Best 16 Debit Cards In India | Top 16 Debit Cards In India

Debit cards are one of the most popular payment methods in India, accounting for up to 93% of the market. The reasons for this include its simplicity, the fact that a person is required to meet minimum qualifications for issuance, its effectiveness as a budgeting tool, and above all, the fact that a debit card will not take you into a debt trap.

However, there are only a few debit cards available in the market that offer decent deals at a reasonable price. As a result, it becomes difficult for an individual to find the most suitable debit card. That’s why we have listed our favorite debit cards in this article, go through them and hopefully you will find your choice.

Table of Contents

Best Debit ]Card For Online Shopping:

Axis Prestige Debit Card

If most of your monthly budget is going into online expenses, and you are looking for an affordable yet effective way to earn some handsome savings, then you should take a look at the axis bank prestige debit card. At the first glance, Rs.500 annual fee for a debit card may seem overkill, but it makes a lot of sense when you take a look at its benefits. It lets you enjoy exclusive cashback on every transaction, free movie ticket every month, free access to airport lounges, attractive deals on dining expenses, and lots more. More about the axis prestige debit card benefits are discussed below. 

What are the axis bank prestige debit card eligibility criteria?

  • The applicant should be an Indian.
  • He/She should be at least 18 years old.
  • The individual should hold an axis bank prestige account.
  • For the axis bank prestige salary account holders, the applicant should have an average monthly salary of Rs.50,000 to Rs.1 lakh.
  • For axis prestige senior citizen account holders, the age of the applicant should be 57+ years. 
  • The axis bank prestige account holder should maintain an average monthly balance of Rs.25,000.

How much are the axis prestige debit card annual charges?

  • Axis prestige debit card issuance charges: None.
  • Axis prestige debit card annual fee: Rs.500

What are the benefits of Axis Bank Prestige account?

  • This axis bank debit card offers a powerful program that can make your every transaction rewarding.

Category of transaction

Cashback

Travel booking 3% cashback
Shopping (applicable at selected merchants)  2% cashback
Fuel purchase 1% cashback
  •  If you book a movie ticket from INOX cinemas using this prestige debit card, you will get another one (max ticket value Rs.200) completely free.
  • This card also offers you 2 axis edge rewards for every Rs.200 transaction. You can check the status of your edge rewards from your axisbank internet banking account.
  • Using this prestige debit card you can also get 1 free quarterly access to most of the premium airport lounges across the country. Click here for the axis bank prestige debit card lounge access list.
  • Under the axis bank dining delights program, this card offers you up to a 20% discount on your dining expenses. This offer is available at most of the frontline restaurants in India.
  • With your axis prestige account, you can enjoy a daily atm withdrawal limit of Rs.1,00,000 and a daily purchase limit of Rs.5,00,000.
  • In case of unfortunate events, your prestige axis bank card can stand for you with its built-in insurance coverage protection. 

Particulars

Total coverage amount
Personal accidental coverage Rs.10 lakh
Air accidental death coverage Rs.1 Cr.

Use your axis debit card regularly to keep the insurance coverage active. Click here for the detailed terms and conditions. 

What are the axis bank prestige debit card charges?

Particulars

Payable amount

Cash withdrawal charges (On exceeding the daily axis prestige debit card atm withdrawal limit) Self withdrawal: Rs.5 / Rs.1000 withdrawal (max Rs.150)

Third-party withdrawal: Rs.10 / Rs. 1000 withdrawal (max Rs.150) 

Cash deposit fee (At deposit machine)  Rs.50 per transaction, on deposits made after banking hours (5 p.m to 9.30 a.m) and on holidays (applicable if the total monthly deposit amount exceeds Rs.5000) 
Axis bank debit card replacement charges Rs.200
Axis bank international transaction charges 3.5% against the transacted amount applicable also on cash withdrawal from international ATMs

The axis bank debit card charges may vary depending on your account type. You can find more details about it here.

How to contact the axis bank card customer care department?

  • Call the axis debit card customer care number: 1860-419-5555 / 1860-500-5555 / 022-6798-7700 or 040-67174100
  • Write to the axis bank debit card customer care mail id: creditcards@axisbank.com 

100xGain Rating:

7.5/10

Pros and cons of the prestige axis bank debit card:

Pros  Cons
  • You can earn some huge cashbacks from your daily expenses.
  • You can enjoy free access to the airport lounges.
  • The axis bank prestige debit card offers some exclusive deals on movie and dining expenses.
  • The rate of earning axis rewards points is not that great.
  • There is no international lounge access on this axis debit card
  • Best Cashback Debit Card:

HDFC Millennia Debit Card

The hdfc millennia debit card is unmatched when it comes to powerful cashbacks at an affordable rate. It is one of the most useful debit cards offered by HDFC bank. Targeting the huge Indian customer base, this hdfc millennia debit card offers powerful cashbacks on every transaction, free access to airport lounges, and higher withdrawal limits, which is just enough to justify the Rs.500 annual fee. More about the benefits of the millennia card benefits are discussed below.

How does the hdfc millennia debit card eligibility work?

  • The applicant should be an Indian or non-Indian resident.
  • The age of the applicant should be above 18 years.
  • The applicant should hold any of the mentioned HDFC accounts:
    • hdfc bank savings account.
    • hdfc bank current account.
    • hdfc super saver account.
    • HDFC LAS (Loan against shares) account
    • hdfc bank salary account.
    • Corporate salary account or Senior citizen account.

If you want to know how to apply for hdfc millennia debit card? Or how to activate hdfc millennia debit card for the first time, then make sure to visit our debit card faq page.

What are the hdfc millennia debit card fees?

  • HDFC Millennia debit card issuance fee: Rs.500 + GST
  • HDFC millennia debit card annual fee: Rs.500 + GST

What are the hdfc millennia debit card benefits?

  • This hdfc debit card comes with a powerful cashback program that can offer you up to Rs.4800 annual savings. 

Category of transaction

Cashback

Shopping expenses (via PayZapp and hdfc smart buy app) 5% cashback 
Millennia debit card online transactions 2.5% cashback
Offline transactions and wallet top-ups 1% cashback

Only transactions above Rs.400 are applicable for earning cashback, and you can earn a maximum of Rs.400 cashback in a calendar month. 

The cashbacks can be redeemed via hdfc net banking account as soon as the total cashback amount reaches Rs.400.

  • Using this millennia debit card you can get up to 4 free annual access (maximum 1 access/quarter) to most of the premium airport lounges across the country. Click here for the hdfc millennia debit card lounge access list. 
  • This millenia card comes with complimentary insurance coverage protection to support you in unfortunate events.

Particulars

Total coverage amount

Personal accidental coverage Rs.10 lakh
Air accidental death coverage Rs.1 Cr. (applicable if the tickets are purchased using this hdfc millennia card
Purchase protection Rs.2 lakh (applicable for up to 6 months from the date of placing your order, and the purchase should be done using this millennia card
Loss of checked baggage Rs.2 lakh (applicable if the cardholder is traveling outside India) 
  • If your millennia hdfc debit card gets lost or stolen and a scammer uses your card to make a transaction via a POS machine, you will get liability coverage from HDFC bank. You will get complete coverage against the fraudulent transaction on reporting it within 90 days.
  •  This hdfc millennia debit card offers you a huge shopping and withdrawal limit so that you can transact worry-free.

