features and benefits like – Big welcome benefit, Reward program, Movie benefit, Milestone reward, Dining benefit, Fuel surcharge waiver, Lounge access, Big annual savings, EMI facility, Instant loan facility, Anytime cash withdrawal, EMV security, Balance transfer, Worldwide acceptance, etc. Let’s discuss the card in detail.    

Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: Above ₹25,000 monthly.
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Above ₹25,000 monthly.
  • Good CIBIL Score (750 or more).

Required Documents:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recently audited financial report. 


  • Joining Fee: ₹4,999 + GST
  • Annual Fee: ₹4,999 + GST


  • Welcome benefit:

With the issuance of the card, you will get 20,000 reward points as a welcome gift. To get this offer you just have to spend ₹2000 with your card and pay the joining fee in time.  

  • Reward benefit:

This card offers 2 reward points for each ₹100 transaction made with this card. You will also get 10X reward points for the same on international transactions. 

  • Lounge Access:

This card offers 8 free accesses at most of the frontline airport lounges in India. You will get a maximum of 2 free accesses per quarter.

  • Movie benefit

If you book a movie ticket from BookMyShow with this card you will get another ticket (Maximum value ₹200) completely free. You can get this offer two times a month. 

  • Dining benefit:

This card offers a 5% discount on your dining bills via 20 reward points that you will get for each ₹100 transaction. 

  • Fuel surcharge waiver:

This card offers up to ₹200 waivers on fuel surcharges. This offer is applicable at most of the fuel stations in India. You can save a maximum of ₹200 per month. 

  • Milestone benefit:

If you can spend ₹ 3 lakh within a year then you will get 20,000 reward points. You can also get 20,000 reward points more if you can cross the ₹5 lakh spend mark. 

  • Add-on facility:

You can share the awesome features of your cards with your loved ones. Just add your loved ones, (min age – 18+) with your card and they can also the features of a credit card.

  • Instant Loan facility:

This card allows you to get a loan against your credit card almost instantly. You can pay it back with monthly EMIs. Min loan amount – ₹ 500, Processing fee – 2.5%.

  • EMI facility:

With this card, you can convert your payments over ₹3000 into EMI. This feature is very helpful for frequent shoppers. 

  • ATM Cash Withdrawal:

With this card, you can withdraw cash from any ATMs with an interest-free period of 50 days. 

  • Instant Approval:

If you apply online you may enjoy the benefits of instant approval. You have to fulfill the eligibility criteria and submit some basic documents

  • EMV Chip Card:

This card comes with a built-in EMV Chip. It adds more security and convenience to your transactions.

  • Global Acceptance:

This card is globally accepted, you can use this card at any outlet or e-commerce site where the MasterCard Credit Cards are accepted.  


  • Cash Withdrawal Charge: 2.5% against the amount, min ₹500. 
  • Finance Charge: 3.99% monthly. 
  • Foreign currency transaction: 3.5% against the transacted amount.

Contact Details:

Call: 022-7119-0900

Mail: [email protected]

100xGain Ratings:


Final Opinion:

It a low-cost lifestyle credit card from RBL Bank of India. This card offers reward points on domestic and international spending, rewards on dining and movies, lounge access, fuel surcharge waiver, Zero liability against the lost card, concierge service, and lots more. So if you are looking for big reward points and exclusive privilege then this card can be a good option for you. 

But if you want to spend more and have a credit card that offers benefits in travel and golf rounds, then you may go for American Express Platinum Reserve Credit Card, or if you want to spend even more then you can go for ICICI Emerald Credit Card. These cards may charge a bit high but they offer several exclusive benefits. 

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