For most credit card users cashback is the best form of benefit. With the right cashback credit card, you can earn attractive returns from your everyday expenses. But the challenging part is finding the best suitable credit card. That’s why we have done the hard work for you and have listed our favorite cash-back credit cards in this article. Go through them and hopefully you will find the most suitable card for you.

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  Flipkart Axis Bank Credit Card

The flipkart axis bank credit card is unmatched when it comes to exclusive shopping benefits at an affordable rate. While this card charges Rs. 500 as an annual fee, it lets you enjoy huge discounts on online shopping, exclusive deals on hotel booking, free airport lounge access, and lots more. You can find more about the benefits from the complete flipkart axis bank credit card review.

How much are the Flipkart Axis Bank Credit Card charges:

• Flipkart Axis Bank Credit Card joining fees: Rs. 500 + GST
• Flipkart Axis Bank Credit Card annual fee: Rs. 500 + GST

100xGain rating:

8/10

What are the Flipkart Axis Bank Credit Card benefits:

• This flipkart axis bank credit card offers up to a 5% discount on Flipkart, Myntra, and 2Gud.
• There is also a 20% discount on dining bills.
• You will also get up to 4 yearly access to domestic airport lounges.
• On spending Rs. 2 lakh within a year, you can get a complete waiver on your flipkart axis bank credit card annual charges. 

Pros and Cons:

Pros	Cons
This card offers a huge discount on shopping and dining expenses. You will also get free access to domestic airport lounges. There is also an annual fee waiver option available on this flipkart axis bank visa credit card.	There are no entertainment benefits on this axis bank flipkart credit card.

*For queries like; how to activate flipkart axis bank credit card or how to activate flipkart axis bank credit card? Then make sure to take a look at the 100xGain faq page.

• ICICI Bank Amazon Pay Credit Card

If most of your monthly budget goes into online shopping, then you should take a look at the icici bank amazon pay credit card. Offering exclusive discounts on shopping and dining, this card can offer you huge monthly savings. You can find more about the benefits from the complete amazon pay icici bank credit card review.

What are the Amazon Pay ICICI Bank Credit Card charges:

• Amazon ICICI Bank Credit Card joining fee: None. 
• Amazon Pay ICICI Bank Credit Card annual fee: Free for a lifetime.

100xGain rating:

8/10

What are the major Amazon Pay ICICI Bank Credit Card benefits:

• You can get up to a 5% discount on online shopping.
• This icici bank amazon credit card offers up to a 15% discount on your dining bill.
• You will also get a handsome waiver on fuel surcharges.

Pros and Cons:

Pros	Cons
This icici bank amazon credit card features some attractive deals on online shopping. You will get a bid discount on dining bills. There is also a big waiver on fuel surcharges. It is a lifetime free credit card.	The shopping benefits are only applicable on Amazon.

*If you are curious about the amazon icici bank credit card pin generation process, or if you want to know; how to apply for icici bank amazon pay credit card? Then make sure to take a look at our faq page.

• Axis Bank Neo Credit Card

When it comes to powerful savings at an affordable rate, there are a few credit cards available that can replace the axis bank neo credit card. While this card charges a very low annual fee of just Rs. 250, it lets you enjoy exclusive discounts on shopping and travel booking, attractive deals on dining, bid discount on movie tickets, and lots more. You can find more about the benefits from the complete axis bank neo credit card review.

How much are the Axis Bank Neo Credit Card charges:

• Axis Bank Neo Credit Card joining fee: Rs. 250 + GST
• Axis Bank Neo Credit Card annual fee: Rs. 250 + GST

100xGain rating:

8/10

What are the major Axis Bank Neo Credit Card benefits:

• This axis bank neo credit card offers up to a 10% discount on shopping and travel expenses.
• You will also get a 15% discount on dining bills.
• This neo axis bank credit card offers a 10% discount on movie tickets booked from BookMyShow.
• You will also get some exclusive deals on Myntra.