Particulars

Daily limit
Cash withdrawals (at Domestic ATMs) Rs.50,000
HDFC millennia debit card limit for domestic shopping Rs.3.5 lakh
International shopping Rs.1 lakh

What are the hdfc millennia debit card charges?

Particulars

Payable amount

HDFC millennia debit card withdrawal charges
Domestic ATM None for HDFC ATMs

At other bank ATMs you will be charged up to Rs.21/transaction on exceeding the hdfc millennia debit card daily withdrawal limit.

International ATM Managed segment: Rs.15 + Taxes for balance inquiry and Rs.110 + taxes for withdrawal

Non-managed segment: Rs.25 + taxes for balance inquiry and Rs.125 + taxes for withdrawal

The savings and salary account holders will get 5 free withdrawals at any hdfc atm, and other HDFC account holders will get an unlimited free withdrawal from HDFC ATMs.

    At metro ATMs, you will get 3 free monthly withdrawals, and at non-metro ATMs, you will get 5 free monthly withdrawals. 

HDFC debit card replacement charges  Rs.200 + GST
HDFC debit card international transaction charges 3.5% against the transaction amount

Click here to find more about the hdfc bank millennia debit card fees and charges. 

How to contact the hdfc debit card customer care department?

100xGain Rating:

7.5/10

Pros and cons of the hdfc bank millennia debit card:

Pros 

Cons

  • You can earn some huge annual savings via the powerful cashback program.
  • This millennia card features free access to domestic airport lounges.
  • There is also complimentary insurance coverage on this hdfc millennia.
  • You will not get any dining or entertainment benefits from this hdfc visa millennia debit card.
  • Best Debit Card For Fuel Purchase:

Bank of Baroda BPCL Card

Nowadays when fuel prices are touching the skies, don’t you think that it would be nice to earn some attractive returns from your fuel expenses? If so, then take a look at the bank of baroda bpcl debit card. It is a low-cost co-branded debit card that the Bank of Baroda has launched in an alliance with Bharat Petroleum limited. It lets you enjoy attractive cashbacks and powerful rewards on every fuel purchase, complimentary lounge access, accidental insurance coverage, and lots more. You can find more about the bob debit card benefits from the information given below.

How does the bob bpcl debit card eligibility work?

  • The applicant should be an Indian resident.
  • He/She should be at least 18 years old.
  • The applicant should hold a BOB account.
  • You can also apply for this bank of baroda bpcl card while opening your BOB bank account.

What are the bank of baroda debit card annual charges?

  • SBI bpcl card issuance charge: None.
  • SBI bpcl card annual fee: Rs.250 + GST

What are the key benefits of the bob bpcl debit card?

  • If you use this BOB bpcl card to purchase fuel from any BPCL fuel stations within the first 60 days of your new bank of baroda debit card activation, you will get 5% cashback on your first 2 transactions. The maximum cashback you can earn from a transaction is Rs.50.
  • Every purchase made at BPCL outlets can offer you 0.75% cashback. You can earn a maximum of Rs.45 cashback per transaction. 
  • For every Rs.100 spent at BPCL fuel stations, you can earn up to 10 PetrolMiles. You can redeem those petrol miles using the BPCL smart drive app. 1 petrol mile = Rs.1.5 paisa.
  • This bank of baroda debit card offers you free access to most of the premium domestic airport lounges.
  • You will also get a complimentary Rs.2 lakh accidental insurance coverage with this bank of baroda fuel card.
  • Keeping your convenience in mind, BOB has offered a higher spending limit with this bpcl fuel card.

Category of transaction

Daily limit

Bank of baroda atm withdrawal limit (domestic) Rs.25,000 per day
POS transactions Rs.50,000 per day

What are the bank of baroda debit card charges?

Particulars

Payable amount

Bank of baroda atm withdrawal charges
bank of baroda atm  None/Rs.20 for current and overdraft account holders
Non-BOB ATM (on exceeding daily withdrawal limit) Rs.20/transaction for financial transactions

Rs.10/transaction or non-financial transactions

You will get your first 3 transactions for free at metro ATMs, and your first 5 transactions for free at other bank’s ATMs

BOB debit card replacement fee  Rs.200 per replacement
BOB debit card foreign transaction charges 3.5% against the transaction amount

How to contact the bob debit card customer care department?

100xGain Rating:

7/10

Pros and cons of the bob bpcl debit card:

Pros 

Cons

  • This bob debit card offers some handsome cashback and fuel points.
  • You will get complimentary accidental insurance coverage with this BOB bpcl debit card.
  • The bank of baroda debit card annual charges is relatively lower.
  • This bank of baroda debit card does not have any shopping or entertainment benefits.
  • You will not get any dining benefits from this bpcl bob card.
  • Best Debit Card For Travel Expenses:

Intermiles HDFC Signature Debit Card

When it comes to premium travel benefits at an affordable rate, there are a few debit cards that can be compared with the intermiles hdfc bank signature debit card (which was previously known as the jet privilege hdfc signature debit card). Keeping your travel needs in mind this card offers accelerated rewards on every transaction, attractive deals on hotel and travel booking, free access to airport lounges, complimentary insurance coverage, and lots more. More about the HDFC Visa Signature Debit Card benefits are discussed below.

Who can apply for the hdfc intermiles signature debit card?

  • The applicant should be an Indian or non-Indian resident.
  • The age of the applicant should be above 18 years.
  • The applicant should hold any of the mentioned HDFC accounts:
    • HDFC Savings account.
    • hdfc current account.
    • hdfc super saver account.
    • hdfc las account (Loan against shares account)
    • Salary account.
    • Corporate salary account or Senior citizen account.
  • If you already have a jet privilege card, then you do not need to apply for this one. Your existing hdfc jetprivilege debit card will be replaced by the new hdfc intermiles card from HDFC bank along with your earned reward points.

How much does the hdfc intermiles debit card cost?

  • Intermiles hdfc bank signature debit card issuance fee: Rs.500 + GST (none for Classic, Preferred, and Imperia customers)
  • Intermiles hdfc bank signature debit card annual fee: Rs.500 + GST 

What are the HDFC InterMiles Signature Debit Card Benefits?

  • With the issuance of the intermiles hdfc debit card, you will be welcomed with a bunch of attractive welcome bonuses. 

Category of transaction

Benefit

First successful transaction 500 intermiles rewards
Flight booking via InterMiles website 7.5% discount (up to Rs.250)
Hotel booking via InterMiles website 10% discount (up to Rs.500)

The transactions should be done within the first 90 days of your new hdfc debit card activation.

  • With every transaction you make using this HDFC VISA Signature Debit Card, you can earn InterMiles points. The details are listed below.

