Bajaj Finserv Shop Smart SuperCard

‘Bajaj Finserv Shop Smart SuperCard’ from RBL bank of India. It is collaboration of RBL with Bajaj Finserv. This card is specially designed to fulfil your daily needs. The awesome benefits of the card are – Big welcome gift, Milestone benefit, Benefit on groceries, Big annual savings, Instant loan facility, Anytime cash withdrawal, EMI facility, Add on facility, Balance transfer, Online control, EMV security, Worldwide acceptance etc. also with this card you will experience an active and helpful customer service experience. In fact this card has all the features that can make your life a much better. 

  • Eligibility criteria –
  • Nationality – Indian.
  • Age – 25 – 65 years.
  • Occupation – Both salaried and self-employed people can apply.
  • Income – ₹ 25,000 monthly.
  • Good CIBIL score.
  • Zero due payment.
  • Good relation with the bank.
  • Documents Required –
  • Proof of Identity –
  • Job Card.
  • Voter Id.
  • Driving License
  • Aadhar Id.
  • Letter from UIDAI.
  • Proof of Address –
  • Passport.
  • Gas, Electricity or any utility bill. ( recent )
  • Ration card.
  • Document of property registration.
  • Proof of Income –
  • 3 month’s bank statement. (latest)
  • Recently submitted form 16.
  • Salary Slip (recent 3 months)
  • KYC-PAN.
  • Fees –  
  • Joining fee – ₹ 499. (One time)
  • Annual fee – ₹ 499. (Annually)
  • Add on fee – None.
  • Finance Charge – 3.99% monthly.
  • Benefits – The benefits of ‘Bajaj Finserv Shop Smart SuperCard’ is described below –
  • Welcome Benefit – You are an important customer to RBL, so with the issuance of the card you will be welcomed with a big welcome gift of ₹ 500. To avail this offer you just have to pay the annual fee in time and also you have to make a purchase of ₹ 2000 with this card within 30 days of the card activation.
  • Cash-back on groceries – This card is specially designed to meet your daily needs. With this card you will get 5% cash-back on groceries. Max cash back – ₹ 250 /month.
  • Milestone benefit – With this card your each spends will be rewarded. If you can spend ₹ 1,00,000 within a year then you will get a cash back of ₹ 1,000.
  • Big savings – With this card you can make a big savings annually. With all its benefits and features, you can save up to ₹ 5,000 in a year. That means you can also earn from your spend too.
  • Instant loan facility – In case of any emergency you can always get financial assistance from your card. With the ‘Instant Loan’ facility you can get a loan against your available credit limit, almost instantly, without any paperwork and interest for up to 3 months. You can also pay back the loan in easy monthly EMIs. This offer is applicable once in a year.
  • Add on facility – Now you can share the benefits of your card with your loved ones, you just have to add your loved ones (Children, Parents, siblings or any family members of 18 years) with your card and they can also enjoy the benefits of a credit card.
  • Balance transfer facility – Now you can get a lower interest rate against your dues. You can just transfer the dues of your other cards to your ‘Bajaj Finserv Shop Smart SuperCard’ and you can get a lower interest rate against your dues.
  • EMI option – Now the big bill amounts will not be the cause of your headache, with this card you can turn them into easy monthly EMIs, with a lower interest rate. Min bill amount – ₹ 3,000.
  • Lost card liability – Now you don’t need to worry about your lost or stolen card. With RBL you are completely covered against such situation. With the help of their active and helpful customer care you can block your lost or stolen card within no time. Also if you can report within 24 hours, then you may enjoy zero liability.
  • Instant Approval – Now you don’t need to go through the hustle of card application, just submit your documents online and you will get instant approval.   
  • Charges –
  • Cash Advance – 2.5% against the amount.
  • Late payment Fee – 15% against the due amount.
  • Foreign currency transaction – 3.5% against the transacted amount.
  • Other features –
  • Anytime cash withdrawal – Now you will never run out of cash, as with this card you can withdraw cash from any ATMs in the world, without any interest. Applicable charge – 2.5% against the amount (cash advance fee).
  • Pay with EMI – Now your low budget will not stop you from buying your favourites. With your ‘Bajaj Finserv Shop Smart SuperCard’ you can purchase any Electronics or anything in easy monthly EMIs.
  • Easy bill payment – You can pay your card bill with multiple options like – Cheque payment, NEFT Payment, Pay through MyCard app etc.
  • EMV Security – Your ‘Bajaj Finserv Shop Smart SuperCard’ comes with a built-in EMV chip this chip is specially designed for both convenience and security, it adds an extra layer of security to your transactions. Also with this card your transactions are secured with end to end encryption. You will need an OTP for successful transactions.
  • 24X7 active customer care – With RBL you will experience an always active and helpful customer care service. From their experienced and helpful team you can get any assistance whenever you need.
  • Customer care number –
  • +91 22 6232 7777
  • +91 22 7119 0900
  • Mail – [email protected]
  • Final verdict –

If you are looking for a card that can earn you big cash-backs and benefits, then this card is perfect for you. It comes with a number of cash-back offers that can earn you big savings monthly. Also, this card comes with an EMV chip that is an extra layer of protection to your transactions. Again this card is full of best in class features and benefits. So if you are eligible then you must go for this card as it offers the best possible offers at this price point.

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