Pros and Cons:

Pros	Cons
You will get some attractive deals on shopping and travel expenses. This axis bank neo credit card features a huge discount on dining bills. There is also a big discount on movie ticket booking.	You will not get any lounge access benefits from this neo credit card of axis bank.

• Kotak Mahindra Bank Delight Platinum Credit Card

The kotak mahindra bank delight platinum credit card is unmatched when it comes to lifestyle and entertainment benefits. Offering excellent returns on dining, movie, and entertainment categories, this card brings a ton of value with it that can easily justify its Rs. 299 annual fee. You can find more about the benefits from the complete review.

How much are the Kotak Delight Platinum Credit Card charges:

• Kotak Delight Platinum Credit Card joining fee: Rs. 1999 + GST
• Kotak Delight Platinum Credit Card annual fee: Rs. 299 + GST

100xGain rating:

8.5/10

What are the major Kotak Delight Platinum Credit Card benefits:

• This card offers up to a 10% cashback on your dining bills.
• You will also get a 10% discount on movie tickets.
• This card also offers up to Rs. 4500 annual waiver on fuel surcharges.
• You can also earn up to 8 free movie tickets every year.

Pros and Cons:

Pros	Cons
Thia card offers several entertainment benefits at a very low cost. This card offers a handsome waiver on fuel surcharges. You can also earn some free movie tickets on completing milestone spending.	You need to make a certain amount of transactions to unlock the 10% cashback offer. The joining fee is a bit high.

• Axis Bank MY Zone Credit Card

If you are a shopaholic and looking for an affordable way to make some savings on shopping expenses, then the axis bank my zone credit card would be a decent choice for you. Offering exclusive deals on shopping expenses, reward points on every transaction, and free access to airport lounges, this card brings so much value with it that it can easily offset the Rs. 500 annual fee. For more information about this card, make sure to read the complete axis bank my zone credit card review.

What are the Axis Bank MY Zone Credit Card charges:

• Axis Bank MY Zone Credit Card joining fee: Rs. 500 + GST
• MY Zone Axis Bank Credit Card annual fee: Rs. 500 + GST

100xGain rating:

8/10

What are the major Axis Bank MY Zone Credit Card benefits:

• This axis bank my zone credit card offers up to a 25% discount on Myntra.
• There is also a 20% discount on dining bills.
• This my zone axis bank credit card offers up to 4 EDGE points for every Rs.200 transaction.
• You will also get 1 free quarterly access to some of the selected airport lounges.

Pros and Cons:

Pros	Cons
This my zone axis bank credit card features a huge discount on shopping and dining. The rate of earning reward points is quite good. This card also offers free access to airport lounges.	There are no travel booking benefits on this my zone visa axis bank credit card.

*If you are curious about the axis bank my zone credit card activation process or if you want to know; how to increase axis bank my zone credit card limit? then make sure to take a look at the 100xGain faq page.

• HDFC Easy EMI Credit Card

The HDFC Easy EMI Credit Card’s welcome bonus is among the highest I have seen from HDFC Bank. Offering cashback on every transaction, attractive waiver on fuel surcharges, and attractive bonus rewards on milestone spending, this card brings so much value with it that it can easily offset the Rs. 500 annual fee. If you are interested, make sure to take a look at the complete hdfc easy emi credit card review. 

How much does the HDFC Easy EMI Card cost:

• HDFC Easy EMI Credit Card joining fee: Rs. 500 + GST
• HDFC Easy EMI Credit Card annual fee: Rs. 500 + GST

100xGain rating:

7.5/10

What are the major HDFC Easy EMI Credit Card benefits:

• This hdfc easy emi credit card features a 5% cashback on everyday expenses.
• You can also earn up to Rs. 250 monthly waiver on fuel surcharges.
• This card offers a low-cost EMI option that allows you to split your high-value transactions into small monthly installments. 

Pros and Cons:

Pros	Cons
This card offers exclusive cashback on everyday expenses. You can earn handsome monthly waivers on fuel surcharges.	This card does not have any dining or entertainment benefits. You will not get any travel booking benefits from this card.

