Bajaj Finserv RBL Platinum Edge SuperCard Credit Card Review

RBL Platinum Edge SuperCard is a MasterCard credit card from RBL bank of India. This bajaj rbl credit card comes with several features and benefits and also comes with a built-in EMV chip. The awesome rbl super card benefits are – Big Welcome gift, Reward on every spend, milestone benefits, annual fee waiver, lounge access, movie benefits, fuel surcharge waiver, instant loan facility, balance transfer facility, flexible credit limit, add-on facility, any time cash withdrawal, EMV chip security, worldwide acceptance, Online control, and lots more. It is one of the most featured cards from RBL. More about the rbl bank credit card benefits are discussed below.

Platinum Edge Bajaj Finserv Card Eligibility Criteria:

  • Resident Type: Indian. 
  • For salaried person:
    • Age: 21 to 60 yrs. 
    • Income: Above Rs. 25,000 monthly. 
  • For self-employed person:
    • Age: 21 to 65 yrs. 
    • Income: Above Rs. 25,000 monthly.
  • A good CIBIL Score (750 or more) will help you to get a higher credit limit on this card. 

You can apply for this card from the RBL bajaj card application portal. Once your application is submitted successfully, you can track the status of your application from the rbl bank credit card tracking portal.

Documents Required To Apply For Rbl Bank Super Card:

  • Photocopy of ID Proof (any 1)
    • Aadhar card
    • Voter Card
    • Passport
    • PAN Card
  • Photocopy of Address proof (any 1) 
    • Last 6 months bank account Statement
    • Aadhar Card 
    • Driving License 
    • Passport
    • Utility bill
  • One recent passport-sized photographs
  • Proof of income statement:
    • Salaried Person (any 1)
      • Latest salary slip, (3 months) 
      • ITR (Income Tax Return)
    • Self-employed person
      • Latest Income tax return. 
      • Proof of business
      • Recently audited financial report. 

All new credit bajaj finserv cards are delivered in an inactive state, and to start using them, you need to activate your new bajaj finance card manually by generating a new credit card PIN. You can get some more help on the RBL credit card pin generation process from the 100xGain FAQ page.

Platinum Edge Bajaj Finserv Credit Card Fees:

  • Rbl bajaj finserv super card joining fee: Rs. 1,999 + GST
  • Rbl bajaj finserv super card annual fee: Rs. 1,999 + GST

Bajaj Finserv Rbl Bank SuperCard Benefits:

  • Welcome benefit:

With the issuance of the bajaj finserv rbl bank Supercard , you will get 8,000 reward points as a welcome gift. 

To get this RBL bajaj finserv credit card benefit you just have to pay the joining fee in time and also you have to make a purchase of Rs.  2,000 with this card within 30 days of issuance.

  • Reward benefit:

With this bajaj rbl card, you will get 2 reward points for each Rs. 100 transactions made with this card. You will also get 2X rbl bank credit card reward points for the same on the online transaction (except on – Utilities, Education, Wallet load, etc.)

  • Lounge access:

With your Platinum edge bajaj finance rbl Supercard, you will get 1 free access per quarter at most of the Indian airport lounges. This offer is applicable to most of the frontline lounges in India.

  • Movie benefit:

If you book a movie ticket from BookMyShow you will get another movie ticket completely free. This bajaj finance rbl supercard offer is applicable only on the tickets booked through BookMyShow.

  • Fuel surcharge waiver:

This Platinum edge bajaj finserv super card offers you up to Rs. 100 waivers per month on fuel surcharges. This rbl platinum credit card offer is applicable at any fuel station in India. 

  • Milestone benefit:

If you can spend Rs. 1,50,000 with your bajaj rbl supercard within a year then you can get 10,000 rbl bank credit card reward points. Also if you can spend Rs. 1,00,000 more, you will get an extra 5,000 reward points. You can use your earned rbl credit card reward points for travel booking, mobile recharge, bill payment, or to get a product from the rbl bank credit card rewards catalog. 

  • Annual fee waiver:

On spending Rs. 2,00,000 with your bajaj rbl credit card within a year, you can get a complete waiver on your credit card.

  • Instant loan facility:

This rbl platinum super card allows you to get a loan against your credit card almost instantly. You can pay it back with monthly EMIs. Min loan amount – Rs.  500, Processing fee – 2.5%.

  • Add-on facility:

You can share the awesome features of your Platinum edge rbl super card with your loved ones. Just add your loved ones, (min age – 18+) with your card and they can also have the features of a credit card.

  • RBL credit card balance transfer facility:

You can transfer the balance of your other cards to this bajaj super credit card to get a lower interest rate.

  • EMI facility:

With this rbl bajaj finserv super card, you can convert your payments (over Rs. 3000) into EMI. This feature is very helpful for frequent shoppers. You can calculate the applicable rbl bank credit card emi interest rate from the RBL card EMI calculator.

  •  Ease of Expense Control:

RBL gives you total control over your Platinum edge bajaj super card account, with the help of the MyCard app, you can do a lot of things like bill payment, Statement checking, monitoring your activity, EMI payment, Pin setup, etc.

  • Global acceptance:

This bajaj finance super card is globally accepted, you can use this card at any outlet or e-commerce site where the MasterCard Credit Cards are accepted.

  • Easy PIN set-up:

You can up your rbl super credit card pin very easily, with the help of the MyCard app you can set your PIN within minutes.

  • Spending limit:

With the help of the MyCard app, you can set a spending limit for your rbl bank Supercard. It helps to set a monthly budget.

  • Convenient bajaj rbl credit card online payment options:

You don’t need to visit any RBL branch or ATM to pay your credit card bill. You can make online payment of rbl credit card by using your netbanking account or any credit card payment app.

  • EMV chip card:

This bajaj finserv rbl bank super card comes with a built-in EMV Chip. It adds more security and convenience to your transactions. But fraudulent transactions can happen anytime, and if you notice something suspicious with your account, you should inform the bank immediately by calling the 24×7 active rbl bank supercard customer care number. You can also block your card temporarily, by using the RBL netbanking account

Platinum Plus Bajaj Rbl Super Card Charges:

Particulars

Payable amount

Rbl credit card charges on cash withdrawal

2.5% against the amount, min Rs. 500

Finance Charge

The rbl credit card interest rate can go up to 3.99% monthly

Rbl bajaj super card currency conversion fee

3.5% against the transaction amount

Platinum edge bajaj finserv supercard add-on card fee

None

RBL Bank SuperCard Customer Care Contact Details:

  • Call the bajaj finserv super card customer care number: 022-6232-7777 or 022-7119-0900 (Super Card)
  • Write to the bajaj finserv rbl bank supercard customer care mail id: supercardservice@rblbank.com  

100xGain Ratings:

4/10

Final Opinion:

If you want a credit card for your daily use then this card will be a very good option for you. You will get reward points on every transaction, free movie tickets, lounge access, Fuel surcharge waiver, annual fee waiver, and lots more. Also, this card offers several other features like balance transfer, add-on facility, annual fee waiver, and lots more. 

But this rbl super credit card lacks some benefits like dining or movie tickets. So if you are looking for those benefits, then you should take a look at the 100xGain top 10 credit card page. You can also take a look at the alternative card options given below.

Alternative Cards:  

  1. Citi prestige credit card (Best for lounge access and dining benefits)
  2. Kotak Mahindra Privy League Signature Credit Card. (Best for reward points, lounge access, and dining benefits)
  3. Rbl platinum delight credit card (Best for reward points, fuel surcharge waiver)
  4. Syndicate Bank Classic Credit Card. (Best for reward points)

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