Best 16 Fuel Credit Cards In India | Top 16 Fuel Credit Cards In India

If you spend the majority of your time in your car then having a fuel credit card can help you to save a little every time you fill-up. On average, Indians spend 17% of their daily income on fuel. Fuel credit cards can help you to reduce some of the costs associated with road trips and driving to work.

The hardest part is to find the right card. Many different credit cards are available, and choosing one particular fuel credit card can be a challenge. This is why we have listed the top 16 fuel credit cards in this article. Take a look at them and we hope you find the right one for you.

• Table of Contents

  Axis Bank Indian Oil Credit Card

When it comes to powerful fuel benefits at a comparative rate, there are a few credit cards that can outrank the axis bank indian oil credit card. Making your fuel expenses more rewarding, this card offers; accelerated rewards on fuel expenses, exclusive discounts on movie tickets, attractive deals on dining, and lots more. Go through the complete indian oil axis bank credit card review to learn more about this card. 

How much does the axis bank indian oil credit card cost?

• Axis bank indian oil credit card joining fee: No Fee.
• Axis bank indian oil credit card annual fee: No Fee.

100xGain Rating:

7/10

What are the axis bank indian oil credit card benefits?

• This axis bank indian oil credit card features 20 reward points for every Rs.100 transaction made at IOCL fuel stations.
• You can also bag a 10% discount on movie tickets.
• There is also a 1% fuel surcharge waiver on this indian oil axis bank credit card.
• You can also experience a 20% discount on dining bills.

Pros and Cons:

Pros	Cons
The rate of earning axis bank indian oil credit card reward points is quite impressive. The axis bank indianoil credit card charges seems reasonable. There are also some attractive deals on dining and movie tickets.	This axis bank fuel card doesn’t have any travel booking benefits. This card is not very good for frequent shoppers.

• Indianoil Citibank Platinum Credit Card

The indianoil citibank platinum credit card is one of the most popular fuel credit cards available in India. Offering fuel points on every transaction, exclusive deals on dining expenses, and huge discounts on duty-free shopping, this card brings so much value with it that it can easily offset the Rs. 1000 annual fee. More about the benefits are discussed in the complete indian oil citi bank credit card review.

What are the citi indianoil credit card fees?

• Citibank indian oil credit card joining fee: None. 
• Citibank indian oil credit card annual fee: Rs.1000 + GST 

100xGain Rating:

6/10 

What are the major citibank credit card benefits?

• You can earn accelerated turbo points for every transaction made using this indian oil credit card.
• This citi bank credit card offers a 20% discount on dining expenses.
• This citi bank indian oil card also offers 4 turbo points for every Rs.150 transaction made on fuel expenses. You can also use those points to get a product from the citi bank reward points redemption catalog or to purchase fuel.
• You can also experience a 15% discount on duty-free shopping.

Pros and Cons:

Pros	Cons
The rate of earning citibank credit card reward points is quite impressive. This car also features a huge discount on dining expenses. This citi indian oil card is also quite useful for duty-free shopping.	This indian oil citi bank credit card is not good for online usage. This citibank indian oil card doesn’t have any travel booking benefit.

If you want to know about the citibank credit card activation process or if you want to know; how to close citibank credit card account permanently? Then feel free to take a look at the 100xGain faq page.

• Indianoil HDFC Bank Credit Card

If earning cashback from fuel expenses seems beneficial to you then you would love the hdfc bank indianoil credit card. Offering exclusive savings on fuel expenses, this card offers; accelerated fuel points, on everyday expenses, handsome monthly waivers on fuel surcharges, and lots more. The best part is that you can use those fuel points to purchase fuel which further maximizes your savings. You can find more about this card from the complete indianoil hdfc bank credit card review.

What are the hdfc bank indianoil credit card charges?

• HDFC indian oil credit card joining fee: Rs. 500 + GST
• HDFC indianoil credit card annual fee: Rs. 500 + GST

100xGain Rating:

7/10

What are the indianoil hdfc bank credit card benefits?

• You can earn up to 5% full points for every transaction made with this card.
• This indianoil hdfc bank credit card features an Rs.250 monthly waiver on fuel surcharges.
• On spending Rs.50,000 within a year, you can get a complete waiver on your annual fee.

Pros and Cons:

Pros	Cons
This HDFC indianoil credit card is very good at offering fuel points. You can earn a handsome waiver on fuel surcharges. The milestone benefit scheme is also very attractive.	This hdfc credit card doesn’t have any shopping or entertainment benefits. You will not get any travel booking benefits from this fuel credit card.