Category of transaction

Rate of earning InterMiles points

Etihad flight tickets booked via intermiles website 5 intermiles for every Rs.150 transaction
International transactions and Domestic flight and hotel booking via InterMiles website 4 InterMiles for every Rs.150 transaction
Domestic hotel and flight booking, utility, and dining expenses 2 hdfc intermiles for every Rs.150 transaction
Al other categories (Excluding jewelry, fuel, and business-related services) 1 InterMiles for every Rs.150 transaction
  • This HDFC visa signature debit card also comes with a complimentary intermiles red tier membership that offers you accelerated InterMiles earnings and some exclusive privileges.
  • Both the MasterCard and Visa variant of the hdfc bank debit card offers you up to 2 free quarterly access at domestic clipper lounges.
  • This hdfc travel debit card comes with complimentary insurance coverage protection to support you in unfortunate events.

Particulars

Total coverage amount

Personal accidental coverage Rs.25 lakh
Air accidental death coverage Rs.1 Cr. (applicable if the tickets are purchased using this hdfc travel card
Purchase protection Rs.2 lakh (applicable for up to 6 months from the date of placing your order, and the purchase should be done using this hdfc intermiles card
Loss of checked baggage Rs.2 lakh (applicable if the cardholder is traveling outside India) 

Click here for the complete hdfc debit card insurance coverage terms and conditions.

  • If your hdfc intermiles debit card gets lost or stolen and a scammer uses your card to make a transaction via a POS machine, you will get liability coverage from HDFC bank. You will get complete coverage against the fraudulent transaction on reporting it within 90 days.

What are the hdfc bank debit card charges?

Particulars

Payable amount

HDFC debit card cash withdrawal charges
Domestic ATM None for hdfc bank atms

At other bank ATMs you will be charged up to Rs.21/transaction on exceeding the hdfc daily withdrawal limit.

International ATM Managed segment: Rs.15 + Taxes for balance inquiry and Rs.110 + taxes for withdrawal

Non-managed segment: Rs.25 + taxes for balance inquiry and Rs.125 + taxes for withdrawal

The savings and salary account holders will get 5 free withdrawals per month at HDFC ATMs, and other HDFC account holders will get an unlimited free withdrawal from HDFC ATMs.

    At metro ATMs, you will get 3 free monthly withdrawals, and at non-metro ATMs, you will get 5 free monthly withdrawals. 

HDFC debit card replacement fee  Rs.200 + GST
HDFC debit card international usage fee 3.5% against the transaction amount

Click here to find more about the hdfc bank visa debit card fees and charges. 

How to contact the hdfc bank debit card customer care department?

100xGain Rating:

8/10

Pros and cons of the intermiles signature card:

Pros 

Cons

  • This hdfc signature card offers some attractive deals on travel and hotel booking.
  • You can enjoy free access to domestic and international airport lounges.
  • The rate of earning intermiles points is quite impressive.
  • This card does not have any entertainment benefits.
  • You will not get any dining benefits from this hdfc bank debit card.
  • Best Debit Card For Airport Lounge Access:

BOI Rupay Select Debit Card

If you are looking for a debit card specifically for lounge access, then the BOI Rupay Select debit card can be a good option for you. It lets you enjoy free access to domestic and international airport lounge access, an attractive discount on gym memberships, complimentary golf rounds, and lots more.  More about the bank of india rupay select debit card benefits are discussed below.

What are the boi rupay debit card eligibility criteria?

  • The applicant should be an Indian or non-Indian resident.
  • The age of the applicant should be above 18 years.
  • The applicant should hold a BOI current, OD, or SB account.

What are the boi rupay debit card annual charges?

  • Bank of india rupay debit card issuance charge: Rs.800 + GST
  • Bank of india rupay debit card annual fee: Rs.800 + GST

What are the BOI rupay debit card benefits?

  • This card gives you up to 2 quarterly accesses at domestic airport lounges and 2 yearly accesses at international airport lounges.
  • You can also get up to 40% to 50% off on selected gym memberships.
  • You can enjoy 1 complimentary spa session every year and up to 40% to 50% discount on additional sessions.
  • This BOI rupay debit card offers you a complimentary golf session every year. This offer is available at most of the premium golf courses in India.
  • This boi debit card also features a personal accident coverage of Rs.10 lakh.

What are the BOI RuPay select card charges?

Particulars

Payable amount

BOI debit card atm withdrawal charges
BOI ATMs None
Non-BOI ATMs None for up to 5 withdrawals a month, above which you have to pay Rs.20 for each withdrawal

Non-SB account holders will not get any free withdrawal from non-BOI ATMs.

Card replacement fee  Rs.800 + GST

How to contact the bank of india debit card customer service department?

  • Call the bank of india debit card customer care number: 1800-425-1112 (Toll-free) / 1800-103-1906 (Toll-free) / 022-40429123 or 022-40919191
  • Write to the bank of india debit card customer care email id: PSS.Hotcard@fisglobal.com 

100xGain Rating:

6.5/10

Pros and cons of the bank of india rupay select debit card:

Pros 

Cons

  • This bank of india card gives you free access to domestic and international airport lounges.
  • You will get complimentary golf access and yearlong discounts on golf access.
  • There is also a huge discount on gym memberships.
  • This rupay debit card does not offer any discount or cashback offer.
  • This bank of baroda debit card is not good for shopping and entertainment.
  • Best Lifestyle Debit Card:

ICICI Coral Plus International Debit Card

The icici coral plus international debit card is one of the best debit cards available in India. While Rs. 249 monthly renewal fee for a debit card may sound huge, it makes a lot of sense when you look at the benefits. This coral plus debit card lets you enjoy attractive discounts on travel booking, exclusive deals on movie and entertainment categories, free access to airport lounges, reward points on every transaction, and lots more. Make sure to read the entire article to learn more about the icici coral debit card benefits.

Who can apply for the icici coral plus debit card?

  • The applicant must be an Indian
  • He/she should be at least 18 years old.
  • He/she should hold an ICICI bank account.

How much does the icici coral plus international debit card fees?

  • ICICI coral plus international debit card issuance fee: Rs.249 + GST
  • ICICI coral plus international debit card monthly fees: Rs.249 + GST

What are the ICICI coral debit card benefits?

  • With every Rs.200 domestic transaction made with this icici international debit card, you can earn 2 icici debit card reward points, you can also earn 4 reward points for the same on International transactions.
  • If you use this icici bank international debit card to book a domestic flight ticket from MakeMyTrip, then you will get an Rs.600 discount on the booking value. The transaction amount should be at least Rs.4,000 and you can get this icici makemytrip offer only once a month.
  • With this icici coral debit card, you can also enjoy some attractive deals on Inox cinemas and BookMyShow.

Brand

Benefit

INOX Cinemas 25% discount on booking value, on purchasing a minimum of 2 tickets at a time (you can get this offer 2 times a month, you can get a maximum of Rs.50 discount per transaction)
BookMyShow 25% discount on booking value, on purchasing a minimum of 2 tickets at a time (you can get this icici card movie offer once in a month, you can get a maximum of Rs.100 discount per transaction)
  • Under the culinary treats program, this icici bank card offers some attractive deals on dining expenses. Click here for the latest icici bank dining offers.
  • By spending Rs.3,000 with your icici international debit card within a quarter, you can get up to 2 free domestic airport lounges in the next quarter. Click here for the icici coral debit card lounge access list.
  • ICICI Bank offers higher spending as well as a withdrawal limit on this coral debit card so that you can transact worry-free.

