Bajaj Finserv RBL Platinum Edge SuperCard Review

Those who are looking for a credit card that can offer you excellent benefits at an affordable rate would love the RBL Platinum Edge Credit Card. While Rs.1,999 annual fee may seem a bit high, it makes a lot of sense, when you take a look at the benefits. It lets you enjoy complimentary access to airport lounges, free movie tickets, useful rewards with every transaction, handsome monthly waivers on fuel surcharges, and lots more. More about the rbl bank credit card benefits are discussed below.

How does the bajaj finserv card eligibility work?

• Resident Type: Indian. 
• RBL bank supercard eligibility criteria for the salaried person?
  • Age: 21 to 60 yrs. 
  • Income: Above Rs. 25,000 monthly. 
• RBL super card eligibility criteria for self-employed person:
  • Age: 21 to 65 yrs. 
  • Income: Above Rs. 35,000 monthly.
• A CIBIL score of 700+ is required to apply for this bajaj super card.

 You can apply for this card from the RBL bajaj card application portal. Once your credit card application is submitted successfully, you can track your application status from the rbl bank credit card tracking page. The complete process is discussed on our faq page.

What documents are required to apply for an rbl bank super card?

• Photocopy of ID Proof (any 1)
  • Aadhar card
  • Voter Card
  • Passport
  • PAN Card
• Photocopy of Address proof (any 1) 
  • Aadhar Card 
  • Driving License 
  • Passport
  • Utility bill
• One recent passport-sized photograph
• Proof of income statement:
  • Salaried Person (any 1)
    • Latest salary slip, (3 months) 
    • ITR (Income Tax Return)
  • Self-employed person
    • Latest Income tax return. 
    • Proof of business
    • Recently audited financial report.

 As per the new rules, all new bajaj finserv cards are delivered in an inactive state, those cards can be activated manually by generating a new credit card pin. You can find more about the RBL credit card pin generation process from our faq page.

What are the platinum edge bajaj finserv credit card fees?

• RBL bajaj finserv super card joining fee: Rs.1,999 + GST
• RBL bajaj super credit card annual fee: Rs.1,999 + GST

What are the bajaj finserv rbl bank supercard benefits?

• Get started with a huge joining bonus:

As your bajaj finserv rbl bank supercard joining fee and complete spending Rs.2000 within the first 30 days of your first credit card pin generation, you will receive 8,000 reward points as a credit card welcome offer.

• Make your transactions more rewarding:

The rbl bank credit card reward points are offered like this

Category of transaction	RBL credit card rewards
Regular credit card transactions	2 rbl reward points/Rs.100 transaction
Online transactions (excluding education, utilities, insurance, and wallet top-up)	2X rbl credit card reward points/Rs.100 transaction
Bajaj rbl card milestone rewards
Rs.1,50,000 in a year	10,000 rbl bank credit card rewards
For each Rs.1,00,000 spent thereafter	5,000 rbl credit card reward points

• Add comfort to your travel:

With your Platinum edge bajaj finance rbl supercard, you will get 1 free quarterly access at most of the domestic airport lounges.

• Enjoy attractive rbl supercard movie offers:

If you use this rbl bajaj credit card to book a movie ticket from BookMyShow, you will get another one completely free/ This rbl bookmyshow offer is available once a month.

• Get freedom from fuel surcharges:

This Platinum edge bajaj finserv super card offers you up to Rs. 100 monthly waivers on fuel surcharges across all fuel stations in India. 

• Opportunity to make your bajaj rbl card lifetime free:

On spending Rs. 2,00,000 with your bajaj rbl credit card within a year, you can get a complete waiver on your next year’s rbl platinum credit card annual fee.

• Get an instant loan whenever you need:

This rbl platinum super card allows you to get an instant loan on your credit limit for up to 3 months at a monthly interest rate of just 1.16%. 

• Enjoy easy bill splitting:

With this bajaj rbl card, you can convert your payments (over Rs. 3000) into EMI. You can calculate the applicable rbl bank credit card emi interest rate from the RBL card EMI calculator. 

• Instant bajaj rbl credit card online payment options:

You can pay your rbl bajaj finserv card bill online from your net banking account or by using any rbl credit card bill payment app like Cred, Paytm, PhonePe, Google Pe, etc.

• Perfect travel companion for you:

This bajaj finance super card is globally accepted, you can use this card at any outlet or e-commerce site where the MasterCard Credit Cards are accepted.

What are the bajaj rbl super card charges?

Particulars	Payable amount
RBL credit card charges on cash withdrawal	2.5% against the amount, min Rs. 500
RBL platinum credit card Finance Charge	The rbl credit card interest rate can go up to 3.99% monthly (applicable if your rbl supercard payment is not made in time)
RBL bajaj super card currency conversion fee	3.5% against the transaction amount
Bajaj finserv supercard add-on card fee	None

How to contact the rbl bank supercard customer care department?

• Call the bajaj finserv super card customer care number: 022-6232-7777 or 022-7119-0900 (rbl super card customers)
• Write to the bajaj finserv rbl bank supercard customer care mail id: supercardservice@rblbank.com  

100xGain Ratings:

6.5/10

Pros and cons of the bajaj finserv rbl bank super card:

Pros	Cons
The reward earning rate on this bajaj supercard is quite impressive. This rbl card offers you free access to airport lounges. You can earn some free movie tickets every month.	There are no entertainment benefits on this bajaj finance rbl super card.

Final Opinion:

If you want to get this bajaj finserv rbl super card for your regular usage, then you would find this card quite helpful. The powerful reward program and the attractive rbl bank bookmyshow offers will help you earn some handsome monthly savings. 

But this rbl super credit card lacks some basic features like discounts on dining or shopping benefits, which is unexpected from a card at this cost. Therefore, I would suggest you take a look at our best rewards card page, you will find some better alternatives there.

Alternative cards of the rbl platinum credit card:  

1. Citi Prestige Credit Card (Best for lounge access and dining benefits)
2. Kotak Mahindra Privy League Signature Credit Card (Best for reward points, lounge access, and dining benefits)
3. RBL Platinum Delight Credit Card (Best for reward points, fuel surcharge waiver)
4. Syndicate Bank Classic Credit Card (Best for reward points)