• ICICI HPCL Credit Card

The ICICI HPCL credit card is one of the widely applied fuel credit cards in India. While this card comes with a minimal annual fee of Rs. 199 it offers you attractive cashback on fuel expenses, exclusive monthly waiver on fuel surcharges, attractive deals on movie and dining, etc. Make sure to read the complete icici hpcl credit card review to know more about the benefits.

What are the icici hpcl super saver credit card charges?

• HPCL icici credit card joining fee: Rs.199 + GST 
• ICICI hpcl credit card annual fee: Rs.199 + GST

100xGain Rating:

6.5/10

What are the icici hpcl super saver credit card benefits?

• For every fuel transaction you make at HPCL fuel stations you can earn up to a 2.5% cashback.
• There is also a 1%  fuel surcharge waiver on this hpcl super saver icici credit card.
• This icici hpcl credit card also offers Rs. 100 discount on movie tickets booked via BookMyShow.
• You will also get a 15% discount on dining expenses.

Pros and Cons:

Pros	Cons
You will get exclusive cashback on fuel expenses. This icici bank hpcl credit card also offers attractive deals on dining expenses. There is also an attractive discount on movie tickets.	The fuel benefits are only available at HPCL fuel stations. There are no shopping benefits on this icici bank hpcl super saver credit card.

• RBL Platinum Valueplus Supercard

When it comes to attractive fuel benefits at an affordable rate, there are very few credit cards available in India that can be compared with the rbl platinum valueplus supercard. Offering huge cashback on fuel expenses, an attractive monthly waiver on fuel surcharges, and a very easy annual fee waiver option, this card brings so much value with it that it can easily offset the Rs. 499 annual fee. If this card seems beneficial to you then feel free to read the complete rbl platinum value plus supercard review to know more about the benefits.

What are the RBL Platinum ValuePlus SuperCard fees?

• RBL platinum valueplus supercard joining fee: Rs.499 + GST
• RBL platinum value plus supercard annual fee: Rs.499 + GST

100xGain Rating:

7.5/10

What are the bajaj finserv rbl bank value plus supercard benefits?

• This rbl supercard offers a 10% cashback on fuel expenses.
• You will also get an Rs.100 monthly waiver on fuel surcharges.
• On spending Rs.50,000 within a year you can get a complete waiver on your annual fees.
• This rbl value plus supercard comes with a very attractive welcome gift.

Pros and Cons:

Pros	Cons
You will get a huge cashback on fuel expenses. This rbl credit card offers a handsome waiver on fuel surcharges. There is also an annual fee waiver option available.	You will not get any shopping benefits from this rbl bajaj finserv credit card. This card doesn’t have any travel or entertainment benefits.

If you want to know; how to activate rbl credit card for the first time? or how to pay rbl credit card bill offline? Then feel free to take a look at our faq page.

• SBI BPCL Octane Credit Card

The sbi bpcl octane credit card will be a great choice for credit card users looking to add more value to their fuel expenses. While this card charges an annual fee of Rs. 1499 it lets you enjoy accelerated rewards on fuel expenses, attractive value back on fuel purchase, attractive monthly waiver on fuel surcharges, and lots more. If you want to know more about the sbi bpcl credit card benefits then feel free to take a look at the complete sbi bpcl octane credit card review.

What are the sbi bpcl credit card fees?

• SBI bpcl card joining fee: Rs.1499 + GST
• SBI bpcl credit card annual fee: Rs.1499 + GST

100xGain Rating:

7.5/10

What are the sbi bpcl octane credit card benefits?

• This sbi bpcl credit card features 25 reward points for every Rs.100 transaction made on fuel.
• You will also get a 7.25% value bank at BPCL fuel stations.
• There is also an Rs. 100 monthly waiver on fuel surcharges.
• There is also a fraud liability coverage of Rs.1,00,000 on this sbi bpcl credit card.

Pros and Cons:

Pros	Cons
The rate of earning sbi bpcl credit card reward points is quite impressive. This card also offers a handsome value back on fuel expenses. You will also get complimentary fraud liability coverage with this bpcl sbi credit card.	There are no shopping or dining benefits on this sbi bpcl credit card. This card is not very good for travel expenses.

If you are curious about; how to redeem sbi bpcl credit card reward points? or how to activate sbi bpcl credit card for the first time? Then make sure to take a look at the SBI credit card faq page.