• Ola Money SBI Credit Card

If you want to earn assured cashback from your everyday online cab booking expenses, then the ola money sbi credit card would be a decent choice for you. Apart from big cashback on OLA cab booking, this card offers an exclusive waiver on fuel surcharges, an annual fee waiver option, etc. Read the complete ola sbi credit card review to know more about the benefits.

How much are the Ola SBI Credit Card charges:

• Ola SBI Credit Card joining fee: None. 
• Ola SBI Credit Card annual fee: Rs. 499 + GST

100xGain rating:

7.5/10

What are the major SBI Ola Credit Card benefits:

• This ola sbi credit card offers up to a 7% discount on every OLA cab booking.
• You can get a 12% cashback on travel and activity booking.
• There is also an Rs. 100 monthly waiver on fuel surcharges.
• On spending Rs. 1,00,000 within a year, you can get a complete waiver on your annual fee.

Pros and Cons:

Pros	Cons
This card offers a big discount on OLA cab booking. There is also a 12% cashback on travel booking. You can also get a complete waiver on your annual fee.	There are no dining benefits on this sbi ola credit card. You will not get any movie and entertainment benefits from this sbi ola money credit card.

*For queries like; how to check ola sbi credit card application status or how to make sbi ola credit card payment online? You can visit our faq page.

• RBL Platinum ShopSmart Supercard

If most of your monthly budget goes into online shopping then, you would love the RBL Platinum ShopSmart SuperCard. While this card charges Rs. 499 as an annual fee, it lets you enjoy exclusive cashback on groceries, exclusive discount on movie tickets, free access to airport lounges, and lots more. Read the complete review to know more about this card.

How much are the RBL ShopSmart Supercard charges:

• RBL Platinum ShopSmart Supercard joining fee: Rs. 499 + GST
• RBL Platinum ShopSmart Supercard annual fee: Rs. 499 + GST

100xGain rating:

7.5/10

What are the RBL ShopSmart Supercard benefits:

• Using this card you can get up to a 5% discount on groceries.
• You will get up to 2 free access to domestic airport lounges.
• You can also earn a free movie ticket every month.
• On spending just Rs. 50,000 within a year, you can get a complete waiver on your annual fee.

Pros and Cons:

Pros	Cons
You will get an attractive discount on groceries. You can get up to 2 free access to domestic airport lounges. This card also offers some free movie tickets.	This card does not have any dining benefits.

• HDFC Millennia Credit Card

The hdfc millennia credit card is one of the most popular credit cards available in India. Targeting the millennials, this card offers up to 5% cashback on online transactions, free access to airport lounges, exclusive deals on dining, etc. You will get more benefits about this card from the complete hdfc millennia credit card review.

What are the HDFC Millennia Credit Card fees:

• HDFC Bank Millennia Credit Card joining fee: Rs. 1000 + GST
• HDFC Millennia Credit Card annual fee: Rs. 1000 + GST

100xGain rating:

7.5/10

What are the major HDFC Millennia Credit Card benefits:

• You will get up to a 5% cashback on your online expenses.
• This hdfc millennia credit card offers 8 free access to most of the premium domestic airport lounges.
• On this millennia credit card hdfc bank offers a 40% discount on dining expenses.
• You can also earn up to Rs. 250 monthly waiver on fuel surcharges.

Pros and Cons:

Pros	Cons
You can earn attractive cashback every time you use this millennia hdfc credit card to make online payments. There is also a hygge discount on dining expenses. This hdfc millennia credit card features free access to domestic airport lounges.	The lounge access benefits are only applicable at domestic airport lounges.

• RBL Platinum Valueplus Supercard

If you want to make some savings from your fuel expenses, then you should take a look at the rbl platinum valueplus supercard. Offering exclusive cashback on fuel expenses, exclusive waiver on fuel expenses, and bonus rewards on milestone expenses, this card brings so much value with it that it can easily offset the Rs. 499 annual fee. You can find more about the benefits from the complete rbl bajaj platinum supercard review.