Particulars

Daily limit

ICICI daily withdrawal limit (domestic and international)  Rs.1,00,000 per day
Retail transactions (domestic and international)  Rs.5,00,000 for domestic transactions, & Rs.1,50,000 for International transactions

What are the icici coral debit card charges?

Particulars

Payable amount

ICICI debit card cash withdrawal charges Your icici bank coral plus debit card cash withdrawal fee may vary depending on your account type. Click here to find the applicable charges specified for your icici bank account.
ICICI bank coral plus debit card charges for card replacement Rs.200 + GST
ICICI debit card international transaction charges 3.5% against the transacted amount

How to contact the icici bank debit card customer care department?

  • Call the icici bank customer care number: 1860-120-7777 / 022-3366-7777 or +91-40-7140-3333
  • Write to the icici bank customer care email id: headservicequality@icicibank.com

100xGain Rating:

7.5/10

Pros and cons of this ICICI international debit card:

Pros 

Cons

  • You will get a handsome discount on flight booking.
  • This icici coral debit card offers some attractive deals in the dining and entertainment categories.
  • You can enjoy free airport lounges every quarter.
  • The icici coral card travel booking benefits are only available on domestic flights.
  • The rate of earning icici debit card rewards could be a bit better. 
  • Best Entertainment Debit Cards:

Kotak PVR Debit Card

The kotak pvr debit card can serve as a good option if you love movies and are looking for a card that can support your passion. The kotak pvr card is one of the few Indian debit cards to offer PVR points. This card’s most attractive feature is that it automatically converts your reward points into a pvr voucher as soon as your reward balance reaches 100. The card also offers many attractive benefits, including unlimited free cash withdrawals, complimentary insurance coverage, and much more. Read on to learn more about them.

How does the kotak pvr debit card eligibility work?

  • The applicant should be a resident of India.
  • The applicant should be at least 18 years old.
  • The Individual should hold a Kotak Bank account.
  • If you are an existing Kotak customer, then you can apply for this kotak pvr card from your net banking account.

What are the kotak PVR debit card annual charges?

  • Kotak pvr debit card issuance fee: Rs.499 + GST
  • Kotak PVR debit card annual fee: Rs.499 + GST

What are the key benefits of kotak PVR debit card?

  • With the activation of your kotak pvr card, you will be welcomed with an Rs.500 pvr food voucher. You will also get an Rs.200 gift voucher every year with the payment of the kotak pvr card renewal fee.
  • For every Rs.100 transaction at pvr cinemas, you can get up to 10 pvr reward points. 1 reward point = Rs.1. For all other expenses, you will get 0.5 pvr rewards for every Rs.100 transaction.

Your earned points will automatically get redeemed into a pvr voucher as soon as the number of total pvr points reaches Rs.100.

  • In case of unfortunate events, your kotak movie card can stand for you with its built-in insurance coverage. 

Particulars

Total coverage amount
Card loss liability coverage Rs.3,50,000
Purchase protection Rs.1,00,000
Lost baggage coverage Rs.1,00,000
Air accident coverage  Rs.50,00,000
Personal accident coverage Rs.25,00,000

During the 2 months prior to the death of the cardholder, you must have made at least 6 ECOM/POS transactions with your card to be eligible for personal accident coverage.

Also, you are eligible for air accident coverage if the flight ticket is booked using this pvr kotak debit card.

  • Keeping your purchase power at the top, this card offers a daily purchase limit of Rs.3,00,000 and a daily ATM withdrawal limit of Rs.1,00,000. Moreover, there are no cash withdrawal charges on this kotak debit card.

What are the kotak mahindra bank debit card charges?

Particulars

Payable amount

Kotak mahindra bank debit card cash withdrawal charges Your kotak pvr card atm withdrawal charges may vary depending on your account type. Click here to find the chargers specified for your account.
Kotak debit card replacement charges  Rs.200 + GST (per card)
Cash deposit charge
(at cash deposit machine) 
You can make one free deposit per month (up to Rs.10,000) after that you will be charged Rs.4.5 for every Rs.1,000 deposit (min Rs.50) 
Kotak international debit card transaction charge 3.5% against the transaction amount.

How to contact the kotak debit card customer care department?

  • Call the kotak mahindra bank customer care number: 1800-209-0000 (Toll-free) or 022-6600-6022
  • Write to the kotak customer care email id: customerfirst@kotak.com 

100xGain Rating:

7/10

Pros and cons of the kotak bank pvr debit card:

Pros 

Cons

  • This kotak debit card offers a very attractive reward earning rate.
  • You can earn free movie vouchers every year with the payment of the renewal fee.
  • You will get unlimited free withdrawal at Kotak and non-kotak atms.
  • You will not get any dining or travel benefits from this card.
  • This kotak bank debit card is not good for travel booking.

ICICI Bangalore Metro Coral Debit Card

When it comes to attractive entertainment benefits at an affordable rate, there are a few debit cards that can be compared with the icici bank bangalore metro coral debit card. It is not just a regular debit card, it packs a real punch, offering attractive discounts on movie tickets, exclusive deals on dining expenses, free airport lounge access, and lots more. More about the icici coral debit card benefits are discussed below.

How does the icici bangalore metro debit card eligibility criteria work?

  • The applicant must be an Indian
  • He/She should be at least 18 years old.
  • The Individual should hold an ICICI bank account.

What are the icici bangalore metro debit card fees?

  • ICICI bangalore debit card issue charges: Rs.599 + GST
  • Bangalore metro icici debit card annual charges: Rs.599 + GST

What are the icici bangalore metro debit card benefits?

  • For every Rs.200 transaction on international expenses, you can earn 2 icici reward points, you can also earn 4 icici rewards for the same on international transactions.
  • This Bangalore metro icici debit card offers some attractive deals on Inox cinemas and BookMyShow.

Brand

Benefit

INOX Cinemas 25% discount on booking value, on purchasing a minimum of 2 tickets at a time (you can get this offer 2 times a month, you can get a maximum of Rs.50 discount per transaction)
BookMyShow 25% discount on booking value, on purchasing a minimum of 2 tickets at a time (you can get this icici coral debit card movie offer once in a month, you can get a maximum of Rs.100 discount per transaction)
  • You will get up to a 15% discount on the metro fair every time you travel with Namma Metro.
  • Under the icici culinary treats program, you can enjoy some attractive deals on dining expenses. Click here for the latest icici debit card dining offers.
  • By spending Rs.3,000 with your icici visa platinum debit card within a quarter, you can get up to 2 free airport lounge accesses in the next quarter. Click here for the icici coral debit card lounge access list.
  • The withdrawal and transaction limits are higher on this icici gemstone debit card, so you can transact with ease.

Particulars

Daily limit

Cash withdrawal (domestic and international)  Rs.1,50,000 per day
Retail transactions (domestic and international)  Rs.5,00,000 for domestic transactions, & Rs.2,00,000 for International transactions

What are the icici bangalore metro debit card charges?