• SBI BPCL Credit Card

The sbi bpcl credit card is a trimmed-down version of the sbi bpcl octane credit card. Just like the octane card, this sbi credit card is also stuffed with premium fuel benefits. It lets you enjoy; attractive value backs on fuel expenses, accelerated rewards on everyday expenses and lots more. SBI even claims that this card can offer you up to 70 liters of free fuel every year which is quite unbelievable. You can find more about this card from the complete sbi bpcl credit card review.

What are the sbi bpcl credit card fees?

• BPCL sbi credit card joining fee: Rs.499 + GST 
• BPCL sbi credit card annual fee: Rs.499 + GST

100xGain Rating:

7/10

What are the major bpcl sbi credit card benefits?

• There is a 4.25% value back on fuel expenses.
• You can also earn 5X rewards for every Rs.100 transaction.
• This bpcl sbi credit card features up to 70 L of free fuel every year.
• The joining bonus of the sbi credit card is also very impressive.

Pros and Cons:

Pros	Cons
The rate of earning sbi card rewards is very impressive. This sbi bpcl credit card offers a very good reward earning rate. You can use your value back points to purchase fuel from BPCL fuel stations.	This card doesn’t have any shopping or entertainment benefits. You will not get any dining benefits from this card.

For queries like; how to check sbi bpcl credit card application status? or how does sbi card activation process work? you can visit the 100xGain SBI faq page.

• HDFC Bank Bharat Credit Card

The hdfc bank bharat credit card is not just an ordinary credit card, it packs a real punch of affordability and usefulness. Offering attractive cashback on fuel expenses, attractive monthly waivers on fuel surcharges, and complimentary lost card liability coverage, this card brings so much value with it that it can easily add more value to your every fuel purchase. Make sure to read the complete HDFC Bharat card review to know more about the benefits.

What are the HDFC bharat credit card fees?

• HDFC bharat credit card joining fee: Rs.500 + GST 
• HDFC bharat credit card annual fee: Rs.500 + GST

100xGain Rating:

7/10

What are the hdfc bank bharat credit card benefits?

• This card offers a 5% monthly cashback on fuel expenses.
• You can earn up to Rs.250 fuel surcharge waiver per month.
• There is also complimentary lost card liability coverage on this hdfc credit card.

Pros and Cons:

Pros	Cons
You will get an attractive monthly cashback on fuel expenses. This hdfc bank bharat cashback credit card offers a handsome waiver on fuel surcharges. The hdfc bank bharat credit card charges seem quite reasonable.	Apart from full benefits, you can’t expect anything from this hdfc bank bharat cash back credit card.

• Standard Chartered Super Value Titanium Credit Card

The standard chartered super value titanium credit card is best suited for those who want to earn powerful fuel benefits at an affordable rate. While this super value titanium card charges Rs. 750 as an annual fee, it lets you enjoy exclusive cashback on fuel expenses, complimentary priority pass membership that offers free access to airport lounges, attractive cash backs on utility bill payments, and lots more. More about the benefits are discussed in the complete standard chartered super value titanium credit card review.

What are the standard chartered super value titanium credit card fees?

• Standard chartered super value titanium credit card joining fee: Rs. 750 + GST
• Standard chartered super value titanium credit card annual fee: Rs. 750 + GST

100xGain Rating:

6.5/10

What are the standard chartered super value titanium credit card benefits?

• You will get up to 5% cashback on fuel expenses.
• This standard chartered titanium credit card comes with a complimentary priority pass membership.
• You can also earn up to 5% cashback on bill payments.
• This standard chartered super value titanium credit card offers one reward point for every Rs.150 transaction.

Pros and Cons:

Pros	Cons
You will get attractive cash backs on fuel expenses. This super value titanium credit card offers a complimentary priority pass membership for its users. It also features a 5% cashback on utility bill payments.	The rate of earning reward points is not that great. There are no dining and entertainment benefits on this standard chartered titanium super value credit card.

For queries like; how to check standard chartered super value titanium credit card limit? Or how to get the standard chartered super value titanium credit card annual fee waiver? You can visit our faq page.

• American Express Smartearn™ Credit Card

If earning accelerated rewards from every credit card usage seems beneficial to you, then you would definitely love the american express smartearn™ credit card. Making your every transaction rewarding, this card offers huge reward points on everyday expenses, a zero percent convenience fee on fuel purchase, bonus rewards on milestone expenses, and lots more. Make sure to read the complete american express smartearn credit card review to know more about the benefits.

What are the american express smartearn credit card fees?

• American express smart earn credit card joining fee: Rs.495 + GST 
• American express smartearn credit card annual fee: Rs.495 + GST

100xGain Rating:

7/10

What are the american express smartearn credit card benefits?