What are the RBL Platinum Valueplus Supercard charges:

• RBL Platinum Valueplus Supercard joining fee: Rs. 499 + GST
• RBL Platinum Valueplus Supercard annual fee: Rs. 499 + GST

100xGain rating:

7.5/10

What are the RBL Platinum Valueplus Supercard benefits:

• This card offers a 10% cashback on your fuel expenses.
• You can also earn up to Rs. 100  monthly waiver on fuel surcharges.
• There is also a very attractive milestone bonus scheme on this card.
• This rbl super card comes with a last card liability coverage.

Pros and Cons:

Pros	Cons
Our huge cashback on your fuel expenses. This card offers a handsome waiver on fuel surcharges.	You will not get any dining or entertainment benefits from this card. This card doesn’t have any travel booking benefits.

• Standard Chartered Manhattan Platinum Credit Card

If earning cashback from expenses seems beneficial to you, then you would love the standard chartered bank manhattan platinum credit card. While this card charges Rs.999 as an annual fee it offers you; attractive cashback on shopping expenses, reward points on every transaction, huge discount on movie tickets, exclusive dining benefits, and lots more. You can find more about the benefits from the complete standard chartered manhattan platinum credit card review.

What are the Standard Chartered Bank Manhattan Platinum Credit Card charges:

• Standard Chartered Manhattan Platinum Credit Card joining fee: Rs. 999 + GST
• Standard Chartered Manhattan Platinum Credit Card annual fee: Rs. 999 + GST

100xGain rating:

7/10

What are the major Standard Chartered Manhattan Platinum Credit Card benefits:

• You will get a 5% cashback on your shopping expenses at supermarkets.
• There is also a 25% discount on movie tickets at INOX Cinemas.
• You can get up to 20% discount on travel and hotel booking.
• You can bag up to a 10% discount on dining expenses.

Pros and Cons:

Pros	Cons
This card offers a huge cashback on shopping and dining expenses. You can also earn a big discount on movie tickets. There is also a huge discount on travel and hotel booking.	You will not get any lounge benefits from this standard chartered manhattan platinum credit card.

• ICICI HPCL Credit Card

If most of your monthly budget goes into shopping expenses, then the icici hpcl credit card would be ideal for you. With exclusive cashback on fuel expenses, reward points on fuel purchase, and exclusive deals on dining and movie tickets, this card can offer you some huge monthly savings. You can find a detailed description of the benefits from the complete icici hpcl coral credit card review.

How much are the ICICI HPCL Coral Credit Card charges:

• HPCL ICICI Credit Card joining fee: Rs. 199 + GST
• ICICI HPCL Coral Credit Card annual fee: Rs. 199 + GST

100xGain rating:

7/10

What are the major ICICI HPCL Credit Card benefits:

• This icici bank hpcl credit card offers up to a 2.5% cashback on fuel purchase at HPCL fuel stations.
• You will also get 5 payback points for every Rs.100 transaction made at fuel stations.
• You can also earn a flat Rs. 100 discount on movie tickets booked from BookMyShow.
• There is also a 15% discount on dining bills.

Pros and Cons:

Pros	Cons
This icici hpcl credit card features an exclusive cashback on fuel purchase. The rate of earning payback points is quite impressive. There is also an exclusive discount on dining bills.	The fuel benefits are only applicable at HPCL Fuel stations. There are no travel booking or shopping benefits on this icici hpcl coral credit card.

• HSBC Cashback Credit Card

When it comes to powerful cashback at an affordable rate, the hsbc cash back credit card is almost impossible to replace. It lets you enjoy huge cashback on online expenses, exclusive deals on movie tickets, attractive discounts on dining, and lots more. More about the benefits are discussed in the complete hsbc cash back credit card review.