Particulars

Payable amount

ICICI bank debit card withdrawal charges Your icici bangalore metro debit card cash withdrawal fee may vary depending on your account type. Click here to find the applicable charges specified for your icici bank account.
ICICI debit card replacement fee  Rs.200 + GST
ICICI debit card foreign transaction fee 3.5% against the transacted amount

How to contact the icici debit card customer care department?

  • Call the icici customer care toll free number: 1860-120-7777 / 022-3366-7777 or +91-40-7140-3333
  • Write to the icici bank customer care email id: headservicequality@icicibank.com 

100xGain Rating:

7/10

Pros and cons of the icici coral debit card:

Pros 

Cons

  • You will get some attractive discounts on movie tickets.
  • This icici metro debit card offers some attractive deals on dining via the Culinary treats program.
  • You can get some free airport lounge access just by spending Rs.3,000 within a quarter.
  • The rate of earning icici debit card reward points is not that great.
  • This ICICI gemstone debit card is not good for travel booking.
  • Best Premium Debit Card:

Axis Bank Burgundy Debit Card

If you are looking for a premium quality debit card to sync with your premium lifestyle, then the axis bank burgundy debit card is the ideal card for you. While this card comes with a very steep annual fee, it lets you enjoy free access to airport lounges, powerful rewards on every transaction, exclusive deals on dining and entertainment categories, unlimited free cash withdrawal, and lots more. You can find more about the axis burgundy debit card benefits from the details given below.

What is axis burgundy debit card eligibility criteria?

  • The applicant should be a resident of India.
  • The age of the applicant should be at least 18 years.
  • An individual can only apply for axis bank burgundy debit card if he/she holds an axis bank burgundy account.
  • The individual should maintain a quarterly balance of Rs.10 lakh in his/her savings account.

How much are the axis bank burgundy debit card fees?

  • Axis burgundy debit card issuance fee: None for the Burgundy customers and Rs.1500 + GST for non-burgundy customers.
  • Axis burgundy debit card annual fee: None for the axis bank burgundy account holders and Rs.1500 + GST for non-burgundy customers.

What are the axis burgundy debit card benefits?

  • With the powerful edge rewards program, this axis burgundy card can make your every transaction rewarding.

Category of transaction    

Rate of earning edge rewards

Domestic expenses 2 edge points for every Rs.200 transaction
International expenses 6 EDGE points for every Rs.200 transaction
  • The axis burgundy debit card lets you enjoy up to 3 free quarterly accesses at some of the selected airport lounges across the country. Click here for the axis burgundy debit card lounge access list.
  • By using this burgundy axis bank card for dining expenses, you can earn up to a 20% discount on your dining bill. This offer is available at some of the selected restaurants in India.
  • If you use your burgundy debit card to book a movie ticket from BookMyShow, you will get another one completely free. You can get a maximum of 4 free movie tickets (up to Rs.500 per ticket) and 4 free non-movie tickets (up to Rs.1000 per ticket) in a month.
  • In case of unfortunate and Emergency situations, your axis burgundy debit card can stand for you with its built-in insurance coverage.

Particulars

Total coverage amount

Personal accident coverage Rs.15 lakh
Air accident coverage Rs.1 Cr.
Purchase protection Rs.50,000 (applicable within the first 90 days of purchase)
Loss/Delay of baggage and loss of personal documents 500 USD
  • To boost your purchase power, the burgundy axis bank debit card comes with a higher spending limit. You will get a daily axis bank atm withdrawal limit of Rs.3 lakh and a daily purchase limit of Rs.6 lakh.

What are axis bank burgundy debit card charges?

Particulars

Payable amount

Axis bank atm withdrawal charges You can enjoy unlimited free withdrawals at Domestic, International, Axis, and non-Axis ATMs) 
Surcharge on railway ticket booking 2.5% against the ticket value (min Rs.10) + Rs.30 per booking 
Axis bank debit card charges for card replacement None
Axis bank burgundy debit card charges for currency conversion 3.5% against the transacted amount

How to contact the axis bank debit card customer care department?

  • Call the axis bank debit card customer care no: 1860-419-5555 / 1860-500-5555 / 022-6798-7700 or 040-67174100
  • Write to the axis bank debit card customer care email id: creditcards@axisbank.com 

100xGain Rating:

8/10

Pros and Cons of the axis bank burgundy private debit card:

Pros 

Cons

  • You can earn some handsome discounts on dining and movie expenses.
  • This axis bank debit card offers you free access to the domestic airport lounges.
  • The axis bank burgundy debit card limits are very high.
  • This card is exclusively available for axis burgundy account holders.
  • You will not get any travel booking benefits from this axis bank debit card.
  • Best Debit Card For Business Expenses:

ICICI Sapphiro Business Debit Card

If you are looking to add more convenience to your regular business transactions, then you should take a look at the icici sapphiro business debit card. While this card comes with an annual maintenance fee of Rs.1499 it lets you enjoy attractive icici reward points on every transaction, free access to airport lounges, exclusive deals on dining and movie tickets, and lots more which is more than enough to justify the high annual fee. More about the icici bank sapphiro debit card features are discussed below.

Who can apply for the icici bank sapphiro debit card?

  • The applicant should be an Indian.
  • He/she should be at least 18 years old.
  • The applicant should hold an icici business banking account.

How much does the icici sapphiro business debit card cost?

  • ICICI sapphiro business debit card issuance charges: Rs.1999 + GST
  • ICICI sapphiro business debit card annual fee: Rs.1499 + GST

What are the ICICI Sapphiro Debit Card benefits?

  • For every Rs.200 domestic transaction made with this icici sapphiro card, you can earn 4 reward points, you can earn up to 8 icici debit card reward points for the same on international transactions.
  • With your ICICI sapphiro debit card, you can earn some attractive discounts on movie ticket booking.

Brand

Benefit

INOX Cinemas 25% discount on booking value, on purchasing a minimum of 2 tickets at a time (you can get this offer 2 times a month, you can get a maximum of Rs.100 discount per transaction)
BookMyShow 25% discount on booking value, on purchasing a minimum of 2 tickets at a time (you can get this offer once in a month, you can get a maximum of Rs.200 discount per transaction)
  • By spending Rs.5,000 with your icici sapphiro debit card within a quarter, you will get 4 free airport lounges in the next quarter. Click here for the ICICI Sapphiro Debit Card lounge access list.
  • You can also earn some attractive deals on dining expenses via the icici culinary treats program.
  • This ICICI Sapphiro Debit Card features a higher withdrawal and spending limit so that you can transact more conveniently.

Particulars

ICICI debit card limit

ICICI atm withdrawal limit (Domestic and International) Rs.2,50,000 per day
Retail transactions Rs.7,50,000 per day for domestic transactions

Rs.3,00,000 per day for International transactions

You can also customize your daily icici debit card transaction limit from your icici online banking account.

What are the ICICI Sapphiro Debit Card Charges?

Particulars

Payable amount

Cash withdrawal charges (on exceeding your ICICI Sapphiro Debit Card withdrawal limit) Your icici business card’s cash withdrawal charge may vary depending on your account type. You can click here to find the charges associated with your account type.
ICICI debit card replacement charges Rs.200 + GST
Cash deposit charge (at cash deposit machine) You can make up to Rs.2 lakh free deposit in a month, above which you have to pay up to Rs.150 per deposit.
ICICI debit card foreign transaction fee 3.5% against the transacted amount.