• This american express card offers a 0% convenience fee and fuel purchase at all HPCL fuel stations.
• You can earn up to 10X reward points for every Rs.50 transaction made using this amex smart earn card.
• On spending Rs.40,000 within a year you can get a complete waiver on your next year’s amex smart earn card annual fee.

Pros and Cons:

Pros	Cons
This card is very good at offering membership reward points. Using this smartearn credit card you can get a 0% convenience fee on fuel purchases.	This american express credit card has nothing to offer us in the dining and entertainment categories.

• American Express Membership Reward Credit Card

When it comes to powerful rewards, there are a few credit cards that can be compared with the american express membership reward credit card. While it costs Rs. 4500 as an annual fee, it lets you enjoy reward points on every transaction, a zero percent convenience fee on fuel purchase, a huge discount on dining expenses, and lots more. You can find more about the benefits from the complete american express membership rewards credit card review.

What are the american express membership reward card fees?

• American express membership reward credit card joining fee: Rs.1000 + GST
• American express membership rewards credit card annual fee: Rs.4500 + GST

100xGain Rating:

6.5/10

What are the major american express rewards credit card benefits?

• This american express credit card offers a 0% convenience fee on fuel purchases.
• You can earn one reward point for every Rs.50 transaction.
• There is a 20% discount on dining expenses.
• On spending Rs.1,50,000 within a year you can get a complete waiver on your next year’s annual fees.

Pros and Cons:

Pros	Cons
You will get a complete waiver on fuel surcharges. This amex credit card offers a massive discount on dining expenses.	The rate of earning reward points is not that great. This american express credit card doesn’t have any movie benefits.

• Bank of Baroda Prime Credit Card

The bank of baroda prime credit card is a perfect combination of attractive benefits and affordability. It lets you enjoy handsome monthly waivers on fuel surcharges, assured cashback on every transaction, accelerated rewards on every card swipe, and lots more. The most attractive part is that you will get to enjoy all the benefits without paying any annual fees. So, if you are interested to know more about this card then make sure to read the complete bank of baroda prime credit card review. 

What are the bank of baroda prime credit card charges?

• Bank of baroda prime credit card joining fee: None. 
• BoB credit card annual fee: None.

100xGain Rating:

7/10

What are the BOB prime card benefits?

• You will get up to Rs.250 fuel surcharge waiver per month.
• This card also offers a 1% cashback on every transaction.
• You can also earn up to 4 bank of baroda reward points for every Rs100 transaction made using this card.
• This bob financial prime credit card has built-in fraud liability coverage protection.

Pros and Cons:

Pros	Cons
You will get a handsome monthly waiver on fuel surcharges. The rate of earning bank of baroda rewards point is quite impressive. It is a lifetime free credit card.	You will not get any dining or entertainment benefits from this bob lifetime free credit card. There are no travel booking benefits on this bank of baroda credit card.

• HDFC Bank Freedom Credit Card

The hdfc bank freedom credit card stands out in the crowded mid-tier category of low-cost everyday usage credit cards. Offering elite-like perks like; massive discounts on dining expenses, huge monthly waivers on fuel surcharges, and powerful rewards on everyday usage, this card brings so much value with it that it can easily justify the Rs. 500 annual fee. You can find more about the benefits from the complete hdfc bank freedom credit card review.

What are the hdfc bank freedom credit card charges?

• HDFC freedom credit card joining fee: Rs. 500 + GST
• HDFC freedom credit card annual fee: Rs. 500 + GST

100xGain Rating:

7.5/10

What are the hdfc bank freedom credit card benefits?

• You will get up to Rs.250 monthly waiver on fuel surcharges.
• This hdfc bank freedom credit card features a massive 15% discount on dining expenses.
• You can earn up to 10X freedom reward points for every Rs.150 transaction made using this card.
• On spending Rs.50,000 within a year you can get a complete waiver on your next year’s freedom credit card annual fee.

Pros and Cons:

Pros	Cons
You will get a handsome monthly waiver on fuel surcharges. There is a massive discount on dining expenses. The rate of earning freedom rewards is also very good.	This hdfc freedom card is not very good for travel-related usage.

If you are not satisfied with the hdfc bank freedom credit card limit, then feel free to take a look at our faq page. 

• HDFC Moneyback Credit Card

The hdfc moneyback credit card is not a credit card which is very nice to look at, it packs a real punch of affordability and powerful benefits. While this card costs an annual fee of Rs. 500 as an annual fee, it lets you enjoy; an attractive monthly waiver on fuel surcharges, powerful rewards on every card swipe, complimentary fraud liability coverage, and lots more. Feel free to read the complete hdfc moneyback credit card review to know more about the benefits.