What are the HSBC Cashback Credit Card charges:

• HSBC Cashback Credit Card joining fee: None. 
• HSBC Cashback Credit Card annual fee: Rs. 750 + GST

100xGain rating:

7/10

What are the major HSBC Cashback Credit Card features:

• This card offers a 20% discount on online food orders from Swiggi. You can find more about the hsbc credit card cash back offer from the complete review.
• You can also earn some free movie tickets every month.
• You will also get a 15% discount on dining bills.
• This card also comes with lost card liability coverage of Rs. 3 lakh.

Pros and Cons:

Pros	Cons
You will earn a big discount on online food orders. This hsbc cashback credit card offers some free movie tickets every month.  You will also get huge lost-card liability coverage with this hsbc visa cash back credit card.	There are no travel benefits on this hsbc bank cash back credit card.

• Citi Cashback Credit Card

The citi cash back credit card is unmatched when it comes to powerful cashback at an affordable rate. Targeting movie lovers this card offers exclusive cashback on movie ticket booking, a huge discount on dining, and several other useful features. You can find more about the benefits from the complete citi cash back credit card review.

How much are the Citi Cashback Credit Card charges:

• Citi Cashback Credit Card joining fee: Rs. 500 + GST
• Citi Cashback Credit Card annual fee: Rs. 500 + GST

100xGain rating:

7/10

What are the major Citi Cashback Credit Card benefits:

• This citi cash back credit card offers up to a 5% cashback on movie tickets.
• There is also a 20% discount on dining bills.
• This citi cash back credit card features a low-cost EMI option.
• You can also get an instant loan against this card.

Pros and Cons:

Pros	Cons
You will get a huge cashback on movie tickets. Also, this citi bank cash back credit card features a big discount on dining bills.	This citi bank cash back credit card does not have any travel booking benefits.

• RBL Bank ETMONEY LoanPass Credit Card

The RBL Bank ETMONEY LoanPass Credit Card is a perfect blend of a regular credit card and a personal loan. Apart from the cashback on everyday transactions, it offers you an rbl credit card instant loan from your credit limit, which can be very helpful in emergencies. If you are interested in this card, then make sure to take a look at the complete review.

How much are the RBL ETMONEY Loanpass Credit Card charges:

• RBL ETMONEY Loanpass Credit Card joining fee: None.
• RBL ETMONEY Loanpass Credit Card annual fee: Rs. 499 + GST

100xGain rating:

6.5/10

What are the major RBL ETMONEY Loanpass Credit Card benefits:

• You will get a 20% cashback on all your online expenses.
• There is also a 10% discount on online food orders.
• You can also earn up to 2 reward points for every Rs.100 transaction.
• This card also offers Rs. 100 monthly waiver on fuel surcharges.

Pros and Cons:

Pros	Cons
You will get a huge cashback on your online expenses. There is a big discount on online food orders.	The cashback offers are only applicable to online transactions.

• Yes Prosperity Cashback Plus Credit Card

The yes prosperity cashback plus credit card is one of the most popular cashback credit cards available in India. While this card charges Rs. 1,499 as an annual fee, it lets you enjoy exclusive cashback on everyday transactions, attractive waiver on fuel surcharges, accidental insurance coverage, and lots more. You can find a detailed description of the benefits from the complete yes prosperity cashback plus credit card review.

How much does the Yes Prosperity Cashback Plus Credit Card cost:

• Yes Prosperity Cashback Plus Credit Card joining fee: Rs. 1499 + GST
• Yes Prosperity Cashback Plus Credit Card annual fee: Rs. 1499 + GST

100xGain rating:

6/10

What are the major Yes Prosperity Cashback Credit Card benefits:

• This yes bank credit card offers a 5% cashback on online shopping and groceries.
• There is also a 1% waiver on fuel surcharges.
• This card also offers a low-cost EMI option which is extremely helpful for frequent shoppers.

Pros and Cons:

Pros	Cons
This card offers attractive cashback on online expenses. You will also get a big waiver on fuel surcharges.	This card does not have any travel booking benefits. There are no dining benefits on this yes bank prosperity cashback plus credit card.