How to contact the icici bank debit card customer care department?

  • Call the icici debit card customer care number: 1860-120-7777 / 022-3366-7777 or +91-40-7140-3333
  • ICICI debit card customer care email id: headservicequality@icicibank.com 

100xGain Rating:

7.5/10

Pros and Cons of the ICICI business sapphiro debit card:

Pros 

Cons

  • This icici debit card offers some attractive deals on dining and entertainment categories.
  • You can earn some attractive icici rewards with every transaction you make.
  • You can enjoy free access to domestic airport lounges. 
  • The icici bank debit card limits are quite high. 
  • This icici debit card does not have any travel booking benefits. 
  • The icici debit card annual charges seem a bit high.
  • Best Debit Card For Medical Expenses:

HDFC Rewards Debit Card

When it comes to powerful rewards at an affordable rate, there are a few debit cards that can be compared with the hdfc rewards debit card. This card offers a perfect blend of rewards and convenience. From attractive savings on top brands to exclusive deals on healthcare categories, this card has everything to make your every transaction more rewarding. This hdfc rewards debit card works on the Visa platform and it features an annual maintenance fee of just Rs.500 more about the benefits of hdfc rewards debit card are discussed below.

How does the hdfc rewards debit card eligibility work?

  • The applicant should be a resident of India.
  • He/she should be at least 18 years old.
  • The individual should hold any of the following HDFC accounts:
    • Savings account.
    • HDFC senior citizen account.
    • Corporate salary account.

What are the hdfc rewards debit card fees?

  • HDFC rewards debit card issuance fee: Rs.500 + GST (None for the Classic, Preferred, and hdfc imperia customers)
  • HDFC rewards debit card annual charges: Rs.500 + GST 

What are the hdfc rewards debit card benefits?

  • This hdfc debit card offers up to 5% savings on top brands including BigBazar, BPCL, Snapdeal, IRCTC, hdfc payzapp, Apollo Pharmacy, and smartbuy. The savings are given in the form of reward points, you can earn up to 2000 hdfc reward points in a month.
  • This hdfc bank rewards debit card also brings some unbelievable deals on health care products at Apollo Pharmacy. 

Category

Benefit

Apollo branded products  15% discount
Medicine that does not fall under DPCO (Drugs Prices Control Order) 10% discount
FMCG (Fast Moving Consumer Goods) 5% discount
  • Your hdfc rewards card can also stand for you with its built-in insurance coverage.

Particulars

Total coverage amount

Personal accidental death coverage Rs.5 lakh
Air accidental death coverage Rs.25 lakh (the flight ticket should be booked using this card to be eligible for this coverage)

You need to use your hdfc debit card at least once every 30 days to keep your insurance coverage active.

  • The hdfc bank debit card has a high spending limit so that you won’t run into any issues when you’re making large purchases.

Category of transaction

Daily limit

HDFC bank atm withdrawal limit (domestic) Rs.50,000 per day
Domestic shopping Rs.3.5 lakh per day

What are the hdfc rewards debit card charges?

Particulars Payable amount
HDFC rewards debit card cash withdrawal charges
Domestic ATM None for hdfc bank atms

At other bank ATMs you will be charged up to Rs.21/transaction on exceeding the free hdfc debit card cash withdrawal limit.

International ATM Managed segment: Rs.15 + Taxes for balance inquiry and Rs.110 + taxes for withdrawal

Non-managed segment: Rs.25 + taxes for balance inquiry and Rs.125 + taxes for withdrawal

The savings and salary account holders will get 5 free withdrawals at HDFC ATMs, and other HDFC account holders will get an unlimited free withdrawal from HDFC ATMs.

    At metro ATMs, you will get 3 free monthly withdrawals, and at non-metro ATMs, you will get 5 free monthly withdrawals.

HDFC bank debit card replacement charge  Rs.200 + GST
ATM Pin generation charge Rs.50 + GST
HDFC debit card international payment charges 3.5% against the transaction amount

How to contact the hdfc bank debit card customer care department?

100xGain Rating:

7/10

Pros and Cons of the hdfc rewards debit card:

Pros 

Cons

  • You can earn some handsome savings from your everyday expenses.
  • There are a number of attractive deals in healthcare categories on this rewards debit card.
  • This hdfc debit card does not feature any travel or entertainment benefits.
  • Best Rewards Debit Card:

IDBI Visa Signature Paywave Debit Card

The idbi visa signature paywave debit card is one of the most popular debit cards among Indians looking for attractive reward points. This card is a perfect mixture of simplicity and attractive benefits. While it charges Rs.799 as an annual maintenance fee, it lets you enjoy free access to domestic and international airport lounges, powerful loyalty points on every transaction, a higher spending limit, and lots more. Go through the complete article to know more about the idbi visa debit card benefits.

Who can apply for the idbi bank visa signature debit card?

  • The applicant should be an Indian.
  • He/She should be at least 18 years old.
  • The applicant should have an active IDBI bank account.
  • If you don’t have an IDBI account then you can apply for this idbi bank debit card at the time of opening your IDBI bank account.

What are the idbi bank visa debit card fees?

  • IDBI visa debit card issuance charges: Rs.799 + GST (None for the idbi royale account and Royale plus account holders)
  • IDBI visa debit card annual fee: Rs.799 + GST

What are the idbi visa signature debit card benefits?

  • For every Rs.100 transaction, you make using this visa debit card at merchant locations, you can earn 3 idbi loyalty points. You can check the status of your points from the idbi net banking account.
  • This idbi debit card also gives you 2 quarterly access to domestic airport lounges, and 2 quarterly visits to international airport lounges. 
  • You will get complimentary insurance coverage with this idbi paywave card that can support you in unfortunate events.

Particulars

Total coverage amount

Air accident coverage Rs.25 lakh 
Personal accident coverage Rs.5 lakh
Lost baggage coverage Rs.50,000
Purchase protection Rs.20,000 (should be claimed within the first 90 days of placing your order)
Fire and burglary protection (for household stuff) Rs.50,000
Lost card liability coverage 5 lakh
  • With your IDBI visa signature card you can enjoy a daily cash withdrawal limit of Rs.3 lakh and daily POS transaction limit of Rs.5 lakh.

What are the idbi visa debit card charges?

Particulars

Payable amount

IDBI bank atm withdrawal charges You don’t have to pay any charges for cash withdrawal at domestic, international, IDBI, and non-idbi bank atms.
IDBI debit card replacement fee  Rs.799 + GST for each replacement (Only for lost or stolen cards)
Foreign currency conversion charge 3.5% against the transaction amount.

How to contact the idbi debit card customer care department?