What are the hdfc moneyback credit card fees?

• Moneyback hdfc credit card joining fee: Rs. 500 + GST
• HDFC moneyback credit card annual fee: Rs. 500 + GST

100xGain Rating:

7/10

What are the benefits of hdfc moneyback credit card?

• This hdfc moneyback credit card offers up to Rs.250 monthly waiver on fuel surcharges.
• You can earn up to 4 hdfc reward points for every Rs.150 transaction.
• This card comes with complimentary lost card liability coverage.

Pros and Cons:

Pros	Cons
There is a handsome monthly waiver on fuel surcharges. The rate of earning hdfc moneyback credit card reward points is quite impressive. This hdfc moneyback credit card features a very attractive milestone benefit scheme.	You will not get any dining and entertainment benefits from this hdfc bank moneyback credit card. This card doesn’t feature any travel booking benefits.

If you have queries like; how to activate hdfc moneyback credit card for the first time? Or how to redeem hdfc moneyback credit card points? Then feel free to take a look at the HDFC credit card faq page.

• SBI Prime Credit Card

The sbi prime credit card is one of the most popular credit cards offered by SBI. Targeting the educated class of Indian credit card users, this sbi card offers; attractive discounts on fuel surcharges, free access to domestic and international airport lounges, attractive deals on hotel and travel booking, etc. which are more than enough to justify the Rs. 2999 annual fee. You can find more about the benefits from the complete sbi prime credit card review.

What are the sbi prime card fees?

• SBI prime card joining fee: Rs.2999 + GST 
• SBI prime credit card annual fee: Rs.2999 + GST 

100xGain Rating:

8/10

What are the benefits of sbi prime credit card?

• You can earn up to Rs.250 monthly waiver on fuel surcharges.
• This sbi prime card features free access to domestic and international airport lounges. You can find more about the sbi prime credit card lounge access benefit from the complete review.
• You can bag some exclusive deals on hotels and travel booking.
• This sbi prime card offers some complimentary golf rounds at some of the premium golf courses.

Pros and Cons:

Pros	Cons
There is a handsome monthly waiver on fuel surcharges on this sbi prime credit card. You will get free access to the domestic and international airport lounges. This sbi prime credit card offers some complimentary golf rounds.	This sbi credit card does not have anything in the movie and entertainment category. The sbi prime card annual fee seems a bit high for a fuel credit card.

If you want to know; how to activate sbi prime credit card for the first time? Or how to deactivate sbi prime credit card temporarily? Then make sure to take a look at the SBI faq page.

• Bandhan Bank Standard Chartered Xclusive Credit Card

The bandhan bank standard chartered xclusive credit card is a co-branded multipurpose credit card offered by Bandhan Bank. Targeting the huge customer base in India, this card offers; an exclusive waiver on fuel surcharges, free access to airport lounges, powerful rewards on every transaction, and lots more. You can find more bandhan bank credit card details from the complete review.

What are the bandhan bank standard chartered xclusive credit card fees?

• Bandhan bank xclusive credit card joining fee: Rs.2999 + GST 
• Bandhan bank xclusive credit card annual fee: Rs.2999 + GST 

100xGain Rating:

6/10

What are the bandhan bank standard chartered xclusive credit card benefits?

• Depending on your credit card usage, you can earn some handsome waivers on fuel surcharges.
• This bandhan bank card gives you free access to domestic airport lounges.
• You can earn up to 10 reward points for every Rs.150 transaction made using this card. You can check the status of your reward points from the bandhan net banking account.
• On spending Rs.4 lakh within a year you can get a complete waiver on your next year’s annual fee.

Pros and Cons:

Pros	Cons
This bandhan bank credit card gives you free access to airport lounges. You can earn some handsome fuel surcharge waiver depending on your credit card usage. The rate of earning reward points is also very good.	There are no shopping or entertainment benefits on this bandhan bank standard chartered credit card. You will not get any discount or cashback on fuel purchases.

If you want to know about the bandhan bank credit card pin generation process, or how to download bandhan bank account statement online? Then make sure to take a look at our faq page.

When deciding on a particular credit card, take some time to think about how you are going to use the card and whether you will be able to use the full benefits of the card. Ensure that you can afford the annual fee and always remember when used correctly, credit cards can be the most useful financial tool. 

Nevertheless, you should not avoid applying for credit cards. It’s about how you use them. Credit cards are by far one of the most powerful financial products ever created. If used correctly, they can prove to be the greatest asset you have ever owned. Click here to find more about proper credit card usage.