  • Call the idbi bank customer care number: 1800-209-4324 (Toll-free) / 1800 425 7600 (Toll-free) / 022-6771-9100 or 022 – 4042 6013
  • Write to the idbi bank customer care email id: idbicards@idbi.co.in 

100xGain Rating:

7/10

Pros and Cons of the idbi visa paywave debit card:

Pros 

Cons

  • You will get free access to domestic and international lounges.
  • The rate of earning reward points is quite good.
  • This idbi card comes with a higher transaction limit.
  • This idbi paywave debit card does not have any dining or entertainment benefits.
  • There are no travel booking benefits on this IDBI visa card.
  • Best Shopping Debit Card:

HDFC Times Point Debit Card

If you are a shopping enthusiast and looking for a debit card that can offer you some handsome savings, then you should take a look at the hdfc times point debit card. It is a very unique debit card from HDFC bank that offers times points as rewards. Apart from that it also lets you enjoy huge discounts on lifestyle, entertainment, and groceries, free access to domestic airport lounges, complimentary insurance coverage, and lots more. Make sure to read the complete review to know more about the hdfc bank debit card benefits.

Who can apply for the HDFC times point debit card?

  • The applicant should be an Indian or non-resident Indian.
  • He/she should be at least 18 years old.
  • The individual should hold any of the following HDFC accounts:
    • hdfc bank savings account.
    • Senior citizen account.
    • hdfc bank corporate salary account.
    • Supersaver account.
    • hdfc loan against shares account.

What are the hdfc times point debit card annual charges?

  • HDFC times point debit card issuance charge: Rs.650 + GST
  • HDFC times point debit card annual fee: Rs.650 + GST

What are the hdfc times point debit card benefits?

  • With the first shopping transaction made using this times point debit card, you can earn up to 500 times points
  • For every transaction made on lifestyle, entertainment, and groceries, you can earn up to a 10% discount.
  • If you use Payzapp or the hdfc smartbuy app to make payments, then you will get a 5% cashback on the transacted amount.
  • Also if you register for the hdfc autopay option you will get 5% cashback on all your utility bills paid via auto-pay for the first 12 months. The maximum cashback you can earn in those 12 months is Rs.1800.
  • The hdfc times points debit card offers 2 times points for every Rs.150 transaction. You can redeem hdfc debit card points from your net banking account. Also, if you want to know how to redeem hdfc times card points? then feel free to take a look at our debit card faq page.
  • This hdfc times point card also allows you to convert any of your transactions (over Rs.5,000) into small monthly installments. Click here for the latest hdfc debit card emi offers.
  • Using your hdfc times card you can get access to most of the domestic clipper airport lounges. Click here for the hdfc times points debit card airport lounge access list.
  • With the complimentary insurance coverage, your times points hdfc debit card can stand for you in case of unfortunate events.

Particulars 

Total coverage amount

Personal accidental death coverage Rs.10 lakh
Air accidental death coverage (International)  Rs.1 Cr.
Purchase protection Rs.2,00,000 (applicable for up to 6 months from the day of placing order)
Baggage insurance (checked baggage) Rs.2 lakh
  • HDFC bank has offered a higher transaction limit on this times point debit card so that you can transact worry-free.

Category of transaction

Daily limits
HDFC times points debit card daily withdrawal limit (domestic)    Rs.1 lac
Domestic shopping  Rs.3.5 lacs

You can also customize the mentioned hdfc times point debit card limits from your hdfc debit card netbanking account.

What are the hdfc times points debit card charges?

Particulars

Payable amount

HDFC times points debit card withdrawal charges
Domestic ATM None for HDFC ATMs

At other bank ATMs you will be charged up to Rs.21/transaction on exceeding the free transaction limit.

International ATM Managed segment: Rs.15 + Taxes for balance inquiry and Rs.110 + taxes for withdrawal

Non-managed segment: Rs.25 + taxes for balance inquiry and Rs.125 + taxes for withdrawal

The savings and salary account holders will get 5 free withdrawals at HDFC ATMs, and other HDFC account holders will get an unlimited free withdrawal from HDFC ATMs.

    At metro ATMs, you will get 3 free monthly withdrawals, and at non-metro ATMs, you will get 5 free monthly withdrawals.

HDFC debit card issuance charges  Rs.200 + GST
HDFC debit card pin generation charge  Rs.50 
HDFC debit card foreign transaction fee 3.5% against the transaction amount

How to contact the hdfc debit card customer care department?

  • Call the hdfc bank toll free number: 1800-266-4332 (Toll-free) / 1800-202-6161(Toll-free) or 022-6160-6161
  • Write to the hdfc customer care email id: customerservices.cards@hdfcbank.com 

100xGain Rating:

7/10

Pros and cons of the hdfc times points debit card:

Pros 

Cons

  • This hdfc times card offers an attractive discount on lifestyle, entertainment, and groceries.
  • You can enjoy free access to domestic airport lounges.
  • You can also earn some extra benefits by transacting via payzapp.
  • There are no dining benefits on this times point debit card.
  • The rate of offering hdfc times points could be a bit better.
  • Best Low-cost Debit Cards:

Kotak Mahindra Privy League Signature Debit Card Review

If you are a kotak privy league customer and are looking for a low cost debit card for your everyday usage, then the kotak privy league signature debit card can be the ideal choice for you. It lets you enjoy free access to airport lounges, attractive deals on entertainment and healthcare categories, higher transaction limits, and lots more, which is enough to make your daily life much smoother. A detailed description of the kotak privy league debit card benefits is given below.

How does the kotak privy league debit card eligibility work?

  • The applicant should be an Indian.
  • He/She should be at least 18 years old.
  • The individual should hold a privy league optima or insignia account.

What are the kotak privy league debit card annual charges?

  • Kotak privy league signature debit card issuance fee: None for the Optima and insignia customers.
  • Kotak privy league signature debit card annual fee: None for the Optima and insignia customers.

What are the kotak privy league signature debit card benefits?

  • This kotak debit card offers you 1 quarterly access to most of the leading airport lounges across the country. This kotak mahindra bank debit card also comes with a complimentary kotak priority pass membership, that gives you access to over 1000 premium airport lounges across the globe.
  • The kotak mahindra privy league signature debit card features an array of attractive deals on entertainment, travel, and health care categories.
  • In case of emergency, your kotak mahindra bank card can stand for you with its built-in insurance coverage.

Particulars

Total coverage amount
Lost card liability coverage  Rs.4,75,000
Purchase protection Rs.1,50,000
Baggage insurance coverage Rs.1,00,000
Personal accident coverage Rs.25,000
Air accident coverage  Rs. 1Cr.
  • Due to the higher transaction limit, you will never run into trouble when making high-value transactions.

Category of transaction

Daily transaction limit

Kotak mahindra bank atm withdrawal limit Rs.2,00,000 per day (domestic and abroad)
Retail purchase Rs.4,00,000 per day (for kotak bank optima account holders)

Rs.4,50,000 per day (for kotak bank insignia account holders)

What are the kotak privy league signature debit card charges?

Particulars

Payable amount

Kotak bank atm withdrawal charges None for domestic and International ATMs

You will get 1 free cardless cash withdrawal in a month, after that, you have to pay Rs.10 for every withdrawal.

Kotak debit card replacement fee  None
Cash deposit charge (At cash deposit machines)  None for the kotak insignia customers

The Optima customers will get 10 free deposits in a month, after that you will have to pay Rs.4.5 for every Rs.1,000 deposit.

Kotak debit card foreign transaction charges 3.5% against the transaction amount

How to contact the kotak debit card customer care department?

  • Call the kotak helpline number: 1800-209-0000 (Toll-free) or 022-6600-6022
  • Write to the kotak helpline email: customerfirst@kotak.com 

100xGain Rating:

6.5/10

Pros and cons of the kotak mahindra bank privy league debit card:

Pros 

Cons

  • You will get free access to domestic and international lounges.
  • The complimentary insurance coverage can also be helpful in emergency situations.
  • You will also get a higher transaction limit with this kotak privy league debit card.
  • There are no rewards or cashback offers on this kotak debit card.
  • This card does not offer anything in the dining or entertainment categories.

SBI Platinum International Debit Card

If you are looking for a low-cost debit card that can offer you some attractive benefits from your everyday expenses, then the sbi platinum international debit card can be a good option for you.  Targeting the huge Indian customer base, this card offers powerful rewards on every transaction, a higher daily transaction limit, the ability to use your card for international transactions, etc. More about the benefits of sbi platinum debit card are discussed below.

How does the sbi platinum international debit card eligibility work?

  • The applicant should be a resident of India.
  • He/She should be at least 18 years old.
  • The individual should hold an active SBI account.
  • You can also apply for this sbi platinum debit card while opening your SBI bank account.

What are the sbi platinum debit card annual charges?

  • SBI platinum international debit card issuance fee: Rs.300 + GST
  • SBI platinum international debit card annual fee: Rs.250 + GST

What are the sbi platinum international debit card benefits?

  • As you activate your sbi debit card and perform 3 successful transactions using it, you will receive 200 bonus points as a welcome gift.
  • This sbi platinum international debit card features upto 2 reward points for every Rs.200 spent on shopping, dining, fuel, travel, and online expenses. You will also get 4 sbi reward points for the same in your birthday month. You can exchange those points against several exciting gifts available in the sbi debit card rewards catalog.
  • You can use this sbi visa platinum debit card at over 52 lakh merchants across the country and over 30 million merchants worldwide.
  • With the higher sbi debit card transaction limit, you will never face any trouble while making a high-value transaction.

Category of transaction

Daily limit

SBI platinum debit card withdrawal limit Domestic: Rs.1,00,000 per day

International: Equivalent of Rs.1,00,000 per day

POS transactions Rs.2,00,000 per day
Online transactions (International) Equivalent of Rs.50,000 per day

What are the sbi platinum international debit card charges?

Particulars

Payable amount

SBI debit card cash withdrawal charges Your sbi platinum debit card withdrawal fees depend on your account type, and average monthly balance. You can find the charges specified for your account by clicking here
SBI debit card replacement charges  Rs.300 + GST
PIN re-generation charge Rs.50 + GST
SBI platinum debit card international transaction charges 3.5% against the transaction amount. 

How to contact the sbi debit card customer service department?

  • Call the sbi platinum international debit card customer care number: 1860-180-1290 / 022-3902-0202 or 1860-180-7777
  • Write to the sbi customer care email id: customercare@sbicard.com 

100xGain Rating:

6.5/10

Pros and cons of the sbi international platinum debit card:

Pros 

Cons

  • You can earn attractive rewards from your everyday expenses.
  • The annual maintenance fee of this card is relatively lower.
  • Also, this sbi platinum international debit card offers a higher daily transaction limit. 
  • This card does not have any lounge access benefits.
  • There are no dining or entertainment benefits on this sbi international debit card

Yes Prosperity Platinum Debit Card

If you are looking for a low-cost debit card for your regular usage, then you should take a look at the yes prosperity platinum debit card. With a higher transaction limit and unlimited withdrawal facility, this card can be the perfect choice for everyday usage. It also lets you enjoy assured yes bank rewards on every transaction, free access to airport lounges, attractive deals on movie tickets, and lots more. You can find more about the yes bank prosperity debit card benefits.

Who can apply for the yes bank prosperity platinum debit card?

  • The applicant should be an Indian resident.
  • He/She should be at least 18 years old.
  • The applicant should hold an active yes bank savings account or current account.

What are the yes bank prosperity platinum debit card fees?

  • Yes bank prosperity platinum debit card issuance charge: Rs.599 + GST
  • Yes bank prosperity platinum debit card annual fee: Rs.599 + GST

What are the yes bank platinum prosperity debit card benefits?

  • For every transaction you make using this card, you can earn assured yes bank reward points. Those points can be redeemed from the yes rewards catalog.
  • If you use this yes prosperity debit card to book movie tickets from BookMyShow, you will get up to Rs.200 off on the booking value. 
  • This yes bank prosperity debit card offers you free access to most of the premium domestic airport lounges. Click here for the yes prosperity platinum debit card lounge access list.
  • You will also get an array of exclusive deals on dining, entertainment, shopping, and travel expenses. Click here to find the latest yes bank debit card offers.
  • With the built-in insurance coverage, this yes bank prosperity debit card can prove to be exceptionally helpful in emergencies.

Particulars

Total coverage amount
Card loss liability coverage Rs.2,00,000
Purchase protection Rs.25,000
Personal accident coverage Rs.5,00,000
Air accident coverage Rs.25,00,000
  • With the yes bank platinum debit card’s high transaction limit, you can transact worry-free. You will get a daily yes bank debit card cash withdrawal limit of Rs.1,00,000 and a daily POS transaction limit of Rs.2,00,000.

What are the yes bank debit card charges?

Particulars

Payable amount

Yes bank debit card cash withdrawal charges
Yes bank ATMs  Unlimited free withdrawal
Non-Yes bank ATMs You will get 5 free financial transactions and unlimited non-financial transactions. After that, you will have to pay Rs.20 for every withdrawal.
International ATMs  Cash withdrawal: Rs.120 + GST per transaction

Balance inquiry: Rs.20 + GST per transaction

Card replacement fee  Rs.149 + GST
Yes bank debit card pin regeneration fee Rs.50 + GST
Yes bank debit card international transaction charges 3% against the transaction amount

How to contact the yes bank debit card customer care department?

  • Call the yes bank customer care number: 1800-103-1212 (Toll-free) or 022-4935-0000
  • Write to the yes bank customer care email id: yestouchcc@yesbank.in 

100xGain Rating:

6.5/10

Pros and cons of the yes bank prosperity platinum debit card:

Pros 

Cons

  • You can earn some attractive discounts on movie tickets. 
  • This card gives you free access to domestic airport lounges.
  • You can enjoy some attractive deals in dining, shopping, and entertainment categories.
  • This yes prosperity debit card does not have many shopping or dining benefits.
  • There are no discounts or cashback offers on this platinum debit card.

Now all you have to do is select the card that best suits your needs and apply. Before choosing a particular debit card, take a moment to consider whether you can utilize its benefits effectively. In some cases, debit card annual charges can be very steep, so if you can’t properly utilize the benefits, it will soon become a burden on your finances. You will make your financial life a whole lot smoother if you are responsible when selecting a financial product. 

1 thought on “Best 16 Debit Cards In India | Top 16 Debit Cards In India”

Leave a Reply

Share via
Copy link
Powered by Social Snap
%d bloggers like this: